The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   10,336,858 52,130 SH   SOLE 0 51,782 0 348
ADOBE INC COM 00724F101   13,100,310 53,893 SH   SOLE 0 53,479 0 414
AEMETIS INC COM NEW 00770K202   49,764 15,600 SH   SOLE 0 15,600 0 0
ALPHABET INC CAP STK CL A 02079K305   31,502,773 109,552 SH   SOLE 0 108,309 0 1,243
ALPHABET INC CAP STK CL C 02079K107   1,000,281 3,487 SH   SOLE 0 3,116 0 371
AMAZON COM INC COM 023135106   15,413,455 74,007 SH   SOLE 0 72,804 0 1,203
AMGEN INC COM 031162100   481,627 1,369 SH   SOLE 0 1,313 0 56
APPLE INC COM 037833100   29,699,801 117,025 SH   SOLE 0 115,150 0 1,875
BANK AMERICA CORP COM 060505104   20,849,870 427,690 SH   SOLE 0 424,472 0 3,218
BANK NEW YORK MELLON CORP COM 064058100   224,092 1,889 SH   SOLE 0 1,783 0 106
BERKLEY W R CORP COM 084423102   15,437,010 232,906 SH   SOLE 0 231,253 0 1,653
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   34,324,138 71,628 SH   SOLE 0 71,089 0 539
BLACKSTONE INC COM 09260D107   242,284 2,107 SH   SOLE 0 2,095 0 12
BOEING CO COM 097023105   1,512,429 7,599 SH   SOLE 0 7,516 0 83
BRISTOL-MYERS SQUIBB CO COM 110122108   219,462 3,618 SH   SOLE 0 3,400 0 218
BROADCOM INC COM 11135F101   13,217,315 42,704 SH   SOLE 0 42,150 0 554
BURKE HERBERT FINL SVCS CORP COM 12135Y108   16,075,803 258,080 SH   SOLE 0 258,080 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   299,788 6,612 SH   SOLE 0 6,600 0 12
CAPITAL ONE FINL CORP COM 14040H105   12,949,611 70,984 SH   SOLE 0 70,367 0 617
CATERPILLAR INC COM 149123101   660,285 932 SH   SOLE 0 880 0 52
CHEVRON CORPORATION COM 166764100   3,524,748 17,036 SH   SOLE 0 16,999 0 37
COCA COLA CO COM 191216100   711,676 9,358 SH   SOLE 0 9,350 0 8
CORNING INC COM 219350105   1,417,623 10,426 SH   SOLE 0 10,300 0 126
COSTCO WHOLESALE CORPORATION COM 22160K105   1,219,630 1,224 SH   SOLE 0 1,184 0 40
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   3,659,502 50,770 SH   SOLE 0 47,158 0 3,612
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   334,740 4,537 SH   SOLE 0 4,172 0 365
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   13,385,976 296,675 SH   SOLE 0 286,752 0 9,923
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   10,286,180 264,019 SH   SOLE 0 255,043 0 8,976
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   3,327,693 98,278 SH   SOLE 0 95,345 0 2,933
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   6,556,071 168,710 SH   SOLE 0 167,920 0 790
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,281,361 36,531 SH   SOLE 0 35,352 0 1,179
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   3,316,797 97,639 SH   SOLE 0 96,143 0 1,496
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   16,480,464 448,326 SH   SOLE 0 444,002 0 4,324
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   330,296 13,966 SH   SOLE 0 13,966 0 0
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   3,318,692 103,001 SH   SOLE 0 99,767 0 3,234
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   1,945,609 45,887 SH   SOLE 0 45,887 0 0
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   598,681 14,570 SH   SOLE 0 14,570 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   750,779 28,246 SH   SOLE 0 27,188 0 1,058
DISNEY WALT CO COM 254687106   418,226 4,339 SH   SOLE 0 4,251 0 88
DOUBLELINE ETF TRUST COMMERCIAL REAL 25861R303   6,641,839 127,826 SH   SOLE 0 124,118 0 3,708
ELI LILLY & CO COM 532457108   436,891 475 SH   SOLE 0 424 0 51
EXXON MOBIL CORP COM 30231G102   21,816,759 128,591 SH   SOLE 0 127,234 0 1,357
HOME DEPOT INC COM 437076102   312,872 951 SH   SOLE 0 861 0 90
HUBBELL INC COM 443510607   15,111,848 30,794 SH   SOLE 0 30,561 0 233
INTERNATIONAL BUSINESS MACHS COM 459200101   915,507 3,777 SH   SOLE 0 3,674 0 103
ISHARES GOLD TR ISHARES NEW 464285204   2,039,317 23,132 SH   SOLE 0 23,132 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   446,882 8,771 SH   SOLE 0 8,771 0 0
ISHARES TR MSCI UK ETF NEW 46435G334   1,238,640 27,187 SH   SOLE 0 27,187 0 0
ISHARES TR S&P SML 600 GWT 464287887   1,080,260 7,465 SH   SOLE 0 7,465 0 0
ISHARES TR RUS 1000 ETF 464287622   287,387 806 SH   SOLE 0 806 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   326,170 6,398 SH   SOLE 0 6,398 0 0
JACOBS SOLUTIONS INC COM 46982L108   17,535,068 137,768 SH   SOLE 0 136,819 0 949
JOHNSON & JOHNSON COM 478160104   1,705,935 6,979 SH   SOLE 0 6,786 0 193
JPMORGAN CHASE & CO COM 46625H100   1,342,153 4,563 SH   SOLE 0 3,880 0 683
LISTED FDS TR HORIZON KINETICS 53656F623   260,300 5,000 SH   SOLE 0 5,000 0 0
MARKEL GROUP INC COM 570535104   15,599,671 8,150 SH   SOLE 0 8,093 0 57
MARSH & MCLENNAN COS INC COM 571748102   346,727 1,999 SH   SOLE 0 1,967 0 32
MASTERCARD INCORPORATED CL A 57636Q104   206,859 414 SH   SOLE 0 324 0 90
MCDONALDS CORP COM 580135101   408,386 1,314 SH   SOLE 0 1,264 0 50
MERCK & CO INC COM 58933Y105   280,877 2,335 SH   SOLE 0 2,014 0 321
META PLATFORMS INC CL A 30303M102   250,603 438 SH   SOLE 0 284 0 154
MICROSOFT CORP COM 594918104   25,853,725 69,843 SH   SOLE 0 68,693 0 1,150
NOVO-NORDISK A S ADR 670100205   7,145,229 194,428 SH   SOLE 0 193,004 0 1,424
NVIDIA CORPORATION COM 67066G104   389,610 2,234 SH   SOLE 0 470 0 1,764
OREILLY AUTOMOTIVE INC COM 67103H107   273,699 2,965 SH   SOLE 0 2,910 0 55
PEPSICO INC COM 713448108   449,099 2,892 SH   SOLE 0 2,887 0 5
PERFORMANCE FOOD GROUP CO COM 71377A103   316,000 3,689 SH   SOLE 0 3,689 0 0
PFIZER INC COM 717081103   531,367 18,923 SH   SOLE 0 18,406 0 517
PHILIP MORRIS INTL INC COM 718172109   214,115 1,295 SH   SOLE 0 1,261 0 34
PHILLIPS 66 COM 718546104   256,327 1,407 SH   SOLE 0 1,357 0 50
PROCTER & GAMBLE CO COM 742718109   1,367,558 9,468 SH   SOLE 0 9,372 0 96
PROGRESSIVE CORP COM 743315103   20,105,324 101,419 SH   SOLE 0 100,605 0 814
REPUBLIC SVCS INC COM 760759100   242,455 1,107 SH   SOLE 0 1,057 0 50
ROCKWELL AUTOMATION INC COM 773903109   487,000 1,357 SH   SOLE 0 1,340 0 17
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   229,971 4,700 SH   SOLE 0 0 0 4,700
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   258,665 10,451 SH   SOLE 0 10,451 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   5,840,552 240,649 SH   SOLE 0 238,828 0 1,821
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   3,021,060 121,279 SH   SOLE 0 121,279 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,815,175 68,214 SH   SOLE 0 68,214 0 0
SIMPLIFY EXCHANGE TRADED FUN MBS ETF 82889N525   18,770,664 379,512 SH   SOLE 0 368,144 0 11,368
SPDR GOLD TR GOLD SHS 78463V107   208,691 485 SH   SOLE 0 485 0 0
STARBUCKS CORP COM 855244109   373,329 4,167 SH   SOLE 0 4,083 0 84
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   1,430,098 2,199 SH   SOLE 0 2,199 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100   233,523 691 SH   SOLE 0 691 0 0
UNION PAC CORP COM 907818108   1,134,006 4,674 SH   SOLE 0 4,598 0 76
VALERO ENERGY CORP COM 91913Y100   13,594,122 55,019 SH   SOLE 0 54,583 0 436
VANECK ETF TRUST GOLD MINERS ETF 92189F106   497,026 5,416 SH   SOLE 0 5,416 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   356,737 597 SH   SOLE 0 79 0 518
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   6,172,481 123,573 SH   SOLE 0 119,658 0 3,915
VEEVA SYS INC CL A COM 922475108   548,235 3,121 SH   SOLE 0 3,111 0 10
VERISIGN INC COM 92343E102   13,875,625 55,869 SH   SOLE 0 55,442 0 427
VISA INC COM CL A 92826C839   912,096 3,018 SH   SOLE 0 2,856 0 162
WATERS CORP COM 941848103   13,988,857 46,974 SH   SOLE 0 46,629 0 345
WELLS FARGO & CO COM 949746101   7,353,098 92,364 SH   SOLE 0 92,258 0 106
WORLD GOLD TR SPDR GLD MINIS 98149E303   2,357,756 25,437 SH   SOLE 0 25,437 0 0
YUM BRANDS INC COM 988498101   217,206 1,397 SH   SOLE 0 1,350 0 47
ZOETIS INC CL A 98978V103   13,219,897 111,834 SH   SOLE 0 110,978 0 856