The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T INC COM 00206r102 7,569 250,394 SH   SOLE   250,394 0 0
A T & T INC COM 00206r102 31 1,021 SH   DFND   0 1,021 0
ABBVIE INC COM 00287y109 209 2,127 SH   SOLE   2,127 0 0
ACCENTURE PLC F CLASS A COM g1151c101 33,567 156,328 SH   SOLE   156,328 0 0
ACCENTURE PLC F CLASS A COM g1151c101 182 846 SH   DFND   0 846 0
ADOBE INC COM 00724f101 634 1,457 SH   SOLE   1,457 0 0
AGILENT TECHNOLOGIES COM 00846u101 383 4,338 SH   SOLE   4,338 0 0
AIR PROD & CHEMICALS COM 009158106 419 1,734 SH   SOLE   1,734 0 0
ALPHABET INC. CLASS A COM 02079k305 26,140 18,434 SH   SOLE   18,434 0 0
ALPHABET INC. CLASS A COM 02079k305 153 108 SH   DFND   0 108 0
ALPHABET INC. CLASS C COM 02079k107 26,098 18,462 SH   SOLE   18,462 0 0
ALPHABET INC. CLASS C COM 02079k107 153 108 SH   DFND   0 108 0
AMAZON.COM INC COM 023135106 68,548 24,847 SH   SOLE   24,847 0 0
AMAZON.COM INC COM 023135106 408 148 SH   DFND   0 148 0
AMGEN INC. COM 031162100 6,030 25,564 SH   SOLE   25,564 0 0
AMGEN INC. COM 031162100 38 159 SH   DFND   0 159 0
APPLE INC COM 037833100 108,908 298,541 SH   SOLE   298,541 0 0
APPLE INC COM 037833100 618 1,695 SH   DFND   0 1,695 0
AUTO DATA PROCESSING COM 053015103 3,519 23,637 SH   SOLE   23,637 0 0
BLACKROCK INC COM 09247x101 25,464 46,801 SH   SOLE   46,801 0 0
BLACKROCK INC COM 09247x101 138 254 SH   DFND   0 254 0
BOEING CO COM 097023105 5,516 30,093 SH   SOLE   30,093 0 0
BOEING CO COM 097023105 39 215 SH   DFND   0 215 0
BRISTOL-MYERS SQUIBB COM 110122108 2,658 45,209 SH   SOLE   45,209 0 0
CANADIAN NATL RAILWY F COM 136375102 19,691 222,323 SH   SOLE   222,323 0 0
CANADIAN NATL RAILWY F COM 136375102 104 1,173 SH   DFND   0 1,173 0
CARRIER GLOBAL CORP COM 14448c104 3,601 162,050 SH   SOLE   162,050 0 0
CARRIER GLOBAL CORP COM 14448c104 20 899 SH   DFND   0 899 0
CME GROUP INC CLASS A COM 12572q105 16,200 99,670 SH   SOLE   99,670 0 0
CME GROUP INC CLASS A COM 12572q105 80 494 SH   DFND   0 494 0
COMCAST CORP CLASS A COM 20030n101 11,651 298,896 SH   SOLE   298,896 0 0
COMCAST CORP CLASS A COM 20030n101 71 1,834 SH   DFND   0 1,834 0
CORTEVA INC COM 22052l104 2,438 91,010 SH   SOLE   91,010 0 0
CORTEVA INC COM 22052l104 16 583 SH   DFND   0 583 0
COSTCO WHOLESALE CO COM 22160k105 27,123 89,453 SH   SOLE   89,453 0 0
COSTCO WHOLESALE CO COM 22160k105 161 530 SH   DFND   0 530 0
CUMMINS INC COM 231021106 9,927 57,297 SH   SOLE   57,297 0 0
CUMMINS INC COM 231021106 70 403 SH   DFND   0 403 0
CVS HEALTH CORP COM 126650100 22,827 351,350 SH   SOLE   351,350 0 0
CVS HEALTH CORP COM 126650100 137 2,108 SH   DFND   0 2,108 0
D R HORTON CO COM 23331a109 318 5,743 SH   SOLE   5,743 0 0
DEERE & CO COM 244199105 2,554 16,253 SH   SOLE   16,253 0 0
DOMINION ENERGY INC COM 25746u109 3,699 45,562 SH   SOLE   45,562 0 0
DOW INC COM 260557103 4,736 116,195 SH   SOLE   116,195 0 0
DOW INC COM 260557103 24 593 SH   DFND   0 593 0
DUKE ENERGY CORP COM 26441c204 3,227 40,389 SH   SOLE   40,389 0 0
DUPONT DE NEMOURS INC COM 26614n102 4,837 91,040 SH   SOLE   91,040 0 0
DUPONT DE NEMOURS INC COM 26614n102 31 588 SH   DFND   0 588 0
EMERSON ELECTRIC CO COM 291011104 2,362 38,081 SH   SOLE   38,081 0 0
FISERV INC COM 337738108 25,028 256,385 SH   SOLE   256,385 0 0
FISERV INC COM 337738108 151 1,550 SH   DFND   0 1,550 0
HOME DEPOT INC COM 437076102 3,468 13,845 SH   SOLE   13,845 0 0
IBM CORP COM 459200101 2,351 19,463 SH   SOLE   19,463 0 0
ILLUMINA INC COM 452327109 8,170 22,061 SH   SOLE   22,061 0 0
ILLUMINA INC COM 452327109 51 138 SH   DFND   0 138 0
INTEL CORP COM 458140100 3,640 60,840 SH   SOLE   60,840 0 0
JOHNSON & JOHNSON COM 478160104 14,310 101,758 SH   SOLE   101,758 0 0
JOHNSON & JOHNSON COM 478160104 68 482 SH   DFND   0 482 0
JPMORGAN CHASE & CO COM 46625h100 5,791 61,565 SH   SOLE   61,565 0 0
JPMORGAN CHASE & CO COM 46625h100 35 376 SH   DFND   0 376 0
KEYSIGHT TECH INC COM 49338l103 507 5,035 SH   SOLE   5,035 0 0
KIMBERLY-CLARK CORP COM 494368103 3,341 23,635 SH   SOLE   23,635 0 0
LAS VEGAS SANDS CORP COM 517834107 2,493 54,751 SH   SOLE   54,751 0 0
LINDE PLC F COM g5494j103 19,842 93,546 SH   SOLE   93,546 0 0
LINDE PLC F COM g5494j103 99 465 SH   DFND   0 465 0
LOCKHEED MARTIN CORP COM 539830109 21,395 58,630 SH   SOLE   58,630 0 0
LOCKHEED MARTIN CORP COM 539830109 126 344 SH   DFND   0 344 0
LYONDELLBASELL INDS F CLASS A COM n53745100 1,480 22,513 SH   SOLE   22,513 0 0
MARRIOTT INTL INC CLASS A COM 571903202 11,555 134,785 SH   SOLE   134,785 0 0
MARRIOTT INTL INC CLASS A COM 571903202 71 834 SH   DFND   0 834 0
MICROSOFT CORP COM 594918104 6,045 29,703 SH   SOLE   29,703 0 0
NEXTERA ENERGY INC COM 65339f101 29,418 122,490 SH   SOLE   122,490 0 0
NEXTERA ENERGY INC COM 65339f101 161 671 SH   DFND   0 671 0
NIKE INC CLASS B COM 654106103 36,778 375,096 SH   SOLE   375,096 0 0
NIKE INC CLASS B COM 654106103 224 2,289 SH   DFND   0 2,289 0
NORDSTROM INC COM 655664100 852 55,009 SH   SOLE   55,009 0 0
OTIS WORLDWIDE CORP COM 68902v107 4,609 81,052 SH   SOLE   81,052 0 0
OTIS WORLDWIDE CORP COM 68902v107 26 449 SH   DFND   0 449 0
PAYPAL HOLDINGS INCORPOR COM 70450y103 20,236 116,145 SH   SOLE   116,145 0 0
PAYPAL HOLDINGS INCORPOR COM 70450y103 121 697 SH   DFND   0 697 0
PEPSICO INC COM 713448108 17,749 134,197 SH   SOLE   134,197 0 0
PEPSICO INC COM 713448108 89 675 SH   DFND   0 675 0
PFIZER INC COM 717081103 18,395 562,529 SH   SOLE   562,529 0 0
PFIZER INC COM 717081103 97 2,957 SH   DFND   0 2,957 0
PHILIP MORRIS INTL COM 718172109 8,377 119,562 SH   SOLE   119,562 0 0
PHILIP MORRIS INTL COM 718172109 40 568 SH   DFND   0 568 0
PROCTER & GAMBLE COM 742718109 18,019 150,701 SH   SOLE   150,701 0 0
PROCTER & GAMBLE COM 742718109 88 736 SH   DFND   0 736 0
RAYTHEON TECHNOLOGIES CO COM 75513e101 10,197 165,475 SH   SOLE   165,475 0 0
RAYTHEON TECHNOLOGIES CO COM 75513e101 55 899 SH   DFND   0 899 0
ROPER TECHNOLOGIES COM 776696106 775 1,995 SH   SOLE   1,995 0 0
ROSS STORES INC COM 778296103 252 2,962 SH   SOLE   2,962 0 0
SALESFORCE COM COM 79466l302 45,228 241,435 SH   SOLE   241,435 0 0
SALESFORCE COM COM 79466l302 270 1,443 SH   DFND   0 1,443 0
SEAGATE TECHNOLOGY F COM g7945m107 2,878 59,457 SH   SOLE   59,457 0 0
STARBUCKS CORP COM 855244109 8,501 115,518 SH   SOLE   115,518 0 0
STARBUCKS CORP COM 855244109 50 681 SH   DFND   0 681 0
T-MOBILE US INC COM 872590104 214 2,053 SH   SOLE   2,053 0 0
THERMO FISHER SCNTFC COM 883556102 404 1,116 SH   SOLE   1,116 0 0
TJX COMPANIES INC COM 872540109 11,993 237,200 SH   SOLE   237,200 0 0
TJX COMPANIES INC COM 872540109 76 1,500 SH   DFND   0 1,500 0
TRACTOR SUPPLY COMP COM 892356106 354 2,688 SH   SOLE   2,688 0 0
UNION PACIFIC CORP COM 907818108 572 3,381 SH   SOLE   3,381 0 0
VERIZON COMMUNICATN COM 92343v104 3,499 63,467 SH   SOLE   63,467 0 0
WABTEC COM 929740108 202 3,502 SH   SOLE   3,502 0 0
WALMART INC COM 931142103 3,267 27,274 SH   SOLE   27,274 0 0
WALT DISNEY CO COM 254687106 18,792 168,520 SH   SOLE   168,520 0 0
WALT DISNEY CO COM 254687106 117 1,047 SH   DFND   0 1,047 0
WASTE MANAGEMENT INC COM 94106l109 3,297 31,130 SH   SOLE   31,130 0 0
WELLTOWER INC REIT COM 95040q104 2,505 48,415 SH   SOLE   48,415 0 0
WEYERHAEUSER CO REIT COM 962166104 2,346 104,471 SH   SOLE   104,471 0 0
YUM BRANDS INC COM 988498101 261 3,007 SH   SOLE   3,007 0 0
ZOETIS INC CLASS A COM 98978v103 23,287 169,929 SH   SOLE   169,929 0 0
ZOETIS INC CLASS A COM 98978v103 148 1,078 SH   DFND   0 1,078 0
ANHEUSER BUSCH INBEV S F SPONS ADR 03524a108 1,198 24,297 SH   SOLE   24,297 0 0
NESTLE S A F SPONSORED ADR 1 A ADR 641069406 3,474 31,432 SH   SOLE   31,432 0 0