The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Equities 88579Y101   42,170 277 SH   DFND NONE 277 0 0
3M CO Equities 88579Y101   632,253 4,153 SH   SOLE NONE 4,153 0 0
ABBOTT LABORATORIES Equities 002824100   390,986 2,875 SH   DFND NONE 2,875 0 0
ABBOTT LABORATORIES Equities 002824100   17,822,478 131,038 SH   SOLE NONE 131,038 0 0
ABBVIE INC Equities 00287Y109   559,247 3,013 SH   DFND NONE 3,013 0 0
ABBVIE INC Equities 00287Y109   4,760,782 25,648 SH   SOLE NONE 25,648 0 0
ACCENTURE PLC-CL A Equities G1151C101   619,298 2,072 SH   DFND NONE 2,072 0 0
ACCENTURE PLC-CL A Equities G1151C101   22,668,714 75,843 SH   SOLE NONE 75,843 0 0
ADOBE INC Equities 00724F101   203,112 525 SH   DFND NONE 525 0 0
ADOBE INC Equities 00724F101   14,083,593 36,403 SH   SOLE NONE 36,403 0 0
ADVANCED MICRO DEVICES Equities 007903107   119,622 843 SH   DFND NONE 843 0 0
ADVANCED MICRO DEVICES Equities 007903107   93,086 656 SH   SOLE NONE 656 0 0
AECOM Equities 00766T100   2,031 18 SH   DFND NONE 18 0 0
AECOM Equities 00766T100   1,504,537 13,331 SH   SOLE NONE 13,331 0 0
AERCAP HOLDINGS NV Equities N00985106   351,000 3,000 SH   DFND NONE 3,000 0 0
AES CORP Equities 00130H105   30,382 2,888 SH   DFND NONE 2,888 0 0
AES CORP Equities 00130H105   3,228,662 306,907 SH   SOLE NONE 306,907 0 0
AFLAC INC Equities 001055102   31,638 300 SH   DFND NONE 300 0 0
AFLAC INC Equities 001055102   584,248 5,540 SH   SOLE NONE 5,540 0 0
AIR PRODUCTS & CHEMICALS INC Equities 009158106   39,281 139 SH   DFND NONE 139 0 0
AIR PRODUCTS & CHEMICALS INC Equities 009158106   400,243 1,419 SH   SOLE NONE 1,419 0 0
AKAMAI TECHNOLOGIES INC Equities 00971T101   8,215 103 SH   DFND NONE 103 0 0
AKAMAI TECHNOLOGIES INC Equities 00971T101   360,914 4,525 SH   SOLE NONE 4,525 0 0
ALLSTATE CORP Equities 020002101   325,518 1,617 SH   SOLE NONE 1,617 0 0
ALPHABET INC-CL A Equities 02079K305   2,310,443 13,110 SH   DFND NONE 13,110 0 0
ALPHABET INC-CL A Equities 02079K305   70,717,046 401,277 SH   SOLE NONE 401,277 0 0
ALPHABET INC-CL C Equities 02079K107   631,508 3,560 SH   DFND NONE 3,560 0 0
ALPHABET INC-CL C Equities 02079K107   3,676,408 20,725 SH   SOLE NONE 20,725 0 0
ALTRIA GROUP INC Equities 02209S103   141,396 2,412 SH   DFND NONE 2,412 0 0
ALTRIA GROUP INC Equities 02209S103   270,753 4,618 SH   SOLE NONE 4,618 0 0
AMAZON.COM INC Equities 023135106   2,425,795 11,057 SH   DFND NONE 11,057 0 0
AMAZON.COM INC Equities 023135106   87,107,922 397,046 SH   SOLE NONE 397,046 0 0
AMERICAN ELECTRIC POWER Equities 025537101   8,301 80 SH   DFND NONE 80 0 0
AMERICAN ELECTRIC POWER Equities 025537101   224,122 2,160 SH   SOLE NONE 2,160 0 0
AMERICAN EXPRESS CO Equities 025816109   113,965 357 SH   DFND NONE 357 0 0
AMERICAN EXPRESS CO Equities 025816109   1,532,380 4,804 SH   SOLE NONE 4,804 0 0
AMERICAN TOWER CORP Equities 03027X100   661,955 2,995 SH   DFND NONE 2,995 0 0
AMERICAN TOWER CORP Equities 03027X100   13,702,135 61,995 SH   SOLE NONE 61,995 0 0
AMERICAN WATER WORKS CO INC Equities 030420103   12,520 90 SH   DFND NONE 90 0 0
AMERICAN WATER WORKS CO INC Equities 030420103   220,489 1,585 SH   SOLE NONE 1,585 0 0
AMGEN INC Equities 031162100   391,173 1,401 SH   DFND NONE 1,401 0 0
AMGEN INC Equities 031162100   2,954,042 10,580 SH   SOLE NONE 10,580 0 0
ANALOG DEVICES INC Equities 032654105   244,520 1,027 SH   DFND NONE 1,027 0 0
ANALOG DEVICES INC Equities 032654105   22,805,172 95,812 SH   SOLE NONE 95,812 0 0
ANSYS INC Equities 03662Q105   5,971 17 SH   DFND NONE 17 0 0
ANSYS INC Equities 03662Q105   534,557 1,522 SH   SOLE NONE 1,522 0 0
APPLE INC Equities 037833100   3,665,108 17,864 SH   DFND NONE 17,864 0 0
APPLE INC Equities 037833100   108,716,711 529,886 SH   SOLE NONE 529,886 0 0
APPLIED MATERIALS INC Equities 038222105   3,112 17 SH   DFND NONE 17 0 0
APPLIED MATERIALS INC Equities 038222105   284,857 1,556 SH   SOLE NONE 1,556 0 0
APTIV PLC Equities G3265R107   149,811 2,196 SH   DFND NONE 2,196 0 0
APTIV PLC Equities G3265R107   10,387,382 152,263 SH   SOLE NONE 152,263 0 0
ASML HOLDING NV-NY REG SHS Equities N07059210   296,730 370 SH   DFND NONE 370 0 0
ASML HOLDING NV-NY REG SHS Equities N07059210   15,694,422 19,584 SH   SOLE NONE 19,584 0 0
AT&T INC Equities 00206R102   140,388 4,851 SH   DFND NONE 4,851 0 0
AT&T INC Equities 00206R102   2,795,170 96,585 SH   SOLE NONE 96,585 0 0
AUTOMATIC DATA PROCESSING Equities 053015103   1,053,803 3,417 SH   DFND NONE 3,417 0 0
AUTOMATIC DATA PROCESSING Equities 053015103   22,041,965 71,472 SH   SOLE NONE 71,472 0 0
AXON ENTERPRISE INC Equities 05464C101   422,249 510 SH   SOLE NONE 510 0 0
BANK OF AMERICA CORP Equities 060505104   1,020,550 21,567 SH   DFND NONE 21,567 0 0
BANK OF AMERICA CORP Equities 060505104   11,435,020 241,653 SH   SOLE NONE 241,653 0 0
BECTON DICKINSON AND CO Equities 075887109   158,980 923 SH   DFND NONE 923 0 0
BECTON DICKINSON AND CO Equities 075887109   11,307,351 65,645 SH   SOLE NONE 65,645 0 0
BERKSHIRE HATHAWAY INC-CL A Equities 084670108   4,372,800 6 SH   SOLE NONE 6 0 0
BERKSHIRE HATHAWAY INC-CL B Equities 084670702   1,736,142 3,574 SH   DFND NONE 3,574 0 0
BERKSHIRE HATHAWAY INC-CL B Equities 084670702   5,714,598 11,764 SH   SOLE NONE 11,764 0 0
BLACKROCK INC Equities 09290D101   746,567 712 SH   DFND NONE 712 0 0
BLACKROCK INC Equities 09290D101   25,230,266 24,046 SH   SOLE NONE 24,046 0 0
BLACKSTONE INC Equities 09260D107   443,574 2,965 SH   DFND NONE 2,965 0 0
BLACKSTONE INC Equities 09260D107   17,914,748 119,767 SH   SOLE NONE 119,767 0 0
BOEING CO/THE Equities 097023105   18,439 88 SH   DFND NONE 88 0 0
BOEING CO/THE Equities 097023105   401,040 1,914 SH   SOLE NONE 1,914 0 0
BOOKING HOLDINGS INC Equities 09857L108   515,242 89 SH   DFND NONE 89 0 0
BOOKING HOLDINGS INC Equities 09857L108   23,967,454 4,140 SH   SOLE NONE 4,140 0 0
BOSTON SCIENTIFIC CORP Equities 101137107   889,140 8,278 SH   SOLE NONE 8,278 0 0
BRISTOL-MYERS SQUIBB CO Equities 110122108   116,881 2,525 SH   DFND NONE 2,525 0 0
BRISTOL-MYERS SQUIBB CO Equities 110122108   540,806 11,683 SH   SOLE NONE 11,683 0 0
BROADCOM INC Equities 11135F101   2,241,310 8,131 SH   DFND NONE 8,131 0 0
BROADCOM INC Equities 11135F101   104,664,029 379,699 SH   SOLE NONE 379,699 0 0
BROADRIDGE FINANCIAL SOLUTIO Equities 11133T103   130,750 538 SH   DFND NONE 538 0 0
BROADRIDGE FINANCIAL SOLUTIO Equities 11133T103   13,981,273 57,529 SH   SOLE NONE 57,529 0 0
BROOKLINE BANCORP INC Equities 11373M107   175,763 16,660 SH   DFND NONE 16,660 0 0
BROOKLINE BANCORP INC Equities 11373M107   240,857 22,830 SH   SOLE NONE 22,830 0 0
BUILDERS FIRSTSOURCE INC Equities 12008R107   315,296 2,702 SH   SOLE NONE 2,702 0 0
CAPITAL ONE FINANCIAL CORP Equities 14040H105   85,723 403 SH   DFND NONE 403 0 0
CAPITAL ONE FINANCIAL CORP Equities 14040H105   628,068 2,952 SH   SOLE NONE 2,952 0 0
CARRIER GLOBAL CORP Equities 14448C104   211,153 2,885 SH   DFND NONE 2,885 0 0
CARRIER GLOBAL CORP Equities 14448C104   268,095 3,663 SH   SOLE NONE 3,663 0 0
CATERPILLAR INC Equities 149123101   448,383 1,155 SH   DFND NONE 1,155 0 0
CATERPILLAR INC Equities 149123101   1,168,512 3,010 SH   SOLE NONE 3,010 0 0
CHEVRON CORP Equities 166764100   590,872 4,126 SH   DFND NONE 4,126 0 0
CHEVRON CORP Equities 166764100   1,196,925 8,359 SH   SOLE NONE 8,359 0 0
CHUBB LTD Equities H1467J104   211,126 729 SH   DFND NONE 729 0 0
CHUBB LTD Equities H1467J104   14,627,383 50,488 SH   SOLE NONE 50,488 0 0
CISCO SYSTEMS INC Equities 17275R102   534,569 7,705 SH   DFND NONE 7,705 0 0
CISCO SYSTEMS INC Equities 17275R102   14,993,642 216,109 SH   SOLE NONE 216,109 0 0
COCA-COLA CO/THE Equities 191216100   291,219 4,116 SH   DFND NONE 4,116 0 0
COCA-COLA CO/THE Equities 191216100   1,765,425 24,953 SH   SOLE NONE 24,953 0 0
COGNIZANT TECH SOLUTIONS-A Equities 192446102   109,164 1,399 SH   DFND NONE 1,399 0 0
COGNIZANT TECH SOLUTIONS-A Equities 192446102   4,376,781 56,091 SH   SOLE NONE 56,091 0 0
COLGATE-PALMOLIVE CO Equities 194162103   90,900 1,000 SH   DFND NONE 1,000 0 0
COLGATE-PALMOLIVE CO Equities 194162103   525,947 5,786 SH   SOLE NONE 5,786 0 0
COMCAST CORP-CLASS A Equities 20030N101   672,745 18,850 SH   DFND NONE 18,850 0 0
COMCAST CORP-CLASS A Equities 20030N101   7,808,544 218,788 SH   SOLE NONE 218,788 0 0
CONOCOPHILLIPS Equities 20825C104   230,089 2,564 SH   DFND NONE 2,564 0 0
CONOCOPHILLIPS Equities 20825C104   254,951 2,841 SH   SOLE NONE 2,841 0 0
CONSOLIDATED EDISON INC Equities 209115104   111,890 1,115 SH   DFND NONE 1,115 0 0
CONSOLIDATED EDISON INC Equities 209115104   822,669 8,198 SH   SOLE NONE 8,198 0 0
CONSUMER STAPLES SPDR Equities 81369Y308   301,532 3,724 SH   SOLE NONE 3,724 0 0
COPART INC Equities 217204106   168,850 3,441 SH   DFND NONE 3,441 0 0
COPART INC Equities 217204106   9,114,311 185,741 SH   SOLE NONE 185,741 0 0
CORNING INC Equities 219350105   120,279 2,287 SH   DFND NONE 2,287 0 0
CORNING INC Equities 219350105   9,790,417 186,165 SH   SOLE NONE 186,165 0 0
COSTCO WHOLESALE CORP Equities 22160K105   2,384,765 2,409 SH   DFND NONE 2,409 0 0
COSTCO WHOLESALE CORP Equities 22160K105   25,610,738 25,871 SH   SOLE NONE 25,871 0 0
CSX CORP Equities 126408103   473,722 14,518 SH   DFND NONE 14,518 0 0
CSX CORP Equities 126408103   557,320 17,080 SH   SOLE NONE 17,080 0 0
CUMMINS INC Equities 231021106   252,175 770 SH   DFND NONE 770 0 0
CUMMINS INC Equities 231021106   170,300 520 SH   SOLE NONE 520 0 0
CVS HEALTH CORP Equities 126650100   91,095 1,321 SH   DFND NONE 1,321 0 0
CVS HEALTH CORP Equities 126650100   439,058 6,365 SH   SOLE NONE 6,365 0 0
DANAHER CORP Equities 235851102   942,463 4,771 SH   SOLE NONE 4,771 0 0
DEERE & CO Equities 244199105   497,663 979 SH   DFND NONE 979 0 0
DEERE & CO Equities 244199105   2,998,566 5,897 SH   SOLE NONE 5,897 0 0
DELL TECHNOLOGIES -C Equities 24703L202   116,225 948 SH   DFND NONE 948 0 0
DELL TECHNOLOGIES -C Equities 24703L202   10,684,835 87,152 SH   SOLE NONE 87,152 0 0
DIMENSIONAL US CORE EQUITY 2 Equities 25434V708   1,019,218 28,438 SH   SOLE NONE 28,438 0 0
DIMENSIONAL US MARKETWIDE VA Equities 25434V724   3,175,397 75,104 SH   SOLE NONE 75,104 0 0
DIMENSIONAL US SMALL CAP ETF Equities 25434V500   434,821 6,825 SH   SOLE NONE 6,825 0 0
DIMENSIONAL US TARGET VALUE Equities 25434V609   647,142 11,993 SH   SOLE NONE 11,993 0 0
DUKE ENERGY CORP Equities 26441C204   129,800 1,100 SH   DFND NONE 1,100 0 0
DUKE ENERGY CORP Equities 26441C204   683,338 5,791 SH   SOLE NONE 5,791 0 0
DUPONT DE NEMOURS INC Equities 26614N102   59,879 873 SH   DFND NONE 873 0 0
DUPONT DE NEMOURS INC Equities 26614N102   258,584 3,770 SH   SOLE NONE 3,770 0 0
EATON CORP PLC Equities G29183103   486,709 1,363 SH   DFND NONE 1,363 0 0
EATON CORP PLC Equities G29183103   79,609 223 SH   SOLE NONE 223 0 0
ECOLAB INC Equities 278865100   242,496 900 SH   DFND NONE 900 0 0
ECOLAB INC Equities 278865100   235,760 875 SH   SOLE NONE 875 0 0
ELF BEAUTY INC Equities 26856L103   296,043 2,379 SH   DFND NONE 2,379 0 0
ELF BEAUTY INC Equities 26856L103   16,112,989 129,484 SH   SOLE NONE 129,484 0 0
ELI LILLY & CO Equities 532457108   1,098,611 1,409 SH   DFND NONE 1,409 0 0
ELI LILLY & CO Equities 532457108   13,427,404 17,225 SH   SOLE NONE 17,225 0 0
EMCOR GROUP INC Equities 29084Q100   144,420 270 SH   DFND NONE 270 0 0
EMCOR GROUP INC Equities 29084Q100   10,276,307 19,212 SH   SOLE NONE 19,212 0 0
EMERSON ELECTRIC CO Equities 291011104   179,996 1,350 SH   DFND NONE 1,350 0 0
EMERSON ELECTRIC CO Equities 291011104   453,722 3,403 SH   SOLE NONE 3,403 0 0
ENBRIDGE INC Equities 29250N105   95,580 2,109 SH   DFND NONE 2,109 0 0
ENBRIDGE INC Equities 29250N105   208,291 4,596 SH   SOLE NONE 4,596 0 0
ENERGY SELECT SECTOR SPDR Equities 81369Y506   72,513 855 SH   DFND NONE 855 0 0
ENERGY SELECT SECTOR SPDR Equities 81369Y506   2,488,156 29,338 SH   SOLE NONE 29,338 0 0
EQUIFAX INC Equities 294429105   389,055 1,500 SH   SOLE NONE 1,500 0 0
EQUINIX INC Equities 29444U700   215,322 271 SH   DFND NONE 271 0 0
EQUINIX INC Equities 29444U700   16,762,144 21,072 SH   SOLE NONE 21,072 0 0
EVERSOURCE ENERGY Equities 30040W108   380,766 5,985 SH   SOLE NONE 5,985 0 0
EXTRA SPACE STORAGE INC Equities 30225T102   770,374 5,225 SH   DFND NONE 5,225 0 0
EXXON MOBIL CORP Equities 30231G102   683,436 6,340 SH   DFND NONE 6,340 0 0
EXXON MOBIL CORP Equities 30231G102   4,241,068 39,342 SH   SOLE NONE 39,342 0 0
FEDEX CORP Equities 31428X106   48,190 212 SH   DFND NONE 212 0 0
FEDEX CORP Equities 31428X106   7,031,608 30,934 SH   SOLE NONE 30,934 0 0
FIDELITY NATIONAL INFO SERV Equities 31620M106   118,958 1,461 SH   DFND NONE 1,461 0 0
FIDELITY NATIONAL INFO SERV Equities 31620M106   7,202,098 88,467 SH   SOLE NONE 88,467 0 0
FINANCIAL SELECT SECTOR SPDR Equities 81369Y605   5,700,108 108,843 SH   SOLE NONE 108,843 0 0
FIRST TRUST CAPITAL STRENGTH Equities 33733E104   995,246 10,950 SH   DFND NONE 10,950 0 0
FISERV INC Equities 337738108   131,376 762 SH   DFND NONE 762 0 0
FISERV INC Equities 337738108   730,156 4,235 SH   SOLE NONE 4,235 0 0
FLEXSHARES GLOBAL UPSTREAM N Equities 33939L407   316,267 7,885 SH   SOLE NONE 7,885 0 0
FORTINET INC Equities 34959E109   259,014 2,450 SH   DFND NONE 2,450 0 0
FORTINET INC Equities 34959E109   145,365 1,375 SH   SOLE NONE 1,375 0 0
GE AEROSPACE COM Equities 369604301   1,544 6 SH   DFND NONE 6 0 0
GE AEROSPACE COM Equities 369604301   1,217,455 4,730 SH   SOLE NONE 4,730 0 0
GE VERNOVA INC Equities 36828A101   529 1 SH   DFND NONE 1 0 0
GE VERNOVA INC Equities 36828A101   720,702 1,362 SH   SOLE NONE 1,362 0 0
GENERAL DYNAMICS CORP Equities 369550108   30,894 106 SH   DFND NONE 106 0 0
GENERAL DYNAMICS CORP Equities 369550108   465,489 1,596 SH   SOLE NONE 1,596 0 0
GENERAL MILLS INC Equities 370334104   9,067 175 SH   DFND NONE 175 0 0
GENERAL MILLS INC Equities 370334104   283,245 5,467 SH   SOLE NONE 5,467 0 0
GOLDMAN SACHS GROUP INC Equities 38141G104   33,264 47 SH   DFND NONE 47 0 0
GOLDMAN SACHS GROUP INC Equities 38141G104   570,447 806 SH   SOLE NONE 806 0 0
GXO LOGISTICS INC Equities 36262G101   77,628 1,594 SH   DFND NONE 1,594 0 0
GXO LOGISTICS INC Equities 36262G101   6,431,322 132,060 SH   SOLE NONE 132,060 0 0
HARTFORD INSURANCE GROUP INC Equities 416515104   126,870 1,000 SH   DFND NONE 1,000 0 0
HARTFORD INSURANCE GROUP INC Equities 416515104   348,893 2,750 SH   SOLE NONE 2,750 0 0
HASBRO INC Equities 418056107   83,564 1,132 SH   DFND NONE 1,132 0 0
HASBRO INC Equities 418056107   7,584,045 102,737 SH   SOLE NONE 102,737 0 0
HEALTH CARE SELECT SECTOR Equities 81369Y209   851,199 6,315 SH   SOLE NONE 6,315 0 0
HEICO CORP-CLASS A Equities 422806208   204,413 790 SH   DFND NONE 790 0 0
HEICO CORP-CLASS A Equities 422806208   2,863,845 11,068 SH   SOLE NONE 11,068 0 0
HOLOGIC INC Equities 436440101   20,069 308 SH   DFND NONE 308 0 0
HOLOGIC INC Equities 436440101   239,528 3,676 SH   SOLE NONE 3,676 0 0
HOME DEPOT INC Equities 437076102   1,081,375 2,949 SH   DFND NONE 2,949 0 0
HOME DEPOT INC Equities 437076102   41,372,024 112,841 SH   SOLE NONE 112,841 0 0
HONEYWELL INTERNATIONAL INC Equities 438516106   769,080 3,302 SH   DFND NONE 3,302 0 0
HONEYWELL INTERNATIONAL INC Equities 438516106   17,136,475 73,585 SH   SOLE NONE 73,585 0 0
ILLINOIS TOOL WORKS Equities 452308109   247,250 1,000 SH   DFND NONE 1,000 0 0
ILLINOIS TOOL WORKS Equities 452308109   144,641 585 SH   SOLE NONE 585 0 0
INDUSTRIAL SELECT SECT SPDR Equities 81369Y704   552,757 3,747 SH   SOLE NONE 3,747 0 0
INTEL CORP Equities 458140100   76,160 3,400 SH   DFND NONE 3,400 0 0
INTEL CORP Equities 458140100   376,880 16,825 SH   SOLE NONE 16,825 0 0
INTL BUSINESS MACHINES CORP Equities 459200101   195,605 664 SH   DFND NONE 664 0 0
INTL BUSINESS MACHINES CORP Equities 459200101   3,814,748 12,941 SH   SOLE NONE 12,941 0 0
INTL FLAVORS & FRAGRANCES Equities 459506101   63,547 864 SH   DFND NONE 864 0 0
INTL FLAVORS & FRAGRANCES Equities 459506101   5,978,585 81,286 SH   SOLE NONE 81,286 0 0
INTUITIVE SURGICAL INC Equities 46120E602   360,281 663 SH   DFND NONE 663 0 0
INTUITIVE SURGICAL INC Equities 46120E602   23,068,298 42,451 SH   SOLE NONE 42,451 0 0
INVESCO NASDAQ 100 ETF Equities 46138G649   339,742 1,496 SH   SOLE NONE 1,496 0 0
INVESCO NASDAQ NEXT GEN 100 Equities 46138G631   252,866 7,907 SH   SOLE NONE 7,907 0 0
INVESCO QQQ TRUST SERIES 1 Equities 46090E103   25,927 47 SH   DFND NONE 47 0 0
INVESCO QQQ TRUST SERIES 1 Equities 46090E103   463,378 840 SH   SOLE NONE 840 0 0
INVESCO S&P 500 EQUAL WEIGHT Equities 46137V357   3,308,758 18,206 SH   SOLE NONE 18,206 0 0
IQVIA HOLDINGS INC Equities 46266C105   320,223 2,032 SH   DFND NONE 2,032 0 0
IQVIA HOLDINGS INC Equities 46266C105   15,361,873 97,480 SH   SOLE NONE 97,480 0 0
IRON MOUNTAIN INC Equities 46284V101   572,944 5,586 SH   SOLE NONE 5,586 0 0
ISHARES 0-5 YEAR TIPS BOND E Equities 46429B747   49,706 483 SH   DFND NONE 483 0 0
ISHARES 0-5 YEAR TIPS BOND E Equities 46429B747   611,285 5,940 SH   SOLE NONE 5,940 0 0
ISHARES CORE MSCI EAFE ETF Equities 46432F842   162,869 1,951 SH   DFND NONE 1,951 0 0
ISHARES CORE MSCI EAFE ETF Equities 46432F842   23,592,450 282,612 SH   SOLE NONE 282,612 0 0
ISHARES CORE MSCI EMERGING Equities 46434G103   330,105 5,499 SH   DFND NONE 5,499 0 0
ISHARES CORE MSCI EMERGING Equities 46434G103   17,725,298 295,274 SH   SOLE NONE 295,274 0 0
ISHARES CORE S&P 500 ETF Equities 464287200   915,207 1,474 SH   DFND NONE 1,474 0 0
ISHARES CORE S&P 500 ETF Equities 464287200   6,828,037 10,997 SH   SOLE NONE 10,997 0 0
ISHARES CORE S&P MIDCAP ETF Equities 464287507   16,044,202 258,694 SH   SOLE NONE 258,694 0 0
ISHARES CORE S&P SMALL-CAP E Equities 464287804   283,389 2,593 SH   DFND NONE 2,593 0 0
ISHARES CORE S&P SMALL-CAP E Equities 464287804   17,677,330 161,747 SH   SOLE NONE 161,747 0 0
ISHARES CORE U.S. AGGREGATE Equities 464287226   142,253 1,434 SH   DFND NONE 1,434 0 0
ISHARES CORE U.S. AGGREGATE Equities 464287226   15,777,165 159,044 SH   SOLE NONE 159,044 0 0
ISHARES GOLD TRUST Equities 464285204   124,720 2,000 SH   DFND NONE 2,000 0 0
ISHARES GOLD TRUST Equities 464285204   343,604 5,510 SH   SOLE NONE 5,510 0 0
ISHARES IBONDS DEC 2027 TERM Equities 46436E841   276,492 12,294 SH   SOLE NONE 12,294 0 0
ISHARES IBONDS DEC 2029 TERM Equities 46436E825   205,215 9,362 SH   SOLE NONE 9,362 0 0
ISHARES IBOXX HIGH YLD CORP Equities 464288513   939,573 11,650 SH   SOLE NONE 11,650 0 0
ISHARES INTERMEDIATE GOVERNM Equities 464288612   109,353 1,024 SH   DFND NONE 1,024 0 0
ISHARES INTERMEDIATE GOVERNM Equities 464288612   16,109,592 150,853 SH   SOLE NONE 150,853 0 0
ISHARES MSCI EAFE ETF Equities 464287465   174,668 1,954 SH   DFND NONE 1,954 0 0
ISHARES MSCI EAFE ETF Equities 464287465   10,343,138 115,708 SH   SOLE NONE 115,708 0 0
ISHARES MSCI EAFE GROWTH ETF Equities 464288885   715,232 6,386 SH   SOLE NONE 6,386 0 0
ISHARES MSCI EMERGING MARKET Equities 464287234   301,452 6,249 SH   SOLE NONE 6,249 0 0
ISHARES MSCI USA MIN VOL FAC Equities 46429B697   361,400 3,850 SH   SOLE NONE 3,850 0 0
ISHARES MSCI USA QUALITY FAC Equities 46432F339   880,278 4,815 SH   SOLE NONE 4,815 0 0
ISHARES RUSSELL 1000 ETF Equities 464287622   847,906 2,497 SH   DFND NONE 2,497 0 0
ISHARES RUSSELL 1000 ETF Equities 464287622   65,542,783 193,017 SH   SOLE NONE 193,017 0 0
ISHARES RUSSELL 1000 GROWTH Equities 464287614   1,937,359 4,563 SH   SOLE NONE 4,563 0 0
ISHARES RUSSELL 1000 VALUE E Equities 464287598   359,714 1,852 SH   SOLE NONE 1,852 0 0
ISHARES RUSSELL 2000 ETF Equities 464287655   861,002 3,990 SH   DFND NONE 3,990 0 0
ISHARES RUSSELL 2000 ETF Equities 464287655   68,348,246 316,735 SH   SOLE NONE 316,735 0 0
ISHARES RUSSELL 3000 ETF Equities 464287689   3,496,311 9,961 SH   SOLE NONE 9,961 0 0
ISHARES RUSSELL MID-CAP ETF Equities 464287499   784,504 8,530 SH   DFND NONE 8,530 0 0
ISHARES RUSSELL MID-CAP ETF Equities 464287499   84,565,035 919,485 SH   SOLE NONE 919,485 0 0
ISHARES RUSSELL MID-CAP VALU Equities 464287473   570,448 4,317 SH   SOLE NONE 4,317 0 0
ISHARES SELECT DIVIDEND ETF Equities 464287168   1,908,347 14,369 SH   SOLE NONE 14,369 0 0
ISHARES TIPS BOND ETF Equities 464287176   52,159 474 SH   DFND NONE 474 0 0
ISHARES TIPS BOND ETF Equities 464287176   1,883,225 17,114 SH   SOLE NONE 17,114 0 0
ISHARES US FINANCIALS ETF Equities 464287788   131,153 1,084 SH   DFND NONE 1,084 0 0
ISHARES US FINANCIALS ETF Equities 464287788   7,311,184 60,428 SH   SOLE NONE 60,428 0 0
ISHARES US SMALLCAP EQUITY F Equities 46434V290   679,432 9,999 SH   SOLE NONE 9,999 0 0
JACOBS SOLUTIONS INC Equities 46982L108   180,349 1,372 SH   DFND NONE 1,372 0 0
JACOBS SOLUTIONS INC Equities 46982L108   14,665,351 111,566 SH   SOLE NONE 111,566 0 0
JOHNSON & JOHNSON Equities 478160104   1,033,595 6,767 SH   DFND NONE 6,767 0 0
JOHNSON & JOHNSON Equities 478160104   17,999,602 117,837 SH   SOLE NONE 117,837 0 0
JPMORGAN CHASE & CO Equities 46625H100   3,253,080 11,221 SH   DFND NONE 11,221 0 0
JPMORGAN CHASE & CO Equities 46625H100   62,094,953 214,187 SH   SOLE NONE 214,187 0 0
JPMORGAN INCOME ETF Equities 46641Q159   206,402 4,456 SH   DFND NONE 4,456 0 0
KIMBERLY-CLARK CORP Equities 494368103   64,460 500 SH   DFND NONE 500 0 0
KIMBERLY-CLARK CORP Equities 494368103   453,412 3,517 SH   SOLE NONE 3,517 0 0
KLA CORP Equities 482480100   189,897 212 SH   DFND NONE 212 0 0
KLA CORP Equities 482480100   24,735,860 27,615 SH   SOLE NONE 27,615 0 0
L3HARRIS TECHNOLOGIES INC Equities 502431109   340,641 1,358 SH   SOLE NONE 1,358 0 0
LINDE PLC Equities G54950103   31,904 68 SH   DFND NONE 68 0 0
LINDE PLC Equities G54950103   271,655 579 SH   SOLE NONE 579 0 0
LIVE NATION ENTERTAINMENT IN Equities 538034109   309,973 2,049 SH   DFND NONE 2,049 0 0
LIVE NATION ENTERTAINMENT IN Equities 538034109   17,820,179 117,796 SH   SOLE NONE 117,796 0 0
LOCKHEED MARTIN CORP Equities 539830109   667,385 1,441 SH   DFND NONE 1,441 0 0
LOCKHEED MARTIN CORP Equities 539830109   13,538,508 29,232 SH   SOLE NONE 29,232 0 0
LOEWS CORP Equities 540424108   384,972 4,200 SH   SOLE NONE 4,200 0 0
LOWE'S COS INC Equities 548661107   164,016 739 SH   DFND NONE 739 0 0
LOWE'S COS INC Equities 548661107   288,209 1,299 SH   SOLE NONE 1,299 0 0
MARATHON PETROLEUM CORP COM Equities 56585A102   332,220 2,000 SH   DFND NONE 2,000 0 0
MARATHON PETROLEUM CORP COM Equities 56585A102   22,425 135 SH   SOLE NONE 135 0 0
MARRIOTT INTERNATIONAL -CL A Equities 571903202   461,178 1,688 SH   DFND NONE 1,688 0 0
MARRIOTT INTERNATIONAL -CL A Equities 571903202   27,321 100 SH   SOLE NONE 100 0 0
MARSH & MCLENNAN COS Equities 571748102   268,300 1,227 SH   DFND NONE 1,227 0 0
MARSH & MCLENNAN COS Equities 571748102   21,832,953 99,858 SH   SOLE NONE 99,858 0 0
MASTERCARD INC - A Equities 57636Q104   432,694 770 SH   DFND NONE 770 0 0
MASTERCARD INC - A Equities 57636Q104   438,313 780 SH   SOLE NONE 780 0 0
MCDONALD'S CORP Equities 580135101   401,100 1,373 SH   DFND NONE 1,373 0 0
MCDONALD'S CORP Equities 580135101   10,509,647 35,971 SH   SOLE NONE 35,971 0 0
MEDTRONIC PLC Equities G5960L103   106,693 1,224 SH   DFND NONE 1,224 0 0
MEDTRONIC PLC Equities G5960L103   7,875,461 90,346 SH   SOLE NONE 90,346 0 0
MERCK & CO. INC. Equities 58933Y105   230,995 2,918 SH   DFND NONE 2,918 0 0
MERCK & CO. INC. Equities 58933Y105   2,093,149 26,442 SH   SOLE NONE 26,442 0 0
META PLATFORMS INC-CLASS A Equities 30303M102   1,695,772 2,298 SH   DFND NONE 2,298 0 0
META PLATFORMS INC-CLASS A Equities 30303M102   55,460,821 75,141 SH   SOLE NONE 75,141 0 0
MICROCHIP TECHNOLOGY INC Equities 595017104   21,674 308 SH   DFND NONE 308 0 0
MICROCHIP TECHNOLOGY INC Equities 595017104   667,600 9,487 SH   SOLE NONE 9,487 0 0
MICROSOFT CORP Equities 594918104   4,440,971 8,928 SH   DFND NONE 8,928 0 0
MICROSOFT CORP Equities 594918104   99,287,513 199,609 SH   SOLE NONE 199,609 0 0
MONDELEZ INTERNATIONAL INC-A Equities 609207105   287,312 4,260 SH   DFND NONE 4,260 0 0
MONDELEZ INTERNATIONAL INC-A Equities 609207105   15,173,595 224,994 SH   SOLE NONE 224,994 0 0
MORGAN STANLEY Equities 617446448   44,865 319 SH   DFND NONE 319 0 0
MORGAN STANLEY Equities 617446448   1,492,553 10,596 SH   SOLE NONE 10,596 0 0
MOTOROLA SOLUTIONS INC Equities 620076307   237,980 566 SH   SOLE NONE 566 0 0
NEXTERA ENERGY INC Equities 65339F101   820,800 11,824 SH   DFND NONE 11,824 0 0
NEXTERA ENERGY INC Equities 65339F101   21,917,282 315,720 SH   SOLE NONE 315,720 0 0
NIKE INC -CL B Equities 654106103   110,964 1,562 SH   DFND NONE 1,562 0 0
NIKE INC -CL B Equities 654106103   413,382 5,819 SH   SOLE NONE 5,819 0 0
NORTHROP GRUMMAN CORP Equities 666807102   13,117 26 SH   DFND NONE 26 0 0
NORTHROP GRUMMAN CORP Equities 666807102   537,479 1,075 SH   SOLE NONE 1,075 0 0
NOVARTIS AG-SPONSORED ADR Equities 66987V109   176,070 1,455 SH   DFND NONE 1,455 0 0
NOVARTIS AG-SPONSORED ADR Equities 66987V109   378,277 3,126 SH   SOLE NONE 3,126 0 0
NUVEEN ESG LARGE-CAP VAL ETF Equities 67092P300   430,048 10,260 SH   SOLE NONE 10,260 0 0
NVIDIA CORP Equities 67066G104   3,018,751 19,107 SH   DFND NONE 19,107 0 0
NVIDIA CORP Equities 67066G104   90,087,320 570,209 SH   SOLE NONE 570,209 0 0
NVR INC Equities 62944T105   738,566 100 SH   DFND NONE 100 0 0
O'REILLY AUTOMOTIVE INC Equities 67103H107   1,216,755 13,500 SH   DFND NONE 13,500 0 0
O'REILLY AUTOMOTIVE INC Equities 67103H107   141,955 1,575 SH   SOLE NONE 1,575 0 0
OMNICOM GROUP Equities 681919106   36,833 512 SH   DFND NONE 512 0 0
OMNICOM GROUP Equities 681919106   376,318 5,231 SH   SOLE NONE 5,231 0 0
ORACLE CORP Equities 68389X105   334,285 1,529 SH   DFND NONE 1,529 0 0
ORACLE CORP Equities 68389X105   3,875,873 17,728 SH   SOLE NONE 17,728 0 0
OTIS WORLDWIDE CORP Equities 68902V107   87,336 882 SH   DFND NONE 882 0 0
OTIS WORLDWIDE CORP Equities 68902V107   145,955 1,474 SH   SOLE NONE 1,474 0 0
PALO ALTO NETWORKS INC Equities 697435105   670,196 3,275 SH   DFND NONE 3,275 0 0
PALO ALTO NETWORKS INC Equities 697435105   39,580,241 193,414 SH   SOLE NONE 193,414 0 0
PAYCHEX INC Equities 704326107   68,124 468 SH   DFND NONE 468 0 0
PAYCHEX INC Equities 704326107   1,901,308 13,071 SH   SOLE NONE 13,071 0 0
PAYPAL HOLDINGS INC Equities 70450Y103   219,095 2,948 SH   DFND NONE 2,948 0 0
PAYPAL HOLDINGS INC Equities 70450Y103   13,653,773 183,716 SH   SOLE NONE 183,716 0 0
PEPSICO INC Equities 713448108   651,692 4,936 SH   DFND NONE 4,936 0 0
PEPSICO INC Equities 713448108   13,243,348 100,298 SH   SOLE NONE 100,298 0 0
PFIZER INC Equities 717081103   404,711 16,696 SH   DFND NONE 16,696 0 0
PFIZER INC Equities 717081103   7,331,024 302,435 SH   SOLE NONE 302,435 0 0
PHILIP MORRIS INTERNATIONAL Equities 718172109   280,090 1,538 SH   DFND NONE 1,538 0 0
PHILIP MORRIS INTERNATIONAL Equities 718172109   613,050 3,366 SH   SOLE NONE 3,366 0 0
PHILLIPS 66 Equities 718546104   221,302 1,855 SH   DFND NONE 1,855 0 0
PNC FINANCIAL SERVICES GROUP Equities 693475105   322,342 1,729 SH   DFND NONE 1,729 0 0
PNC FINANCIAL SERVICES GROUP Equities 693475105   808,876 4,339 SH   SOLE NONE 4,339 0 0
PROCTER & GAMBLE CO/THE Equities 742718109   557,980 3,502 SH   DFND NONE 3,502 0 0
PROCTER & GAMBLE CO/THE Equities 742718109   12,505,823 78,495 SH   SOLE NONE 78,495 0 0
QUANTA SERVICES INC Equities 74762E102   234,788 621 SH   DFND NONE 621 0 0
QUANTA SERVICES INC Equities 74762E102   20,928,996 55,356 SH   SOLE NONE 55,356 0 0
REPUBLIC SERVICES INC Equities 760759100   393,566 1,596 SH   DFND NONE 1,596 0 0
REPUBLIC SERVICES INC Equities 760759100   8,385 34 SH   SOLE NONE 34 0 0
ROPER TECHNOLOGIES INC Equities 776696106   145,111 256 SH   DFND NONE 256 0 0
ROPER TECHNOLOGIES INC Equities 776696106   2,884,082 5,088 SH   SOLE NONE 5,088 0 0
ROYAL CARIBBEAN CRUISES LTD Equities V7780T103   212,935 680 SH   DFND NONE 680 0 0
RTX CORP Equities 75513E101   941,395 6,447 SH   DFND NONE 6,447 0 0
RTX CORP Equities 75513E101   25,982,799 177,940 SH   SOLE NONE 177,940 0 0
S&P GLOBAL INC Equities 78409V104   524,911 995 SH   DFND NONE 995 0 0
S&P GLOBAL INC Equities 78409V104   22,752,036 43,149 SH   SOLE NONE 43,149 0 0
SALESFORCE INC Equities 79466L302   877,666 3,219 SH   DFND NONE 3,219 0 0
SALESFORCE INC Equities 79466L302   18,551,646 68,032 SH   SOLE NONE 68,032 0 0
SCHWAB U.S. TIPS ETF Equities 808524870   49,091 1,840 SH   DFND NONE 1,840 0 0
SCHWAB U.S. TIPS ETF Equities 808524870   2,561,654 96,014 SH   SOLE NONE 96,014 0 0
SCHWAB US LARGE-CAP GROWTH Equities 808524300   209,728 7,180 SH   SOLE NONE 7,180 0 0
SHELL PLC-ADR Equities 780259305   410,772 5,834 SH   SOLE NONE 5,834 0 0
SOUTHERN CO/THE Equities 842587107   89,534 975 SH   DFND NONE 975 0 0
SOUTHERN CO/THE Equities 842587107   604,701 6,585 SH   SOLE NONE 6,585 0 0
SPDR GOLD MINISHARES TRUST Equities 98149E303   447,043 6,823 SH   SOLE NONE 6,823 0 0
SPDR GOLD SHARES Equities 78463V107   167,047 548 SH   DFND NONE 548 0 0
SPDR GOLD SHARES Equities 78463V107   813,286 2,668 SH   SOLE NONE 2,668 0 0
SPDR NUVEEN BLOOMBERG SHORT Equities 78468R739   932,542 19,497 SH   SOLE NONE 19,497 0 0
SPDR NYSE TECHNOLOGY ETF Equities 78464A102   23,728 100 SH   DFND NONE 100 0 0
SPDR NYSE TECHNOLOGY ETF Equities 78464A102   214,738 905 SH   SOLE NONE 905 0 0
SPDR S&P 500 ETF TRUST Equities 78462F103   1,018,217 1,648 SH   DFND NONE 1,648 0 0
SPDR S&P 500 ETF TRUST Equities 78462F103   126,014,215 203,956 SH   SOLE NONE 203,956 0 0
SPDR S&P MIDCAP 400 ETF TRST Equities 78467Y107   666,180 1,176 SH   DFND NONE 1,176 0 0
SPDR S&P MIDCAP 400 ETF TRST Equities 78467Y107   49,328,512 87,079 SH   SOLE NONE 87,079 0 0
STARBUCKS CORP Equities 855244109   43,541 475 SH   DFND NONE 475 0 0
STARBUCKS CORP Equities 855244109   796,081 8,688 SH   SOLE NONE 8,688 0 0
STATE STREET CORP Equities 857477103   836,045 7,862 SH   SOLE NONE 7,862 0 0
STRYKER CORP Equities 863667101   324,249 820 SH   DFND NONE 820 0 0
STRYKER CORP Equities 863667101   20,809,742 52,599 SH   SOLE NONE 52,599 0 0
SUN LIFE FINANCIAL INC Equities 866796105   286,931 4,318 SH   SOLE NONE 4,318 0 0
SYSCO CORP Equities 871829107   107,248 1,416 SH   DFND NONE 1,416 0 0
SYSCO CORP Equities 871829107   2,044,071 26,988 SH   SOLE NONE 26,988 0 0
TAIWAN SEMICONDUCTOR-SP ADR Equities 874039100   258,413 1,141 SH   DFND NONE 1,141 0 0
TAIWAN SEMICONDUCTOR-SP ADR Equities 874039100   159,902 706 SH   SOLE NONE 706 0 0
TARGET CORP Equities 87612E106   143,112 1,451 SH   DFND NONE 1,451 0 0
TARGET CORP Equities 87612E106   260,831 2,644 SH   SOLE NONE 2,644 0 0
TE CONNECTIVITY PLC Equities G87052109   47,228 280 SH   DFND NONE 280 0 0
TE CONNECTIVITY PLC Equities G87052109   8,576,363 50,847 SH   SOLE NONE 50,847 0 0
TECHNOLOGY SELECT SECT SPDR Equities 81369Y803   747,029 2,950 SH   SOLE NONE 2,950 0 0
TEXAS INSTRUMENTS INC Equities 882508104   76,708 369 SH   DFND NONE 369 0 0
TEXAS INSTRUMENTS INC Equities 882508104   136,614 658 SH   SOLE NONE 658 0 0
TEXTRON INC Equities 883203101   431,318 5,372 SH   SOLE NONE 5,372 0 0
THE CIGNA GROUP Equities 125523100   10,892 33 SH   DFND NONE 33 0 0
THE CIGNA GROUP Equities 125523100   434,052 1,313 SH   SOLE NONE 1,313 0 0
THERMO FISHER SCIENTIFIC INC Equities 883556102   1,013,305 2,499 SH   DFND NONE 2,499 0 0
THERMO FISHER SCIENTIFIC INC Equities 883556102   37,682,641 92,938 SH   SOLE NONE 92,938 0 0
TJX COMPANIES INC Equities 872540109   1,021,064 8,268 SH   DFND NONE 8,268 0 0
TJX COMPANIES INC Equities 872540109   27,625,207 223,704 SH   SOLE NONE 223,704 0 0
TORONTO-DOMINION BANK Equities 891160509   220,717 3,005 SH   DFND NONE 3,005 0 0
TORONTO-DOMINION BANK Equities 891160509   44,070 600 SH   SOLE NONE 600 0 0
TRANE TECHNOLOGIES PLC Equities G8994E103   131,223 300 SH   DFND NONE 300 0 0
TRANE TECHNOLOGIES PLC Equities G8994E103   185,899 425 SH   SOLE NONE 425 0 0
TRAVELERS COS INC/THE Equities 89417E109   179,324 670 SH   DFND NONE 670 0 0
TRAVELERS COS INC/THE Equities 89417E109   53,508 200 SH   SOLE NONE 200 0 0
TRIMBLE INC Equities 896239100   531,024 6,989 SH   SOLE NONE 6,989 0 0
UBER TECHNOLOGIES INC Equities 90353T100   365,736 3,920 SH   DFND NONE 3,920 0 0
UBER TECHNOLOGIES INC Equities 90353T100   24,484,439 262,427 SH   SOLE NONE 262,427 0 0
UNION PACIFIC CORP Equities 907818108   1,207,402 5,248 SH   DFND NONE 5,248 0 0
UNION PACIFIC CORP Equities 907818108   932,514 4,053 SH   SOLE NONE 4,053 0 0
UNITED PARCEL SERVICE-CL B Equities 911312106   103,836 1,029 SH   DFND NONE 1,029 0 0
UNITED PARCEL SERVICE-CL B Equities 911312106   191,584 1,898 SH   SOLE NONE 1,898 0 0
UNITEDHEALTH GROUP INC Equities 91324P102   326,253 1,046 SH   DFND NONE 1,046 0 0
UNITEDHEALTH GROUP INC Equities 91324P102   74,561 239 SH   SOLE NONE 239 0 0
VANGUARD DIVIDEND APPREC ETF Equities 921908844   10,643 52 SH   DFND NONE 52 0 0
VANGUARD DIVIDEND APPREC ETF Equities 921908844   12,915,700 63,105 SH   SOLE NONE 63,105 0 0
VANGUARD FTSE ALL-WORLD EX-U Equities 922042775   145,531 2,165 SH   DFND NONE 2,165 0 0
VANGUARD FTSE ALL-WORLD EX-U Equities 922042775   11,991,241 178,388 SH   SOLE NONE 178,388 0 0
VANGUARD FTSE DEVELOPED ETF Equities 921943858   2,065,472 36,230 SH   SOLE NONE 36,230 0 0
VANGUARD FTSE EMERGING MARKE Equities 922042858   24,977 505 SH   DFND NONE 505 0 0
VANGUARD FTSE EMERGING MARKE Equities 922042858   1,178,632 23,830 SH   SOLE NONE 23,830 0 0
VANGUARD GROWTH ETF Equities 922908736   26,304 60 SH   DFND NONE 60 0 0
VANGUARD GROWTH ETF Equities 922908736   650,147 1,483 SH   SOLE NONE 1,483 0 0
VANGUARD HIGH DVD YIELD ETF Equities 921946406   278,218 2,087 SH   DFND NONE 2,087 0 0
VANGUARD HIGH DVD YIELD ETF Equities 921946406   27,884,986 209,174 SH   SOLE NONE 209,174 0 0
VANGUARD LARGE-CAP ETF Equities 922908637   4,571,933 16,025 SH   SOLE NONE 16,025 0 0
VANGUARD MID-CAP ETF Equities 922908629   55,966 200 SH   DFND NONE 200 0 0
VANGUARD MID-CAP ETF Equities 922908629   7,093,970 25,351 SH   SOLE NONE 25,351 0 0
VANGUARD REAL ESTATE ETF Equities 922908553   14,250 160 SH   DFND NONE 160 0 0
VANGUARD REAL ESTATE ETF Equities 922908553   974,584 10,943 SH   SOLE NONE 10,943 0 0
VANGUARD RUSSELL 2000 ETF Equities 92206C664   359,783 4,125 SH   SOLE NONE 4,125 0 0
VANGUARD S&P 500 ETF Equities 922908363   916,232 1,613 SH   DFND NONE 1,613 0 0
VANGUARD S&P 500 ETF Equities 922908363   91,486,344 161,059 SH   SOLE NONE 161,059 0 0
VANGUARD S/T CORP BOND ETF Equities 92206C409   89,835 1,130 SH   DFND NONE 1,130 0 0
VANGUARD S/T CORP BOND ETF Equities 92206C409   9,462,249 119,022 SH   SOLE NONE 119,022 0 0
VANGUARD SMALL-CAP ETF Equities 922908751   41,472 175 SH   DFND NONE 175 0 0
VANGUARD SMALL-CAP ETF Equities 922908751   4,539,352 19,155 SH   SOLE NONE 19,155 0 0
VANGUARD TOTAL BOND MARKET Equities 921937835   1,401,547 19,035 SH   SOLE NONE 19,035 0 0
VANGUARD TOTAL STOCK MKT ETF Equities 922908769   1,524,209 5,015 SH   DFND NONE 5,015 0 0
VANGUARD TOTAL STOCK MKT ETF Equities 922908769   14,897,433 49,016 SH   SOLE NONE 49,016 0 0
VANGUARD VALUE ETF Equities 922908744   1,122,829 6,353 SH   SOLE NONE 6,353 0 0
VERISK ANALYTICS INC Equities 92345Y106   461,020 1,480 SH   DFND NONE 1,480 0 0
VERISK ANALYTICS INC Equities 92345Y106   22,436,722 72,028 SH   SOLE NONE 72,028 0 0
VERIZON COMMUNICATIONS INC Equities 92343V104   86,157 1,991 SH   DFND NONE 1,991 0 0
VERIZON COMMUNICATIONS INC Equities 92343V104   8,509,435 196,659 SH   SOLE NONE 196,659 0 0
VISA INC-CLASS A SHARES Equities 92826C839   3,427,600 9,654 SH   DFND NONE 9,654 0 0
VISA INC-CLASS A SHARES Equities 92826C839   75,596,891 212,919 SH   SOLE NONE 212,919 0 0
WABTEC CORP Equities 929740108   417,235 1,993 SH   DFND NONE 1,993 0 0
WABTEC CORP Equities 929740108   28,355,411 135,445 SH   SOLE NONE 135,445 0 0
WALMART INC Equities 931142103   383,403 3,921 SH   DFND NONE 3,921 0 0
WALMART INC Equities 931142103   27,483,807 281,078 SH   SOLE NONE 281,078 0 0
WALT DISNEY CO/THE Equities 254687106   264,017 2,129 SH   DFND NONE 2,129 0 0
WALT DISNEY CO/THE Equities 254687106   15,945,578 128,583 SH   SOLE NONE 128,583 0 0
WASTE MANAGEMENT INC Equities 94106L109   486,471 2,126 SH   DFND NONE 2,126 0 0
WASTE MANAGEMENT INC Equities 94106L109   11,396,380 49,805 SH   SOLE NONE 49,805 0 0
WATSCO INC Equities 942622200   871,316 1,973 SH   DFND NONE 1,973 0 0
WATSCO INC Equities 942622200   15,717,256 35,590 SH   SOLE NONE 35,590 0 0
WELLS FARGO & CO Equities 949746101   133,831 1,670 SH   DFND NONE 1,670 0 0
WELLS FARGO & CO Equities 949746101   721,481 9,005 SH   SOLE NONE 9,005 0 0
YUM BRANDS INC Equities 988498101   509,645 3,439 SH   DFND NONE 3,439 0 0
YUM BRANDS INC Equities 988498101   225,975 1,525 SH   SOLE NONE 1,525 0 0
ZOETIS INC Equities 98978V103   176,852 1,134 SH   DFND NONE 1,134 0 0
ZOETIS INC Equities 98978V103   10,943,947 70,176 SH   SOLE NONE 70,176 0 0