The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T INC COM 00206r102 7,141 250,463 SH   SOLE   250,463 0 0
A T & T INC COM 00206r102 28 991 SH   DFND   0 991 0
ACCENTURE PLC F CLASS A COM g1151c101 34,967 154,730 SH   SOLE   154,730 0 0
ACCENTURE PLC F CLASS A COM g1151c101 186 821 SH   DFND   0 821 0
ADOBE INC COM 00724f101 706 1,440 SH   SOLE   1,440 0 0
AGILENT TECHNOLOGIES COM 00846u101 433 4,293 SH   SOLE   4,293 0 0
AIR PROD & CHEMICALS COM 009158106 511 1,715 SH   SOLE   1,715 0 0
ALPHABET INC. CLASS A COM 02079k305 26,686 18,208 SH   SOLE   18,208 0 0
ALPHABET INC. CLASS A COM 02079k305 154 105 SH   DFND   0 105 0
ALPHABET INC. CLASS C COM 02079k107 26,788 18,228 SH   SOLE   18,228 0 0
ALPHABET INC. CLASS C COM 02079k107 154 105 SH   DFND   0 105 0
AMAZON.COM INC COM 023135106 77,585 24,640 SH   SOLE   24,640 0 0
AMAZON.COM INC COM 023135106 450 143 SH   DFND   0 143 0
AMGEN INC. COM 031162100 6,403 25,192 SH   SOLE   25,192 0 0
AMGEN INC. COM 031162100 39 154 SH   DFND   0 154 0
APPLE INC COM 037833100 137,433 1,186,708 SH   SOLE   1,186,708 0 0
APPLE INC COM 037833100 756 6,524 SH   DFND   0 6,524 0
AUTO DATA PROCESSING COM 053015103 3,315 23,767 SH   SOLE   23,767 0 0
BLACKROCK INC COM 09247x101 26,086 46,289 SH   SOLE   46,289 0 0
BLACKROCK INC COM 09247x101 138 244 SH   DFND   0 244 0
BOEING CO COM 097023105 4,940 29,895 SH   SOLE   29,895 0 0
BOEING CO COM 097023105 34 205 SH   DFND   0 205 0
BRISTOL-MYERS SQUIBB COM 110122108 2,745 45,526 SH   SOLE   45,526 0 0
CANADIAN NATL RAILWY F COM 136375102 23,385 219,661 SH   SOLE   219,661 0 0
CANADIAN NATL RAILWY F COM 136375102 141 1,320 SH   DFND   0 1,320 0
CARRIER GLOBAL CORP COM 14448c104 4,928 161,357 SH   SOLE   161,357 0 0
CARRIER GLOBAL CORP COM 14448c104 27 870 SH   DFND   0 870 0
CME GROUP INC CLASS A COM 12572q105 16,550 98,920 SH   SOLE   98,920 0 0
CME GROUP INC CLASS A COM 12572q105 80 479 SH   DFND   0 479 0
COMCAST CORP CLASS A COM 20030n101 13,644 294,940 SH   SOLE   294,940 0 0
COMCAST CORP CLASS A COM 20030n101 83 1,784 SH   DFND   0 1,784 0
CORTEVA INC COM 22052l104 2,601 90,297 SH   SOLE   90,297 0 0
CORTEVA INC COM 22052l104 17 583 SH   DFND   0 583 0
COSTCO WHOLESALE CO COM 22160k105 31,371 88,370 SH   SOLE   88,370 0 0
COSTCO WHOLESALE CO COM 22160k105 183 516 SH   DFND   0 516 0
CUMMINS INC COM 231021106 11,997 56,815 SH   SOLE   56,815 0 0
CUMMINS INC COM 231021106 83 393 SH   DFND   0 393 0
CVS HEALTH CORP COM 126650100 20,252 346,781 SH   SOLE   346,781 0 0
CVS HEALTH CORP COM 126650100 121 2,066 SH   DFND   0 2,066 0
D R HORTON CO COM 23331a109 429 5,677 SH   SOLE   5,677 0 0
DEERE & CO COM 244199105 3,623 16,348 SH   SOLE   16,348 0 0
DOMINION ENERGY INC COM 25746u109 3,619 45,846 SH   SOLE   45,846 0 0
DOW INC COM 260557103 5,049 107,313 SH   SOLE   107,313 0 0
DOW INC COM 260557103 27 568 SH   DFND   0 568 0
DUKE ENERGY CORP COM 26441c204 3,598 40,632 SH   SOLE   40,632 0 0
DUPONT DE NEMOURS INC COM 26614n102 4,574 82,450 SH   SOLE   82,450 0 0
DUPONT DE NEMOURS INC COM 26614n102 32 570 SH   DFND   0 570 0
EMERSON ELECTRIC CO COM 291011104 2,513 38,332 SH   SOLE   38,332 0 0
FISERV INC COM 337738108 26,105 253,324 SH   SOLE   253,324 0 0
FISERV INC COM 337738108 156 1,512 SH   DFND   0 1,512 0
HOME DEPOT INC COM 437076102 3,872 13,943 SH   SOLE   13,943 0 0
IBM CORP COM 459200101 2,385 19,599 SH   SOLE   19,599 0 0
ILLUMINA INC COM 452327109 6,733 21,785 SH   SOLE   21,785 0 0
ILLUMINA INC COM 452327109 41 134 SH   DFND   0 134 0
INTEL CORP COM 458140100 3,173 61,279 SH   SOLE   61,279 0 0
JOHNSON & JOHNSON COM 478160104 15,101 101,431 SH   SOLE   101,431 0 0
JOHNSON & JOHNSON COM 478160104 69 466 SH   DFND   0 466 0
JPMORGAN CHASE & CO COM 46625h100 5,871 60,982 SH   SOLE   60,982 0 0
JPMORGAN CHASE & CO COM 46625h100 35 365 SH   DFND   0 365 0
KEYSIGHT TECH INC COM 49338l103 492 4,984 SH   SOLE   4,984 0 0
KIMBERLY-CLARK CORP COM 494368103 3,513 23,791 SH   SOLE   23,791 0 0
LAS VEGAS SANDS CORP COM 517834107 2,570 55,081 SH   SOLE   55,081 0 0
LINDE PLC F COM g5494j103 22,128 92,925 SH   SOLE   92,925 0 0
LINDE PLC F COM g5494j103 108 455 SH   DFND   0 455 0
LOCKHEED MARTIN CORP COM 539830109 22,383 58,399 SH   SOLE   58,399 0 0
LOCKHEED MARTIN CORP COM 539830109 129 336 SH   DFND   0 336 0
LYONDELLBASELL INDS F CLASS A COM n53745100 1,596 22,641 SH   SOLE   22,641 0 0
MARRIOTT INTL INC CLASS A COM 571903202 12,343 133,327 SH   SOLE   133,327 0 0
MARRIOTT INTL INC CLASS A COM 571903202 74 800 SH   DFND   0 800 0
MICROSOFT CORP COM 594918104 6,287 29,891 SH   SOLE   29,891 0 0
NEXTERA ENERGY INC COM 65339f101 33,839 121,917 SH   SOLE   121,917 0 0
NEXTERA ENERGY INC COM 65339f101 180 650 SH   DFND   0 650 0
NIKE INC CLASS B COM 654106103 46,478 370,226 SH   SOLE   370,226 0 0
NIKE INC CLASS B COM 654106103 277 2,207 SH   DFND   0 2,207 0
NORDSTROM INC COM 655664100 660 55,376 SH   SOLE   55,376 0 0
OTIS WORLDWIDE CORP COM 68902v107 5,027 80,537 SH   SOLE   80,537 0 0
OTIS WORLDWIDE CORP COM 68902v107 27 433 SH   DFND   0 433 0
PAYPAL HOLDINGS INCORPOR COM 70450y103 22,560 114,499 SH   SOLE   114,499 0 0
PAYPAL HOLDINGS INCORPOR COM 70450y103 132 669 SH   DFND   0 669 0
PEPSICO INC COM 713448108 18,425 132,935 SH   SOLE   132,935 0 0
PEPSICO INC COM 713448108 91 659 SH   DFND   0 659 0
PFIZER INC COM 717081103 20,470 557,755 SH   SOLE   557,755 0 0
PFIZER INC COM 717081103 105 2,871 SH   DFND   0 2,871 0
PHILIP MORRIS INTL COM 718172109 8,956 119,425 SH   SOLE   119,425 0 0
PHILIP MORRIS INTL COM 718172109 41 549 SH   DFND   0 549 0
PROCTER & GAMBLE COM 742718109 20,762 149,381 SH   SOLE   149,381 0 0
PROCTER & GAMBLE COM 742718109 99 712 SH   DFND   0 712 0
RAYTHEON TECHNOLOGIES CO COM 75513e101 9,486 164,852 SH   SOLE   164,852 0 0
RAYTHEON TECHNOLOGIES CO COM 75513e101 50 871 SH   DFND   0 871 0
ROPER TECHNOLOGIES COM 776696106 779 1,972 SH   SOLE   1,972 0 0
ROSS STORES INC COM 778296103 274 2,934 SH   SOLE   2,934 0 0
SALESFORCE COM COM 79466l302 59,951 238,546 SH   SOLE   238,546 0 0
SALESFORCE COM COM 79466l302 351 1,398 SH   DFND   0 1,398 0
SEAGATE TECHNOLOGY F COM g7945m107 2,949 59,852 SH   SOLE   59,852 0 0
STARBUCKS CORP COM 855244109 9,780 113,828 SH   SOLE   113,828 0 0
STARBUCKS CORP COM 855244109 57 661 SH   DFND   0 661 0
T-MOBILE US INC COM 872590104 232 2,029 SH   SOLE   2,029 0 0
THERMO FISHER SCNTFC COM 883556102 487 1,102 SH   SOLE   1,102 0 0
TJX COMPANIES INC COM 872540109 13,105 235,496 SH   SOLE   235,496 0 0
TJX COMPANIES INC COM 872540109 81 1,464 SH   DFND   0 1,464 0
TRACTOR SUPPLY COMP COM 892356106 379 2,647 SH   SOLE   2,647 0 0
UNION PACIFIC CORP COM 907818108 658 3,341 SH   SOLE   3,341 0 0
VERIZON COMMUNICATN COM 92343v104 3,799 63,856 SH   SOLE   63,856 0 0
WABTEC COM 929740108 215 3,477 SH   SOLE   3,477 0 0
WALMART INC COM 931142103 3,843 27,465 SH   SOLE   27,465 0 0
WALT DISNEY CO COM 254687106 20,786 167,520 SH   SOLE   167,520 0 0
WALT DISNEY CO COM 254687106 125 1,011 SH   DFND   0 1,011 0
WASTE MANAGEMENT INC COM 94106l109 3,547 31,341 SH   SOLE   31,341 0 0
WELLTOWER INC REIT COM 95040q104 2,687 48,776 SH   SOLE   48,776 0 0
WEYERHAEUSER CO REIT COM 962166104 2,999 105,137 SH   SOLE   105,137 0 0
YUM BRANDS INC COM 988498101 271 2,967 SH   SOLE   2,967 0 0
ZOETIS INC CLASS A COM 98978v103 27,921 168,838 SH   SOLE   168,838 0 0
ZOETIS INC CLASS A COM 98978v103 174 1,050 SH   DFND   0 1,050 0
ANHEUSER BUSCH INBEV S F SPONS ADR 03524a108 1,317 24,450 SH   SOLE   24,450 0 0
NESTLE S A F SPONSORED ADR 1 A ADR 641069406 3,766 31,647 SH   SOLE   31,647 0 0