POWER OF ATTORNEY REGARDING FORMS REQUIRED BY
                SECTION 16 OF THE SECURITIES EXCHANGE ACT OF 1934

         The undersigned hereby constitutes and appoints each of Joseph M. Grant
and Raleigh Hortenstine III to act as the undersigned's attorney-in-fact, each
with full power and authority to act alone or by substitution, for and on behalf
of the undersigned with respect to preparing, executing and filing forms as may
be required by the United States Securities and Exchange Commission with respect
to transactions involving the acquisition or disposition of the common stock or
derivatives of the common stock of Texas Capital Bancshares, Inc. by the
undersigned as required by Section 16 of the Securities Exchange Act of 1934, as
amended.



                                                 /s/  Steven Rosenberg
                                                 ------------------------------
                                                 Date:  February 18, 2003