The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   10,716,103 35,853 SH   SOLE 0 35,554 0 299
ADOBE INC COM 00724F101   17,026,976 44,011 SH   SOLE 0 43,690 0 321
AEMETIS INC COM NEW 00770K202   38,688 15,600 SH   SOLE 0 15,600 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   7,566,158 104,174 SH   SOLE 0 103,474 0 700
ALPHABET INC CAP STK CL A 02079K305   25,106,607 142,465 SH   SOLE 0 141,046 0 1,419
ALPHABET INC CAP STK CL C 02079K107   636,298 3,587 SH   SOLE 0 3,202 0 385
AMAZON COM INC COM 023135106   14,218,464 64,809 SH   SOLE 0 63,891 0 918
AMGEN INC COM 031162100   380,519 1,363 SH   SOLE 0 1,313 0 50
APPLE INC COM 037833100   24,604,803 119,924 SH   SOLE 0 118,178 0 1,746
BANK AMERICA CORP COM 060505104   26,373,387 557,341 SH   SOLE 0 553,467 0 3,874
BANK NEW YORK MELLON CORP COM 064058100   224,222 2,461 SH   SOLE 0 2,358 0 103
BERKLEY W R CORP COM 084423102   17,357,728 236,256 SH   SOLE 0 234,694 0 1,562
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   35,092,025 72,240 SH   SOLE 0 71,769 0 471
BLACKSTONE INC COM 09260D107   315,315 2,108 SH   SOLE 0 2,095 0 13
BOEING CO COM 097023105   1,614,638 7,706 SH   SOLE 0 7,626 0 80
BURKE HERBERT FINL SVCS CORP COM 12135Y108   15,355,388 257,080 SH   SOLE 0 257,080 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   300,623 6,610 SH   SOLE 0 6,600 0 10
CAPITAL ONE FINL CORP COM 14040H105   15,464,461 72,685 SH   SOLE 0 72,061 0 624
CARMAX INC COM 143130102   9,962,538 148,230 SH   SOLE 0 147,296 0 934
CATERPILLAR INC COM 149123101   394,421 1,016 SH   SOLE 0 966 0 50
CHEVRON CORP NEW COM 166764100   2,484,347 17,350 SH   SOLE 0 17,350 0 0
COCA COLA CO COM 191216100   661,513 9,350 SH   SOLE 0 9,350 0 0
COMCAST CORP NEW CL A 20030N101   9,878,992 276,800 SH   SOLE 0 274,542 0 2,258
CORNING INC COM 219350105   548,303 10,426 SH   SOLE 0 10,300 0 126
COSTCO WHSL CORP NEW COM 22160K105   1,373,047 1,387 SH   SOLE 0 1,354 0 33
DIAGEO PLC SPON ADR NEW 25243Q205   9,916,505 98,339 SH   SOLE 0 97,672 0 667
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   279,433 4,180 SH   SOLE 0 4,180 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   10,351,217 244,363 SH   SOLE 0 233,478 0 10,885
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   7,087,853 205,029 SH   SOLE 0 204,828 0 201
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   2,158,628 74,564 SH   SOLE 0 74,506 0 58
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   5,022,761 140,144 SH   SOLE 0 139,428 0 716
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,642,488 30,439 SH   SOLE 0 30,063 0 376
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,695,648 57,734 SH   SOLE 0 56,271 0 1,463
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   15,180,173 426,889 SH   SOLE 0 424,056 0 2,833
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   233,849 9,968 SH   SOLE 0 9,968 0 0
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   2,564,214 86,952 SH   SOLE 0 86,952 0 0
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   1,802,456 45,736 SH   SOLE 0 45,736 0 0
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   556,447 14,177 SH   SOLE 0 14,177 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   519,000 19,344 SH   SOLE 0 19,344 0 0
DISNEY WALT CO COM 254687106   636,144 5,130 SH   SOLE 0 5,025 0 105
DOUBLELINE ETF TRUST COMMERCIAL REAL 25861R303   3,010,687 57,862 SH   SOLE 0 57,281 0 581
ELI LILLY & CO COM 532457108   364,820 468 SH   SOLE 0 424 0 44
EXXON MOBIL CORP COM 30231G102   14,101,437 130,811 SH   SOLE 0 129,622 0 1,189
HOME DEPOT INC COM 437076102   393,147 1,072 SH   SOLE 0 1,000 0 72
HUBBELL INC COM 443510607   12,715,029 31,133 SH   SOLE 0 30,913 0 220
INTERNATIONAL BUSINESS MACHS COM 459200101   982,797 3,334 SH   SOLE 0 3,236 0 98
ISHARES GOLD TR ISHARES NEW 464285204   1,442,512 23,132 SH   SOLE 0 23,132 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   470,711 9,226 SH   SOLE 0 9,226 0 0
ISHARES TR MSCI UK ETF NEW 46435G334   1,079,868 27,187 SH   SOLE 0 27,187 0 0
ISHARES TR S&P SML 600 GWT 464287887   993,144 7,465 SH   SOLE 0 7,465 0 0
ISHARES TR RUS 1000 ETF 464287622   273,693 806 SH   SOLE 0 806 0 0
ISHARES TR CORE MSCI EURO 46434V738   386,277 5,835 SH   SOLE 0 5,835 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   226,136 4,441 SH   SOLE 0 4,441 0 0
JACOBS SOLUTIONS INC COM 46982L108   18,807,559 143,078 SH   SOLE 0 142,184 0 894
JOHNSON & JOHNSON COM 478160104   1,132,786 7,416 SH   SOLE 0 7,199 0 217
JPMORGAN CHASE & CO. COM 46625H100   1,407,705 4,856 SH   SOLE 0 4,740 0 116
KELLANOVA COM 487836108   539,134 6,779 SH   SOLE 0 6,700 0 79
MARKEL GROUP INC COM 570535104   16,596,064 8,309 SH   SOLE 0 8,255 0 54
MARSH & MCLENNAN COS INC COM 571748102   437,280 2,000 SH   SOLE 0 1,967 0 33
MASTERCARD INCORPORATED CL A 57636Q104   220,842 393 SH   SOLE 0 324 0 69
MCDONALDS CORP COM 580135101   374,862 1,283 SH   SOLE 0 1,264 0 19
META PLATFORMS INC CL A 30303M102   313,702 425 SH   SOLE 0 284 0 141
MICROSOFT CORP COM 594918104   33,678,558 67,708 SH   SOLE 0 66,816 0 892
NOVO-NORDISK A S ADR 670100205   13,860,389 200,817 SH   SOLE 0 199,543 0 1,274
NVIDIA CORPORATION COM 67066G104   315,980 2,000 SH   SOLE 0 390 0 1,610
OREILLY AUTOMOTIVE INC COM 67103H107   264,982 2,940 SH   SOLE 0 2,910 0 30
PEPSICO INC COM 713448108   387,669 2,936 SH   SOLE 0 2,936 0 0
PERFORMANCE FOOD GROUP CO COM 71377A103   336,672 3,849 SH   SOLE 0 3,849 0 0
PFIZER INC COM 717081103   585,040 24,135 SH   SOLE 0 23,841 0 294
PHILIP MORRIS INTL INC COM 718172109   254,436 1,397 SH   SOLE 0 1,397 0 0
PROCTER AND GAMBLE CO COM 742718109   1,635,898 10,268 SH   SOLE 0 10,237 0 31
PROGRESSIVE CORP COM 743315103   26,735,932 100,187 SH   SOLE 0 99,466 0 721
REPUBLIC SVCS INC COM 760759100   267,325 1,084 SH   SOLE 0 1,057 0 27
ROCKWELL AUTOMATION INC COM 773903109   451,419 1,359 SH   SOLE 0 1,340 0 19
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   230,970 10,451 SH   SOLE 0 10,451 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   4,186,573 171,722 SH   SOLE 0 170,513 0 1,209
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,693,905 67,675 SH   SOLE 0 67,675 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,577,855 59,140 SH   SOLE 0 59,140 0 0
SIMPLIFY EXCHANGE TRADED FUN MBS ETF 82889N525   12,784,170 255,224 SH   SOLE 0 254,123 0 1,101
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,792,617 2,901 SH   SOLE 0 2,901 0 0
STARBUCKS CORP COM 855244109   14,824,524 161,787 SH   SOLE 0 160,582 0 1,205
UNION PAC CORP COM 907818108   1,070,562 4,653 SH   SOLE 0 4,598 0 55
VALERO ENERGY CORP COM 91913Y100   7,596,358 56,512 SH   SOLE 0 56,125 0 387
VANECK ETF TRUST GOLD MINERS ETF 92189F106   281,957 5,416 SH   SOLE 0 5,416 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   4,409,382 87,714 SH   SOLE 0 86,253 0 1,461
VEEVA SYS INC CL A COM 922475108   899,938 3,125 SH   SOLE 0 3,111 0 14
VERISIGN INC COM 92343E102   16,535,533 57,256 SH   SOLE 0 56,859 0 397
VISA INC COM CL A 92826C839   1,067,560 3,007 SH   SOLE 0 2,871 0 136
WATERS CORP COM 941848103   16,927,044 48,496 SH   SOLE 0 48,156 0 340
WELLS FARGO CO NEW COM 949746101   7,892,701 98,511 SH   SOLE 0 98,408 0 103
WORLD GOLD TR SPDR GLD MINIS 98149E303   1,666,632 25,437 SH   SOLE 0 25,437 0 0
YUM BRANDS INC COM 988498101   203,599 1,374 SH   SOLE 0 1,350 0 24