The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/3 Int. Mineral Rights Ward Com 999006498 0 1 SH   SOLE   1 0 0
3M CO COM 88579Y101 850 5,104 SH   SOLE   4,974 130 0
3M CO COM 88579Y101 112 670 SH   DFND   670 0 0
ABBOTT LABS COM 002824100 52 1,250 SH   DFND   1,250 0 0
ABBOTT LABS COM 002824100 4 100 SH   SOLE   100 0 0
ABBVIE INC COM 00287Y109 71 1,250 SH   DFND   1,250 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 75 650 SH   DFND   650 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 150 1,296 SH   SOLE   1,296 0 0
ADOBE SYS INC COM 00724F101 5 58 SH   SOLE   58 0 0
AETNA INC NEW COM 00817Y108 5 48 SH   SOLE   48 0 0
AIR PRODS & CHEMS INC COM 009158106 43 300 SH   DFND   300 0 0
ALEXION PHARMACEUTICALS INC COM 015351109 3 24 SH   SOLE   24 0 0
ALLEGION PUB LTD CO ORD SHS G0176J109 3 46 SH   SOLE   46 0 0
ALLERGAN PLC SHS G0177J108 13 47 SH   SOLE   47 0 0
ALLIANCE DATA SYSTEMS CORP COM 018581108 2 10 SH   SOLE   10 0 0
ALLIANCEBERNSTEIN INCOME FUN COM 01881E101 24 3,000 SH   DFND   3,000 0 0
ALLSTATE CORP COM 020002101 103 1,536 SH   SOLE   1,536 0 0
ALPHABET INC CAP STK CL A 02079K305 410 538 SH   SOLE   523 15 0
ALPHABET INC CAP STK CL C 02079K107 183 246 SH   SOLE   231 15 0
ALTRIA GROUP INC COM 02209S103 1,169 18,664 SH   SOLE   17,964 700 0
ALTRIA GROUP INC COM 02209S103 413 6,589 SH   DFND   6,589 0 0
AMAZON COM INC COM 023135106 71 119 SH   SOLE   119 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 24 1,540 SH   SOLE   1,540 0 0
AMERICAN ELEC PWR INC COM 025537101 535 8,059 SH   DFND   8,059 0 0
AMERICAN ELEC PWR INC COM 025537101 581 8,755 SH   SOLE   8,755 0 0
American Funds Growth Fund Of Com 399874106 17 426 SH   SOLE   426 0 0
ANDERSONS INC COM 034164103 7 230 SH   SOLE   230 0 0
ANDERSONS INC COM 034164103 7 230 SH   DFND   0 230 0
APACHE CORP COM 037411105 20 400 SH   DFND   400 0 0
APACHE CORP COM 037411105 10 200 SH   SOLE   200 0 0
APPLE INC COM 037833100 106 975 SH   DFND   975 0 0
APPLE INC COM 037833100 2,329 21,373 SH   SOLE   20,793 580 0
AT&T INC COM 00206R102 624 15,935 SH   DFND   15,935 0 0
AT&T INC COM 00206R102 1,332 33,998 SH   SOLE   33,288 710 0
ATMOS ENERGY CORP COM 049560105 12 160 SH   SOLE   160 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 371 4,140 SH   SOLE   4,140 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 328 3,651 SH   DFND   3,651 0 0
AVNET INC COM 053807103 12 260 SH   SOLE   260 0 0
BANCFIRST CORP COM 05945F103 294 5,150 SH   DFND   5,150 0 0
BANCFIRST CORP COM 05945F103 804 14,098 SH   SOLE   13,878 220 0
BANK AMER CORP COM 060505104 13 977 SH   SOLE   977 0 0
BANK MONTREAL QUE COM 063671101 12 200 SH   SOLE   200 0 0
BANK OF THE OZARKS INC COM 063904106 1,239 29,531 SH   SOLE   28,671 860 0
BANK OF THE OZARKS INC COM 063904106 3 80 SH   DFND   80 0 0
BARD C R INC COM 067383109 119 585 SH   SOLE   585 0 0
BAXALTA INC COM 07177m103 34 853 SH   SOLE   853 0 0
BAXTER INTL INC COM 071813109 35 843 SH   SOLE   843 0 0
BECTON DICKINSON & CO COM 075887109 30 200 SH   DFND   200 0 0
BECTON DICKINSON & CO COM 075887109 30 200 SH   SOLE   200 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 11 75 SH   DFND   75 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 607 4,280 SH   SOLE   4,180 100 0
BHP BILLITON LTD SPONSORED ADR 088606108 9 350 SH   DFND   350 0 0
BIOGEN INC COM 09062X103 3 10 SH   SOLE   10 0 0
BLACK HILLS CORP COM 092113109 30 500 SH   DFND   500 0 0
BLACKROCK INC COM 09247X101 5 15 SH   SOLE   15 0 0
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 60 4,144 SH   SOLE   4,144 0 0
BOEING CO COM 097023105 10 75 SH   DFND   75 0 0
BOEING CO COM 097023105 18 140 SH   SOLE   140 0 0
BP PLC SPONSORED ADR 055622104 160 5,300 SH   DFND   5,300 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 74 1,160 SH   DFND   1,160 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 122 1,902 SH   SOLE   1,902 0 0
BROADCOM LTD SHS Y09827109 18 118 SH   SOLE   118 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 10 150 SH   SOLE   150 0 0
CABELAS INC COM 126804301 5 100 SH   SOLE   100 0 0
CABOT OIL & GAS CORP COM 127097103 3 136 SH   SOLE   136 0 0
CAL MAINE FOODS INC COM NEW 128030202 1,055 20,317 SH   SOLE   19,477 840 0
CAL MAINE FOODS INC COM NEW 128030202 381 7,335 SH   DFND   7,335 0 0
CARDINAL HEALTH INC COM 14149Y108 10 128 SH   SOLE   128 0 0
CARNIVAL CORP PAIRED CTF 143658300 11 213 SH   SOLE   213 0 0
CASEYS GEN STORES INC COM 147528103 11 97 SH   SOLE   97 0 0
CBS CORP NEW CL B 124857202 4 80 SH   SOLE   80 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 10 130 SH   DFND   130 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 22 300 SH   SOLE   300 0 0
CDW CORP COM 12514G108 11 257 SH   SOLE   257 0 0
CELGENE CORP COM 151020104 6 63 SH   SOLE   63 0 0
CENTENE CORP DEL COM 15135B101 7 106 SH   SOLE   106 0 0
CENTERPOINT ENERGY INC COM 15189T107 158 7,540 SH   DFND   7,540 0 0
CENTERPOINT ENERGY INC COM 15189T107 531 25,379 SH   SOLE   25,379 0 0
CHARTER COMMUNICATIONS INC D CL A NEW 16117M305 2 12 SH   SOLE   12 0 0
CHEVRON CORP NEW COM 166764100 430 4,505 SH   DFND   4,505 0 0
CHEVRON CORP NEW COM 166764100 1,054 11,047 SH   SOLE   10,717 330 0
CHUBB LIMITED COM H1467J104 8 66 SH   SOLE   66 0 0
CINCINNATI FINL CORP COM 172062101 33 500 SH   DFND   500 0 0
CINTAS CORP COM 172908105 9 105 SH   SOLE   105 0 0
CISCO SYS INC COM 17275R102 165 5,810 SH   DFND   5,810 0 0
CITIGROUP INC COM NEW 172967424 5 126 SH   SOLE   126 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG ENH SHT DUR 18383M654 383 7,680 SH   DFND   7,290 390 0
CLAYMORE EXCHANGE TRD FD TR GUGG ENH SHT DUR 18383M654 7,027 140,900 SH   SOLE   138,405 2,495 0
CLOROX CO DEL COM 189054109 126 1,000 SH   SOLE   1,000 0 0
CMS ENERGY CORP COM 125896100 25 596 SH   SOLE   596 0 0
COCA COLA CO COM 191216100 79 1,700 SH   DFND   1,700 0 0
COCA COLA CO COM 191216100 379 8,178 SH   SOLE   8,178 0 0
COLGATE PALMOLIVE CO COM 194162103 92 1,296 SH   SOLE   1,296 0 0
COLUMBIA PIPELINE GROUP INC COM 198280109 5 193 SH   SOLE   193 0 0
COMCAST CORP NEW CL A 20030N101 86 1,400 SH   DFND   1,400 0 0
COMCAST CORP NEW CL A 20030N101 477 7,802 SH   SOLE   7,602 200 0
COMERICA INC COM 200340107 4 100 SH   SOLE   100 0 0
COMMUNICATIONS SALES&LEAS IN COM 20341J104 9 400 SH   DFND   400 0 0
COMMUNICATIONS SALES&LEAS IN COM 20341J104 12 518 SH   SOLE   518 0 0
CONAGRA FOODS INC COM 205887102 243 5,442 SH   DFND   5,442 0 0
CONOCOPHILLIPS COM 20825C104 31 775 SH   DFND   775 0 0
CORE LABORATORIES N V COM N22717107 1,040 9,254 SH   SOLE   9,039 215 0
CORE LABORATORIES N V COM N22717107 57 505 SH   DFND   505 0 0
COSTCO WHSL CORP NEW COM 22160K105 20 128 SH   SOLE   128 0 0
CREDIT SUISSE HIGH YLD BND F SH BEN INT 22544F103 27 11,850 SH   DFND   11,850 0 0
CREDIT SUISSE HIGH YLD BND F SH BEN INT 22544F103 25 10,909 SH   SOLE   10,909 0 0
CROWN HOLDINGS INC COM 228368106 2 35 SH   SOLE   35 0 0
CUMMINS INC COM 231021106 7 60 SH   SOLE   60 0 0
DANAHER CORP DEL COM 235851102 71 750 SH   DFND   750 0 0
DANAHER CORP DEL COM 235851102 1,367 14,414 SH   SOLE   13,964 450 0
DBX ETF TR XTRAK MSCI EAFE 233051200 59 2,300 SH   SOLE   2,300 0 0
DEAN FOODS CO NEW COM NEW 242370203 10 597 SH   SOLE   597 0 0
DFA Emerging Markets Core Equity Com 233203421 6 359 SH   SOLE   359 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 4 35 SH   SOLE   35 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 22 200 SH   DFND   200 0 0
DIAMONDBACK ENERGY INC COM 25278X109 3 45 SH   SOLE   45 0 0
DISCOVER FINL SVCS COM 254709108 20 390 SH   SOLE   390 0 0
DISNEY WALT CO COM DISNEY 254687106 63 637 SH   SOLE   637 0 0
DOMINION RES INC VA NEW COM 25746U109 60 800 SH   DFND   800 0 0
DOMINION RES INC VA NEW COM 25746U109 74 990 SH   SOLE   990 0 0
DOW CHEM CO COM 260543103 513 10,090 SH   SOLE   10,090 0 0
DOW CHEM CO COM 260543103 84 1,653 SH   DFND   1,653 0 0
DTE ENERGY CO COM 233331107 320 3,528 SH   SOLE   3,528 0 0
DTE ENERGY CO COM 233331107 148 1,636 SH   DFND   1,420 216 0
DU PONT E I DE NEMOURS & CO COM 263534109 60 950 SH   DFND   950 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 201 3,179 SH   SOLE   3,179 0 0
DUKE ENERGY CORP NEW COM NEW 26441c204 196 2,435 SH   DFND   2,435 0 0
EASTMAN CHEM CO COM 277432100 3 43 SH   SOLE   43 0 0
EATON CORP PLC SHS G29183103 13 200 SH   SOLE   200 0 0
EMPLOYERS HOLDINGS INC COM 292218104 12 420 SH   SOLE   420 0 0
ENERGY RECOVERY INC COM 29270J100 103 10,000 SH   SOLE   10,000 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 215 6,650 SH   DFND   6,650 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 13 400 SH   SOLE   400 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 71 2,900 SH   SOLE   2,900 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 42 1,700 SH   DFND   1,700 0 0
EOG RES INC COM 26875P101 2 24 SH   SOLE   24 0 0
EQT CORP COM 26884L109 3 39 SH   SOLE   39 0 0
EXELON CORP COM 30161N101 14 400 SH   DFND   400 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 546 7,950 SH   SOLE   7,482 468 0
EXXON MOBIL CORP COM 30231G102 146 1,750 SH   DFND   1,750 0 0
EXXON MOBIL CORP COM 30231G102 1,677 20,057 SH   SOLE   19,443 614 0
FACEBOOK INC CL A 30303M102 14 127 SH   SOLE   127 0 0
Fairholme Fund Com 304871106 9 524 SH   SOLE   524 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 5 77 SH   SOLE   77 0 0
FIFTH THIRD BANCORP COM 316773100 8 450 SH   SOLE   450 0 0
FIRST HORIZON NATL CORP COM 320517105 0 4 SH   SOLE   4 0 0
FIRST TR ENERGY INCOME & GRW COM 33738G104 181 7,755 SH   DFND   7,755 0 0
FIRST TR ENERGY INCOME & GRW COM 33738G104 947 40,606 SH   SOLE   39,886 720 0
First Trust MLP Closed End Fund Com 30284S458 5 988 SH   DFND   0 988 0
First Trust MLP Closed End Fund Com 30284S458 5 989 SH   SOLE   989 0 0
FIRSTENERGY CORP COM 337932107 29 800 SH   DFND   800 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 58 4,327 SH   DFND   0 4,327 0
FORD MTR CO DEL COM PAR $0.01 345370860 516 38,238 SH   SOLE   33,888 4,350 0
GABELLI EQUITY TR INC COM 362397101 8 1,530 SH   SOLE   1,530 0 0
GABELLI EQUITY TR INC COM 362397101 8 1,530 SH   DFND   0 1,530 0
GENERAL DYNAMICS CORP COM 369550108 19 144 SH   SOLE   144 0 0
GENERAL ELECTRIC CO COM 369604103 305 9,600 SH   DFND   9,600 0 0
GENERAL ELECTRIC CO COM 369604103 206 6,487 SH   SOLE   6,487 0 0
GENERAL MLS INC COM 370334104 148 2,340 SH   DFND   2,340 0 0
GENERAL MLS INC COM 370334104 858 13,536 SH   SOLE   13,036 500 0
GENERAL MTRS CO COM 37045V100 6 184 SH   SOLE   184 0 0
GENUINE PARTS CO COM 372460105 530 5,330 SH   DFND   5,330 0 0
GENUINE PARTS CO COM 372460105 711 7,151 SH   SOLE   7,151 0 0
GILEAD SCIENCES INC COM 375558103 34 369 SH   SOLE   369 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 61 1,500 SH   DFND   1,500 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 221 1,411 SH   SOLE   1,411 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 11 343 SH   SOLE   343 0 0
GRAND CANYON ED INC COM 38526M106 766 17,919 SH   SOLE   17,534 385 0
GREAT PLAINS ENERGY INC COM 391164100 33 1,029 SH   SOLE   1,029 0 0
GREAT PLAINS ENERGY INC COM 391164100 440 13,636 SH   DFND   13,636 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT 41013W108 325 14,625 SH   DFND   14,625 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT 41013W108 120 5,420 SH   SOLE   5,420 0 0
HARMAN INTL INDS INC COM 413086109 4 45 SH   SOLE   45 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 4 88 SH   SOLE   88 0 0
HCA HOLDINGS INC COM 40412C101 12 160 SH   SOLE   160 0 0
HECLA MNG CO COM 422704106 19 7,000 SH   DFND   7,000 0 0
HELMERICH & PAYNE INC COM 423452101 402 6,845 SH   DFND   6,845 0 0
HELMERICH & PAYNE INC COM 423452101 1,231 20,964 SH   SOLE   20,314 650 0
HEXCEL CORP NEW COM 428291108 39 883 SH   DFND   883 0 0
HEXCEL CORP NEW COM 428291108 1,188 27,189 SH   SOLE   26,408 781 0
HOME DEPOT INC COM 437076102 211 1,579 SH   DFND   1,579 0 0
HOME DEPOT INC COM 437076102 27 200 SH   SOLE   200 0 0
HONEYWELL INTL INC COM 438516106 28 250 SH   DFND   250 0 0
HONEYWELL INTL INC COM 438516106 46 411 SH   SOLE   411 0 0
HUMANA INC COM 444859102 6 32 SH   SOLE   32 0 0
HUNTINGTON INGALLS INDS INC COM 446413106 15 111 SH   SOLE   111 0 0
ILLINOIS TOOL WKS INC COM 452308109 31 300 SH   DFND   300 0 0
ILLINOIS TOOL WKS INC COM 452308109 59 572 SH   SOLE   572 0 0
ILLUMINA INC COM 452327109 3 17 SH   SOLE   17 0 0
INGLES MKTS INC CL A 457030104 8 213 SH   SOLE   213 0 0
INNOSPEC INC COM 45768S105 8 189 SH   SOLE   189 0 0
INSIGHT ENTERPRISES INC COM 45765U103 14 505 SH   SOLE   505 0 0
INTEL CORP COM 458140100 498 15,380 SH   DFND   15,380 0 0
INTEL CORP COM 458140100 542 16,751 SH   SOLE   16,751 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 86 565 SH   DFND   565 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 537 3,548 SH   SOLE   3,398 150 0
ISHARES MSCI CDA ETF 464286509 12 500 SH   SOLE   500 0 0
ISHARES MSCI PAC JP ETF 464286665 12 300 SH   DFND   300 0 0
ISHARES MSCI PAC JP ETF 464286665 88 2,250 SH   SOLE   2,250 0 0
ISHARES GOLD TRUST ISHARES 464285105 12 1,000 SH   DFND   1,000 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 261 2,475 SH   SOLE   2,475 0 0
ISHARES TR CORE S&P MCP ETF 464287507 50 350 SH   SOLE   350 0 0
ISHARES TR CORE S&P SCP ETF 464287804 56 500 SH   SOLE   500 0 0
ISHARES TR CORE S&P500 ETF 464287200 514 2,486 SH   SOLE   2,486 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,816 43,455 SH   DFND   42,270 1,185 0
ISHARES TR CORE US AGGBD ET 464287226 49,035 442,455 SH   SOLE   431,430 11,025 0
ISHARES TR CORE US CR BD 464288620 39 350 SH   DFND   350 0 0
ISHARES TR CORE US CR BD 464288620 274 2,487 SH   SOLE   2,487 0 0
ISHARES TR IBOXX HI YD ETF 464288513 67 815 SH   SOLE   815 0 0
ISHARES TR INTL SEL DIV ETF 464288448 390 13,455 SH   DFND   13,455 0 0
ISHARES TR INTL SEL DIV ETF 464288448 1,634 56,351 SH   SOLE   56,351 0 0
ISHARES TR JP MOR EM MK ETF 464288281 4,214 38,185 SH   SOLE   37,045 1,140 0
ISHARES TR JP MOR EM MK ETF 464288281 334 3,025 SH   DFND   2,945 80 0
ISHARES TR MBS ETF 464288588 27 250 SH   DFND   250 0 0
ISHARES TR MICRO-CAP ETF 464288869 322 4,740 SH   DFND   4,530 210 0
ISHARES TR MICRO-CAP ETF 464288869 5,746 84,596 SH   SOLE   83,356 1,240 0
ISHARES TR MSCI EAFE ETF 464287465 218 3,813 SH   DFND   3,633 180 0
ISHARES TR MSCI EAFE ETF 464287465 4,222 73,855 SH   SOLE   72,285 1,570 0
ISHARES TR MSCI EMG MKT ETF 464287234 5,528 161,401 SH   SOLE   157,196 4,205 0
ISHARES TR MSCI EMG MKT ETF 464287234 400 11,668 SH   DFND   11,193 475 0
ISHARES TR NATIONAL MUN ETF 464288414 59 525 SH   DFND   525 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 10 100 SH   DFND   100 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 131 1,311 SH   SOLE   1,311 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 11 80 SH   DFND   80 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 311 2,345 SH   SOLE   2,345 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 130 1,395 SH   SOLE   1,395 0 0
ISHARES TR RUS MD CP GR ETF 464287481 4,027 43,692 SH   SOLE   43,397 295 0
ISHARES TR RUS MD CP GR ETF 464287481 132 1,428 SH   DFND   1,323 105 0
ISHARES TR RUS MDCP VAL ETF 464287473 142 2,000 SH   SOLE   2,000 0 0
ISHARES TR RUS MID-CAP ETF 464287499 868 5,327 SH   SOLE   4,657 670 0
ISHARES TR RUS MID-CAP ETF 464287499 135 830 SH   DFND   830 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 669 6,051 SH   DFND   5,811 240 0
ISHARES TR RUSSELL 2000 ETF 464287655 8,814 79,675 SH   SOLE   77,899 1,776 0
ISHARES TR S&P 100 ETF 464287101 114 1,250 SH   SOLE   1,250 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 639 5,511 SH   DFND   5,176 335 0
ISHARES TR S&P 500 GRWT ETF 464287309 11,351 97,944 SH   SOLE   95,527 2,417 0
ISHARES TR S&P 500 VAL ETF 464287408 390 4,336 SH   DFND   4,036 300 0
ISHARES TR S&P 500 VAL ETF 464287408 5,316 59,118 SH   SOLE   58,730 388 0
ISHARES TR S&P MC 400VL ETF 464287705 74 600 SH   SOLE   600 0 0
ISHARES TR SELECT DIVID ETF 464287168 206 2,520 SH   DFND   2,520 0 0
ISHARES TR SELECT DIVID ETF 464287168 267 3,265 SH   SOLE   2,765 500 0
ISHARES TR TIPS BD ETF 464287176 80 700 SH   SOLE   700 0 0
ISHARES TR U.S. BAS MTL ETF 464287838 22 295 SH   SOLE   295 0 0
ISHARES TR U.S. CNSM GD ETF 464287812 12 110 SH   DFND   0 110 0
ISHARES TR U.S. CNSM GD ETF 464287812 307 2,725 SH   SOLE   2,725 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 9 65 SH   DFND   0 65 0
ISHARES TR U.S. CNSM SV ETF 464287580 187 1,280 SH   SOLE   1,280 0 0
ISHARES TR U.S. ENERGY ETF 464287796 40 1,155 SH   DFND   855 300 0
ISHARES TR U.S. ENERGY ETF 464287796 234 6,735 SH   SOLE   6,735 0 0
ISHARES TR U.S. FINLS ETF 464287788 411 4,855 SH   SOLE   4,855 0 0
ISHARES TR U.S. FINLS ETF 464287788 8 100 SH   DFND   0 100 0
ISHARES TR U.S. INDS ETF 464287754 350 3,268 SH   SOLE   3,268 0 0
ISHARES TR U.S. INDS ETF 464287754 37 345 SH   DFND   270 75 0
ISHARES TR U.S. PFD STK ETF 464288687 1,873 47,976 SH   SOLE   46,016 1,960 0
ISHARES TR U.S. PFD STK ETF 464288687 984 25,210 SH   DFND   25,210 0 0
ISHARES TR U.S. TECH ETF 464287721 6,169 56,855 SH   SOLE   56,195 660 0
ISHARES TR U.S. TECH ETF 464287721 280 2,582 SH   DFND   2,377 205 0
ISHARES TR U.S. TELECOM ETF 464287713 1,039 33,806 SH   SOLE   33,746 60 0
ISHARES TR U.S. TELECOM ETF 464287713 33 1,082 SH   DFND   1,002 80 0
ISHARES TR U.S. UTILITS ETF 464287697 14 115 SH   DFND   100 15 0
ISHARES TR U.S. UTILITS ETF 464287697 238 1,925 SH   SOLE   1,625 300 0
ISHARES TR US HLTHCARE ETF 464287762 641 4,560 SH   SOLE   4,560 0 0
ISHARES TR US HLTHCARE ETF 464287762 78 555 SH   DFND   455 100 0
JETBLUE AIRWAYS CORP COM 477143101 9 428 SH   SOLE   428 0 0
JOHNSON & JOHNSON COM 478160104 310 2,865 SH   DFND   2,865 0 0
JOHNSON & JOHNSON COM 478160104 992 9,165 SH   SOLE   8,820 345 0
JOHNSON CTLS INC COM 478366107 3 66 SH   SOLE   66 0 0
JPMORGAN CHASE & CO COM 46625H100 81 1,360 SH   DFND   1,360 0 0
JPMORGAN CHASE & CO COM 46625H100 1,052 17,762 SH   SOLE   17,012 750 0
KELLOGG CO COM 487836108 31 400 SH   DFND   400 0 0
KELLY SVCS INC CL A 488152208 1,173 61,327 SH   SOLE   61,327 0 0
KEYCORP NEW COM 493267108 2 196 SH   SOLE   196 0 0
KIMBERLY CLARK CORP COM 494368103 240 1,786 SH   DFND   1,786 0 0
KIMBERLY CLARK CORP COM 494368103 429 3,188 SH   SOLE   3,188 0 0
KINDER MORGAN INC DEL COM 49456B101 8 445 SH   SOLE   445 0 0
KINDER MORGAN INC DEL COM 49456B101 12 667 SH   DFND   667 0 0
KRAFT HEINZ CO COM 500754106 479 6,095 SH   DFND   6,095 0 0
KRAFT HEINZ CO COM 500754106 417 5,305 SH   SOLE   5,305 0 0
KROGER CO COM 501044101 23 600 SH   DFND   300 300 0
KROGER CO COM 501044101 11 300 SH   SOLE   300 0 0
L-3 COMMUNICATIONS HLDGS INC COM 502424104 3 26 SH   SOLE   26 0 0
LA Z BOY INC COM 505336107 1,232 46,082 SH   DFND   46,082 0 0
LA Z BOY INC COM 505336107 2,505 93,664 SH   SOLE   93,664 0 0
LAM RESEARCH CORP COM 512807108 7 90 SH   SOLE   90 0 0
LEGGETT & PLATT INC COM 524660107 29 600 SH   DFND   600 0 0
LENNOX INTL INC COM 526107107 4 28 SH   SOLE   28 0 0
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 10 1,920 SH   SOLE   1,920 0 0
LILLY ELI & CO COM 532457108 200 2,775 SH   DFND   2,775 0 0
LILLY ELI & CO COM 532457108 4 62 SH   SOLE   62 0 0
LOCKHEED MARTIN CORP COM 539830109 547 2,469 SH   DFND   2,469 0 0
LOCKHEED MARTIN CORP COM 539830109 406 1,834 SH   SOLE   1,834 0 0
LOWES COS INC COM 548661107 11 141 SH   SOLE   141 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 272 3,175 SH   SOLE   3,175 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 262 3,065 SH   DFND   3,065 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 96 1,400 SH   DFND   1,400 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 179 2,600 SH   SOLE   2,600 0 0
MARATHON OIL CORP COM 565849106 14 1,300 SH   DFND   1,000 300 0
MARATHON OIL CORP COM 565849106 3 300 SH   SOLE   300 0 0
MARATHON PETE CORP COM 56585A102 215 5,784 SH   DFND   5,784 0 0
MARKETAXESS HLDGS INC COM 57060D108 211 1,690 SH   DFND   1,690 0 0
MARKETAXESS HLDGS INC COM 57060D108 1,058 8,473 SH   SOLE   7,973 500 0
MARSH & MCLENNAN COS INC COM 571748102 6 104 SH   SOLE   104 0 0
MARTIN MARIETTA MATLS INC COM 573284106 4 23 SH   SOLE   23 0 0
MASCO CORP COM 574599106 5 157 SH   SOLE   157 0 0
MASTERCARD INC CL A 57636Q104 33 354 SH   SOLE   354 0 0
MBT FINL CORP COM 578877102 15,529 1,929,033 SH   OTR   0 0 1,929,033
MCCORMICK & CO INC COM NON VTG 579780206 80 800 SH   SOLE   800 0 0
MCDONALDS CORP COM 580135101 654 5,205 SH   DFND   5,205 0 0
MCDONALDS CORP COM 580135101 1,657 13,183 SH   SOLE   12,583 600 0
MCKESSON CORP COM 58155Q103 18 112 SH   SOLE   112 0 0
MDU RES GROUP INC COM 552690109 12 600 SH   SOLE   600 0 0
MERCK & CO INC NEW COM 58933Y105 57 1,075 SH   DFND   1,075 0 0
MERCK & CO INC NEW COM 58933Y105 45 850 SH   SOLE   850 0 0
METHODE ELECTRS INC COM 591520200 9 300 SH   SOLE   300 0 0
METLIFE INC COM 59156R108 64 1,446 SH   SOLE   1,446 0 0
MICROSOFT CORP COM 594918104 620 11,225 SH   DFND   11,225 0 0
MICROSOFT CORP COM 594918104 1,607 29,104 SH   SOLE   28,149 955 0
MOLINA HEALTHCARE INC COM 60855R100 10 150 SH   SOLE   150 0 0
MOLSON COORS BREWING CO CL B 60871R209 6 63 SH   SOLE   63 0 0
MONDELEZ INTL INC CL A 609207105 7 164 SH   SOLE   164 0 0
MONSANTO CO NEW COM 61166W101 52 588 SH   SOLE   588 0 0
MORGAN STANLEY COM NEW 617446448 58 2,330 SH   SOLE   2,330 0 0
MURPHY USA INC COM 626755102 13 215 SH   SOLE   215 0 0
MYLAN N V SHS EURO N59465109 991 21,378 SH   SOLE   19,978 1,400 0
MYLAN N V SHS EURO N59465109 74 1,600 SH   DFND   1,600 0 0
NAVISTAR INTL CORP NEW COM 63934E108 1 55 SH   SOLE   55 0 0
NEWS CORP NEW CL A 65249B109 0 14 SH   SOLE   14 0 0
NEXTERA ENERGY INC COM 65339F101 112 950 SH   SOLE   950 0 0
NEXTERA ENERGY INC COM 65339F101 36 300 SH   DFND   300 0 0
NIKE INC CL B 654106103 277 4,500 SH   SOLE   4,500 0 0
NISOURCE INC COM 65473P105 4 190 SH   SOLE   190 0 0
NOBLE CORP PLC SHS USD G65431101 4 400 SH   DFND   400 0 0
NOBLE CORP PLC SHS USD G65431101 5 500 SH   SOLE   500 0 0
NORFOLK SOUTHERN CORP COM 655844108 285 3,428 SH   DFND   3,428 0 0
NORFOLK SOUTHERN CORP COM 655844108 80 962 SH   SOLE   962 0 0
NORTHROP GRUMMAN CORP COM 666807102 432 2,183 SH   DFND   2,183 0 0
NORTHROP GRUMMAN CORP COM 666807102 2 10 SH   SOLE   10 0 0
NOVARTIS A G SPONSORED ADR 66987V109 53 725 SH   SOLE   725 0 0
NOVARTIS A G SPONSORED ADR 66987V109 14 200 SH   DFND   200 0 0
NOVO-NORDISK A S ADR 670100205 27 500 SH   SOLE   500 0 0
NUCOR CORP COM 670346105 12 250 SH   SOLE   250 0 0
NUVEEN MICH QUALITY INCOME M COM 670979103 26 1,800 SH   SOLE   1,800 0 0
NVR INC COM 62944T105 10 6 SH   SOLE   6 0 0
NXP SEMICONDUCTORS N V COM N6596X109 3 43 SH   SOLE   43 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 11 164 SH   SOLE   164 0 0
OCEANEERING INTL INC COM 675232102 1 25 SH   DFND   25 0 0
OCEANEERING INTL INC COM 675232102 501 15,087 SH   SOLE   14,592 495 0
OMNICELL INC COM 68213N109 1,034 37,101 SH   SOLE   36,026 1,075 0
ORACLE CORP COM 68389X105 150 3,675 SH   DFND   3,675 0 0
ORACLE CORP COM 68389X105 1,056 25,821 SH   SOLE   24,851 970 0
OWENS CORNING NEW COM 690742101 12 250 SH   SOLE   250 0 0
PACCAR INC COM 693718108 5 93 SH   SOLE   93 0 0
Paragon Offshore PLC Com G6S01W108 0 133 SH   DFND   133 0 0
People's Jewelry Company Com 993002211 0 1,384 SH   SOLE   1,384 0 0
PEPSICO INC COM 713448108 1,482 14,462 SH   SOLE   14,368 94 0
PEPSICO INC COM 713448108 594 5,800 SH   DFND   5,800 0 0
PFIZER INC COM 717081103 422 14,235 SH   DFND   14,235 0 0
PFIZER INC COM 717081103 1,115 37,628 SH   SOLE   37,043 585 0
PG&E CORP COM 69331C108 597 9,999 SH   SOLE   9,999 0 0
PG&E CORP COM 69331C108 87 1,465 SH   DFND   1,465 0 0
PHILIP MORRIS INTL INC COM 718172109 470 4,790 SH   DFND   4,790 0 0
PHILIP MORRIS INTL INC COM 718172109 1,578 16,085 SH   SOLE   15,360 725 0
PHILLIPS 66 COM 718546104 18 213 SH   DFND   213 0 0
PINNACLE WEST CAP CORP COM 723484101 405 5,400 SH   DFND   5,400 0 0
PIONEER NAT RES CO COM 723787107 4 27 SH   SOLE   27 0 0
PNC FINL SVCS GROUP INC COM 693475105 14 171 SH   SOLE   171 0 0
PNC FINL SVCS GROUP INC COM 693475105 11 125 SH   DFND   125 0 0
POOL CORPORATION COM 73278L105 744 8,481 SH   SOLE   8,156 325 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 30 275 SH   DFND   275 0 0
PPL CORP COM 69351T106 387 10,165 SH   DFND   10,165 0 0
PRA GROUP INC COM 69354N106 627 21,338 SH   SOLE   20,598 740 0
PROCTER & GAMBLE CO COM 742718109 1,435 17,435 SH   SOLE   16,755 680 0
PROCTER & GAMBLE CO COM 742718109 160 1,945 SH   DFND   1,945 0 0
PROGRESSIVE CORP OHIO COM 743315103 17 475 SH   SOLE   475 0 0
PRUDENTIAL FINL INC COM 744320102 29 400 SH   SOLE   400 0 0
QUALCOMM INC COM 747525103 774 15,133 SH   SOLE   14,733 400 0
QUALCOMM INC COM 747525103 15 300 SH   DFND   300 0 0
QUANEX BUILDING PRODUCTS COR COM 747619104 35 2,025 SH   SOLE   2,025 0 0
RAYTHEON CO COM NEW 755111507 13 109 SH   SOLE   109 0 0
REALTY INCOME CORP COM 756109104 56 900 SH   DFND   900 0 0
REPUBLIC SVCS INC COM 760759100 18 375 SH   SOLE   375 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 35 903 SH   SOLE   903 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 9 150 SH   DFND   150 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 20 350 SH   SOLE   350 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 23 460 SH   DFND   460 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 245 5,060 SH   DFND   5,060 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 306 6,307 SH   SOLE   6,232 75 0
SANMINA CORPORATION COM 801056102 11 490 SH   SOLE   490 0 0
SCHLUMBERGER LTD COM 806857108 34 456 SH   SOLE   456 0 0
SCHWAB CHARLES CORP NEW COM 808513105 7 264 SH   SOLE   264 0 0
SELECT COMFORT CORP COM 81616X103 434 22,379 SH   SOLE   21,294 1,085 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 154 1,946 SH   DFND   1,946 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,210 27,945 SH   SOLE   27,530 415 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 134 2,530 SH   DFND   2,530 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,847 34,806 SH   SOLE   34,216 590 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 163 2,410 SH   DFND   2,410 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,392 50,050 SH   SOLE   49,775 275 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 148 2,387 SH   DFND   2,332 55 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 1,808 29,219 SH   SOLE   29,039 180 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 137 6,104 SH   DFND   5,934 170 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,574 69,951 SH   SOLE   68,451 1,500 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,056 19,038 SH   SOLE   18,755 283 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 104 1,876 SH   DFND   1,866 10 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 192 3,878 SH   DFND   3,878 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,921 58,861 SH   SOLE   58,531 330 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 189 4,228 SH   SOLE   4,203 25 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 15 345 SH   DFND   315 30 0
SELECTIVE INS GROUP INC COM 816300107 11 310 SH   SOLE   310 0 0
SEMPRA ENERGY COM 816851109 73 700 SH   DFND   700 0 0
SIGNET JEWELERS LIMITED SHS G81276100 236 1,903 SH   SOLE   1,903 0 0
SLM Corp Nt Lkd Flt Rt 1. Pfd Stk 78442P403 12 500 SH   SOLE   500 0 0
SMUCKER J M CO COM NEW 832696405 65 500 SH   SOLE   500 0 0
SMUCKER J M CO COM NEW 832696405 26 200 SH   DFND   200 0 0
SNAP ON INC COM 833034101 87 552 SH   DFND   552 0 0
SNAP ON INC COM 833034101 1,697 10,808 SH   SOLE   10,573 235 0
South32 Ltd ADR Com 84473L105 1 140 SH   DFND   140 0 0
South32 Ltd ADR Com 84473L105 0 80 SH   SOLE   80 0 0
SOUTHERN CO COM 842587107 100 1,930 SH   DFND   1,930 0 0
SOUTHERN CO COM 842587107 21 400 SH   SOLE   400 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 18 100 SH   DFND   100 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 18 100 SH   SOLE   100 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 12 100 SH   SOLE   0 100 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 91 445 SH   SOLE   445 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 5,305 154,903 SH   SOLE   151,128 3,775 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 711 20,764 SH   DFND   20,474 290 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 6,792 121,844 SH   SOLE   118,685 3,159 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 369 6,626 SH   DFND   6,361 265 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 58 725 SH   SOLE   725 0 0
SPECTRA ENERGY CORP COM 847560109 84 2,750 SH   DFND   2,750 0 0
STANLEY BLACK & DECKER INC COM 854502101 7 65 SH   SOLE   65 0 0
STARBUCKS CORP COM 855244109 90 1,515 SH   SOLE   1,515 0 0
STRYKER CORP COM 863667101 54 500 SH   DFND   500 0 0
SVB FINL GROUP COM 78486Q101 3 25 SH   SOLE   25 0 0
SYKES ENTERPRISES INC COM 871237103 11 353 SH   SOLE   353 0 0
SYNCHRONY FINL COM 87165B103 12 431 SH   SOLE   431 0 0
SYSCO CORP COM 871829107 44 950 SH   DFND   950 0 0
TALEN ENERGY CORP COM 87422J105 1 125 SH   DFND   125 0 0
TCW STRATEGIC INCOME FUND IN COM 872340104 28 5,400 SH   DFND   5,400 0 0
TE CONNECTIVITY LTD REG SHS H84989104 3 53 SH   SOLE   53 0 0
TECH DATA CORP COM 878237106 11 143 SH   SOLE   143 0 0
TEMPLETON DRAGON FD INC COM 88018T101 42 2,479 SH   SOLE   2,479 0 0
Templeton Global Bond Fd-A Com 880208103 4 345 SH   SOLE   345 0 0
TENNECO INC COM 880349105 11 219 SH   SOLE   219 0 0
TESORO CORP COM 881609101 7 80 SH   SOLE   80 0 0
TEXAS INSTRS INC COM 882508104 6 101 SH   SOLE   101 0 0
TEXTRON INC COM 883203101 11 315 SH   SOLE   315 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 21 150 SH   SOLE   150 0 0
TIME INC NEW COM 887228104 1 41 SH   SOLE   41 0 0
TIME WARNER CABLE INC COM 88732J207 17 83 SH   SOLE   83 0 0
TIME WARNER INC COM NEW 887317303 35 476 SH   SOLE   476 0 0
TJX COS INC NEW COM 872540109 4 53 SH   SOLE   53 0 0
TJX COS INC NEW COM 872540109 47 600 SH   DFND   600 0 0
TRAVELERS COMPANIES INC COM 89417E109 17 142 SH   SOLE   142 0 0
TWENTY FIRST CENTY FOX INC CL A 90130A101 5 193 SH   SOLE   193 0 0
U S SILICA HLDGS INC COM 90346E103 554 24,375 SH   SOLE   23,315 1,060 0
U S SILICA HLDGS INC COM 90346E103 40 1,742 SH   DFND   1,742 0 0
UNDER ARMOUR INC CL A 904311107 17 200 SH   DFND   200 0 0
UNION PAC CORP COM 907818108 224 2,820 SH   DFND   2,820 0 0
UNION PAC CORP COM 907818108 3 35 SH   SOLE   35 0 0
UNITED CONTL HLDGS INC COM 910047109 6 108 SH   SOLE   108 0 0
UNITED PARCEL SERVICE INC CL B 911312106 332 3,150 SH   DFND   3,150 0 0
UNITED PARCEL SERVICE INC CL B 911312106 370 3,512 SH   SOLE   3,512 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,066 10,647 SH   SOLE   10,422 225 0
UNITED TECHNOLOGIES CORP COM 913017109 107 1,065 SH   DFND   1,065 0 0
UNITEDHEALTH GROUP INC COM 91324P102 158 1,222 SH   SOLE   1,222 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100 13 105 SH   SOLE   105 0 0
UNIVERSAL INS HLDGS INC COM 91359V107 7 390 SH   SOLE   390 0 0
US BANCORP DEL COM NEW 902973304 37 900 SH   DFND   900 0 0
VALERO ENERGY CORP NEW COM 91913Y100 32 500 SH   DFND   500 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 12,205 141,477 SH   SOLE   138,352 3,125 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 794 9,202 SH   DFND   8,837 365 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 38 462 SH   SOLE   462 0 0
VANGUARD INDEX FDS REIT ETF 922908553 2,954 35,253 SH   SOLE   34,598 655 0
VANGUARD INDEX FDS REIT ETF 922908553 631 7,535 SH   DFND   7,475 60 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 77 1,778 SH   SOLE   1,778 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 14 400 SH   SOLE   400 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 15 300 SH   SOLE   300 0 0
Vanguard Mid-Cap Index Admiral Com 922908645 2,734 18,212 SH   SOLE   17,766 446 0
Vanguard Mid-Cap Index Admiral Com 922908645 39 260 SH   DFND   96 163 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 29 357 SH   SOLE   357 0 0
Vanguard Wellington Adm Com 921935201 20 306 SH   SOLE   306 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 2,009 29,102 SH   DFND   29,102 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 7,376 106,837 SH   SOLE   104,972 1,865 0
VERIZON COMMUNICATIONS INC COM 92343V104 488 9,031 SH   DFND   9,031 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,272 23,517 SH   SOLE   22,742 775 0
VERTEX PHARMACEUTICALS INC COM 92532F100 4 48 SH   SOLE   48 0 0
VISA INC COM CL A 92826C839 5 60 SH   SOLE   60 0 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 12 381 SH   DFND   381 0 0
WAL-MART STORES INC COM 931142103 9 127 SH   SOLE   127 0 0
WAL-MART STORES INC COM 931142103 15 225 SH   DFND   225 0 0
WASTE MGMT INC DEL COM 94106L109 720 12,204 SH   SOLE   11,304 900 0
WASTE MGMT INC DEL COM 94106L109 446 7,561 SH   DFND   7,561 0 0
WELLS FARGO & CO NEW COM 949746101 1,016 21,000 SH   SOLE   20,280 720 0
WELLS FARGO & CO NEW COM 949746101 19 400 SH   DFND   400 0 0
WELLS FARGO UTILITIES AND HI WF UTILITIES INC 94987E109 28 2,150 SH   SOLE   2,150 0 0
WELLS FARGO UTILITIES AND HI WF UTILITIES INC 94987E109 98 7,655 SH   DFND   7,655 0 0
WELLTOWER INC COM 95040Q104 153 2,200 SH   DFND   2,200 0 0
WELLTOWER INC COM 95040Q104 61 881 SH   SOLE   881 0 0
WENDYS CO COM 95058W100 39 3,536 SH   SOLE   3,536 0 0
WESTAR ENERGY INC COM 95709T100 62 1,250 SH   DFND   1,250 0 0
WESTERN ASSET CLYM INFL OPP COM 95766R104 6 500 SH   SOLE   500 0 0
WESTERN REFNG INC COM 959319104 8 270 SH   SOLE   270 0 0
WEYERHAEUSER CO COM 962166104 15 480 SH   DFND   480 0 0
WINDSTREAM HLDGS INC COM NEW 97382A200 3 333 SH   DFND   333 0 0
WINDSTREAM HLDGS INC COM NEW 97382A200 3 432 SH   SOLE   432 0 0
WISDOMTREE TR INTL DIV EX FINL 97717W786 189 4,929 SH   SOLE   4,929 0 0
XL GROUP PLC SHS G98290102 20 550 SH   SOLE   550 0 0
YAMANA GOLD INC COM 98462Y100 23 7,425 SH   DFND   7,425 0 0