The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   11,254,971 36,069 SH   SOLE 0 35,769 0 300
ADOBE INC COM 00724F101   17,146,859 44,708 SH   SOLE 0 44,386 0 322
AEMETIS INC COM NEW 00770K202   27,144 15,600 SH   SOLE 0 15,600 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   9,998,758 108,083 SH   SOLE 0 107,383 0 700
ALPHABET INC CAP STK CL A 02079K305   22,405,944 144,891 SH   SOLE 0 143,446 0 1,445
ALPHABET INC CAP STK CL C 02079K107   558,991 3,578 SH   SOLE 0 3,202 0 376
AMAZON COM INC COM 023135106   12,485,637 65,624 SH   SOLE 0 64,703 0 921
AMGEN INC COM 031162100   424,905 1,364 SH   SOLE 0 1,313 0 51
APPLE INC COM 037833100   26,892,893 121,068 SH   SOLE 0 119,305 0 1,763
BANK AMERICA CORP COM 060505104   21,853,846 523,696 SH   SOLE 0 520,141 0 3,555
BANK NEW YORK MELLON CORP COM 064058100   422,118 5,033 SH   SOLE 0 4,942 0 91
BERKLEY W R CORP COM 084423102   17,164,788 241,214 SH   SOLE 0 239,602 0 1,612
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   39,070,069 73,360 SH   SOLE 0 72,889 0 471
BLACKSTONE INC COM 09260D107   294,796 2,109 SH   SOLE 0 2,095 0 14
BOEING CO COM 097023105   1,544,671 9,057 SH   SOLE 0 8,962 0 95
BRISTOL-MYERS SQUIBB CO COM 110122108   258,018 4,230 SH   SOLE 0 4,022 0 208
BURKE HERBERT FINL SVCS CORP COM 12135Y108   14,424,759 257,080 SH   SOLE 0 257,080 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   320,466 6,613 SH   SOLE 0 6,600 0 13
CAPITAL ONE FINL CORP COM 14040H105   13,233,774 73,808 SH   SOLE 0 73,235 0 573
CARMAX INC COM 143130102   11,856,619 152,164 SH   SOLE 0 151,205 0 959
CATERPILLAR INC COM 149123101   335,407 1,017 SH   SOLE 0 966 0 51
CHEVRON CORP NEW COM 166764100   3,205,276 19,160 SH   SOLE 0 19,160 0 0
COCA COLA CO COM 191216100   669,647 9,350 SH   SOLE 0 9,350 0 0
COMCAST CORP NEW CL A 20030N101   8,388,366 227,327 SH   SOLE 0 225,410 0 1,917
CORNING INC COM 219350105   477,485 10,430 SH   SOLE 0 10,300 0 130
COSTCO WHSL CORP NEW COM 22160K105   1,412,050 1,493 SH   SOLE 0 1,459 0 34
DIAGEO PLC SPON ADR NEW 25243Q205   10,468,311 99,898 SH   SOLE 0 99,231 0 667
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   7,714,754 200,696 SH   SOLE 0 189,811 0 10,885
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   5,715,465 183,012 SH   SOLE 0 182,811 0 201
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,752,831 67,703 SH   SOLE 0 67,645 0 58
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   4,818,124 146,048 SH   SOLE 0 145,332 0 716
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,417,005 27,520 SH   SOLE 0 27,144 0 376
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,485,514 56,699 SH   SOLE 0 55,236 0 1,463
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   13,869,455 418,511 SH   SOLE 0 415,678 0 2,833
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   236,939 9,968 SH   SOLE 0 9,968 0 0
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   2,172,038 80,625 SH   SOLE 0 80,625 0 0
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   1,595,729 45,736 SH   SOLE 0 45,736 0 0
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   507,678 14,177 SH   SOLE 0 14,177 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   400,806 15,263 SH   SOLE 0 15,263 0 0
DISNEY WALT CO COM 254687106   512,626 5,194 SH   SOLE 0 5,097 0 97
DOUBLELINE ETF TRUST COMMERCIAL REAL 25861R303   205,094 3,954 SH   SOLE 0 3,954 0 0
ELI LILLY & CO COM 532457108   386,526 468 SH   SOLE 0 424 0 44
EXXON MOBIL CORP COM 30231G102   16,326,680 137,280 SH   SOLE 0 136,061 0 1,219
HOME DEPOT INC COM 437076102   406,546 1,109 SH   SOLE 0 1,029 0 80
INTERNATIONAL BUSINESS MACHS COM 459200101   827,789 3,329 SH   SOLE 0 3,236 0 93
ISHARES GOLD TR ISHARES NEW 464285204   1,363,863 23,132 SH   SOLE 0 23,132 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   478,032 9,364 SH   SOLE 0 9,364 0 0
ISHARES TR MSCI UK ETF NEW 46435G334   1,018,697 27,187 SH   SOLE 0 27,187 0 0
ISHARES TR S&P SML 600 GWT 464287887   929,393 7,465 SH   SOLE 0 7,465 0 0
ISHARES TR RUS 1000 ETF 464287622   247,232 806 SH   SOLE 0 806 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   225,825 4,441 SH   SOLE 0 4,441 0 0
JACOBS SOLUTIONS INC COM 46982L108   17,578,332 145,408 SH   SOLE 0 144,508 0 900
JOHNSON & JOHNSON COM 478160104   1,690,565 10,194 SH   SOLE 0 9,955 0 239
JPMORGAN CHASE & CO. COM 46625H100   1,191,094 4,856 SH   SOLE 0 4,740 0 116
KELLANOVA COM 487836108   559,200 6,779 SH   SOLE 0 6,700 0 79
MARKEL GROUP INC COM 570535104   15,801,944 8,452 SH   SOLE 0 8,397 0 55
MARSH & MCLENNAN COS INC COM 571748102   828,482 3,395 SH   SOLE 0 3,362 0 33
MASTERCARD INCORPORATED CL A 57636Q104   214,863 392 SH   SOLE 0 324 0 68
MCDONALDS CORP COM 580135101   400,779 1,283 SH   SOLE 0 1,264 0 19
META PLATFORMS INC CL A 30303M102   247,845 430 SH   SOLE 0 284 0 146
MICROSOFT CORP COM 594918104   25,813,634 68,765 SH   SOLE 0 67,916 0 849
NOVO-NORDISK A S ADR 670100205   12,976,114 186,868 SH   SOLE 0 185,675 0 1,193
NVIDIA CORPORATION COM 67066G104   213,400 1,969 SH   SOLE 0 350 0 1,619
ONEOK INC NEW COM 682680103   203,798 2,054 SH   SOLE 0 1,970 0 84
OREILLY AUTOMOTIVE INC COM 67103H107   283,651 198 SH   SOLE 0 194 0 4
PEPSICO INC COM 713448108   440,224 2,936 SH   SOLE 0 2,936 0 0
PERFORMANCE FOOD GROUP CO COM 71377A103   302,647 3,849 SH   SOLE 0 3,849 0 0
PFIZER INC COM 717081103   610,601 24,096 SH   SOLE 0 23,841 0 255
PHILIP MORRIS INTL INC COM 718172109   200,159 1,261 SH   SOLE 0 1,261 0 0
PROCTER AND GAMBLE CO COM 742718109   1,768,960 10,380 SH   SOLE 0 10,349 0 31
PROGRESSIVE CORP COM 743315103   28,697,528 101,401 SH   SOLE 0 100,672 0 729
REPUBLIC SVCS INC COM 760759100   263,954 1,090 SH   SOLE 0 1,057 0 33
ROBERT HALF INC. COM 770323103   7,880,961 144,472 SH   SOLE 0 143,488 0 984
ROCKWELL AUTOMATION INC COM 773903109   351,397 1,360 SH   SOLE 0 1,340 0 20
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   206,723 10,451 SH   SOLE 0 10,451 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   4,221,057 173,421 SH   SOLE 0 172,212 0 1,209
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,215,430 48,891 SH   SOLE 0 48,891 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,587,801 59,048 SH   SOLE 0 59,048 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   234,148 1,134 SH   SOLE 0 1,134 0 0
SIMPLIFY EXCHANGE TRADED FUN MBS ETF 82889N525   9,829,797 196,047 SH   SOLE 0 195,047 0 1,000
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   217,498 518 SH   SOLE 0 518 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,841,737 3,292 SH   SOLE 0 3,292 0 0
STARBUCKS CORP COM 855244109   16,102,031 164,156 SH   SOLE 0 162,949 0 1,207
UNION PAC CORP COM 907818108   1,182,381 5,005 SH   SOLE 0 4,948 0 57
VALERO ENERGY CORP COM 91913Y100   7,602,096 57,561 SH   SOLE 0 57,174 0 387
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   4,273,531 85,642 SH   SOLE 0 84,181 0 1,461
VEEVA SYS INC CL A COM 922475108   724,075 3,126 SH   SOLE 0 3,111 0 15
VERISIGN INC COM 92343E102   18,521,594 72,957 SH   SOLE 0 72,436 0 521
VISA INC COM CL A 92826C839   1,150,836 3,284 SH   SOLE 0 3,152 0 132
WATERS CORP COM 941848103   18,126,641 49,181 SH   SOLE 0 48,842 0 339
WELLS FARGO CO NEW COM 949746101   7,072,105 98,511 SH   SOLE 0 98,408 0 103
YUM BRANDS INC COM 988498101   310,786 1,975 SH   SOLE 0 1,950 0 25