Note 4 - Loans (Tables)

12 Months Ended

Dec. 31, 2022

Notes Tables

Schedule Of Loans To Related Parties [Table Text Block]

Balance outstanding at December 31, 2021	$	3,884
Principal additions		145
Principal reductions		(3,106	)
Balance outstanding at December 31, 2022	$	923

Financing Receivable, Nonaccrual [Table Text Block]

	2022		2021
Real Estate:
Land Development and Construction	$	-	$	171
Farmland		117		118
1-4 Family Mortgages		1,720		1,891
Commercial Real Estate		846		1,249
Total Real Estate Loans		2,683		3,429
Business Loans:
Commercial and Industrial Loans		281		386
Farm Production and Other Farm Loans		-		3
Total Business Loans		281		389
Consumer Loans:
Other Consumer Loans		24		8
Total Consumer Loans		24		8
Total Non-accrual Loans	$	2,988	$	3,826

Impaired Financing Receivables [Table Text Block]

			Recorded		Recorded
	Unpaid		Investment		Investment		Total				Average
	Principal		With No		With		Recorded		Related		Recorded
2022	Balance		Allowance		Allowance		Investment		Allowance		Investment
Real Estate:
Land Development and Construction	$	-	$	-	$	-	$	-	$	-	$	86
Farmland		30		30		-		30		-		32
1-4 Family Mortgages		190		190		-		190		-		479
Commercial Real Estate		3,023		795		2,066		2,861		116		1,996
Total Real Estate Loans		3,243		1,015		2,066		3,081		116		2,593
Business:
Commercial and Industrial		304		196		-		196		-		214
Total Business Loans		304		196		-		196		-		214
Total Loans	$	3,547	$	1,211	$	2,066	$	3,277	$	116	$	2,807

			Recorded		Recorded
	Unpaid		Investment		Investment		Total				Average
	Principal		With No		With		Recorded		Related		Recorded
2021	Balance		Allowance		Allowance		Investment		Allowance		Investment
Real Estate:
Land Development and Construction	$	171	$	171	$	-	$	171	$	-	$	240
Farmland		33		33		-		33		-		72
1-4 Family Mortgages		767		767		-		767		-		892
Commercial Real Estate		1,294		1,019		112		1,131		3		3,479
Total Real Estate Loans		2,265		1,990		112		2,102		3		4,683
Business:
Commercial and Industrial		304		72		160		232		36		323
Total Business Loans		304		72		160		232		36		323
Total Loans	$	2,569	$	2,062	$	272	$	2,334	$	39	$	5,006

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

	Number		Recorded
	of Loans		Investment
Total at January 1, 2021		3	$	2,495
Reductions due to:
Principal paydowns				(382	)
Total at December 31, 2021		3		2,113
Reductions due to:
Reclassification to OREO		2		(1,788	)
Principal paydowns				(112	)
Total at December 31, 2022		1		213
Additions		1		2,078
Reductions due to:
Principal paydowns				(109	)
Total at December 31, 2023		1	$	2,182

Financial Assets Non Purchased Loans [Member]

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	2022			2021
Real Estate:
Land Development and Construction	$	52,731		$	71,898
Farmland		11,437			13,114
1-4 Family Mortgages		92,148			98,525
Commercial Real Estate		316,541			281,239
Total Real Estate Loans		472,857			464,776
Business Loans:
Commercial and Industrial Loans (1)		96,500			92,501
Farm Production and Other Farm Loans		504			621
Total Business Loans		97,004			93,122
Consumer Loans:
Credit Cards		2,738			1,963
Other Consumer Loans		12,992			11,986
Total Consumer Loans		15,730			13,949
Total Gross Loans		585,591			571,847
Unearned Income		-			-
Allowance for Loan Losses		(5,264	)		(4,513	)
Loans, net	$	580,327		$	567,334

Financing Receivable, Past Due [Table Text Block]

											Accruing
			Loans								Loans
	Loans		90 or more								90 or more
	30-89 Days		Days		Total Past		Current		Total		Days
	Past Due		Past Due		Due Loans		Loans		Loans		Past Due
Real Estate:
Land Development and Construction	$	-	$	4	$	4	$	52,727	$	52,731	$	4
Farmland		38		30		68		11,369		11,437		-
1-4 Family Mortgages		1,799		439		2,238		89,910		92,148		95
Commercial Real Estate		933		486		1,419		315,122		316,541		-
Total Real Estate Loans		2,770		959		3,729		469,128		472,857		99
Business Loans:
Commercial and Industrial Loans		109		277		386		96,114		96,500		-
Farm Production and Other Farm Loans		4		-		4		500		504		-
Total Business Loans		113		277		390		96,614		97,004		-
Consumer Loans:
Credit Cards		56		12		68		2,670		2,738		12
Other Consumer Loans		66		23		89		12,903		12,992		-
Total Consumer Loans		122		35		157		15,573		15,730		12
Total Loans	$	3,005	$	1,271	$	4,276	$	581,315	$	585,591	$	111

											Accruing
			Loans								Loans
	Loans		90 or more								90 or more
	30-89 Days		Days		Total Past		Current		Total		Days
	Past Due		Past Due		Due Loans		Loans		Loans		Past Due
Real Estate:
Land Development and Construction	$	6	$	-	$	6	$	71,892	$	71,898	$	-
Farmland		130		33		163		12,951		13,114		-
1-4 Family Mortgages		1,678		292		1,970		96,555		98,525		140
Commercial Real Estate		157		570		727		280,512		281,239		-
Total Real Estate Loans		1,971		895		2,866		461,910		464,776		140
Business Loans:
Commercial and Industrial Loans		205		376		581		91,920		92,501		-
Farm Production and Other Farm Loans		3		-		3		618		621		-
Total Business Loans		208		376		584		92,538		93,122		-
Consumer Loans:
Credit Cards		35		12		47		1,916		1,963		12
Other Consumer Loans		76		2		78		11,908		11,986		2
Total Consumer Loans		111		14		125		13,824		13,949		14
Total Loans	$	2,290	$	1,285	$	3,575	$	568,272	$	571,847	$	154

Financing Receivable Credit Quality Indicators [Table Text Block]

			Special
	Satisfactory		Mention		Substandard		Doubtful		Loss		Total
	1,2,3,4		5,6		7		8		9		Loans
Real Estate:
Land Development and Construction	$	50,015	$	2,427	$	289	$	-	$	-	$	52,731
Farmland		10,832		269		336		-		-		11,437
1-4 Family Mortgages		85,861		1,816		4,471		-		-		92,148
Commercial Real Estate		274,901		7,975		33,665		-		-		316,541
Total Real Estate Loans		421,609		12,487		38,761		-		-		472,857
Business Loans:
Commercial and Industrial Loans		91,016		4,902		577		-		5		96,500
Farm Production and Other Farm Loans		491		-		13		-		-		504
Total Business Loans		91,507		4,902		590		-		5		97,004
Consumer Loans:
Credit Cards		2,670		-		68		-		-		2,738
Other Consumer Loans		12,934		7		51		-		-		12,992
Total Consumer Loans		15,604		7		119		-		-		15,730
Total Loans	$	528,720	$	17,396	$	39,470	$	-	$	5	$	585,591

			Special
	Satisfactory		Mention		Substandard		Doubtful		Loss		Total
	1,2,3,4		5,6		7		8		9		Loans
Real Estate:
Land Development and Construction	$	69,758	$	1,547	$	593	$	-	$	-	$	71,898
Farmland		12,365		297		452		-		-		13,114
1-4 Family Mortgages		89,120		3,590		5,815		-		-		98,525
Commercial Real Estate		238,561		8,055		34,623		-		-		281,239
Total Real Estate Loans		409,804		13,489		41,483		-		-		464,776
Business Loans:
Commercial and Industrial Loans		85,138		1,483		5,877		-		3		92,501
Farm Production and Other Farm Loans		606		-		12		-		3		621
Total Business Loans		85,744		1,483		5,889		-		6		93,122
Consumer Loans:
Credit Cards		1,916		-		47		-		-		1,963
Other Consumer Loans		11,903		20		58		3		2		11,986
Total Consumer Loans		13,819		20		105		3		2		13,949
Total Loans	$	509,367	$	14,992	$	47,477	$	3	$	8	$	571,847