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       <otherManager>0</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4750</Shared>
           <None>0</None>
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       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G2554F113</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
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           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>0</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>46</Shared>
           <None>0</None>
       </votingAuthority>
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       <nameOfIssuer>WILLIS GROUP HOLDINGS PLC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G96666105</cusip>
       <value>340</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7840</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <otherManager>0</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7840</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>WILLIS GROUP HOLDINGS PLC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G96666105</cusip>
       <value>4</value>
       <shrsOrPrnAmt>
           <sshPrnamt>98</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>0</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>98</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ACE LTD SHS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>H0023R105</cusip>
       <value>413</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4411</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <otherManager>0</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4411</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
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       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>H0023R105</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>57</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>0</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>57</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FLEXTRONICS INTL LTD ORD</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>Y2573F102</cusip>
       <value>572</value>
       <shrsOrPrnAmt>
           <sshPrnamt>62952</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <otherManager>0</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>62952</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FLEXTRONICS INTL LTD ORD</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>Y2573F102</cusip>
       <value>7</value>
       <shrsOrPrnAmt>
           <sshPrnamt>736</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>0</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>736</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
</informationTable>
