Consolidated Statements of Income (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
INTEREST INCOME
Loans, including fees	$ 5,043,910	$ 5,199,181
Investment securities	2,896,969	2,770,766
Other interest	5,049	17,700
Total interest income	7,945,928	7,987,647
INTEREST EXPENSE
Deposits	418,296	520,143
Other borrowed funds	310,563	712,083
Total interest expense	728,859	1,232,226
NET INTEREST INCOME	7,217,069	6,755,421
PROVISION FOR LOAN LOSSES	361,368	174,509
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	6,855,701	6,580,912
OTHER INCOME
Service charges on deposit accounts	929,731	890,857
Other service charges and fees	484,437	452,927
Other income	369,312	337,207
Total other income	1,783,480	1,680,991
OTHER EXPENSES
Salaries and employee benefits	3,355,837	3,306,170
Occupancy expense	973,062	1,112,511
Other operating expense	2,039,964	2,138,483
Total other expenses	6,368,863	6,557,164
INCOME BEFORE PROVISION FOR INCOME TAXES	2,270,318	1,704,739
PROVISION FOR INCOME TAXES	473,165	290,293
NET INCOME	$ 1,797,153	$ 1,414,446
NET INCOME PER SHARE
-Basic	$ 0.37	$ 0.29
-Diluted	$ 0.37	$ 0.29
DIVIDENDS PAID PER SHARE	$ 0.22	$ 0.22