The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 108 720 SH   DFND   670 50 0
3M CO COM 88579Y101 826 5,486 SH   SOLE   5,341 145 0
ABBOTT LABS COM 002824100 56 1,250 SH   DFND   1,250 0 0
ABBVIE INC COM 00287Y109 74 1,250 SH   DFND   1,250 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 68 650 SH   DFND   650 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 129 1,238 SH   SOLE   1,238 0 0
AIR PRODS & CHEMS INC COM 009158106 39 300 SH   DFND   300 0 0
ALLIANCEBERNSTEIN INCOME FUN COM 01881E101 23 3,000 SH   DFND   3,000 0 0
ALLSTATE CORP COM 020002101 95 1,536 SH   SOLE   1,536 0 0
ALPHABET INC CAP STK CL A 02079K305 12 15 SH   DFND   0 15 0
ALPHABET INC CAP STK CL A 02079K305 446 573 SH   SOLE   558 15 0
ALPHABET INC CAP STK CL C 02079k107 171 225 SH   SOLE   210 15 0
ALTRIA GROUP INC COM 02209S103 582 10,000 SH   DFND   10,000 0 0
ALTRIA GROUP INC COM 02209S103 1,147 19,700 SH   SOLE   18,607 1,093 0
AMAZON COM INC COM 023135106 68 100 SH   SOLE   100 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 22 1,540 SH   SOLE   1,540 0 0
AMERICAN ELEC PWR INC COM 025537101 470 8,074 SH   DFND   8,074 0 0
AMERICAN ELEC PWR INC COM 025537101 574 9,859 SH   SOLE   9,398 461 0
AMERICAN EXPRESS CO COM 025816109 3 45 SH   SOLE   45 0 0
ANDERSONS INC COM 034164103 7 230 SH   DFND   0 230 0
ANDERSONS INC COM 034164103 7 230 SH   SOLE   230 0 0
APACHE CORP COM 037411105 18 400 SH   DFND   400 0 0
APACHE CORP COM 037411105 9 200 SH   SOLE   200 0 0
APPLE INC COM 037833100 113 1,075 SH   DFND   975 100 0
APPLE INC COM 037833100 2,280 21,660 SH   SOLE   21,010 650 0
AT&T INC COM 00206R102 1,237 35,958 SH   SOLE   34,654 1,304 0
AT&T INC COM 00206R102 558 16,210 SH   DFND   16,035 175 0
ATMOS ENERGY CORP COM 049560105 10 160 SH   SOLE   160 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 604 7,135 SH   DFND   7,135 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 372 4,395 SH   SOLE   4,225 170 0
AVNET INC COM 053807103 11 260 SH   SOLE   260 0 0
BANCFIRST CORP COM 05945F103 836 14,263 SH   SOLE   13,993 270 0
BANCFIRST CORP COM 05945F103 311 5,300 SH   DFND   5,150 150 0
BANK AMER CORP COM 060505104 8 450 SH   SOLE   450 0 0
BANK MONTREAL QUE COM 063671101 11 200 SH   SOLE   200 0 0
BANK OF THE OZARKS INC COM 063904106 14 280 SH   DFND   80 200 0
BANK OF THE OZARKS INC COM 063904106 1,507 30,467 SH   SOLE   29,497 970 0
BARD C R INC COM 067383109 111 585 SH   SOLE   585 0 0
BAXALTA INC COM 07177m103 33 853 SH   SOLE   853 0 0
BAXTER INTL INC COM 071813109 32 843 SH   SOLE   843 0 0
BECTON DICKINSON & CO COM 075887109 31 200 SH   DFND   200 0 0
BECTON DICKINSON & CO COM 075887109 31 200 SH   SOLE   200 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 17 125 SH   DFND   75 50 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 563 4,266 SH   SOLE   4,146 120 0
BHP BILLITON LTD SPONSORED ADR 088606108 9 350 SH   DFND   350 0 0
BLACK HILLS CORP COM 092113109 23 500 SH   DFND   500 0 0
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 58 4,144 SH   SOLE   4,144 0 0
BOEING CO COM 097023105 11 75 SH   DFND   75 0 0
BOEING CO COM 097023105 20 140 SH   SOLE   140 0 0
BP PLC SPONSORED ADR 055622104 166 5,300 SH   DFND   5,300 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 123 1,795 SH   SOLE   1,795 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 85 1,235 SH   DFND   1,235 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 10 150 SH   SOLE   150 0 0
CABELAS INC COM 126804301 5 100 SH   SOLE   100 0 0
CAL MAINE FOODS INC COM NEW 128030202 340 7,335 SH   DFND   7,335 0 0
CAL MAINE FOODS INC COM NEW 128030202 980 21,152 SH   SOLE   20,312 840 0
CARDINAL HEALTH INC COM 14149Y108 11 128 SH   SOLE   128 0 0
CARNIVAL CORP PAIRED CTF 143658300 5 100 SH   SOLE   100 0 0
CASEYS GEN STORES INC COM 147528103 12 97 SH   SOLE   97 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 20 300 SH   SOLE   300 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 9 130 SH   DFND   130 0 0
CDW CORP COM 12514G108 11 257 SH   SOLE   257 0 0
CENTERPOINT ENERGY INC COM 15189T107 465 25,316 SH   SOLE   24,363 953 0
CENTERPOINT ENERGY INC COM 15189T107 134 7,295 SH   DFND   7,295 0 0
CHEVRON CORP NEW COM 166764100 417 4,640 SH   DFND   4,640 0 0
CHEVRON CORP NEW COM 166764100 1,040 11,566 SH   SOLE   11,087 479 0
CINCINNATI FINL CORP COM 172062101 30 500 SH   DFND   500 0 0
CINCINNATI FINL CORP COM 172062101 18 300 SH   SOLE   300 0 0
CISCO SYS INC COM 17275R102 158 5,810 SH   DFND   5,810 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG ENH SHT DU 18383M654 359 7,210 SH   DFND   6,820 390 0
CLAYMORE EXCHANGE TRD FD TR GUGG ENH SHT DU 18383M654 5,808 116,496 SH   SOLE   113,531 2,965 0
CLOROX CO DEL COM 189054109 127 1,000 SH   SOLE   1,000 0 0
CMS ENERGY CORP COM 125896100 18 500 SH   SOLE   500 0 0
COCA COLA CO COM 191216100 343 7,992 SH   SOLE   7,992 0 0
COCA COLA CO COM 191216100 73 1,700 SH   DFND   1,700 0 0
COLGATE PALMOLIVE CO COM 194162103 86 1,296 SH   SOLE   1,296 0 0
COMCAST CORP NEW CL A 20030N101 83 1,475 SH   DFND   1,400 75 0
COMCAST CORP NEW CL A 20030N101 447 7,915 SH   SOLE   7,685 230 0
COMERICA INC COM 200340107 17 400 SH   SOLE   400 0 0
COMMUNICATIONS SALES&LEAS IN COM 20341J104 7 400 SH   DFND   400 0 0
COMMUNICATIONS SALES&LEAS IN COM 20341J104 10 518 SH   SOLE   518 0 0
CONAGRA FOODS INC COM 205887102 447 10,600 SH   DFND   10,600 0 0
CONOCOPHILLIPS COM 20825C104 36 775 SH   DFND   775 0 0
CONOCOPHILLIPS COM 20825C104 9 200 SH   SOLE   200 0 0
CORE LABORATORIES N V COM N22717107 55 505 SH   DFND   505 0 0
CORE LABORATORIES N V COM N22717107 961 8,835 SH   SOLE   8,600 235 0
COSTCO WHSL CORP NEW COM 22160K105 16 100 SH   SOLE   100 0 0
CREDIT SUISSE HIGH YLD BND F SH BEN INT 22544F103 27 11,850 SH   DFND   11,850 0 0
CREDIT SUISSE HIGH YLD BND F SH BEN INT 22544F103 25 10,909 SH   SOLE   10,909 0 0
CUMMINS INC COM 231021106 5 60 SH   SOLE   60 0 0
DANAHER CORP DEL COM 235851102 1,355 14,588 SH   SOLE   14,093 495 0
DANAHER CORP DEL COM 235851102 81 875 SH   DFND   750 125 0
DEAN FOODS CO NEW COM NEW 242370203 10 597 SH   SOLE   597 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 22 200 SH   DFND   200 0 0
DISCOVER FINL SVCS COM 254709108 21 390 SH   SOLE   390 0 0
DISNEY WALT CO COM DISNEY 254687106 63 600 SH   SOLE   600 0 0
DOMINION RES INC VA NEW COM 25746U109 54 800 SH   DFND   800 0 0
DOMINION RES INC VA NEW COM 25746U109 67 990 SH   SOLE   990 0 0
DOW CHEM CO COM 260543103 543 10,544 SH   SOLE   10,544 0 0
DOW CHEM CO COM 260543103 89 1,738 SH   DFND   1,738 0 0
DTE ENERGY CO COM 233331107 131 1,636 SH   DFND   1,420 216 0
DTE ENERGY CO COM 233331107 283 3,528 SH   SOLE   3,528 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 63 950 SH   DFND   950 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 268 4,026 SH   SOLE   3,814 212 0
DUKE ENERGY CORP NEW COM NEW 26441c204 174 2,435 SH   DFND   2,435 0 0
EATON CORP PLC SHS G29183103 10 200 SH   SOLE   200 0 0
EDGEWELL PERS CARE CO COM 28035Q102 8 100 SH   SOLE   100 0 0
EMPLOYERS HOLDINGS INC COM 292218104 11 420 SH   SOLE   420 0 0
ENERGEN CORP COM 29265N108 5 125 SH   SOLE   125 0 0
ENERGY RECOVERY INC COM 29270J100 71 10,000 SH   SOLE   10,000 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 224 6,650 SH   DFND   6,650 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 13 400 SH   SOLE   400 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 43 1,700 SH   DFND   1,700 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 74 2,900 SH   SOLE   2,900 0 0
EXELON CORP COM 30161N101 11 400 SH   DFND   400 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 698 7,989 SH   SOLE   7,506 483 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 2 21 SH   DFND   21 0 0
EXXON MOBIL CORP COM 30231G102 136 1,750 SH   DFND   1,750 0 0
EXXON MOBIL CORP COM 30231G102 1,671 21,443 SH   SOLE   20,769 674 0
FIFTH THIRD BANCORP COM 316773100 9 450 SH   SOLE   450 0 0
FIRST HORIZON NATL CORP COM 320517105 0 4 SH   SOLE   4 0 0
FIRST TR ENERGY INCOME & GRW COM 33738G104 227 9,880 SH   DFND   9,755 125 0
FIRST TR ENERGY INCOME & GRW COM 33738G104 1,094 47,558 SH   SOLE   45,102 2,456 0
FIRSTENERGY CORP COM 337932107 25 800 SH   DFND   800 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 61 4,327 SH   DFND   0 4,327 0
FORD MTR CO DEL COM PAR $0.01 345370860 542 38,488 SH   SOLE   34,138 4,350 0
GABELLI EQUITY TR INC COM 362397101 8 1,530 SH   DFND   0 1,530 0
GABELLI EQUITY TR INC COM 362397101 8 1,530 SH   SOLE   1,530 0 0
GENERAL DYNAMICS CORP COM 369550108 10 70 SH   SOLE   70 0 0
GENERAL ELECTRIC CO COM 369604103 299 9,600 SH   DFND   9,600 0 0
GENERAL ELECTRIC CO COM 369604103 190 6,097 SH   SOLE   6,097 0 0
GENERAL MLS INC COM 370334104 138 2,390 SH   DFND   2,340 50 0
GENERAL MLS INC COM 370334104 783 13,581 SH   SOLE   13,061 520 0
GENUINE PARTS CO COM 372460105 462 5,375 SH   DFND   5,375 0 0
GENUINE PARTS CO COM 372460105 668 7,782 SH   SOLE   7,579 203 0
GILEAD SCIENCES INC COM 375558103 30 300 SH   SOLE   300 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 61 1,500 SH   DFND   1,500 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 250 1,385 SH   SOLE   1,385 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 11 343 SH   SOLE   343 0 0
GRAND CANYON ED INC COM 38526M106 701 17,464 SH   SOLE   17,079 385 0
GREAT PLAINS ENERGY INC COM 391164100 592 21,670 SH   DFND   21,670 0 0
GREAT PLAINS ENERGY INC COM 391164100 28 1,029 SH   SOLE   1,029 0 0
HALLIBURTON CO COM 406216101 7 200 SH   SOLE   200 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT 41013W108 293 14,625 SH   DFND   14,625 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT 41013W108 128 6,418 SH   SOLE   6,418 0 0
HCA HOLDINGS INC COM 40412C101 11 160 SH   SOLE   160 0 0
HEALTH NET INC COM 42222G108 12 170 SH   SOLE   170 0 0
HECLA MNG CO COM 422704106 13 7,000 SH   DFND   7,000 0 0
HELMERICH & PAYNE INC COM 423452101 1,016 18,972 SH   SOLE   18,130 842 0
HELMERICH & PAYNE INC COM 423452101 363 6,785 SH   DFND   6,785 0 0
HEXCEL CORP NEW COM 428291108 50 1,083 SH   DFND   883 200 0
HEXCEL CORP NEW COM 428291108 1,261 27,149 SH   SOLE   26,283 866 0
HOME DEPOT INC COM 437076102 458 3,465 SH   DFND   3,465 0 0
HONEYWELL INTL INC COM 438516106 26 250 SH   DFND   250 0 0
HONEYWELL INTL INC COM 438516106 31 295 SH   SOLE   295 0 0
HUNTINGTON INGALLS INDS INC COM 446413106 14 111 SH   SOLE   111 0 0
ILLINOIS TOOL WKS INC COM 452308109 28 300 SH   DFND   300 0 0
ILLINOIS TOOL WKS INC COM 452308109 53 572 SH   SOLE   572 0 0
INGLES MKTS INC CL A 457030104 9 213 SH   SOLE   213 0 0
INNOSPEC INC COM 45768S105 10 189 SH   SOLE   189 0 0
INSIGHT ENTERPRISES INC COM 45765U103 13 505 SH   SOLE   505 0 0
INTEL CORP COM 458140100 558 16,205 SH   DFND   15,955 250 0
INTEL CORP COM 458140100 597 17,332 SH   SOLE   16,801 531 0
INTERNATIONAL BUSINESS MACHS COM 459200101 470 3,417 SH   SOLE   3,252 165 0
INTERNATIONAL BUSINESS MACHS COM 459200101 83 605 SH   DFND   565 40 0
ISHARES MSCI CDA ETF 464286509 11 500 SH   SOLE   500 0 0
ISHARES MSCI PAC JP ETF 464286665 12 300 SH   DFND   300 0 0
ISHARES MSCI PAC JP ETF 464286665 86 2,250 SH   SOLE   2,250 0 0
ISHARES GOLD TRUST ISHARES 464285105 10 1,000 SH   DFND   1,000 0 0
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 2 150 SH   DFND   150 0 0
ISHARES TR 1-3 YR CR BD ET 464288646 437 4,180 SH   SOLE   4,180 0 0
ISHARES TR COHEN&STEER REI 464287564 6 60 SH   DFND   60 0 0
ISHARES TR CORE S&P SCP ET 464287804 55 500 SH   SOLE   500 0 0
ISHARES TR CORE S&P500 ETF 464287200 567 2,766 SH   SOLE   2,766 0 0
ISHARES TR CORE US AGGBD E 464287226 4,407 40,805 SH   DFND   39,620 1,185 0
ISHARES TR CORE US AGGBD E 464287226 46,358 429,200 SH   SOLE   415,695 13,505 0
ISHARES TR CORE US CR BD 464288620 37 350 SH   DFND   350 0 0
ISHARES TR CORE US CR BD 464288620 223 2,087 SH   SOLE   2,087 0 0
ISHARES TR IBOXX HI YD ETF 464288513 2 20 SH   DFND   0 20 0
ISHARES TR IBOXX HI YD ETF 464288513 66 825 SH   SOLE   825 0 0
ISHARES TR INTL SEL DIV ET 464288448 439 15,275 SH   DFND   14,855 420 0
ISHARES TR INTL SEL DIV ET 464288448 1,546 53,866 SH   SOLE   52,401 1,465 0
ISHARES TR JP MOR EM MK ET 464288281 325 3,070 SH   DFND   2,990 80 0
ISHARES TR JP MOR EM MK ET 464288281 3,973 37,557 SH   SOLE   36,252 1,305 0
ISHARES TR MBS ETF 464288588 27 250 SH   DFND   250 0 0
ISHARES TR MICRO-CAP ETF 464288869 5,969 82,785 SH   SOLE   81,315 1,470 0
ISHARES TR MICRO-CAP ETF 464288869 373 5,170 SH   DFND   4,460 710 0
ISHARES TR MSCI EAFE ETF 464287465 4,189 71,344 SH   SOLE   69,589 1,755 0
ISHARES TR MSCI EAFE ETF 464287465 260 4,421 SH   DFND   3,731 690 0
ISHARES TR MSCI EMG MKT ET 464287234 369 11,454 SH   DFND   10,904 550 0
ISHARES TR MSCI EMG MKT ET 464287234 5,129 159,344 SH   SOLE   154,689 4,655 0
ISHARES TR NAT AMT FREE BD 464288414 58 525 SH   DFND   525 0 0
ISHARES TR RUS 1000 GRW ET 464287614 10 100 SH   DFND   100 0 0
ISHARES TR RUS 1000 GRW ET 464287614 170 1,706 SH   SOLE   1,706 0 0
ISHARES TR RUS 2000 GRW ET 464287648 11 80 SH   DFND   80 0 0
ISHARES TR RUS 2000 GRW ET 464287648 327 2,345 SH   SOLE   2,345 0 0
ISHARES TR RUS 2000 VAL ET 464287630 128 1,395 SH   SOLE   1,395 0 0
ISHARES TR RUS MD CP GR ET 464287481 170 1,847 SH   DFND   1,362 485 0
ISHARES TR RUS MD CP GR ET 464287481 4,007 43,590 SH   SOLE   43,165 425 0
ISHARES TR RUS MDCP VAL ET 464287473 137 2,000 SH   SOLE   2,000 0 0
ISHARES TR RUS MID-CAP ETF 464287499 133 830 SH   DFND   830 0 0
ISHARES TR RUS MID-CAP ETF 464287499 887 5,535 SH   SOLE   4,865 670 0
ISHARES TR RUSSELL 2000 ET 464287655 9,158 81,322 SH   SOLE   79,271 2,051 0
ISHARES TR RUSSELL 2000 ET 464287655 716 6,361 SH   DFND   5,821 540 0
ISHARES TR S&P 100 ETF 464287101 114 1,250 SH   SOLE   1,250 0 0
ISHARES TR S&P 500 GRWT ET 464287309 10,527 90,904 SH   SOLE   88,252 2,652 0
ISHARES TR S&P 500 GRWT ET 464287309 739 6,386 SH   DFND   5,351 1,035 0
ISHARES TR S&P 500 VAL ETF 464287408 5,259 59,398 SH   SOLE   58,690 708 0
ISHARES TR S&P 500 VAL ETF 464287408 433 4,896 SH   DFND   4,096 800 0
ISHARES TR S&P MC 400VL ET 464287705 70 600 SH   SOLE   600 0 0
ISHARES TR SELECT DIVID ET 464287168 227 3,015 SH   SOLE   2,515 500 0
ISHARES TR SELECT DIVID ET 464287168 212 2,820 SH   DFND   2,520 300 0
ISHARES TR TIPS BD ETF 464287176 77 700 SH   SOLE   700 0 0
ISHARES TR U.S. BAS MTL ET 464287838 21 295 SH   SOLE   295 0 0
ISHARES TR U.S. CNSM GD ET 464287812 272 2,505 SH   SOLE   2,505 0 0
ISHARES TR U.S. CNSM GD ET 464287812 12 110 SH   DFND   0 110 0
ISHARES TR U.S. CNSM SV ET 464287580 9 65 SH   DFND   0 65 0
ISHARES TR U.S. CNSM SV ET 464287580 164 1,135 SH   SOLE   1,135 0 0
ISHARES TR U.S. ENERGY ETF 464287796 39 1,155 SH   DFND   855 300 0
ISHARES TR U.S. ENERGY ETF 464287796 211 6,245 SH   SOLE   6,245 0 0
ISHARES TR U.S. FINLS ETF 464287788 9 100 SH   DFND   0 100 0
ISHARES TR U.S. FINLS ETF 464287788 426 4,825 SH   SOLE   4,825 0 0
ISHARES TR U.S. INDS ETF 464287754 36 345 SH   DFND   270 75 0
ISHARES TR U.S. INDS ETF 464287754 306 2,978 SH   SOLE   2,978 0 0
ISHARES TR U.S. PFD STK ET 464288687 1,940 49,939 SH   SOLE   46,724 3,215 0
ISHARES TR U.S. PFD STK ET 464288687 991 25,510 SH   DFND   25,405 105 0
ISHARES TR U.S. TECH ETF 464287721 308 2,882 SH   DFND   2,492 390 0
ISHARES TR U.S. TECH ETF 464287721 5,937 55,475 SH   SOLE   54,700 775 0
ISHARES TR U.S. TELECOM ET 464287713 36 1,257 SH   DFND   1,032 225 0
ISHARES TR U.S. TELECOM ET 464287713 1,048 36,399 SH   SOLE   36,339 60 0
ISHARES TR U.S. UTILITS ET 464287697 12 115 SH   DFND   100 15 0
ISHARES TR U.S. UTILITS ET 464287697 207 1,915 SH   SOLE   1,615 300 0
ISHARES TR US HLTHCARE ETF 464287762 83 555 SH   DFND   455 100 0
ISHARES TR US HLTHCARE ETF 464287762 656 4,375 SH   SOLE   4,375 0 0
JETBLUE AIRWAYS CORP COM 477143101 10 428 SH   SOLE   428 0 0
JOHNSON & JOHNSON COM 478160104 302 2,940 SH   DFND   2,865 75 0
JOHNSON & JOHNSON COM 478160104 980 9,538 SH   SOLE   9,163 375 0
JPMORGAN CHASE & CO COM 46625H100 90 1,360 SH   DFND   1,360 0 0
JPMORGAN CHASE & CO COM 46625H100 1,168 17,682 SH   SOLE   16,887 795 0
KELLOGG CO COM 487836108 29 400 SH   DFND   400 0 0
KELLY SVCS INC CL A 488152208 990 61,327 SH   SOLE   61,327 0 0
KIMBERLY CLARK CORP COM 494368103 431 3,383 SH   DFND   3,383 0 0
KIMBERLY CLARK CORP COM 494368103 453 3,555 SH   SOLE   3,430 125 0
KINDER MORGAN INC DEL COM 49456B101 10 667 SH   DFND   667 0 0
KINDER MORGAN INC DEL COM 49456B101 7 445 SH   SOLE   445 0 0
KRAFT HEINZ CO COM 500754106 465 6,385 SH   DFND   6,115 270 0
KRAFT HEINZ CO COM 500754106 428 5,884 SH   SOLE   5,622 262 0
KROGER CO COM 501044101 13 300 SH   DFND   300 0 0
LA Z BOY INC COM 505336107 2,287 93,664 SH   SOLE   93,664 0 0
LA Z BOY INC COM 505336107 1,125 46,082 SH   DFND   46,082 0 0
LEGGETT & PLATT INC COM 524660107 25 600 SH   DFND   600 0 0
LILLY ELI & CO COM 532457108 637 7,560 SH   DFND   7,560 0 0
LILLY ELI & CO COM 532457108 497 5,898 SH   SOLE   4,741 1,157 0
LOCKHEED MARTIN CORP COM 539830109 549 2,529 SH   DFND   2,529 0 0
LOCKHEED MARTIN CORP COM 539830109 454 2,092 SH   SOLE   2,027 65 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 249 2,865 SH   DFND   2,865 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 176 2,020 SH   SOLE   2,020 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 95 1,400 SH   DFND   1,400 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 177 2,600 SH   SOLE   2,600 0 0
MARATHON OIL CORP COM 565849106 13 1,000 SH   DFND   1,000 0 0
MARATHON PETE CORP COM 56585A102 570 11,000 SH   DFND   11,000 0 0
MARKETAXESS HLDGS INC COM 57060D108 1,029 9,225 SH   SOLE   8,670 555 0
MARKETAXESS HLDGS INC COM 57060D108 189 1,690 SH   DFND   1,690 0 0
MASTERCARD INC CL A 57636Q104 24 250 SH   SOLE   250 0 0
MBT FINL CORP COM 578877102 8,393 1,228,743 SH   OTR   0 0 1,228,743
MCCORMICK & CO INC COM NON VTG 579780206 68 800 SH   SOLE   800 0 0
MCDONALDS CORP COM 580135101 633 5,355 SH   DFND   5,255 100 0
MCDONALDS CORP COM 580135101 1,651 13,971 SH   SOLE   13,195 776 0
MCKESSON CORP COM 58155Q103 20 100 SH   SOLE   100 0 0
MDU RES GROUP INC COM 552690109 11 600 SH   SOLE   600 0 0
MERCK & CO INC NEW COM 58933Y105 79 1,505 SH   DFND   1,075 430 0
MERCK & CO INC NEW COM 58933Y105 74 1,407 SH   SOLE   1,150 257 0
METHODE ELECTRS INC COM 591520200 10 300 SH   SOLE   300 0 0
METLIFE INC COM 59156R108 64 1,332 SH   SOLE   1,332 0 0
MICROSOFT CORP COM 594918104 1,652 29,784 SH   SOLE   28,769 1,015 0
MICROSOFT CORP COM 594918104 632 11,400 SH   DFND   11,225 175 0
MOLINA HEALTHCARE INC COM 60855R100 9 150 SH   SOLE   150 0 0
MONSANTO CO NEW COM 61166W101 58 588 SH   SOLE   588 0 0
MORGAN STANLEY COM NEW 617446448 63 1,992 SH   SOLE   1,992 0 0
MURPHY USA INC COM 626755102 13 215 SH   SOLE   215 0 0
MYLAN N V SHS EURO N59465109 87 1,600 SH   DFND   1,600 0 0
MYLAN N V SHS EURO N59465109 1,257 23,244 SH   SOLE   21,804 1,440 0
NAVISTAR INTL CORP NEW COM 63934E108 0 55 SH   SOLE   55 0 0
NEWS CORP NEW CL A 65249B109 0 14 SH   SOLE   14 0 0
NEXTERA ENERGY INC COM 65339F101 33 314 SH   DFND   314 0 0
NEXTERA ENERGY INC COM 65339F101 99 950 SH   SOLE   950 0 0
NIKE INC CL B 654106103 281 4,500 SH   SOLE   4,500 0 0
NOBLE CORP PLC SHS USD G65431101 4 400 SH   DFND   400 0 0
NOBLE CORP PLC SHS USD G65431101 5 500 SH   SOLE   500 0 0
NORFOLK SOUTHERN CORP COM 655844108 81 962 SH   SOLE   962 0 0
NORFOLK SOUTHERN CORP COM 655844108 290 3,428 SH   DFND   3,428 0 0
NORTHROP GRUMMAN CORP COM 666807102 2 10 SH   SOLE   10 0 0
NORTHROP GRUMMAN CORP COM 666807102 412 2,183 SH   DFND   2,183 0 0
NOVARTIS A G SPONSORED ADR 66987V109 95 1,100 SH   SOLE   1,100 0 0
NOVARTIS A G SPONSORED ADR 66987V109 17 200 SH   DFND   200 0 0
NOVO-NORDISK A S ADR 670100205 29 500 SH   SOLE   500 0 0
NUCOR CORP COM 670346105 10 250 SH   SOLE   250 0 0
NUVEEN MICH QUALITY INCOME M COM 670979103 25 1,800 SH   SOLE   1,800 0 0
NVR INC COM 62944T105 10 6 SH   SOLE   6 0 0
OCEANEERING INTL INC COM 675232102 512 13,653 SH   SOLE   13,108 545 0
OCEANEERING INTL INC COM 675232102 1 25 SH   DFND   25 0 0
OMNICELL INC COM 68213N109 2 75 SH   DFND   0 75 0
OMNICELL INC COM 68213N109 1,140 36,684 SH   SOLE   35,219 1,465 0
ORACLE CORP COM 68389X105 139 3,800 SH   DFND   3,675 125 0
ORACLE CORP COM 68389X105 1,048 28,688 SH   SOLE   27,653 1,035 0
OWENS CORNING NEW COM 690742101 12 250 SH   SOLE   250 0 0
PEPSICO INC COM 713448108 622 6,225 SH   DFND   5,860 365 0
PEPSICO INC COM 713448108 1,483 14,843 SH   SOLE   14,544 299 0
PFIZER INC COM 717081103 468 14,505 SH   DFND   14,305 200 0
PFIZER INC COM 717081103 1,220 37,802 SH   SOLE   36,688 1,114 0
PG&E CORP COM 69331C108 594 11,176 SH   SOLE   10,646 530 0
PG&E CORP COM 69331C108 86 1,620 SH   DFND   1,620 0 0
PHILIP MORRIS INTL INC COM 718172109 425 4,835 SH   DFND   4,835 0 0
PHILIP MORRIS INTL INC COM 718172109 1,467 16,691 SH   SOLE   15,757 934 0
PHILLIPS 66 COM 718546104 17 213 SH   DFND   213 0 0
PINNACLE WEST CAP CORP COM 723484101 348 5,400 SH   DFND   5,400 0 0
PLUM CREEK TIMBER CO INC COM 729251108 14 300 SH   DFND   300 0 0
PNC FINL SVCS GROUP INC COM 693475105 16 171 SH   SOLE   171 0 0
PNC FINL SVCS GROUP INC COM 693475105 12 125 SH   DFND   125 0 0
POOL CORPORATION COM 73278L105 675 8,361 SH   SOLE   8,036 325 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 45 400 SH   DFND   400 0 0
PPL CORP COM 69351T106 347 10,165 SH   DFND   10,165 0 0
PRA GROUP INC COM 69354N106 650 18,748 SH   SOLE   18,008 740 0
PRAXAIR INC COM 74005P104 15 150 SH   SOLE   150 0 0
PROCTER & GAMBLE CO COM 742718109 165 2,075 SH   DFND   1,945 130 0
PROCTER & GAMBLE CO COM 742718109 1,385 17,445 SH   SOLE   16,730 715 0
PROGRESSIVE CORP OHIO COM 743315103 15 475 SH   SOLE   475 0 0
PRUDENTIAL FINL INC COM 744320102 33 400 SH   SOLE   400 0 0
QUALCOMM INC COM 747525103 20 400 SH   DFND   300 100 0
QUALCOMM INC COM 747525103 732 14,644 SH   SOLE   14,214 430 0
QUANEX BUILDING PRODUCTS COR COM 747619104 42 2,025 SH   SOLE   2,025 0 0
RAYTHEON CO COM NEW 755111507 14 109 SH   SOLE   109 0 0
REALTY INCOME CORP COM 756109104 46 900 SH   DFND   900 0 0
REPUBLIC SVCS INC COM 760759100 16 375 SH   SOLE   375 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 34 903 SH   SOLE   903 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 19 350 SH   SOLE   350 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 8 150 SH   DFND   150 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 21 460 SH   DFND   460 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 229 5,010 SH   DFND   5,010 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 277 6,057 SH   SOLE   5,787 270 0
SANMINA CORPORATION COM 801056102 10 490 SH   SOLE   490 0 0
SCHLUMBERGER LTD COM 806857108 33 473 SH   SOLE   468 5 0
SCHWAB CHARLES CORP NEW COM 808513105 7 200 SH   SOLE   200 0 0
SELECT COMFORT CORP COM 81616X103 411 19,199 SH   SOLE   18,114 1,085 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 179 2,293 SH   DFND   2,111 182 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,130 27,251 SH   SOLE   26,776 475 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,808 35,805 SH   SOLE   35,070 735 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 172 3,409 SH   DFND   2,847 562 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 224 3,116 SH   DFND   2,650 466 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,544 49,203 SH   SOLE   48,803 400 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 1,679 27,835 SH   SOLE   27,655 180 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 132 2,185 SH   DFND   2,072 113 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,684 70,686 SH   SOLE   69,186 1,500 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 159 6,663 SH   DFND   6,229 434 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,027 19,381 SH   SOLE   19,098 283 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 115 2,171 SH   DFND   2,071 100 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 215 4,978 SH   DFND   4,523 455 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,705 62,509 SH   SOLE   61,529 980 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 17 395 SH   DFND   365 30 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 182 4,183 SH   SOLE   4,158 25 0
SELECTIVE INS GROUP INC COM 816300107 10 310 SH   SOLE   310 0 0
SEMPRA ENERGY COM 816851109 66 700 SH   DFND   700 0 0
SIGNET JEWELERS LIMITED SHS G81276100 235 1,903 SH   SOLE   1,903 0 0
SMUCKER J M CO COM NEW 832696405 25 200 SH   DFND   200 0 0
SMUCKER J M CO COM NEW 832696405 62 500 SH   SOLE   500 0 0
SNAP ON INC COM 833034101 1,891 11,031 SH   SOLE   10,761 270 0
SNAP ON INC COM 833034101 107 627 SH   DFND   552 75 0
SOUTHERN CO COM 842587107 19 400 SH   SOLE   400 0 0
SOUTHERN CO COM 842587107 90 1,930 SH   DFND   1,930 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 17 100 SH   SOLE   100 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 25 145 SH   DFND   145 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 10 100 SH   SOLE   0 100 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 5,258 155,058 SH   SOLE   149,983 5,075 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 681 20,075 SH   DFND   19,785 290 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 356 6,901 SH   DFND   6,636 265 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 6,319 122,384 SH   SOLE   118,740 3,644 0
SPDR SERIES TRUST NUVN BR SHT MUN 78464A425 24 1,000 SH   SOLE   0 1,000 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 80 1,090 SH   SOLE   1,090 0 0
SPECTRA ENERGY CORP COM 847560109 66 2,750 SH   DFND   2,750 0 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 154 3,340 SH   DFND   3,340 0 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 3,377 73,198 SH   SOLE   70,098 3,100 0
STARBUCKS CORP COM 855244109 72 1,200 SH   SOLE   1,200 0 0
STRYKER CORP COM 863667101 46 500 SH   DFND   500 0 0
SUNTRUST BKS INC COM 867914103 9 200 SH   SOLE   200 0 0
SYKES ENTERPRISES INC COM 871237103 11 353 SH   SOLE   353 0 0
SYNCHRONY FINL COM 87165B103 10 330 SH   SOLE   330 0 0
SYSCO CORP COM 871829107 39 950 SH   DFND   950 0 0
SYSCO CORP COM 871829107 13 320 SH   SOLE   320 0 0
TALEN ENERGY CORP COM 87422J105 1 125 SH   DFND   125 0 0
TCW STRATEGIC INCOME FUND IN COM 872340104 28 5,400 SH   DFND   5,400 0 0
TECH DATA CORP COM 878237106 9 143 SH   SOLE   143 0 0
TEMPLETON DRAGON FD INC COM 88018T101 44 2,479 SH   SOLE   2,479 0 0
TENNECO INC COM 880349105 10 219 SH   SOLE   219 0 0
TESORO CORP COM 881609101 8 80 SH   SOLE   80 0 0
TEXTRON INC COM 883203101 13 315 SH   SOLE   315 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 21 150 SH   SOLE   150 0 0
TIME INC NEW COM 887228104 1 41 SH   SOLE   41 0 0
TIME WARNER CABLE INC COM 88732J207 15 83 SH   SOLE   83 0 0
TIME WARNER INC COM NEW 887317303 22 333 SH   SOLE   333 0 0
TJX COS INC NEW COM 872540109 43 600 SH   DFND   600 0 0
TRAVELERS COMPANIES INC COM 89417E109 16 142 SH   SOLE   142 0 0
U S SILICA HLDGS INC COM 90346E103 33 1,742 SH   DFND   1,742 0 0
U S SILICA HLDGS INC COM 90346E103 349 18,655 SH   SOLE   17,595 1,060 0
UNDER ARMOUR INC CL A 904311107 16 200 SH   DFND   200 0 0
UNION PAC CORP COM 907818108 221 2,820 SH   DFND   2,820 0 0
UNITED PARCEL SERVICE INC CL B 911312106 314 3,260 SH   DFND   3,260 0 0
UNITED PARCEL SERVICE INC CL B 911312106 351 3,646 SH   SOLE   3,542 104 0
UNITED TECHNOLOGIES CORP COM 913017109 109 1,130 SH   DFND   1,065 65 0
UNITED TECHNOLOGIES CORP COM 913017109 1,012 10,537 SH   SOLE   10,292 245 0
UNITEDHEALTH GROUP INC COM 91324P102 134 1,136 SH   SOLE   1,136 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100 13 105 SH   SOLE   105 0 0
UNIVERSAL INS HLDGS INC COM 91359V107 9 390 SH   SOLE   390 0 0
US BANCORP DEL COM NEW 902973304 38 900 SH   DFND   900 0 0
VALERO ENERGY CORP NEW COM 91913Y100 35 500 SH   DFND   500 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 774 9,317 SH   DFND   8,952 365 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 11,163 134,401 SH   SOLE   130,576 3,825 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 37 462 SH   SOLE   462 0 0
VANGUARD INDEX FDS REIT ETF 922908553 626 7,855 SH   DFND   7,505 350 0
VANGUARD INDEX FDS REIT ETF 922908553 2,846 35,691 SH   SOLE   34,841 850 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 114 2,620 SH   SOLE   2,620 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ET 922042858 13 400 SH   SOLE   400 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 6,078 91,062 SH   SOLE   87,942 3,120 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 863 12,925 SH   DFND   12,275 650 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,135 24,558 SH   SOLE   23,391 1,167 0
VERIZON COMMUNICATIONS INC COM 92343V104 427 9,236 SH   DFND   9,161 75 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PA 92857W308 12 381 SH   DFND   381 0 0
WAL-MART STORES INC COM 931142103 8 127 SH   SOLE   127 0 0
WAL-MART STORES INC COM 931142103 28 450 SH   DFND   225 225 0
WASTE MGMT INC DEL COM 94106L109 432 8,096 SH   DFND   7,736 360 0
WASTE MGMT INC DEL COM 94106L109 686 12,856 SH   SOLE   11,726 1,130 0
WELLS FARGO & CO NEW COM 949746101 35 640 SH   DFND   400 240 0
WELLS FARGO & CO NEW COM 949746101 1,123 20,655 SH   SOLE   19,855 800 0
WELLS FARGO UTILITIES AND HI COM 94987E109 24 2,150 SH   SOLE   2,150 0 0
WELLS FARGO UTILITIES AND HI COM 94987E109 86 7,655 SH   DFND   7,655 0 0
WELLTOWER INC COM 95040Q104 130 1,908 SH   DFND   1,908 0 0
WELLTOWER INC COM 95040Q104 120 1,762 SH   SOLE   1,762 0 0
WENDYS CO COM 95058W100 38 3,536 SH   SOLE   3,536 0 0
WESTAR ENERGY INC COM 95709T100 53 1,250 SH   DFND   1,250 0 0
WESTERN ASSET CLYM INFL OPP COM 95766R104 5 500 SH   SOLE   500 0 0
WESTERN REFNG INC COM 959319104 10 270 SH   SOLE   270 0 0
WINDSTREAM HLDGS INC COM NEW 97382A200 3 432 SH   SOLE   432 0 0
WINDSTREAM HLDGS INC COM NEW 97382A200 2 333 SH   DFND   333 0 0
WISDOMTREE TR INTL DIV EX FIN 97717W786 188 4,930 SH   SOLE   4,930 0 0
XL GROUP PLC SHS G98290102 22 550 SH   SOLE   550 0 0
YAMANA GOLD INC COM 98462Y100 9 5,000 SH   DFND   5,000 0 0
ZIONS BANCORPORATION COM 989701107 11 400 SH   SOLE   400 0 0
1/3 Int. Mineral Rights Ward Com 999006498 0 1 SH   SOLE   1 0 0
Fairholme Fund Com 304871106 10 524 SH   SOLE   524 0 0
First Trust MLP Closed End Fund Com 30284S458 4 989 SH   SOLE   989 0 0
First Trust MLP Closed End Fund Com 30284S458 4 988 SH   DFND   0 988 0
Paragon Offshore PLC Com G6S01W108 0 133 SH   DFND   133 0 0
SLM Corp Nt Lkd Flt Rt 1. Pfd Stk 78442P403 12 500 SH   SOLE   500 0 0
South32 Ltd ADR Com 84473L105 0 80 SH   SOLE   80 0 0
South32 Ltd ADR Com 84473L105 1 140 SH   DFND   140 0 0
Vanguard Mid-Cap Index Admiral Com 922908645 39 260 SH   DFND   96 163 0
Vanguard Mid-Cap Index Admiral Com 922908645 2,758 18,542 SH   SOLE   18,054 488 0
Vanguard Wellington Adm Com 921935201 19 306 SH   SOLE   306 0 0