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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2015
Banking and Thrift [Abstract]  
Minimum Total Risk-Based, Tier I Risk-Based, and Tier I Leverage Ratios

To continue to be categorized as well capitalized under the regulatory framework for prompt corrective action, the Company would have to maintain minimum total risk-based, Tier I risk-based, and Tier I leverage ratios as disclosed below, in comparison with actual capital amounts and ratios (amounts in thousands):

 

                               Minimum Capital  
                  Minimum Capital     Requirement to be  
                  Requirement to be     Adequately  
     Actual     Well Capitalized     Capitalized  
     Amount      Ratio     Amount      Ratio     Amount      Ratio  

December 31, 2015

               

Citizens Holding Company

               

Tier 1 leverage ratio

   $ 90,392         9.26   $ 48,822         5.00   $ 39,058         4.00

Common Equity tier 1 capital ratio

     90,392         9.26     63,469         6.50     43,940         4.50

Tier 1 risk-based capital ratio

     90,392         16.37     44,175         8.00     33,131         6.00

Total risk-based capital ratio

     96,866         17.54     55,219         10.00     44,175         8.00

The Citizens Bank of Philadelphia

               

Tier 1 leverage ratio

   $ 87,721         8.99   $ 48,800         5.00   $ 39,040         4.00

Common Equity tier 1 capital ratio

     87,721         8.99     63,440         6.50     43,920         4.50

Tier 1 risk-based capital ratio

     87,721         15.89     44,150         8.00     33,113         6.00

Total risk-based capital ratio

     94,194         17.07     55,188         10.00     44,150         8.00

December 31, 2014

               

Citizens Holding Company

               

Tier 1 leverage ratio

   $ 87,589         9.60   $ 45,610         5.00   $ 36,488         4.00

Common Equity tier 1 capital ratio

     —           0.00     —           0.00     —           0.00

Tier 1 risk-based capital ratio

     87,589         16.60     31,665         6.00     21,110         4.00

Total risk-based capital ratio

     94,131         17.84     52,775         10.00     42,220         8.00

The Citizens Bank of Philadelphia

               

Tier 1 leverage ratio

   $ 85,529         9.71   $ 44,059         5.00   $ 35,247         4.00

Common Equity tier 1 capital ratio

     —           0.00     —           0.00     —           0.00

Tier 1 risk-based capital ratio

     85,529         16.22     31,643         6.00     21,095         4.00

Total risk-based capital ratio

     92,071         17.46     52,738         10.00     42,190         8.00