Other Income and Other Expense (Tables)

12 Months Ended

Dec. 31, 2015

Other Income and Expenses [Abstract]

Major Income Classifications Included in Other Income Under Non Interest Income on Income Statement

The following is a detail of the major income classifications that are included in other income under non-interest income on the income statement for the year ended December 31:

Other Income	2015		2014		2013
BOLI insurance	$	568,000	$	562,732	$	657,273
Mortgage loan origination fees		362,611		342,765		367,573
Other income		1,228,546		1,212,938		529,608
Total other income	$	2,159,157	$	2,118,435	$	1,554,454

Major Expense Classifications Comprising of Other Expense Line Item in Income Statement

The following is a detail of the major expense classifications that comprise the other expense line item in the income statement for the year ended December 31:

Other Expense	2015		2014		2013
Advertising	$	793,282	$	769,081	$	621,216
Office supplies		591,177		774,961		563,706
Legal and audit fees		408,066		416,339		393,997
FDIC and state assessments		751,979		771,097		69,282
Telephone expense		431,761		408,646		442,781
Loan collection expense		205,549		621,227		554,542
Other losses		243,172		930,401		462,475
Debit card / ATM expense		337,476		330,612		830,396
Travel and convention		247,416		184,723		200,684
Other expenses		3,060,638		2,826,567		3,081,797
Total other expense	$	7,070,516	$	8,033,654	$	7,220,876