<informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
   <infoTable>
       <nameOfIssuer>ABB LTD SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>000375204</cusip>
       <value>298</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11223</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>11223</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ABB LTD SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>000375204</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>111</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>111</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AFLAC INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>001055102</cusip>
       <value>470</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7042</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7042</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AFLAC INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>001055102</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>70</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>70</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>002824100</cusip>
       <value>815</value>
       <shrsOrPrnAmt>
           <sshPrnamt>21256</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>21256</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>002824100</cusip>
       <value>12</value>
       <shrsOrPrnAmt>
           <sshPrnamt>315</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>315</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACTIVISION BLIZZARD INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>00507V109</cusip>
       <value>363</value>
       <shrsOrPrnAmt>
           <sshPrnamt>20379</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>20379</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACTIVISION BLIZZARD INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>00507V109</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>320</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>320</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ADECCO S.A.</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>006754204</cusip>
       <value>226</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5667</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5667</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ADECCO S.A.</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>006754204</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>56</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>56</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ADIDAS AG ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>00687A107</cusip>
       <value>236</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3670</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3670</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ADIDAS AG ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>00687A107</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>36</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>36</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AETNA INC NEW COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>00817Y108</cusip>
       <value>300</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4381</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4381</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AETNA INC NEW COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>00817Y108</cusip>
       <value>4</value>
       <shrsOrPrnAmt>
           <sshPrnamt>63</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>63</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AIR LIQUIDE ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>009126202</cusip>
       <value>210</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7415</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7415</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AIR LIQUIDE ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>009126202</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>73</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>73</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ALLIANZ SE SP ADR 1/10 SH</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>018805101</cusip>
       <value>309</value>
       <shrsOrPrnAmt>
           <sshPrnamt>17035</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>17035</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ALLIANZ SE SP ADR 1/10 SH</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>018805101</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>169</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>169</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AMPHENOL CORP NEW CL A</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>032095101</cusip>
       <value>382</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4280</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4280</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AMPHENOL CORP NEW CL A</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>032095101</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>70</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>70</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ANADARKO PETE CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>032511107</cusip>
       <value>476</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5996</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5996</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ANADARKO PETE CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>032511107</cusip>
       <value>7</value>
       <shrsOrPrnAmt>
           <sshPrnamt>87</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>87</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AUTOMATIC DATA PROCESSING INCOM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>053015103</cusip>
       <value>617</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7630</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7630</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AUTOMATIC DATA PROCESSING INCOM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>053015103</cusip>
       <value>10</value>
       <shrsOrPrnAmt>
           <sshPrnamt>120</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>120</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AXA SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>054536107</cusip>
       <value>513</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18382</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>18382</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AXA SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>054536107</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>182</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>182</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BB&amp;T CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>054937107</cusip>
       <value>407</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10906</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>10906</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BB&amp;T CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>054937107</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>160</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>160</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BASF-SE</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>055262505</cusip>
       <value>266</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2464</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2464</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BASF-SE</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>055262505</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>25</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>25</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BNP PARIBAS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>05565A202</cusip>
       <value>498</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12704</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>12704</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BNP PARIBAS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>05565A202</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>126</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>126</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BSD MED CORP DEL COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>055662100</cusip>
       <value>93</value>
       <shrsOrPrnAmt>
           <sshPrnamt>78470</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>78470</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BANK OF AMERICA CRP BACS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>060505104</cusip>
       <value>311</value>
       <shrsOrPrnAmt>
           <sshPrnamt>20000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>20000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BARCLAYS PLC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>06738E204</cusip>
       <value>350</value>
       <shrsOrPrnAmt>
           <sshPrnamt>19314</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>19314</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BARCLAYS PLC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>06738E204</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>192</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>192</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BAXTER INTL INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>071813109</cusip>
       <value>365</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5246</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5246</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BAXTER INTL INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>071813109</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>77</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>77</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BAYER A G SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>072730302</cusip>
       <value>428</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3012</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3012</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BAYER A G SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>072730302</cusip>
       <value>4</value>
       <shrsOrPrnAmt>
           <sshPrnamt>30</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>30</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BECTON DICKINSON &amp; CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>075887109</cusip>
       <value>628</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5680</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5680</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BECTON DICKINSON &amp; CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>075887109</cusip>
       <value>9</value>
       <shrsOrPrnAmt>
           <sshPrnamt>80</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>80</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BHP BILLITON LTD SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>088606108</cusip>
       <value>226</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3319</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3319</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BHP BILLITON LTD SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>088606108</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>33</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>33</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>C H ROBINSON WORLDWIDE INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>12541W209</cusip>
       <value>239</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4100</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4100</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>C H ROBINSON WORLDWIDE INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>12541W209</cusip>
       <value>4</value>
       <shrsOrPrnAmt>
           <sshPrnamt>60</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>60</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CSL LIMITED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>12637N105</cusip>
       <value>353</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11462</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>11462</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CSL LIMITED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>12637N105</cusip>
       <value>4</value>
       <shrsOrPrnAmt>
           <sshPrnamt>114</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>114</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CVS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>126650100</cusip>
       <value>385</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5381</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5381</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CVS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>126650100</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>79</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>79</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CAPITAL ONE FINL CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>14040H105</cusip>
       <value>397</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5188</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5188</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CAPITAL ONE FINL CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>14040H105</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>74</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>74</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CARNIVAL CORP PAIRED CTF</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>143658300</cusip>
       <value>437</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10887</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>10887</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CARNIVAL CORP PAIRED CTF</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>143658300</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>160</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>160</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CARREFOUR SA</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>144430204</cusip>
       <value>256</value>
       <shrsOrPrnAmt>
           <sshPrnamt>32509</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>32509</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CARREFOUR SA</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>144430204</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>323</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>323</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COCA COLA CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>191216100</cusip>
       <value>465</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11265</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>225</Sole>
           <Shared>10840</Shared>
           <None>200</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COCA COLA CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>191216100</cusip>
       <value>7</value>
       <shrsOrPrnAmt>
           <sshPrnamt>170</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>170</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COCA-COLA HBC AG NPV ADR</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>191223106</cusip>
       <value>229</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7857</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7857</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COCA-COLA HBC AG NPV ADR</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>191223106</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>78</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>78</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COGNIZANT TECHNOLOGY</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>192446102</cusip>
       <value>553</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5480</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5480</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COGNIZANT TECHNOLOGY</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>192446102</cusip>
       <value>8</value>
       <shrsOrPrnAmt>
           <sshPrnamt>80</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>80</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COLGATE PALMOLIVE CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>194162103</cusip>
       <value>657</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10070</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>10070</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COLGATE PALMOLIVE CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>194162103</cusip>
       <value>10</value>
       <shrsOrPrnAmt>
           <sshPrnamt>150</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>150</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COMCAST CORP NEW CL A</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>20030N101</cusip>
       <value>408</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7860</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7860</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COMCAST CORP NEW CL A</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>20030N101</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>115</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>115</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COMPASS GROUP PLC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>20449X203</cusip>
       <value>204</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12674</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>12674</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COMPASS GROUP PLC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>20449X203</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>131</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>131</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CONAGRA FOODS INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>205887102</cusip>
       <value>396</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11750</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>11750</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CONAGRA FOODS INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>205887102</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>170</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>170</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DASSAULT SYS S A SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>237545108</cusip>
       <value>265</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2135</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2135</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DASSAULT SYS S A SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>237545108</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>22</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>22</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DOW CHEM CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>260543103</cusip>
       <value>398</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8965</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>8965</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DOW CHEM CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>260543103</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>126</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>126</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>263534109</cusip>
       <value>281</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4320</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4320</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>263534109</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>70</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>70</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EDAP TMS S. A.</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>268311107</cusip>
       <value>30</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>10000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>E M C CORP MASS COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>268648102</cusip>
       <value>530</value>
       <shrsOrPrnAmt>
           <sshPrnamt>21083</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>21083</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>E M C CORP MASS COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>268648102</cusip>
       <value>8</value>
       <shrsOrPrnAmt>
           <sshPrnamt>305</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>305</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ECOLAB INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>278865100</cusip>
       <value>408</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3910</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3910</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ECOLAB INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>278865100</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>60</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>60</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EMERSON ELEC CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>291011104</cusip>
       <value>481</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6850</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6850</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EMERSON ELEC CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>291011104</cusip>
       <value>7</value>
       <shrsOrPrnAmt>
           <sshPrnamt>100</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>100</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ENBRIDGE INC COM</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>29250N105</cusip>
       <value>361</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8267</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>8267</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ENBRIDGE INC COM</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>29250N105</cusip>
       <value>4</value>
       <shrsOrPrnAmt>
           <sshPrnamt>81</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>81</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EQUIFAX</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>294429105</cusip>
       <value>482</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6970</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6970</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EQUIFAX</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>294429105</cusip>
       <value>7</value>
       <shrsOrPrnAmt>
           <sshPrnamt>100</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>100</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>30219G108</cusip>
       <value>388</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5530</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5530</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>30219G108</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>81</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>81</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EXXON</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>30231G102</cusip>
       <value>2946</value>
       <shrsOrPrnAmt>
           <sshPrnamt>29111</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>6669</Sole>
           <Shared>0</Shared>
           <None>22442</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FANUC CORP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>307305102</cusip>
       <value>409</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13324</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>13324</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FANUC CORP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>307305102</cusip>
       <value>4</value>
       <shrsOrPrnAmt>
           <sshPrnamt>132</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>132</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FORD MTR CO DEL COM PAR $0.01</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>345370860</cusip>
       <value>510</value>
       <shrsOrPrnAmt>
           <sshPrnamt>33050</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>33050</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FORD MTR CO DEL COM PAR $0.01</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>345370860</cusip>
       <value>7</value>
       <shrsOrPrnAmt>
           <sshPrnamt>482</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>482</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FUJI HEAVY INDUSTRIES LTD</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>359556206</cusip>
       <value>385</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6700</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6700</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FUJI HEAVY INDUSTRIES LTD</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>359556206</cusip>
       <value>4</value>
       <shrsOrPrnAmt>
           <sshPrnamt>66</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>66</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GIVAUDAN S. A. F</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>37636P108</cusip>
       <value>225</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7855</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7855</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GIVAUDAN S. A. F</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>37636P108</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>76</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>76</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GOOGLE INC CL A</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>38259P508</cusip>
       <value>381</value>
       <shrsOrPrnAmt>
           <sshPrnamt>340</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>340</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GOOGLE INC CL A</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>38259P508</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HSBC HLDGS PLC</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>404280406</cusip>
       <value>466</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8447</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>8447</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HSBC HLDGS PLC</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>404280406</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>84</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>84</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HALLIBURTON CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>406216101</cusip>
       <value>379</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7473</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7473</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HALLIBURTON CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>406216101</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>111</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>111</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HENKEL LTD PARTNERSHIP SPON</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>42550U208</cusip>
       <value>395</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3382</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3382</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HENKEL LTD PARTNERSHIP SPON</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>42550U208</cusip>
       <value>4</value>
       <shrsOrPrnAmt>
           <sshPrnamt>34</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>34</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HILTON WORLWIDE HLDGS INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>43300A104</cusip>
       <value>378</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16995</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>16995</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HILTON WORLWIDE HLDGS INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>43300A104</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>240</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>240</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HONDA MOTOR LTD AMERN SHS</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>438128308</cusip>
       <value>275</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6642</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6642</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HONDA MOTOR LTD AMERN SHS</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>438128308</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>66</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>66</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HONEYWELL INTL</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>438516106</cusip>
       <value>396</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4336</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4336</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HONEYWELL INTL</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>438516106</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>61</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>61</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ADRINDUSTRIA DED ISENOF</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>455793109</cusip>
       <value>439</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13283</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>13283</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ADRINDUSTRIA DED ISENOF</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>455793109</cusip>
       <value>4</value>
       <shrsOrPrnAmt>
           <sshPrnamt>132</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>132</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464287465</cusip>
       <value>18023</value>
       <shrsOrPrnAmt>
           <sshPrnamt>268616</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>268006</Sole>
           <Shared>610</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464287465</cusip>
       <value>458</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6833</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>6833</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464287507</cusip>
       <value>286</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2136</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>2136</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464287630</cusip>
       <value>7923</value>
       <shrsOrPrnAmt>
           <sshPrnamt>79624</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>79624</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464287630</cusip>
       <value>8</value>
       <shrsOrPrnAmt>
           <sshPrnamt>77</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>77</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464287630</cusip>
       <value>164</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1648</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>1648</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464288539</cusip>
       <value>3593</value>
       <shrsOrPrnAmt>
           <sshPrnamt>311854</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>309822</Sole>
           <Shared>2032</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464288539</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>250</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>250</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464288539</cusip>
       <value>69</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6001</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>6001</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464288687</cusip>
       <value>1211</value>
       <shrsOrPrnAmt>
           <sshPrnamt>32883</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>32883</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464288687</cusip>
       <value>57</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1543</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>1543</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES CORE MSCI EMERGING MKT</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>46434G103</cusip>
       <value>909</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18257</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>18257</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JGC CORP ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>466140100</cusip>
       <value>325</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4160</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4160</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JGC CORP ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>466140100</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>41</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>41</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>J P MORGAN CHASE</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>46625H365</cusip>
       <value>14911</value>
       <shrsOrPrnAmt>
           <sshPrnamt>321703</sshPrnamt>
           <sshPrnamtType>PRN</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>320420</Sole>
           <Shared>1283</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>J P MORGAN CHASE</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>46625H365</cusip>
       <value>16</value>
       <shrsOrPrnAmt>
           <sshPrnamt>337</sshPrnamt>
           <sshPrnamtType>PRN</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>337</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>J P MORGAN CHASE</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>46625H365</cusip>
       <value>420</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9052</sshPrnamt>
           <sshPrnamtType>PRN</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>9052</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JOHNSON &amp; JOHNSON COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>478160104</cusip>
       <value>553</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6042</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>6042</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>KBR INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>48242W106</cusip>
       <value>342</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10739</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>10739</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>KBR INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>48242W106</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>157</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>157</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>KINDER MORGAN ENERGY PARTNERUT</nameOfIssuer>
       <titleOfClass>PARTNERSHIPS</titleOfClass>
       <cusip>494550106</cusip>
       <value>1034</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12817</sshPrnamt>
           <sshPrnamtType>PRN</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>12817</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>KUBOTA CORP (FORMERLY KUBOTA</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>501173207</cusip>
       <value>424</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5077</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5077</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>KUBOTA CORP (FORMERLY KUBOTA</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>501173207</cusip>
       <value>4</value>
       <shrsOrPrnAmt>
           <sshPrnamt>50</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>50</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LVMH MOET HENNESSY LOU VUI</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>502441306</cusip>
       <value>210</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5747</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5747</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LVMH MOET HENNESSY LOU VUI</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>502441306</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>57</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>57</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MAGNA INTERNATIONAL INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>559222401</cusip>
       <value>330</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4017</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4017</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MAGNA INTERNATIONAL INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>559222401</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>40</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>40</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MEDTRONIC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>585055106</cusip>
       <value>522</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9090</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>9090</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MEDTRONIC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>585055106</cusip>
       <value>8</value>
       <shrsOrPrnAmt>
           <sshPrnamt>140</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>140</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MERCK KGAA ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>589339100</cusip>
       <value>250</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4165</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4165</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MERCK KGAA ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>589339100</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>41</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>41</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MERCK &amp; CO INC NEW COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>58933Y105</cusip>
       <value>562</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11221</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>11221</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MERCK &amp; CO INC NEW COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>58933Y105</cusip>
       <value>8</value>
       <shrsOrPrnAmt>
           <sshPrnamt>163</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>163</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>METLIFE INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>59156R108</cusip>
       <value>398</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7373</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7373</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>METLIFE INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>59156R108</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>108</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>108</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>METTLER TOLEDO INTERNATIONALCOM</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>592688105</cusip>
       <value>270</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1114</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>1114</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>METTLER TOLEDO INTERNATIONALCOM</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>592688105</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>11</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>594918104</cusip>
       <value>516</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13780</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>13780</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>594918104</cusip>
       <value>8</value>
       <shrsOrPrnAmt>
           <sshPrnamt>210</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>210</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MTN GROUP LIMITED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>62474M108</cusip>
       <value>320</value>
       <shrsOrPrnAmt>
           <sshPrnamt>15236</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>15236</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MTN GROUP LIMITED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>62474M108</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>151</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>151</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MUNICH RE GROUP ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>626188106</cusip>
       <value>310</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13930</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>13930</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MUNICH RE GROUP ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>626188106</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>138</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>138</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NATIONAL OILWELL VARCO INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>637071101</cusip>
       <value>384</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4828</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4828</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NATIONAL OILWELL VARCO INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>637071101</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>64</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>64</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NESTLE S A SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>641069406</cusip>
       <value>284</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3857</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3857</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NESTLE S A SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>641069406</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>37</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>37</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NIKE INC CL B</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>654106103</cusip>
       <value>459</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5832</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5832</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NIKE INC CL B</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>654106103</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>80</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>80</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NITTO DENKO CORP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>654802206</cusip>
       <value>230</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10794</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>10794</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NITTO DENKO CORP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>654802206</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>107</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>107</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NORFOLK SOUTHERN CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>655844108</cusip>
       <value>412</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4439</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4439</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NORFOLK SOUTHERN CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>655844108</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>66</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>66</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NOVARTIS A G SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>66987V109</cusip>
       <value>543</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6754</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6754</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NOVARTIS A G SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>66987V109</cusip>
       <value>7</value>
       <shrsOrPrnAmt>
           <sshPrnamt>90</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>90</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>OMNICOM GROUP INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>681919106</cusip>
       <value>582</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7830</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7830</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>OMNICOM GROUP INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>681919106</cusip>
       <value>9</value>
       <shrsOrPrnAmt>
           <sshPrnamt>120</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>120</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ORACLE CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>68389X105</cusip>
       <value>631</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16500</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>16500</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ORACLE CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>68389X105</cusip>
       <value>10</value>
       <shrsOrPrnAmt>
           <sshPrnamt>260</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>260</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PEPSICO INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>713448108</cusip>
       <value>743</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8960</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>8960</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PEPSICO INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>713448108</cusip>
       <value>12</value>
       <shrsOrPrnAmt>
           <sshPrnamt>140</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>140</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PHILIP MORRIS INTL INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>718172109</cusip>
       <value>319</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3663</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3663</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PHILIP MORRIS INTL INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>718172109</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>36</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>36</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PLAINS ALL AMERN PIPELINE LP</nameOfIssuer>
       <titleOfClass>PARTNERSHIPS</titleOfClass>
       <cusip>726503105</cusip>
       <value>1512</value>
       <shrsOrPrnAmt>
           <sshPrnamt>29215</sshPrnamt>
           <sshPrnamtType>PRN</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>29215</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>73935X583</cusip>
       <value>5542</value>
       <shrsOrPrnAmt>
           <sshPrnamt>66819</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>66819</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PRAXAIR INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>74005P104</cusip>
       <value>572</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4400</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4400</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PRAXAIR INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>74005P104</cusip>
       <value>9</value>
       <shrsOrPrnAmt>
           <sshPrnamt>70</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>70</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PRICE T ROWE GROUP INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>74144T108</cusip>
       <value>516</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6160</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6160</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PRICE T ROWE GROUP INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>74144T108</cusip>
       <value>8</value>
       <shrsOrPrnAmt>
           <sshPrnamt>90</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>90</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>742718109</cusip>
       <value>806</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9902</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>9802</Shared>
           <None>100</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>742718109</cusip>
       <value>13</value>
       <shrsOrPrnAmt>
           <sshPrnamt>159</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>159</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PRUDENTIAL PLC ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>74435K204</cusip>
       <value>803</value>
       <shrsOrPrnAmt>
           <sshPrnamt>17853</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>17853</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PRUDENTIAL PLC ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>74435K204</cusip>
       <value>8</value>
       <shrsOrPrnAmt>
           <sshPrnamt>175</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>175</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>REGIONS FINANCIAL CORP NEW COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>7591EP100</cusip>
       <value>380</value>
       <shrsOrPrnAmt>
           <sshPrnamt>38392</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>38392</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>REGIONS FINANCIAL CORP NEW COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>7591EP100</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>555</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>555</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ROCHE HLDG LTD SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>771195104</cusip>
       <value>360</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5133</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5133</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ROCHE HLDG LTD SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>771195104</cusip>
       <value>4</value>
       <shrsOrPrnAmt>
           <sshPrnamt>50</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>50</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>780259107</cusip>
       <value>212</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2829</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2829</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>780259107</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>29</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>29</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>RYANAIR HLDGS PLC SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>783513104</cusip>
       <value>205</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4371</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4371</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>RYANAIR HLDGS PLC SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>783513104</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>44</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>44</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SKF AG ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>784375404</cusip>
       <value>201</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7606</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7606</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SKF AG ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>784375404</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>75</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>75</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SAB MILLER PLC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>78572M105</cusip>
       <value>262</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5105</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5105</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SAB MILLER PLC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>78572M105</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>50</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>50</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SANDVIK AB ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>800212201</cusip>
       <value>189</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13391</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>13391</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SANDVIK AB ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>800212201</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>134</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>134</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SIEMENS A G SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>826197501</cusip>
       <value>295</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2132</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2132</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SIEMENS A G SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>826197501</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>21</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>21</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SINGAPORE TELECOMMUNICATIONS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>82929R304</cusip>
       <value>292</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10025</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>10025</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SINGAPORE TELECOMMUNICATIONS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>82929R304</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>97</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>97</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SMITH &amp; NEPHEW PLC SPDN ADR NEW</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>83175M205</cusip>
       <value>258</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3597</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3597</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SMITH &amp; NEPHEW PLC SPDN ADR NEW</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>83175M205</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>35</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>35</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>854502101</cusip>
       <value>372</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4607</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4607</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>854502101</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>67</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>67</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SUPERIOR ENERGY SVCS INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>868157108</cusip>
       <value>366</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13754</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>13754</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SUPERIOR ENERGY SVCS INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>868157108</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>202</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>202</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SVENSKA CELLULOSA</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>869587402</cusip>
       <value>340</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11015</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>11015</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SVENSKA CELLULOSA</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>869587402</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>107</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>107</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SWATCH GROUP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>870123106</cusip>
       <value>232</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6979</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6979</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SWATCH GROUP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>870123106</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>69</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>69</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SYMANTEC CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>871503108</cusip>
       <value>545</value>
       <shrsOrPrnAmt>
           <sshPrnamt>23130</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>23130</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SYMANTEC CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>871503108</cusip>
       <value>8</value>
       <shrsOrPrnAmt>
           <sshPrnamt>333</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>333</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SYNGENTA AG SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>87160A100</cusip>
       <value>237</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2966</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2966</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SYNGENTA AG SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>87160A100</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>29</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>29</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TJX COS INC NEW COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>872540109</cusip>
       <value>514</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8070</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>8070</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TJX COS INC NEW COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>872540109</cusip>
       <value>8</value>
       <shrsOrPrnAmt>
           <sshPrnamt>130</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>130</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>874039100</cusip>
       <value>283</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16203</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>16203</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>874039100</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>160</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>160</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TARGET CORP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>87612E106</cusip>
       <value>489</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7724</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7724</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TARGET CORP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>87612E106</cusip>
       <value>7</value>
       <shrsOrPrnAmt>
           <sshPrnamt>113</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>113</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TEXAS CAPITAL BANCSHARES, INC.</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>88224Q107</cusip>
       <value>2642</value>
       <shrsOrPrnAmt>
           <sshPrnamt>42469</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>710</Sole>
           <Shared>0</Shared>
           <None>41759</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>3M COMPANY COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>88579Y101</cusip>
       <value>728</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5190</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5190</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>3M COMPANY COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>88579Y101</cusip>
       <value>11</value>
       <shrsOrPrnAmt>
           <sshPrnamt>80</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>80</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOKYO ELECTRON LTD ADR</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>889110102</cusip>
       <value>233</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16880</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>16880</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOKYO ELECTRON LTD ADR</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>889110102</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>168</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>168</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOYOTA MOTOR CORP SP ADR REP2COM</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>892331307</cusip>
       <value>333</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2730</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2730</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOYOTA MOTOR CORP SP ADR REP2COM</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>892331307</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>27</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>27</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TURKCELL ILETISIM HIZMETLERISPON</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>900111204</cusip>
       <value>249</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18658</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>18658</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TURKCELL ILETISIM HIZMETLERISPON</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>900111204</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>183</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>183</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>UNITED OVERSEAS BK LTD SPONSORED</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>911271302</cusip>
       <value>269</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8011</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>8011</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>UNITED OVERSEAS BK LTD SPONSORED</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>911271302</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>80</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>80</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>UNITED PARCEL</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>911312106</cusip>
       <value>580</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5515</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5515</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>UNITED PARCEL</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>911312106</cusip>
       <value>9</value>
       <shrsOrPrnAmt>
           <sshPrnamt>90</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>90</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>913017109</cusip>
       <value>717</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6300</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6300</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>913017109</cusip>
       <value>11</value>
       <shrsOrPrnAmt>
           <sshPrnamt>100</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>100</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VALERO ENERGY CORP NEW COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>91913Y100</cusip>
       <value>623</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12356</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>1000</Sole>
           <Shared>11356</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VALERO ENERGY CORP NEW COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>91913Y100</cusip>
       <value>8</value>
       <shrsOrPrnAmt>
           <sshPrnamt>163</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>163</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>921932885</cusip>
       <value>18622</value>
       <shrsOrPrnAmt>
           <sshPrnamt>206707</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>206707</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>921932885</cusip>
       <value>23</value>
       <shrsOrPrnAmt>
           <sshPrnamt>252</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <votingAuthority>
           <Sole>252</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>921932885</cusip>
       <value>444</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4932</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>4932</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>92206C664</cusip>
       <value>332</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3610</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>3610</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANTIV INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>92210H105</cusip>
       <value>297</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9105</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>9105</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANTIV INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>92210H105</cusip>
       <value>4</value>
       <shrsOrPrnAmt>
           <sshPrnamt>120</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>120</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VARIAN MED SYS INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>92220P105</cusip>
       <value>336</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4320</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4320</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VARIAN MED SYS INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>92220P105</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>70</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>70</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VOLKSWAGEN A G ADR</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>928662402</cusip>
       <value>326</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5768</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5768</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VOLKSWAGEN A G ADR</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>928662402</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>57</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>57</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WATERS CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>941848103</cusip>
       <value>426</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4260</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4260</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WATERS CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>941848103</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>60</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>60</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AMDOCS LTD ORD</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G02602103</cusip>
       <value>393</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9522</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>9522</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AMDOCS LTD ORD</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G02602103</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>135</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>135</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACCENTURE PLC IRELAND SHS CLASS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G1151C101</cusip>
       <value>682</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8295</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>8295</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACCENTURE PLC IRELAND SHS CLASS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G1151C101</cusip>
       <value>10</value>
       <shrsOrPrnAmt>
           <sshPrnamt>120</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>120</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COVIDIEN PLC SHS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G2554F113</cusip>
       <value>308</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4520</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4520</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COVIDIEN PLC SHS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G2554F113</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>45</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>45</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WILLIS GROUP HOLDINGS PLC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G96666105</cusip>
       <value>303</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6769</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6769</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WILLIS GROUP HOLDINGS PLC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G96666105</cusip>
       <value>4</value>
       <shrsOrPrnAmt>
           <sshPrnamt>98</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>98</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACE LTD SHS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>H0023R105</cusip>
       <value>395</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3811</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3811</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACE LTD SHS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>H0023R105</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>57</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>57</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FLEXTRONICS INTL LTD ORD</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>Y2573F102</cusip>
       <value>114</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14692</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>14692</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FLEXTRONICS INTL LTD ORD</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>Y2573F102</cusip>
       <value>1</value>
       <shrsOrPrnAmt>
           <sshPrnamt>152</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>152</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
</informationTable>
