Consolidated Statements of Condition (USD $)	Sep. 30, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 20,130,091	$ 35,407,715
Interest bearing deposits with other banks	2,151,946	3,990,521
Investment securities available for sale, at fair value	398,200,446	374,507,805
Loans, net of allowance for loan losses of $7,449,432 in 2012 and $6,681,412 in 2011	370,750,748	382,580,529
Premises and equipment, net	19,490,631	20,278,443
Other real estate owned, net	5,004,760	4,868,653
Accrued interest receivable	4,368,970	4,445,384
Cash value of life insurance	20,926,336	20,382,063
Intangible assets, net	3,149,657	3,226,612
Other assets	3,723,886	4,257,729
TOTAL ASSETS	847,897,471	853,945,454
Deposits:
Noninterest-bearing demand	107,337,450	116,894,676
Interest-bearing NOW and money market accounts	211,875,266	172,585,498
Savings deposits	46,051,865	41,876,977
Certificates of deposit	251,757,698	240,980,984
Total deposits	617,022,279	572,338,135
Securities sold under agreement to repurchase	61,357,699	120,220,433
Federal Home Loan Bank advances	68,500,000	68,500,000
Federal funds purchased	4,700,000
Accrued interest payable	351,463	372,374
Deferred compensation payable	5,750,575	5,085,935
Other liabilities	1,814,643	1,349,360
Total liabilities	759,496,659	767,866,237
STOCKHOLDERS' EQUITY
Common stock; $.20 par value, 22,500,000 shares authorized, 4,861,411 shares issued and outstanding at September 30, 2012 and 4,843,911 shares issued and outstanding at December 31, 2011	972,282	968,782
Additional paid-in capital	3,620,967	3,247,208
Retained earnings	79,257,353	77,420,318
Accumulated other comprehensive income, net of applicable taxes of $3,072,945 in 2012 and $2,643,070 in 2011	4,550,210	4,442,909
Total stockholders' equity	88,400,812	86,079,217
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 847,897,471	$ 853,945,454