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Regulatory Restrictions (Tables)
 12 Months Ended
Dec. 31, 2019
Regulatory Capital Requirements [Abstract]  
Schedule of compliance with Regulatory Capital Requirements
The table below summarizes our actual and required capital ratios under the Basel III Capital Rules:
 
 
Actual
 
Minimum Capital Required - Basel III Phase-In Schedule
 
Minimum capital Required - Basel III Fully Phased-In
 
Required to be Considered Well Capitalized
(dollars in thousands)
 
Capital Amount
Ratio
 
Capital Amount
Ratio
 
Capital Amount
Ratio
 
Capital Amount
Ratio
December 31, 2019
 
 
 
 
 
 
 
 
 
 
 
 
CET1
 
 
 
 
 
 
 
 
 
 
 
 
Company
 
$
2,653,999

8.88
%
 
$
1,344,825

4.50
%
 
$
2,091,591

7.00
%
 
N/A

N/A

Bank
 
2,676,513

8.96
%
 
1,344,131

4.50
%
 
2,090,870

7.00
%
 
1,941,522

6.50
%
Total capital (to risk-weighted assets)
 

 
 


 


 


Company
 
3,398,345

11.37
%
 
2,390,801

8.00
%
 
3,137,926

10.50
%
 
N/A

N/A

Bank
 
3,262,144

10.92
%
 
2,389,565

8.00
%
 
3,136,305

10.50
%
 
2,986,957

10.00
%
Tier 1 capital (to risk-weighted assets)
 

 
 


 


 


Company
 
2,912,529

9.75
%
 
1,793,101

6.00
%
 
2,540,226

8.50
%
 
N/A

N/A

Bank
 
2,835,043

9.49
%
 
1,792,174

6.00
%
 
2,538,913

8.50
%
 
2,389,565

8.00
%
Tier 1 capital (to average assets)(1)
 

 
 


 


 


Company
 
2,912,529

8.42
%
 
1,383,640

4.00
%
 
1,383,640

4.00
%
 
N/A

N/A

Bank
 
2,835,043

8.20
%
 
1,383,190

4.00
%
 
1,383,190

4.00
%
 
1,728,988

5.00
%
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
 
CET1
 
 
 
 
 
 
 
 
 
 
 
 
Company
 
$
2,330,599

8.58
%
 
$
1,732,501

6.38
%
 
$
1,902,354

7.00
%
 
N/A

N/A

Bank
 
2,340,988

8.62
%
 
1,731,955

6.38
%
 
1,901,755

7.00
%
 
1,765,915

6.50
%
Total capital (to risk-weighted assets)
 


 


 


 


Company
 
3,074,097

11.31
%
 
2,683,679

9.88
%
 
2,853,532

10.50
%
 
N/A

N/A

Bank
 
2,925,872

10.77
%
 
2,682,833

9.88
%
 
2,852,632

10.50
%
 
2,716,793

10.00
%
Tier 1 capital (to risk-weighted assets)
 


 


 


 


Company
 
2,589,374

9.53
%
 
2,140,149

7.88
%
 
2,310,002

8.50
%
 
N/A

N/A

Bank
 
2,499,763

9.20
%
 
2,139,474

7.88
%
 
2,309,274

8.50
%
 
2,173,434

8.00
%
Tier 1 capital (to average assets)(1)
 


 


 


 


Company
 
2,589,374

9.87
%
 
1,049,694

4.00
%
 
1,049,694

4.00
%
 
N/A

N/A

Bank
 
2,499,763

9.53
%
 
1,049,296

4.00
%
 
1,049,296

4.00
%
 
1,311,620

5.00
%

(1)
The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve and the FDIC may require the Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.