The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC CL A FOREIGN EQUITIES G1151C101 475 1,710 SH   SOLE   1,410 0 300
AT&T INC COMMON STOCK 00206R102 2,139 102,078 SH   SOLE   101,700 0 378
ABBVIE INC COMMON STOCK 00287Y109 243 1,585 SH   SOLE   1,585 0 0
ALPHA ARCHITECT US QUANTITATIVE VALUE ETF CLOSED END FD/EQ CEF&ETF 02072L102 504 16,867 SH   SOLE   16,867 0 0
ALPHA ARCHITECT INTL QUANTITATIVE VALUE ETF CLOSED END/INTL EQ CEF&ETF 02072L201 407 18,088 SH   SOLE   18,088 0 0
ALPHA ARCHITECT INTL QUANTITATIVE MOMENTUM ETF CLOSED END/INTL EQ CEF&ETF 02072L300 781 31,731 SH   SOLE   31,731 0 0
ALPHA ARCHITECT US QUANTITATIVE MOMENTUM ETF CLOSED END FD/EQ CEF&ETF 02072L409 467 10,982 SH   SOLE   10,982 0 0
ALPHABET INC CLASS C COMMON STOCK 02079K107 1,813 829 SH   SOLE   829 0 0
ALPHABET INC CLASS A COMMON STOCK 02079K305 1,325 608 SH   SOLE   608 0 0
AMAZON.COM INC COMMON STOCK 023135106 1,951 18,368 SH   SOLE   18,368 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 221 1,593 SH   SOLE   1,593 0 0
APPLE INC COMMON STOCK 037833100 13,203 96,573 SH   SOLE   96,573 0 0
BANNER CORPORATION COMMON STOCK 06652V208 225 4,000 SH   SOLE   4,000 0 0
BERKSHIRE HATHAWAY INC DEL CL B COMMON STOCK 084670702 391 1,431 SH   SOLE   1,431 0 0
BOEING COMPANY COMMON STOCK 097023105 463 3,388 SH   SOLE   3,388 0 0
CATERPILLAR INC COM COMMON STOCK 149123101 322 1,801 SH   SOLE   1,801 0 0
CENOVUS ENERGY INC FOREIGN EQUITIES 15135U109 193 10,182 SH   SOLE   10,182 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 726 5,015 SH   SOLE   5,015 0 0
CISCO SYS INC COMMON STOCK 17275R102 341 8,003 SH   SOLE   8,003 0 0
COMPASS INC CLASS A COMMON STOCK 20464U100 43 11,850 SH   SOLE   11,850 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 326 3,426 SH   SOLE   3,426 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 2,178 4,544 SH   SOLE   4,544 0 0
CUMMINS INC COMMON STOCK 231021106 570 2,944 SH   SOLE   2,444 0 500
DANAHER CORP COMMON STOCK 235851102 1,177 4,644 SH   SOLE   4,644 0 0
DEERE & COMPANY COMMON STOCK 244199105 1,880 6,279 SH   SOLE   6,279 0 0
DIMENSIONAL ETF TRUST INTL CORE ETF CLOSED END FD/EQ CEF&ETF 25434V203 2,536 105,087 SH   SOLE   105,087 0 0
DFA EMERGING MARKETS CORE ETF CLOSED END/INTL EQ CEF&ETF 25434V302 1,108 47,846 SH   SOLE   47,846 0 0
DIMENSIONAL U.S. SMALL CAP ETF CLOSED END FD/EQ CEF&ETF 25434V500 3,213 66,933 SH   SOLE   66,524 0 409
DIMENSIONAL U.S. TARGETED VALUE ETF CLOSED END FD/EQ CEF&ETF 25434V609 316 7,848 SH   SOLE   7,848 0 0
DIMENSIONAL U.S. CORE EQUIT Y II ETF CLOSED END FD/EQ CEF&ETF 25434V708 38,308 1,644,811 SH   SOLE   1,641,522 0 3,289
DIMENSIONAL US MARKETWIDE VALUE ETF CLOSED END FD/EQ CEF&ETF 25434V724 19,432 615,148 SH   SOLE   612,237 0 2,911
DIMENSIONAL INTERNATIONAL VALUE ETF CLOSED END/INTL EQ CEF&ETF 25434V807 8,586 297,316 SH   SOLE   296,283 0 1,033
DIMENSIONAL WORLD EX US CORE EQUITY 2 ETF CLOSED END/INTL EQ CEF&ETF 25434V880 37,029 1,727,919 SH   SOLE   1,723,998 0 3,921
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK 254687106 219 2,319 SH   SOLE   2,319 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 345 3,216 SH   SOLE   3,053 0 163
EXXON MOBIL CORP COM COMMON STOCK 30231G102 597 6,968 SH   SOLE   6,766 0 202
FIDELITY TOTAL BOND ETF CLOSED END FD/FIX INC CEF&ETF 316188309 6,129 131,754 SH   SOLE   131,754 0 0
HEALTH CATALYST INC COMMON STOCK 42225T107 208 14,381 SH   SOLE   14,381 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 502 1,830 SH   SOLE   1,830 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 280 1,612 SH   SOLE   1,612 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 292 1,600 SH   SOLE   1,600 0 0
INTEL CORPORATION COM COMMON STOCK 458140100 419 11,202 SH   SOLE   9,876 0 1,326
INTERNATIONAL BUSINESS MACHINES CORP COM COMMON STOCK 459200101 330 2,336 SH   SOLE   2,336 0 0
INVESCO DYNAMIC LEISURE AND ENTERTAINMENT ETF CLOSED END FD/EQ CEF&ETF 46137V720 257 7,073 SH   SOLE   7,073 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FD ETF CLOSED END FD/EQ CEF&ETF 464287614 633 2,893 SH   SOLE   2,893 0 0
ISHARES NATIONAL MUNI BD ETF MUTUAL FUND/TX EXPT/CEF & ETF 464288414 331 3,113 SH   SOLE   3,113 0 0
ISHARES MSCI USA MOMENTUM FACTOR ETF CLOSED END FD/EQ CEF&ETF 46432F396 371 2,724 SH   SOLE   2,724 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF CLOSED END/INTL EQ CEF&ETF 46434G103 646 13,169 SH   SOLE   13,169 0 0
JP MORGAN HIGH YLD RESEARCH ENHANCED ETF CLOSED END FD/FIX INC CEF&ETF 46641Q878 379 8,698 SH   SOLE   8,698 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 1,667 9,391 SH   SOLE   9,289 0 102
KOSMOS ENERGY LTD COM COMMON STOCK 500688106 133 21,475 SH   SOLE   21,475 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 584 1,850 SH   SOLE   1,850 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,554 6,293 SH   SOLE   6,293 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 5,426 21,127 SH   SOLE   21,127 0 0
NIKE INC CL B COM COMMON STOCK 654106103 2,114 20,683 SH   SOLE   20,683 0 0
PACCAR INC COMMON STOCK 693718108 315 3,829 SH   SOLE   3,829 0 0
PEPSICO INC COM COMMON STOCK 713448108 308 1,849 SH   SOLE   1,849 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 881 6,126 SH   SOLE   6,003 0 123
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 19 130 SH   DFND   130 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 358 3,720 SH   SOLE   3,614 0 106
SPDR S&P 500 TRUST ETF CLOSED END FD/EQ CEF&ETF 78462F103 889 2,357 SH   SOLE   2,357 0 0
TECHNOLOGY SECTOR INDEX COMMON STOCK 81369Y803 444 3,496 SH   SOLE   3,496 0 0
SOUTHERN CO COMMON STOCK 842587107 428 6,000 SH   SOLE   6,000 0 0
TESLA MOTORS, INC COMMON STOCK 88160R101 1,731 2,570 SH   SOLE   2,570 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 359 7,791 SH   SOLE   7,791 0 0
UNION PAC CORP COM COMMON STOCK 907818108 425 1,994 SH   SOLE   1,994 0 0
UNION PAC CORP COM COMMON STOCK 907818108 148 693 SH   DFND   693 0 0
UNITED PARCEL SERVICE COM COMMON STOCK 911312106 463 2,536 SH   SOLE   2,079 0 457
UNITED HEALTH GROUP INC COMMON STOCK 91324P102 1,015 1,977 SH   SOLE   1,977 0 0
VALMONT INDUSTRIES, INC. COMMON STOCK 920253101 289 1,285 SH   SOLE   1,285 0 0
VANGUARD TOTAL BOND MARKET ETF CLOSED END FD/FIX INC CEF&ETF 921937835 592 7,865 SH   SOLE   7,865 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF CLOSED END/INTL EQ CEF&ETF 921943858 3,856 94,537 SH   SOLE   94,537 0 0
VANGUARD TOTAL INTL BOND ETF CLOSED END FD/FIX INC CEF&ETF 92203J407 285 5,753 SH   SOLE   5,753 0 0
VANGUARD EMERGING MARKETS ETF CLOSED END/INTL EQ CEF&ETF 922042858 1,081 25,953 SH   SOLE   25,953 0 0
VANGUARD TAX EXEMPT BOND ETF MUTUAL FUND/TX EXPT/CEF & ETF 922907746 6,422 128,664 SH   SOLE   128,664 0 0
VANGUARD S&P 500 ETF CLOSED END FD/EQ CEF&ETF 922908363 1,333 3,843 SH   SOLE   3,843 0 0
VANGUARD EXTENDED MARKET INDEX ETF CLOSED END FD/EQ CEF&ETF 922908652 281 2,143 SH   SOLE   2,143 0 0
VANGUARD GROWTH ETF CLOSED END FD/EQ CEF&ETF 922908736 3,026 13,577 SH   SOLE   13,577 0 0
VANGUARD VALUE ETF CLOSED END FD/EQ CEF&ETF 922908744 4,220 31,999 SH   SOLE   31,999 0 0
VANGUARD SMALL CAP ETF CLOSED END FD/EQ CEF&ETF 922908751 811 4,606 SH   SOLE   4,606 0 0
WARNER BROS DISCOVERY INC COMMON STOCK 934423104 331 24,690 SH   SOLE   24,600 0 90
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109 288 1,885 SH   SOLE   1,885 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 249 6,354 SH   SOLE   4,104 0 2,250