Consolidated Statements of Condition (USD $)	Mar. 31, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 19,962,984	$ 16,040,195
Interest bearing deposits with other banks	784,648	684,100
Investment securities available for sale, at fair value	406,625,944	398,176,402
Loans, net of allowance for loan losses of $8,361,572 in 2014 and $8,077,499 in 2013	381,472,367	384,104,766
Premises and equipment, net	19,025,859	18,623,154
Other real estate owned, net	4,052,985	3,751,168
Accrued interest receivable	5,070,447	4,132,053
Cash value of life insurance	22,363,301	22,208,962
Intangible assets, net	3,149,657	3,149,657
Other assets	19,111,386	22,198,442
TOTAL ASSETS	881,619,578	873,068,899
Deposits:
Noninterest-bearing demand	139,015,106	120,424,895
Interest-bearing NOW and money market accounts	262,116,872	248,015,410
Savings deposits	56,414,680	53,745,787
Certificates of deposit	229,518,064	232,443,704
Total deposits	687,064,722	654,629,796
Securities sold under agreement to repurchase	64,471,725	82,420,781
Federal funds purchased	4,600,000	27,500,000
Federal Home Loan Bank advances	43,500,000	33,500,000
Accrued interest payable	185,789	199,513
Deferred compensation payable	6,889,921	6,719,948
Other liabilities	1,937,514	1,832,659
Total liabilities	808,649,671	806,802,697
STOCKHOLDERS' EQUITY
Common stock; $.20 par value, 22,500,000 shares authorized, 4,877,614 shares outstanding at March 31, 2014 and 4,870,114 shares outstanding at December 31, 2013	975,482	974,023
Additional paid-in capital	3,758,217	3,748,176
Retained earnings	83,516,602	82,792,524
Accumulated other comprehensive loss, net of tax benefit of $9,090,250 in 2014 and $12,640,667 in 2013	(15,280,394)	(21,248,521)
Total stockholders' equity	72,969,907	66,266,202
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 881,619,578	$ 873,068,899