EXHIBIT 99.2 

								UMPQUA HOLDINGS CORPORATION
										Statistical Supplement
								(in thousands, except share data and ratios: unaudited)
																										Years Ended December 31,
	4th Qtr			3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr
	2005			2005		2005		2005		2004		2004		2004		2004		2003		2003		2003		2003		2005		2004		2003
Income Statement Data
Interest income	$	76,918	$	73,221	$	67,663	$	64,474	$	63,240	$	59,265	$	38,646	$	36,907	$	36,608	$	35,927	$	34,281	$	35,317	$	282,276	$	198,058	$	142,132
Interest expense		22,369		19,420		16,581		14,624		13,566		11,856		7,557		7,392		6,804		6,839		7,480		7,738		72,994		40,371		28,860
Net interest income		54,549		53,801		51,082		49,850		49,674		47,409		31,089		29,515		29,804		29,088		26,801		27,579		209,282		157,687		113,272
Provision for credit losses		68		-		1,400		1,000		3,667		1,479		1,100		1,075		1,075		1,050		950		1,475		2,468		7,321		4,550
Net interest income after provision for credit losses		54,481		53,801		49,682		48,850		46,007		45,930		29,989		28,440		28,729		28,038		25,851		26,104		206,814		150,367		108,722
Service fees		5,671		5,778		5,426		4,822		5,434		5,570		3,273		3,127		3,188		3,256		3,198		2,914		21,697		17,404		12,556
Brokerage fees & commissions		2,574		2,735		2,879		3,129		3,188		2,736		3,014		2,891		2,554		2,635		2,370		1,939		11,317		11,829		9,498
Mortgage banking revenue, net		1,592		3,256		228		1,350		1,665		1,942		2,399		1,649		1,200		3,160		2,834		4,279		6,426		7,655		11,473
Gain (loss) on sale of securities		13		28		1,398		-		-		13		6		-		2		10		2,136		7		1,439		19		2,155
Other income (3)		1,624		1,985		1,993		1,301		7,930		1,412		716		793		760		455		1,100		1,045		6,903		10,851		3,361
Total noninterest income		11,474		13,782		11,924		10,602		18,217		11,673		9,408		8,460		7,704		9,516		11,638		10,184		47,782		47,758		39,043
Salaries and employee benefits		21,119		20,708		20,361		20,279		20,248		19,685		13,753		13,665		13,583		13,438		13,171		12,899		82,467		67,351		53,090
Occupancy and equipment		6,160		6,291		6,109		6,133		5,809		5,688		4,153		4,115		3,770		3,534		3,947		3,582		24,693		19,765		14,834
Other non interest expense		10,838		10,084		9,791		8,922		9,820		10,150		6,550		5,946		6,077		6,332		6,760		6,093		39,634		32,466		25,263
Total noninterest expense		38,117		37,083		36,261		35,334		35,877		35,523		24,456		23,726		23,430		23,304		23,878		22,574		146,794		119,582		93,187
Income before income tax & merger expense		27,838		30,500		25,345		24,118		28,347		22,080		14,941		13,174		13,003		14,250		13,611		13,714		107,802		78,542		54,578
Provision for income taxes		9,051		10,577		9,243		9,038		10,383		7,301		5,464		4,645		4,412		4,983		4,807		4,925		37,910		27,793		19,127
Net income before merger expenses	$	18,787	$	19,923	$	16,102	$	15,080	$	17,964	$	14,779	$	9,477	$	8,529	$	8,591	$	9,267	$	8,804	$	8,789	$	69,892	$	50,749	$	35,451
Merger expenses net of tax benefit		-		-		96		61		1,695		1,411		346		131		-		251		672		409		157		3,583		1,332
Net income	$	18,787	$	19,923	$	16,006	$	15,019	$	16,269	$	13,368	$	9,131	$	8,398	$	8,591	$	9,016	$	8,132	$	8,380	$	69,735	$	47,166	$	34,119
Share Data
Before Merger Expenses:
Basic earnings per common share	$	0.42	$	0.45	$	0.36	$	0.34	$	0.41	$	0.35	$	0.33	$	0.30	$	0.30	$	0.33	$	0.31	$	0.31	$	1.57	$	1.42	$	1.25
Diluted earnings per common share	$	0.42	$	0.44	$	0.36	$	0.34	$	0.40	$	0.34	$	0.33	$	0.30	$	0.30	$	0.32	$	0.31	$	0.31	$	1.55	$	1.40	$	1.24
After Merger Expenses:
Basic earnings per common share	$	0.42	$	0.45	$	0.36	$	0.34	$	0.37	$	0.32	$	0.32	$	0.30	$	0.30	$	0.32	$	0.29	$	0.30	$	1.57	$	1.32	$	1.21
Diluted earnings per common share	$	0.42	$	0.44	$	0.36	$	0.33	$	0.36	$	0.31	$	0.32	$	0.29	$	0.30	$	0.31	$	0.28	$	0.29	$	1.55	$	1.30	$	1.19
Tangible book value per common share	$	7.40	$	7.19	$	6.92	$	6.51	$	6.31	$	5.97	$	5.76	$	5.99	$	5.61	$	5.36	$	5.10	$	4.86	$	7.40	$	6.31	$	5.61
Book value per common share	$	16.57	$	16.34	$	16.08	$	15.68	$	15.55	$	15.28	$	11.41	$	11.59	$	11.23	$	11.00	$	10.77	$	10.57	$	16.57	$	15.55	$	11.23
Cash dividends per common share	$	0.12	$	0.08	$	0.06	$	0.06	$	0.06	$	0.06	$	0.06	$	0.04	$	0.04	$	0.04	$	0.04	$	0.04	$	0.32	$	0.22	$	0.16
Ratio of dividends declared to net income		28.49%		17.87%		16.71%		17.77%		16.30%		19.74%		18.54%		13.57%		13.23%		12.59%		13.92%		13.50%		20.44%		17.22%		13.29%
Shares outstanding	44,556,269			44,476,104		44,453,407		44,434,655		44,211,075		43,979,674		28,219,677		28,489,267		28,411,816		28,365,814		28,331,279		28,234,620		44,556,269		44,211,075		28,411,816
Basic weighted average shares of common stock outstanding	44,514,893			44,467,888		44,436,323		44,330,626		44,121,546		42,149,082		28,339,080		28,445,316		28,389,064		28,343,696		28,283,843		28,157,475		44,438,021		35,804,038		28,294,291
Common stock equivalents		563,790		553,991		551,999		631,877		749,393		740,631		325,199		373,883		413,101		359,195		384,083		412,669		572,542		541,405		371,779
Fully diluted weighted average shares of common stock outstanding	45,078,683			45,021,879		44,988,322		44,962,503		44,870,939		42,889,713		28,664,279		28,819,200		28,802,165		28,702,891		28,667,926		28,570,144		45,010,563		36,345,443		28,666,070
Reconciliation of core earnings per diluted share:
Net income per diluted share	$	0.42	$	0.44	$	0.36	$	0.33	$	0.36	$	0.31	$	0.32	$	0.29	$	0.30	$	0.31	$	0.28	$	0.29	$	1.55	$	1.30	$	1.19
less non-core items, after tax:
MSR valuation recovery (impairment)	$	-	$	0.01	$	(0.03)   $		-	$	-	$	-	$	0.02	$	0.01	$	-	$	0.04	$	(0.04)   $		(0.01)   $		(0.02)  $		0.02	$	-
Securities gains	$	-	$	-	$	0.02	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	0.05	$	-	$	0.02	$	-	$	0.05
Corporate state tax credit	$	0.01	$	0.01	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	0.02	$	-	$	-
Gain on sale of discontinued operation	$	-	$	-	$	-	$	-	$	0.08	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	0.09	$	-
Income from discontinued operation	$	-	$	-	$	-	$	-	$	-	$	-	$	0.01	$	-	$	0.01	$	0.01	$	0.01	$	0.01	$	-	$	0.02	$	0.02
Merger related expense	$	-	$	-	$	-	$	(0.01)   $		(0.04)   $		(0.03)   $		(0.01)   $		(0.01)   $		-	$	(0.01)   $		(0.03)   $		(0.02)   $		-	$	(0.10)   $		(0.05)
Core earnings, excluding items below	$	0.41	$	0.42	$	0.37	$	0.34	$	0.32	$	0.34	$	0.30	$	0.29	$	0.29	$	0.27	$	0.29	$	0.31	$	1.53	$	1.27	$	1.17
Balance Sheet Data (at period end)
Investment securities	$	681,146	$	708,737	$	585,033	$	652,849	$	689,368	$	752,417	$	574,009	$	518,496	$	517,781	$	422,973	$	370,878	$	374,000	$	681,146	$	689,368	$	517,781
Loans & leases, gross (excl held-for-sale)	3,921,631			3,696,820		3,612,004		3,532,061		3,467,904		3,323,137		2,152,417		2,073,875		2,003,587		1,935,482		1,877,238		1,823,311		3,921,631		3,467,904		2,003,587
Less: Allowance for credit losses		43,885		43,603		44,510		45,360		44,229		43,374		27,319		26,287		25,352		25,312		25,316		24,538		43,885		44,229		25,352
Loans & leases, net (excl held-for-sale)	3,877,746			3,653,217		3,567,494		3,486,701		3,423,675		3,279,763		2,125,098		2,047,588		1,978,235		1,910,170		1,851,922		1,798,773		3,877,746		3,423,675		1,978,235
Intangible assets		408,671		407,059		407,072		407,788		408,460		409,516		159,575		159,661		159,585		160,012		160,547		161,181		408,671		408,460		159,585
Total assets	5,360,639			5,186,382		5,038,615		4,981,654		4,873,035		4,944,340		3,153,291		2,997,782		2,963,815		2,811,195		2,747,057		2,645,915		5,360,639		4,873,035		2,963,815
Total deposits	4,286,266			4,092,966		3,972,920		3,953,670		3,799,107		3,919,271		2,479,115		2,428,926		2,378,192		2,263,211		2,282,909		2,178,769		4,286,266		3,799,107		2,378,192
Total shareholders' equity		738,261		726,764		714,737		696,947		687,613		671,977		322,039		330,237		318,969		311,987		305,104		298,469		738,261		687,613		318,969
Balance Sheet Data (averages)
Loans & leases, gross (excl held-for-sale)	$ 3,778,273		$	3,640,617	$	3,555,336	$	3,475,172	$	3,388,503	$	3,158,363	$	2,125,031	$	2,033,357	$	1,945,568	$	1,900,862	$	1,827,360	$	1,796,875	$	3,613,257	$	2,679,576	$	1,868,165
Loans held for sale		13,913		18,021		15,463		13,735		22,831		29,915		29,245		25,100		39,868		72,831		40,678		34,298		15,291		26,770		47,005
Earning assets	4,525,657			4,382,499		4,286,972		4,215,935		4,205,698		4,015,604		2,751,467		2,581,349		2,499,933		2,412,628		2,296,639		2,223,745		4,353,696		3,392,475		2,359,142
Total assets	5,232,214			5,088,738		4,980,367		4,908,401		4,918,386		4,693,725		3,106,392		2,941,964		2,863,045		2,759,590		2,636,203		2,579,051		5,053,417		3,919,985		2,710,388
Non interest bearing demand deposits	1,017,971			1,007,113		949,610		894,916		935,648		875,741		607,543		571,131		585,655		583,422		531,779		473,501		967,848		748,380		544,006
Interest bearing deposits	3,148,531			3,049,773		3,008,406		2,927,914		2,920,903		2,761,381		1,861,619		1,813,598		1,737,365		1,658,570		1,644,151		1,631,155		3,034,305		2,342,117		1,688,076
Interest bearing liabilities	3,422,088			3,308,962		3,273,642		3,264,258		3,255,602		3,143,938		2,145,309		2,021,049		1,937,556		1,843,889		1,772,521		1,760,894		3,317,647		2,644,525		1,829,240
Total shareholders' equity		730,741		717,827		704,466		693,551		679,387		628,667		327,064		324,191		314,184		305,751		301,314		292,767		711,765		490,724		303,569

								UMPQUA HOLDINGS CORPORATION
										Statistical Supplement
								(in thousands, except share data and ratios: unaudited)
																										Years Ended December 31,
	4th Qtr			3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr
	2005			2005		2005		2005		2004		2004		2004		2004		2003		2003		2003		2003		2005		2004		2003
Other Financial Data
Total loan charge-offs	$	612	$	3,289	$	3,239	$	612	$	3,443	$	2,124	$	415	$	447	$	1,591	$	2,045	$	466	$	1,975	$	7,752	$	6,429	$	6,077
Total loan recoveries		826		2,382		989		743		631		659		347		307		556		991		294		307		4,940		1,944		2,148
Net loan charge-offs (recoveries)		(214)		907		2,250		(131)		2,812		1,465		68		140		1,035		1,054		172		1,668		2,812		4,485		3,929
Loans 90 days past due and still accruing		487		537		1,148		2,240		737		497		704		1,246		927		533		1,112		963		487		737		927
Non-accrual loans		5,953		7,720		19,458		21,420		21,836		27,299		11,648		10,554		10,498		12,861		20,767		16,853		5,953		21,836		10,498
Total nonperforming loans		6,440		8,257		20,606		23,660		22,573		27,796		12,352		11,800		11,425		13,394		21,879		17,816		6,440		22,573		11,425
Other real estate owned		1,123		213		213		213		979		641		724		1,711		2,529		2,452		2,504		3,430		1,123		979		2,529
Nonperforming assets		7,563		8,470		20,819		23,873		23,552		28,437		13,076		13,511		13,954		15,846		24,383		21,246		7,563		23,552		13,954
Selected Ratios
Net Income Before Merger Expenses:
Return on average total assets (annualized)		1.42%		1.55%		1.30%		1.25%		1.45%		1.25%		1.23%		1.17%		1.19%		1.33%		1.34%		1.38%		1.38%		1.29%		1.31%
Return on average tangible assets (annualized)		1.54%		1.69%		1.41%		1.36%		1.58%		1.36%		1.29%		1.23%		1.28%		1.43%		1.43%		1.46%		1.50%		1.39%		1.39%
Return on average total shareholders' equity (annualized)		10.20%		11.01%		9.17%		8.82%		10.52%		9.35%		11.65%		10.58%		10.85%		12.02%		11.72%		12.17%		9.82%		10.34%		11.68%
Return on average tangible shareholders' equity (annualized)		23.01%		25.43%		21.74%		21.43%		26.46%		24.11%		22.76%		20.84%		22.10%		25.31%		25.19%		27.04%		22.96%		23.97%		24.80%
Efficiency ratio (2) - Umpqua Bank only		52.93%		50.78%		52.71%		53.62%		48.40%		55.43%		55.11%		58.16%		56.89%		55.94%		57.51%		54.98%		52.47%		53.51%		56.32%
Efficiency ratio (2)		57.45%		54.71%		57.24%		58.11%		52.55%		59.74%		60.09%		62.14%		62.10%		59.98%		61.55%		59.16%		56.83%		57.88%		60.70%
Non interest revenue to Total revenue (TE)		17.29%		20.33%		18.82%		17.44%		26.68%		19.63%		23.12%		22.16%		20.42%		24.49%		30.00%		26.69%		18.50%		23.11%		25.43%
Effective tax rate		32.51%		34.68%		36.47%		37.47%		36.63%		33.07%		36.57%		35.26%		33.93%		34.97%		35.32%		35.91%		35.17%		35.39%		35.05%
Net Income After Merger Expenses:
Return on average total assets (annualized)		1.42%		1.55%		1.29%		1.24%		1.32%		1.13%		1.18%		1.15%		1.19%		1.30%		1.24%		1.32%		1.38%		1.20%		1.26%
Return on average tangible assets (annualized)		1.54%		1.69%		1.40%		1.35%		1.44%		1.23%		1.25%		1.21%		1.28%		1.40%		1.32%		1.39%		1.50%		1.30%		1.34%
Return on average total shareholders' equity (annualized)		10.20%		11.01%		9.11%		8.78%		9.53%		8.46%		11.23%		10.42%		10.85%		11.70%		10.83%		11.61%		9.80%		9.61%		11.24%
Return on average tangible shareholders' equity (annualized)		23.01%		25.43%		21.61%		21.34%		23.96%		21.81%		21.93%		20.52%		22.10%		24.63%		23.27%		25.78%		22.91%		22.27%		23.87%
Average yield on earning assets (1) (annualized)		6.77%		6.65%		6.36%		6.24%		6.02%		5.91%		5.68%		5.78%		5.85%		5.95%		6.05%		6.51%		6.51%		5.87%		6.08%
Interest expense to interest bearing liabilities(2)(annualized)		2.59%		2.33%		2.03%		1.82%		1.66%		1.50%		1.42%		1.47%		1.39%		1.47%		1.69%		1.78%		2.20%		1.53%		1.58%
Net interest spread (1)		4.18%		4.32%		4.33%		4.42%		4.36%		4.41%		4.26%		4.31%		4.45%		4.48%		4.36%		4.73%		4.31%		4.34%		4.50%
Interest expense to earning assets (annualized)		1.96%		1.76%		1.55%		1.41%		1.28%		1.17%		1.10%		1.15%		1.08%		1.12%		1.31%		1.41%		1.68%		1.19%		1.22%
Net interest margin (1) (annualized)		4.81%		4.89%		4.81%		4.83%		4.74%		4.73%		4.57%		4.63%		4.77%		4.82%		4.74%		5.10%		4.84%		4.68%		4.85%
Net interest margin (1) (annualized) - Umpqua Bank only		5.06%		5.13%		5.05%		5.06%		4.96%		4.93%		4.74%		4.80%		4.91%		4.98%		4.90%		5.27%		5.07%		4.88%		5.01%
Asset Quality Ratios
Allowance for credit losses to ending total loans and leases		1.16%		1.22%		1.27%		1.32%		1.31%		1.34%		1.27%		1.27%		1.27%		1.31%		1.35%		1.35%		1.16%		1.31%		1.27%
Nonperforming loans to ending total loans and leases		0.16%		0.22%		0.57%		0.67%		0.65%		0.84%		0.57%		0.57%		0.57%		0.69%		1.17%		0.98%		0.16%		0.65%		0.57%
Nonperforming assets to ending total assets		0.14%		0.16%		0.41%		0.48%		0.48%		0.58%		0.41%		0.45%		0.47%		0.56%		0.89%		0.80%		0.14%		0.48%		0.47%
Net loan charge-offs (recoveries) to avg loans and leases (annualized)		-0.02%		0.10%		0.25%		-0.02%		0.33%		0.18%		0.01%		0.03%		0.21%		0.22%		0.04%		0.38%		0.08%		0.17%		0.21%
Capital Ratio
Average shareholders' equity to average assets		13.97%		14.11%		14.14%		14.13%		13.81%		13.39%		10.53%		11.02%		10.97%		11.08%		11.43%		11.35%		14.08%		12.52%		11.20%
Year to Date Growth
Loans & leases, gross (excl held-for-sale)		13.08%		6.60%		4.16%		1.85%		73.08%		65.86%		7.43%		3.51%		12.67%		8.84%		5.56%		2.53%		13.08%		73.08%		12.67%
Deposits		12.82%		7.73%		4.58%		4.07%		59.75%		64.80%		4.24%		2.13%		13.04%		7.58%		8.51%		3.56%		12.82%		59.75%		13.04%
Total assets		10.01%		6.43%		3.40%		2.23%		64.42%		66.82%		6.39%		1.15%		15.96%		9.99%		7.48%		3.52%		10.01%		64.42%		15.96%
Mortgage Banking Revenue
Gain (loss) on origination and sale		1,608		2,101		2,156		1,397		1,447		2,065		1,903		1,273		1,208		2,424		4,867		4,985		7,262		6,688		13,484
Servicing income before accelerated amortization		637		671		684		683		693		703		314		307		299		318		323		253		2,675		2,017		1,193
Accelerated servicing right amortization		(421)		(561)		(501)		(446)		(443)		(507)		(684)		(531)		(527)		(1,222)		(1,056)		(709)		(1,929)		(2,165)		(3,514)
Sub total before mortgage servicing right (MSR) valuation change		1,824		2,211		2,339		1,634		1,697		2,261		1,533		1,049		980		1,520		4,134		4,529		8,008		6,540		11,163
MSR valuation change		(232)		1,045		(2,111)		(284)		(32)		(319)		866		600		220		1,640		(1,700)		(250)		(1,582)		1,115		(90)
Total Mortgage Banking Revenue		1,592		3,256		228		1,350		1,665		1,942		2,399		1,649		1,200		3,160		2,434		4,279		6,426		7,655		11,073
Mortgage Servicing Right Asset
Gross Mortgage Servicing Right Asset		13,264		12,871		12,455		12,157		11,946		11,900		11,832		12,266		12,515		12,859		13,041		12,646		13,264		11,946		12,515
less: valuation reserve		(2,374)		(2,142)		(3,187)		(1,076)		(792)		(760)		(441)		(1,307)		(1,907)		(2,127)		(3,767)		(2,467)		(2,374)		(792)		(1,907)
Net Mortgage Servicing Right Asset		10,890		10,729		9,268		11,081		11,154		11,140		11,391		10,959		10,608		10,732		9,274		10,179		10,890		11,154		10,608
Net Mortgage Servicing Right Asset as % of serviced loan portfolio		1.07%		1.06%		0.90%		1.05%		1.05%		1.02%		1.02%		0.95%		0.91%		0.91%		0.77%		0.90%		1.07%		1.05%		0.91%

(1) Tax exempt interest income has been adjusted to a tax equivalent basis at a 35% effective tax rate.

(2) Efficiency ratio is noninterest expense divided by the sum of net interest income (tax equivalent basis) plus noninterest income.

(3) The gain on sale of, and income from, the merchant bankcard operation, which is disclosed as a discontinued operation on the Company's financial statements, is included in other non-interest income above.