Exhibit 99.1

FOR IMMEDIATE RELEASE

April 25, 2012

INVESTOR CONTACT

Myrna Vance, 214.932.6646

myrna.vance@texascapitalbank.com

TEXAS CAPITAL BANCSHARES ANNOUNCES OPERATING RESULTS FOR Q1 2012

DALLAS – April 25, 2012 – Texas Capital Bancshares, Inc. (NASDAQ: TCBI), the parent company of Texas Capital Bank, announced earnings and operating results for the first quarter of 2012.

• Net income increased 5% on a linked quarter basis and 127% from the first quarter of 2011

• EPS increased 4% on a linked quarter basis and 126% from the first quarter of 2011

• Demand deposits were consistent and total deposits increased 9% on a linked quarter basis; both grew 18% and 16%, respectively, from the first quarter of 2011

• Loans held for investment increased 4% and total loans increased 5% on a linked quarter basis; both grew 23% and 46%, respectively, from the first quarter of 2011

“We are pleased to report another quarter of excellent growth and improved profitability for Texas Capital,” said George Jones, CEO. “Along with improvements in key measures of operating performance and credit quality, we also experienced significant growth in income, loans, deposits and capital. With a strong pipeline in place, we are optimistic about our ability to continue to provide excellent results for our shareholders.”

FINANCIAL SUMMARY

(dollars and shares in thousands)

	Q1 2012			Q1 2011			% Change
QUARTERLY OPERATING RESULTS(1)
Net Income	$	27,081		$	11,939			127	%
Diluted EPS	$	.70		$	.31			126	%
ROA		1.33	%		.78	%
ROE		17.36	%		8.91	%
Diluted Shares		38,914			38,342
BALANCE SHEET(1)
Total Assets	$	8,559,917		$	6,061,046			41	%
Demand Deposits		1,751,443			1,480,695			18	%
Total Deposits		6,063,558			5,221,991			16	%
Loans Held for Investment		5,792,349			4,711,424			23	%
Total Loans		8,047,630			5,522,824			46	%
Stockholders’ Equity		647,341			544,925			19	%

(1) Operating results, assets and loans are reporting from continuing operations

DETAILED FINANCIALS

Texas Capital Bancshares, Inc. reported net income from continuing operations of $27.1 million for the quarter ended March 31, 2012 compared to $11.9 million for the first quarter of 2011. On a fully diluted basis, earnings per common share from continuing operations were $.70 for the three months ended March 31, 2012, compared to $.31 for the same period last year. The discussion below relates only to continuing operations.

Return on average equity was 17.36 percent and return on average assets was 1.33 percent for the first quarter of 2012, compared to 8.91 percent and .78 percent, respectively, for the first quarter of 2011.

Net interest income was $88.2 million for the first quarter of 2012, compared to $88.1 million in the fourth quarter of 2011 and $64.5 million for the first quarter of 2011. The net interest margin in the first quarter of 2012 was 4.54 percent, an 8 basis point increase from the first quarter of 2011 and a 6 basis point decrease from the fourth quarter of 2011. The year over year increase in net interest margin and net interest income is due to the reduction in funding costs.

Average loans held for investment for the first quarter of 2012 were $5.7 billion, an increase of $939.1 million from the first quarter of 2011 and increased $265.7 million from the fourth quarter of 2011. Average loans held for sale for the first quarter of 2012 increased $1.3 billion compared to the first quarter of 2011 and decreased $57.3 million from the fourth quarter of 2011.

Average total deposits for the first quarter of 2012 increased by $516.0 million from the first quarter of 2011 and increased by $210.6 million from the fourth quarter of 2011. For the same periods, the average balance of demand deposits increased by $282.7 million, or 20 percent, to $1.7 billion from $1.4 billion during the first quarter of 2011 and increased $41.3 million from the fourth quarter of 2011.

In the first quarter of 2012, we experienced decreases in levels of non-performing assets and credit losses. Credit costs, including the provision for credit losses and valuation charges related to other real estate owned (“OREO”) totaled $5.7 million in the first quarter of 2012 compared to $10.8 million in the first quarter of 2011 and $7.1 million in the fourth quarter of 2011. We recorded a $3.0 million provision for credit losses in the first quarter of 2012 compared to $7.5 million in the first quarter of 2011 and $6.0 million in the fourth quarter of 2011. At March 31, 2012, the combined reserve decreased to 1.29 percent of loans held for investment as compared to 1.53 percent at March 31, 2011 and 1.31 percent at December 31, 2011. In management’s opinion, the reserve is appropriate and is derived from consistent application of the methodology for establishing the adequacy of reserves for Texas Capital Bank’s loan portfolio. In the first quarter of 2012, net charge-offs were $828,000, compared to net charge-offs of $9.0 million in the first quarter of 2011 and net charge-offs of $3.4 million in the fourth quarter of 2011. Non-accrual loans were $50.2 million, or .87 percent of loans held for investment at the end of the first quarter of 2012, $116.5 million, or 2.47 percent, at the end of the first quarter of 2011 and $54.6 million, or .98 percent, at the end of the fourth quarter 2011. At March 31, 2012, total OREO was $32.6 million compared to $26.2 million at the end of the first quarter of 2011, and $34.1 million at the end of the fourth quarter of 2011. The OREO balance of $32.6 million at March 31, 2012 is stated net of a $6.3 million valuation allowance. The valuation charge for OREO reflected in non-interest expense was $2.7 million in the first quarter of 2012 compared to $3.3 million in the first quarter of 2011 and $1.1 million in the fourth quarter of 2011.

Non-interest income increased $1.5 million during the first quarter of 2012, or 20 percent, compared to the same period of 2011 primarily related to a $1.1 million increase in brokered loan fees.

Non-interest expense for the first quarter of 2012 increased $5.9 million, or 13 percent, to $52.3 million from $46.4 million in the first quarter of 2011. The increase is primarily related to a $4.8 million increase in salaries and employee benefits to $29.0 million from $24.2 million, which was primarily due to general business growth. Marketing expense increased $700,000 from the first quarter of 2011 due to expansion of customer bases in both loans and deposits. Additionally, legal and professional expense increased $1.3 million from the first quarter of 2011. Allowance and other carrying costs for OREO expense decreased $688,000 to $3.3 million, which included a $2.7 million valuation expense. Of the $2.7 million valuation expense in the first

2

quarter of 2012, $1.9 million related to direct write-downs of the OREO balance and $856,000 related to increasing the valuation allowance, compared to $1.4 million and $1.9 million, respectively, in the same period of 2011. Additionally, FDIC insurance expense decreased $942,000 from the first quarter of 2011.

Stockholders’ equity increased by 19 percent from $544.9 million at March 31, 2011 to $647.3 million at March 31, 2012, primarily related to retained net income. The Bank is well capitalized under regulatory guidelines and at March 31, 2012, the Company’s ratio of tangible common equity to total tangible assets was 7.3 percent.

ABOUT TEXAS CAPITAL BANCSHARES, INC.

Texas Capital Bancshares, Inc. (NASDAQ: TCBI) is the parent company of Texas Capital Bank, a commercial bank that delivers highly personalized financial services to businesses and private clients. Headquartered in Dallas, the Bank has full-service locations in Austin, Dallas, Fort Worth, Houston and San Antonio.

This release contains forward-looking statements, which are subject to risks and uncertainties. A number of factors, many of which are beyond Texas Capital Bancshares’ control, could cause actual results to differ materially from future results expressed or implied by such forward-looking statements. These risks and uncertainties include the risk of adverse impacts from general economic conditions, competition, interest rate sensitivity and exposure to regulatory and legislative changes. These and other factors that could cause results to differ materially from those described in the forward-looking statements can be found in the Form 10-K and other filings made by Texas Capital Bancshares with the Securities and Exchange Commission.

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TEXAS CAPITAL BANCSHARES, INC.

SELECTED FINANCIAL HIGHLIGHTS (UNAUDITED)

(Dollars in thousands except per share data)

	1st Quarter 2012			4th Quarter 2011			3rd Quarter 2011			2nd Quarter 2011			1st Quarter 2011
CONSOLIDATED STATEMENT OF INCOME
Interest income	$	93,131		$	92,967		$	83,263		$	75,259		$	70,111
Interest expense		4,902			4,820			4,065			4,165			5,613
Net interest income		88,229			88,147			79,198			71,094			64,498
Provision for credit losses		3,000			6,000			7,000			8,000			7,500
Net interest income after provision for credit losses		85,229			82,147			72,198			63,094			56,998
Non-interest income		9,190			8,994			7,603			7,951			7,684
Non-interest expense		52,276			50,353			46,186			45,263			46,399
Income from continuing operations before income taxes		42,143			40,788			33,615			25,782			18,283
Income tax expense		15,062			15,043			11,905			9,074			6,344
Income from continuing operations		27,081			25,745			21,710			16,708			11,939
Income (loss) from discontinued operations (after-tax)		4			(5	)		(7	)		(54	)		(60	)
Net income	$	27,085		$	25,740		$	21,703		$	16,654		$	11,879
Diluted EPS from continuing operations	$	.70		$	.67		$	.56		$	.44		$	.31
Diluted EPS	$	.70		$	.67		$	.56		$	.43		$	.31
Diluted shares		38,914,241			38,609,094			38,435,386			38,332,888			38,341,679
CONSOLIDATED BALANCE SHEET DATA
Total assets	$	8,559,917		$	8,137,225		$	7,705,372		$	6,709,338		$	6,061,046
Loans held for investment		5,792,349			5,572,371			5,302,584			5,164,293			4,711,424
Loans held for sale		2,255,281			2,080,081			1,909,567			1,122,330			811,400
Securities		123,828			143,710			142,895			157,821			171,990
Demand deposits		1,751,443			1,751,944			1,661,125			1,483,159			1,480,695
Total deposits		6,063,558			5,556,257			5,486,463			5,421,726			5,221,991
Other borrowings		1,657,728			1,768,116			1,451,894			561,902			133,995
Long-term debt		113,406			113,406			113,406			113,406			113,406
Stockholders’ equity		647,341			616,331			587,944			563,924			544,925
End of period shares outstanding		37,912,054			37,666,291			37,457,762			37,329,726			37,216,929
Book value(1)	$	16.96		$	16.24		$	15.56		$	14.97		$	14.50
Tangible book value(1)	$	16.42		$	15.69		$	15.01		$	14.41		$	14.25
SELECTED FINANCIAL RATIOS
From continuing operations
Net interest margin		4.54	%		4.60	%		4.81	%		4.86	%		4.46	%
Return on average assets		1.33	%		1.28	%		1.25	%		1.08	%		.78	%
Return on average equity		17.36	%		17.05	%		14.93	%		12.13	%		8.91	%
Non-interest income to earning assets		.47	%		.47	%		.46	%		.54	%		.53	%
Efficiency ratio		53.7	%		51.8	%		53.2	%		57.3	%		64.3	%
Efficiency ratio (excluding OREO valuation charge)		50.8	%		50.7	%		51.3	%		56.3	%		59.7	%
Non-interest expense to earning assets		2.69	%		2.62	%		2.80	%		3.08	%		3.20	%
Non-interest expense to earning assets (excluding OREO valuation charge)		2.55	%		2.57	%		2.70	%		3.03	%		2.97	%
Tangible common equity to total tangible assets		7.3	%		7.3	%		7.3	%		8.0	%		8.8	%
Tier 1 capital ratio		9.5	%		9.6	%		9.7	%		10.2	%		11.2	%
Total capital ratio		10.4	%		10.6	%		10.7	%		11.3	%		12.5	%
Tier 1 leverage ratio		8.9	%		8.8	%		9.8	%		10.5	%		10.3	%

(1) Excluding securities gains/losses.

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TEXAS CAPITAL BANCSHARES, INC.

CONSOLIDATED BALANCE SHEETS (UNAUDITED)

(Dollars in thousands)

	March 31, 2012			March 31, 2011			% Change
Assets
Cash and due from banks	$	66,806		$	61,186			9	%
Interest-bearing deposits		61,324			152,294			(60	)%
Federal funds sold		20,680			10,240			102	%
Securities, available-for-sale		123,828			171,990			(28	)%
Loans held for sale		2,255,281			811,400			178	%
Loans held for sale from discontinued operations		390			488			(20	)%
Loans held for investment (net of unearned income)		5,792,349			4,711,424			23	%
Less: Allowance for loan losses		71,992			70,248			2	%
Loans held for investment, net		5,720,357			4,641,176			23	%
Premises and equipment, net		11,445			11,652			(2	)%
Accrued interest receivable and other assets		279,866			191,706			46	%
Goodwill and intangibles, net		20,330			9,402			116	%
Total assets	$	8,560,307		$	6,061,534			41	%
Liabilities and Stockholders’ Equity
Liabilities:
Deposits:
Non-interest bearing	$	1,751,443		$	1,480,695			18	%
Interest bearing		3,902,123			3,429,358			14	%
Interest bearing in foreign branches		409,992			311,938			31	%
Total deposits		6,063,558			5,221,991			16	%
Accrued interest payable		893			1,662			(46	)%
Other liabilities		77,381			45,555			70	%
Federal funds purchased		383,927			115,870			231	%
Repurchase agreements		23,740			14,716			61	%
Other borrowings		1,250,061			3,409			N/M
Trust preferred subordinated debentures		113,406			113,406			—
Total liabilities		7,912,966			5,516,609			43	%
Stockholders’ equity:
Preferred stock, $.01 par value, $1,000 liquidation value:
Authorized shares – 10,000,000 Issued shares		—			—			—
Common stock, $.01 par value:
Authorized shares – 100,000,000 Issued shares – 37,912,054 and 37,217,346 at March 31, 2012 and 2011, respectively		379			372			2	%
Additional paid-in capital		353,567			341,680			3	%
Retained earnings		288,868			197,686			46	%
Treasury stock (shares at cost: 417 at March 31, 2012 and 2011, respectively)		(8	)		(8	)		—
Accumulated other comprehensive income, net of taxes		4,535			5,195			(13	)%
Total stockholders’ equity		647,341			544,925			19	%
Total liabilities and stockholders’ equity	$	8,560,307		$	6,061,534			41	%

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TEXAS CAPITAL BANCSHARES, INC.

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)

(Dollars in thousands except per share data)

	Three Months Ended March 31
	2012		2011
Interest income
Loans	$	91,774	$	68,040
Securities		1,307		1,846
Federal funds sold		1		28
Deposits in other banks		49		197
Total interest income		93,131		70,111
Interest expense
Deposits		3,472		4,871
Federal funds purchased		281		107
Repurchase agreements		3		2
Other borrowings		435		—
Trust preferred subordinated debentures		711		633
Total interest expense		4,902		5,613
Net interest income		88,229		64,498
Provision for credit losses		3,000		7,500
Net interest income after provision for credit losses		85,229		56,998
Non-interest income
Service charges on deposit accounts		1,604		1,783
Trust fee income		1,114		954
Bank owned life insurance (BOLI) income		521		523
Brokered loan fees		3,651		2,520
Equipment rental income		161		783
Other		2,139		1,121
Total non-interest income		9,190		7,684
Non-interest expense
Salaries and employee benefits		29,019		24,172
Net occupancy expense		3,604		3,310
Leased equipment depreciation		139		556
Marketing		2,823		2,123
Legal and professional		3,991		2,723
Communications and technology		2,483		2,347
FDIC insurance assessment		1,569		2,511
Allowance and other carrying costs for OREO		3,342		4,030
Other		5,306		4,627
Total non-interest expense		52,276		46,399
Income from continuing operations before income taxes		42,143		18,283
Income tax expense		15,062		6,344
Income from continuing operations		27,081		11,939
Income (loss) from discontinued operations (after-tax)		4		(60	)
Net income	$	27,085	$	11,879
Basic earnings per common share:
Income from continuing operations	$	.72	$	.32
Net income	$	.72	$	.32
Diluted earnings per common share:
Income from continuing operations	$	.70	$	.31
Net income	$	.70	$	.31

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TEXAS CAPITAL BANCSHARES, INC.

SUMMARY OF LOAN LOSS EXPERIENCE

(Dollars in thousands)

	1st Quarter 2012			4th Quarter 2011			3rd Quarter 2011			2nd Quarter 2011			1st Quarter 2011
Reserve for loan losses:
Beginning balance	$	70,295		$	67,897		$	67,748		$	70,248		$	71,510
Loans charged-off:
Commercial		462			1,348			1,523			3,654			1,993
Real estate – construction		—			—			—						—
Real estate – term		559			2,438			5,049			6,424			7,364
Consumer		—			—			—			283			34
Leases		95			238			(16	)		464			532
Total loans charged-off		1,116			4,024			6,556			10,825			9,923
Recoveries:
Commercial		159			390			109			143			546
Real estate – construction		—			—			5			—			243
Real estate – term		108			45			152			122			31
Consumer		5			4			1			3			1
Leases		16			171			36			26			150
Total recoveries		288			610			303			294			971
Net charge-offs		828			3,414			6,253			10,531			8,952
Provision for loan losses		2,525			5,812			6,402			8,031			7,690
Ending balance	$	71,992		$	70,295		$	67,897		$	67,748		$	70,248
Reserve for off-balance sheet credit losses:
Beginning balance	$	2,462		$	2,274		$	1,676		$	1,707		$	1,897
Provision (benefit) for off-balance sheet credit losses		475			188			598			(31	)		(190	)
Ending balance	$	2,937		$	2,462		$	2,274		$	1,676		$	1,707
Total reserves for credit losses	$	74,929		$	72,757		$	70,171		$	69,424		$	71,955
Total provision for credit losses	$	3,000		$	6,000		$	7,000		$	8,000		$	7,500
Reserve to loans held for investment(2)		1.24	%		1.26	%		1.28	%		1.31	%		1.49	%
Reserve to average loans held for investment(2)		1.27	%		1.30	%		1.30	%		1.39	%		1.49	%
Net charge-offs to average loans(1)(2)		.06	%		.25	%		.48	%		.86	%		.77	%
Net charge-offs to average loans for last twelve months(1)(2)		.40	%		.58	%		.90	%		1.06	%		1.11	%
Total provision for credit losses to average loans(1)(2)		.21	%		.44	%		.53	%		.66	%		.64	%
Combined reserves for credit losses to loans held for investment(2)		1.29	%		1.31	%		1.32	%		1.34	%		1.53	%
Non-performing assets (NPAs):
Non-accrual loans	$	50,160		$	54,580		$	66,714		$	77,884		$	116,479
Other real estate owned (OREO) (4)		32,601			34,077			35,796			27,285			26,172
Total	$	82,761		$	88,657		$	102,510		$	105,169		$	142,651
Non-accrual loans to loans(2)		.87	%		.98	%		1.26	%		1.51	%		2.47	%
Total NPAs to loans plus OREO(2)		1.42	%		1.58	%		1.92	%		2.03	%		3.01	%
Reserve for loan losses to non-accrual loans		1.4x			1.3x			1.0x			.9x			.6x
Restructured loans	$	12,582		$	25,104		$	24,963		$	23,540		$	22,219
Loans past due 90 days and still accruing(3)	$	5,941		$	5,467		$	3,003		$	10,333		$	2,529
Loans past due 90 days to loans(2)		.10	%		.10	%		.06	%		.20	%		.05	%

(1) Interim period ratios are annualized.

(2) Excludes loans held for sale.

(3) At March 31, 2012, loans past due 90 days and still accruing includes premium finance loans of $4.4 million. These loans are primarily secured by obligations of insurance carriers to refund premiums on cancelled insurance policies. The refund of premiums from the insurance carriers can take 180 days or longer from the cancellation date.

(4) At March 31, 2012, OREO balance is net of $6.3 million valuation allowance.

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TEXAS CAPITAL BANCSHARES, INC.

CONSOLIDATED STATEMENT OF INCOME (UNAUDITED)

(Dollars in thousands)

	1st Quarter 2012		4th Quarter 2011			3rd Quarter 2011			2nd Quarter 2011			1st Quarter 2011
Interest income
Loans	$	91,774	$	91,512		$	81,692		$	73,509		$	68,040
Securities		1,307		1,408			1,524			1,680			1,846
Federal funds sold		1		1			3			5			28
Deposits in other banks		49		46			44			65			197
Total interest income		93,131		92,967			83,263			75,259			70,111
Interest expense
Deposits		3,472		3,471			3,191			3,417			4,871
Federal funds purchased		281		273			128			94			107
Repurchase agreements		3		4			2			2			2
Other borrowings		435		404			110			14			—
Trust preferred subordinated debentures		711		668			634			638			633
Total interest expense		4,902		4,820			4,065			4,165			5,613
Net interest income		88,229		88,147			79,198			71,094			64,498
Provision for credit losses		3,000		6,000			7,000			8,000			7,500
Net interest income after provision for credit losses		85,229		82,147			72,198			63,094			56,998
Non-interest income
Service charges on deposit accounts		1,604		1,504			1,585			1,608			1,783
Trust fee income		1,114		1,108			1,091			1,066			954
Bank owned life insurance (BOLI) income		521		500			533			539			523
Brokered loan fees		3,651		3,408			2,849			2,558			2,520
Equipment rental income		161		223			223			676			783
Other		2,139		2,251			1,322			1,504			1,121
Total non-interest income		9,190		8,994			7,603			7,951			7,684
Non-interest expense
Salaries and employee benefits		29,019		26,658			25,596			24,109			24,172
Net occupancy expense		3,604		3,537			3,367			3,443			3,310
Leased equipment depreciation		139		198			281			447			556
Marketing		2,823		3,798			2,455			2,733			2,123
Legal and professional		3,991		4,362			3,647			4,264			2,723
Communications and technology		2,483		2,468			2,210			2,584			2,347
FDIC insurance assessment		1,569		1,595			1,465			1,972			2,511
Allowance and other carrying costs for OREO		3,342		2,383			2,150			1,023			4,030
Other		5,306		5,354			5,015			4,688			4,627
Total non-interest expense		52,276		50,353			46,186			45,263			46,399
Income from continuing operations before income taxes		42,143		40,788			33,615			25,782			18,283
Income tax expense		15,062		15,043			11,905			9,074			6,344
Income from continuing operations		27,081		25,745			21,710			16,708			11,939
Income (loss) from discontinued operations (after-tax)		4		(5	)		(7	)		(54	)		(60	)
Net income	$	27,085	$	25,740		$	21,703		$	16,654		$	11,879

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TEXAS CAPITAL BANCSHARES, INC.

QUARTERLY FINANCIAL SUMMARY – UNAUDITED

Consolidated Daily Average Balances, Average Yields and Rates

Continuing Operations

(Dollars in thousands)

	1st Quarter 2012							4th Quarter 2011							3rd Quarter 2011							2nd Quarter 2011							1st Quarter 2011
	Average Balance		Revenue/ Expense (1)		Yield/ Rate			Average Balance		Revenue/ Expense (1)		Yield/ Rate			Average Balance		Revenue/ Expense (1)		Yield/ Rate			Average Balance		Revenue/ Expense (1)		Yield/ Rate			Average Balance		Revenue/ Expense (1)		Yield/ Rate
Assets
Securities – Taxable	$	109,003	$	1,041		3.84	%	$	109,761	$	1,126		4.07	%	$	115,871	$	1,214		4.16	%	$	127,269	$	1,346		4.24	%	$	140,007	$	1,500		4.35	%
Securities – Non-taxable(2)		28,506		409		5.77	%		30,065		434		5.73	%		33,051		477		5.73	%		35,804		514		5.76	%		37,154		532		5.81	%
Federal funds sold		6,848		1		0.06	%		8,505		1		0.05	%		20,864		3		0.06	%		14,303		5		0.14	%		44,322		28		0.26	%
Deposits in other banks		49,470		49		0.41	%		42,644		46		0.43	%		36,495		44		0.48	%		77,928		65		0.33	%		277,228		197		0.29	%
Loans held for sale		2,036,622		21,315		4.21	%		2,093,883		22,332		4.23	%		1,191,375		13,340		4.44	%		808,165		9,591		4.76	%		735,682		8,677		4.78	%
Loans held for investment		5,660,993		70,459		5.01	%		5,395,253		69,180		5.09	%		5,219,496		68,352		5.20	%		4,890,696		63,918		5.24	%		4,721,928		59,363		5.10	%
Less reserve for loan losses		70,261		—		—			67,214		—		—			66,215		—		—			68,031		—		—			70,142		—		—
Loans, net of reserve		7,627,354		91,774		4.84	%		7,421,922		91,512		4.89	%		6,344,656		81,692		5.11	%		5,630,830		73,509		5.24	%		5,387,468		68,040		5.12	%
Total earning assets		7,821,181		93,274		4.80	%		7,612,897		93,119		4.85	%		6,550,937		83,430		5.05	%		5,886,134		75,439		5.14	%		5,886,179		70,297		4.84	%
Cash and other assets		388,009							382,577							333,563							306,372							297,060
Total assets	$	8,209,190						$	7,995,474						$	6,884,500						$	6,192,506						$	6,183,239
Liabilities and Stockholders’ Equity
Transaction deposits	$	565,319	$	140		0.10	%	$	429,980	$	33		0.03	%	$	412,203	$	52		0.05	%	$	375,084	$	55		0.06	%	$	345,978	$	55		0.06	%
Savings deposits		2,535,412		2,083		0.33	%		2,422,465		2,062		0.34	%		2,253,123		1,664		0.29	%		2,465,118		1,700		0.28	%		2,469,435		2,371		0.39	%
Time deposits		624,823		920		0.59	%		534,441		927		0.69	%		468,196		1,032		0.87	%		541,337		1,351		1.00	%		709,604		1,921		1.10	%
Deposits in foreign branches		409,422		329		0.32	%		578,728		449		0.31	%		588,221		443		0.30	%		415,998		311		0.30	%		376,570		524		0.56	%
Total interest bearing deposits		4,134,976		3,472		0.34	%		3,965,614		3,471		0.35	%		3,721,743		3,191		0.34	%		3,797,537		3,417		0.36	%		3,901,587		4,871		0.51	%
Other borrowings		1,554,716		719		0.19	%		1,588,198		681		0.17	%		894,073		240		0.11	%		233,388		110		0.19	%		159,450		109		0.28	%
Trust preferred subordinated debentures		113,406		711		2.52	%		113,406		668		2.34	%		113,406		634		2.22	%		113,406		638		2.26	%		113,406		633		2.26	%
Total interest bearing liabilities		5,803,098		4,902		0.34	%		5,667,218		4,820		0.34	%		4,729,222		4,065		0.34	%		4,144,331		4,165		0.40	%		4,174,443		5,613		0.55	%
Demand deposits		1,700,390							1,659,132							1,525,087							1,455,366							1,417,734
Other liabilities		78,108							70,142							53,233							40,177							47,753
Stockholders’ equity		627,594							598,982							576,958							552,632							543,309
Total liabilities and stockholders’ equity	$	8,209,190						$	7,995,474						$	6,884,500						$	6,192,506						$	6,183,239
Net interest income			$	88,372						$	88,299						$	79,365						$	71,274						$	64,684
Net interest margin						4.54	%						4.60	%						4.81	%						4.86	%						4.46	%

(1) The loan averages include loans on which the accrual of interest has been discontinued and are stated net of unearned income.

(2) Taxable equivalent rates used where applicable.

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