The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   211,731 914 SH   SOLE 0 764 0 150
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   12,131,487 49,195 SH   SOLE 0 48,785 0 410
ADOBE INC COM 00724F101   15,406,356 43,675 SH   SOLE 0 43,342 0 333
AEMETIS INC COM NEW 00770K202   35,100 15,600 SH   SOLE 0 15,600 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   8,569,019 102,820 SH   SOLE 0 102,120 0 700
ALPHABET INC CAP STK CL A 02079K305   34,064,631 140,126 SH   SOLE 0 138,640 0 1,486
ALPHABET INC CAP STK CL C 02079K107   876,049 3,597 SH   SOLE 0 3,202 0 395
AMAZON COM INC COM 023135106   14,189,509 64,624 SH   SOLE 0 63,680 0 944
AMGEN INC COM 031162100   384,594 1,363 SH   SOLE 0 1,313 0 50
APPLE INC COM 037833100   30,228,031 118,714 SH   SOLE 0 116,935 0 1,779
BANK AMERICA CORP COM 060505104   28,475,149 551,951 SH   SOLE 0 547,846 0 4,105
BANK NEW YORK MELLON CORP COM 064058100   208,223 1,911 SH   SOLE 0 1,808 0 103
BERKLEY W R CORP COM 084423102   17,967,696 234,504 SH   SOLE 0 232,851 0 1,653
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   36,112,317 71,831 SH   SOLE 0 71,331 0 500
BLACKSTONE INC COM 09260D107   360,152 2,108 SH   SOLE 0 2,095 0 13
BOEING CO COM 097023105   1,643,761 7,616 SH   SOLE 0 7,536 0 80
BURKE HERBERT FINL SVCS CORP COM 12135Y108   15,920,955 258,080 SH   SOLE 0 258,080 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   303,425 6,612 SH   SOLE 0 6,600 0 12
CAPITAL ONE FINL CORP COM 14040H105   15,292,580 71,938 SH   SOLE 0 71,316 0 622
CATERPILLAR INC COM 149123101   484,784 1,016 SH   SOLE 0 966 0 50
CHEVRON CORP NEW COM 166764100   2,648,005 17,052 SH   SOLE 0 17,052 0 0
COCA COLA CO COM 191216100   620,092 9,350 SH   SOLE 0 9,350 0 0
COMCAST CORP NEW CL A 20030N101   8,649,235 275,278 SH   SOLE 0 272,934 0 2,344
CORNING INC COM 219350105   855,245 10,426 SH   SOLE 0 10,300 0 126
COSTCO WHSL CORP NEW COM 22160K105   1,134,822 1,226 SH   SOLE 0 1,199 0 27
DIAGEO PLC SPON ADR NEW 25243Q205   9,238,006 96,804 SH   SOLE 0 96,137 0 667
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   722,350 10,041 SH   SOLE 0 10,041 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   11,827,816 258,475 SH   SOLE 0 248,039 0 10,436
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   8,209,793 225,854 SH   SOLE 0 225,653 0 201
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   2,531,228 80,280 SH   SOLE 0 80,222 0 58
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   5,263,532 136,467 SH   SOLE 0 135,751 0 716
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,898,345 32,612 SH   SOLE 0 32,321 0 291
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,796,191 57,240 SH   SOLE 0 55,941 0 1,299
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   16,435,011 435,134 SH   SOLE 0 432,164 0 2,970
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   237,737 9,968 SH   SOLE 0 9,968 0 0
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   2,819,623 92,766 SH   SOLE 0 92,766 0 0
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   1,872,894 45,736 SH   SOLE 0 45,736 0 0
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   659,345 15,524 SH   SOLE 0 15,524 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   608,467 22,280 SH   SOLE 0 22,280 0 0
DISNEY WALT CO COM 254687106   500,708 4,373 SH   SOLE 0 4,270 0 103
DOUBLELINE ETF TRUST COMMERCIAL REAL 25861R303   5,112,798 98,172 SH   SOLE 0 96,627 0 1,545
ELI LILLY & CO COM 532457108   357,847 469 SH   SOLE 0 424 0 45
EXXON MOBIL CORP COM 30231G102   14,531,383 128,881 SH   SOLE 0 127,638 0 1,243
GE AEROSPACE COM NEW 369604301   231,631 770 SH   SOLE 0 770 0 0
HOME DEPOT INC COM 437076102   435,700 1,075 SH   SOLE 0 1,000 0 75
HUBBELL INC COM 443510607   13,310,779 30,933 SH   SOLE 0 30,700 0 233
INTERNATIONAL BUSINESS MACHS COM 459200101   935,360 3,315 SH   SOLE 0 3,216 0 99
ISHARES GOLD TR ISHARES NEW 464285204   1,683,316 23,132 SH   SOLE 0 23,132 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   463,239 9,068 SH   SOLE 0 9,068 0 0
ISHARES TR MSCI UK ETF NEW 46435G334   1,141,038 27,187 SH   SOLE 0 27,187 0 0
ISHARES TR S&P SML 600 GWT 464287887   1,056,298 7,465 SH   SOLE 0 7,465 0 0
ISHARES TR RUS 1000 ETF 464287622   294,577 806 SH   SOLE 0 806 0 0
ISHARES TR CORE MSCI EURO 46434V738   397,480 5,835 SH   SOLE 0 5,835 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   226,669 4,441 SH   SOLE 0 4,441 0 0
JACOBS SOLUTIONS INC COM 46982L108   21,150,291 141,134 SH   SOLE 0 140,185 0 949
JOHNSON & JOHNSON COM 478160104   1,358,749 7,328 SH   SOLE 0 7,169 0 159
JPMORGAN CHASE & CO. COM 46625H100   1,370,753 4,346 SH   SOLE 0 4,230 0 116
KELLANOVA COM 487836108   556,014 6,779 SH   SOLE 0 6,700 0 79
MARKEL GROUP INC COM 570535104   15,701,822 8,215 SH   SOLE 0 8,158 0 57
MARSH & MCLENNAN COS INC COM 571748102   403,060 2,000 SH   SOLE 0 1,967 0 33
MASTERCARD INCORPORATED CL A 57636Q104   222,974 392 SH   SOLE 0 324 0 68
MCDONALDS CORP COM 580135101   389,899 1,283 SH   SOLE 0 1,264 0 19
META PLATFORMS INC CL A 30303M102   315,062 429 SH   SOLE 0 284 0 145
MICROSOFT CORP COM 594918104   34,572,563 66,749 SH   SOLE 0 65,838 0 911
NOVO-NORDISK A S ADR 670100205   11,064,429 199,395 SH   SOLE 0 198,038 0 1,357
NVIDIA CORPORATION COM 67066G104   412,902 2,213 SH   SOLE 0 470 0 1,743
ORACLE CORP COM 68389X105   211,774 753 SH   SOLE 0 610 0 143
OREILLY AUTOMOTIVE INC COM 67103H107   318,363 2,953 SH   SOLE 0 2,910 0 43
PEPSICO INC COM 713448108   407,557 2,902 SH   SOLE 0 2,902 0 0
PERFORMANCE FOOD GROUP CO COM 71377A103   400,450 3,849 SH   SOLE 0 3,849 0 0
PFIZER INC COM 717081103   609,490 23,920 SH   SOLE 0 23,590 0 330
PHILIP MORRIS INTL INC COM 718172109   204,534 1,261 SH   SOLE 0 1,261 0 0
PROCTER AND GAMBLE CO COM 742718109   1,521,596 9,903 SH   SOLE 0 9,872 0 31
PROGRESSIVE CORP COM 743315103   25,266,716 102,315 SH   SOLE 0 101,519 0 796
REPUBLIC SVCS INC COM 760759100   248,756 1,084 SH   SOLE 0 1,057 0 27
ROCKWELL AUTOMATION INC COM 773903109   474,312 1,357 SH   SOLE 0 1,340 0 17
SCHWAB CHARLES CORP COM 808513105   200,597 2,101 SH   SOLE 0 1,999 0 102
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   243,302 10,451 SH   SOLE 0 10,451 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   4,158,502 170,430 SH   SOLE 0 169,632 0 798
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   2,009,118 79,949 SH   SOLE 0 79,949 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,595,925 59,218 SH   SOLE 0 59,218 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   201,912 4,700 SH   SOLE 0 0 0 4,700
SIMPLIFY EXCHANGE TRADED FUN MBS ETF 82889N525   15,628,288 310,393 SH   SOLE 0 307,789 0 2,604
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,901,442 2,854 SH   SOLE 0 2,854 0 0
STARBUCKS CORP COM 855244109   13,581,590 160,539 SH   SOLE 0 159,267 0 1,272
UNION PAC CORP COM 907818108   1,099,357 4,651 SH   SOLE 0 4,598 0 53
VALERO ENERGY CORP COM 91913Y100   9,546,838 56,072 SH   SOLE 0 55,662 0 410
VANECK ETF TRUST GOLD MINERS ETF 92189F106   413,782 5,416 SH   SOLE 0 5,416 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   4,638,541 91,616 SH   SOLE 0 90,155 0 1,461
VEEVA SYS INC CL A COM 922475108   930,969 3,125 SH   SOLE 0 3,111 0 14
VERISIGN INC COM 92343E102   15,896,630 56,861 SH   SOLE 0 56,440 0 421
VISA INC COM CL A 92826C839   1,025,433 3,004 SH   SOLE 0 2,871 0 133
WATERS CORP COM 941848103   14,437,950 48,157 SH   SOLE 0 47,797 0 360
WELLS FARGO CO NEW COM 949746101   7,944,124 94,776 SH   SOLE 0 94,673 0 103
WORLD GOLD TR SPDR GLD MINIS 98149E303   1,944,659 25,437 SH   SOLE 0 25,437 0 0
YUM BRANDS INC COM 988498101   208,848 1,374 SH   SOLE 0 1,350 0 24
ZOETIS INC CL A 98978V103   11,505,727 78,634 SH   SOLE 0 77,978 0 656