X0303 5 2009-12-31 0 0 0001076691 OCONEE FINANCIAL CORP NONE 0001280085 WELLS VIRGINIA S P.O. BOX 3 WATKINSVILLE GA 30677 1 0 1 0 Common Stock 2009-11-23 5 G 0 1000 10.00 D 233265 D Common Stock 2009-11-23 5 G 0 1000 10.00 A 233265 D Common Stock 2009-11-23 5 G 0 600 10.00 D 233265 D Common Stock 2009-11-23 5 G 0 600 10.00 A 233265 D Common Stock 2009-11-23 5 G 0 600 10.00 D 233265 D Common Stock 2009-11-23 5 G 0 600 10.00 A 233265 D Common Stock 2009-11-23 5 G 0 600 10.00 D 233265 D Common Stock 2009-11-23 5 G 0 600 10.00 A 233265 D Common Stock 2009-12-21 5 G 0 1200 10.00 D 233265 D Common Stock 2009-12-21 5 G 0 1200 10.00 A 233265 D Common Stock 2009-12-21 5 G 0 1200 10.00 D 233265 D Common Stock 2009-12-21 5 G 0 1200 10.00 A 233265 D Common Stock 2009-12-21 5 G 0 1200 10.00 D 233265 D Common Stock 2009-12-21 5 G 0 1200 10.00 A 233265 D Common Stock 2009-12-21 5 G 0 1200 10.00 D 233265 D Common Stock 2009-12-21 5 G 0 1200 10.00 A 233265 D Common Stock 2009-11-23 5 G 0 600 10.00 D 233265 I Owned by Daughter Common Stock 2009-11-23 5 G 0 600 10.00 A 233265 I Owned by Daughter Common Stock 2009-11-23 5 G 0 600 10.00 D 233265 I Owned by Son-in-Law Common Stock 2009-11-23 5 G 0 600 10.00 A 233265 I Owned by Son-in-Law Common Stock 2009-11-23 5 G 0 600 10.00 D 233265 I Owned by Daughter Common Stock 2009-11-23 5 G 0 600 10.00 A 233265 I Owned by Daughter Common Stock 2009-11-23 5 G 0 600 10.00 D 233265 I Owned by Son-in-Law Common Stock 2009-11-23 5 G 0 600 10.00 A 233265 I Owned by Son-in-Law Common Stock 2009-12-21 5 G 0 1200 10.00 D 233265 I Owned by Daughter Common Stock 2009-12-21 5 G 0 1200 10.00 A 233265 I Owned by Daughter Common Stock 2009-12-21 5 G 0 1200 10.00 D 233265 I Owned by son-in-Law Common Stock 2009-12-21 5 G 0 1200 10.00 A 233265 I Owned by Son-in-Law Transferred to Susan Wells Brodrick, as custodian under the Georgia Transfers to Minors Act. The reporting person disclaims beneficial ownership of these shares, and this report shall not be deemed an admission that the reporting person is the beneficial owner of these shares for purposes of Section 16 or for any other purpose. Includes 35,965 shares held jointly with daughter Caroline Wells Pence, 35,965 shares held jointly with daughter Susan Wells Brodrick and 33,420 shares held by a trust established under the will of Hubert H. Wells, of which Virginia S. Wells is the trustee. Transferred to Caroline Wells Pence as custodian under the Georgia Transfers to Minors Act. The reporting person disclaims beneficial ownership of these shares, and this report shall not be deemed an admission that the reporting person is the beneficial owner of these shares for purposes of Section 16 or for any other purpose. This Form 4 to be continued on additional Form due to the limit on number of rows. /s/ Virginia S. Wells 2010-02-12