The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/3 Int. Mineral Rights Ward Com 999006498 0 1 SH   SOLE   1 0 0
3M CO COM 88579Y101 118 765 SH   DFND   715 50 0
3M CO COM 88579Y101 830 5,380 SH   SOLE   5,235 145 0
ABBOTT LABS COM 002824100 61 1,250 SH   DFND   1,250 0 0
ABBVIE INC COM 00287Y109 353 5,250 SH   DFND   5,250 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 139 1,438 SH   SOLE   1,438 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 63 650 SH   DFND   650 0 0
AIR PRODS & CHEMS INC COM 009158106 41 300 SH   DFND   300 0 0
AIRGAS INC COM 009363102 938 8,870 SH   SOLE   8,460 410 0
AIRGAS INC COM 009363102 11 105 SH   DFND   105 0 0
ALLIANCEBERNSTEIN GBL HGH IN COM 01879R106 11 950 SH   SOLE   950 0 0
ALLIANCEBERNSTEIN INCOME FUN COM 01881E101 22 3,000 SH   DFND   3,000 0 0
ALLSTATE CORP COM 020002101 100 1,536 SH   SOLE   1,536 0 0
ALTRIA GROUP INC COM 02209S103 982 20,085 SH   SOLE   18,992 1,093 0
ALTRIA GROUP INC COM 02209S103 489 10,000 SH   DFND   10,000 0 0
AMAZON COM INC COM 023135106 43 100 SH   SOLE   100 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 33 1,540 SH   SOLE   1,540 0 0
AMERICAN ELEC PWR INC COM 025537101 428 8,074 SH   DFND   8,074 0 0
AMERICAN ELEC PWR INC COM 025537101 576 10,879 SH   SOLE   10,418 461 0
AMERICAN EXPRESS CO COM 025816109 6 75 SH   DFND   0 75 0
AMERICAN EXPRESS CO COM 025816109 45 580 SH   SOLE   455 125 0
AMKOR TECHNOLOGY INC COM 031652100 8 1,295 SH   SOLE   1,295 0 0
ANDERSONS INC COM 034164103 9 230 SH   DFND   0 230 0
ANDERSONS INC COM 034164103 9 230 SH   SOLE   230 0 0
APACHE CORP COM 037411105 17 300 SH   SOLE   300 0 0
APACHE CORP COM 037411105 23 400 SH   DFND   400 0 0
APPLE INC COM 037833100 208 1,655 SH   DFND   1,555 100 0
APPLE INC COM 037833100 2,736 21,810 SH   SOLE   21,160 650 0
AT&T INC COM 00206R102 1,296 36,492 SH   SOLE   35,188 1,304 0
AT&T INC COM 00206R102 581 16,370 SH   DFND   16,195 175 0
ATMOS ENERGY CORP COM 049560105 8 160 SH   SOLE   160 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 562 7,010 SH   DFND   7,010 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 346 4,307 SH   SOLE   4,137 170 0
BALL CORP COM 058498106 8 110 SH   SOLE   110 0 0
BANCFIRST CORP COM 05945F103 933 14,249 SH   SOLE   13,979 270 0
BANCFIRST CORP COM 05945F103 357 5,450 SH   DFND   5,300 150 0
BANK AMER CORP COM 060505104 8 450 SH   SOLE   450 0 0
BANK MONTREAL QUE COM 063671101 12 200 SH   SOLE   200 0 0
BANK NEW YORK MELLON CORP COM 064058100 63 1,509 SH   SOLE   1,509 0 0
BANK OF THE OZARKS INC COM 063904106 24 520 SH   DFND   320 200 0
BANK OF THE OZARKS INC COM 063904106 1,419 31,007 SH   SOLE   30,037 970 0
BARCLAYS BK PLC ADR 2 PREF 2 06739F390 25 1,000 SH   SOLE   1,000 0 0
BARD C R INC COM 067383109 101 590 SH   SOLE   590 0 0
BAXTER INTL INC COM 071813109 60 853 SH   SOLE   853 0 0
BECTON DICKINSON & CO COM 075887109 28 200 SH   DFND   200 0 0
BECTON DICKINSON & CO COM 075887109 28 200 SH   SOLE   200 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 16 115 SH   DFND   65 50 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 530 3,893 SH   SOLE   3,773 120 0
BHP BILLITON LTD SPONSORED ADR 088606108 14 350 SH   DFND   350 0 0
BLACK HILLS CORP COM 092113109 22 500 SH   DFND   500 0 0
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 40 3,030 SH   SOLE   3,030 0 0
BLACKROCK MUNIYLD MICH QLTY COM 09254W103 15 1,190 SH   SOLE   1,190 0 0
BOISE CASCADE CO DEL COM 09739D100 6 160 SH   SOLE   160 0 0
BP PLC SPONSORED ADR 055622104 212 5,300 SH   DFND   5,300 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 457 6,865 SH   DFND   6,865 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 121 1,820 SH   SOLE   1,820 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 11 150 SH   SOLE   150 0 0
CABELAS INC COM 126804301 5 100 SH   SOLE   100 0 0
CAL MAINE FOODS INC COM NEW 128030202 1,119 21,433 SH   SOLE   20,593 840 0
CAL MAINE FOODS INC COM NEW 128030202 400 7,655 SH   DFND   7,655 0 0
CALIFORNIA RES CORP COM 13057Q107 0 40 SH   SOLE   40 0 0
CARNIVAL CORP PAIRED CTF 143658300 5 100 SH   SOLE   100 0 0
CASEYS GEN STORES INC COM 147528103 13 135 SH   SOLE   135 0 0
CATERPILLAR INC DEL COM 149123101 25 300 SH   SOLE   300 0 0
CBRE GROUP INC CL A 12504L109 13 355 SH   SOLE   355 0 0
CENTERPOINT ENERGY INC COM 15189T107 151 7,945 SH   DFND   7,345 600 0
CENTERPOINT ENERGY INC COM 15189T107 525 27,604 SH   SOLE   26,651 953 0
CHEVRON CORP NEW COM 166764100 462 4,792 SH   DFND   4,692 100 0
CHEVRON CORP NEW COM 166764100 1,161 12,039 SH   SOLE   11,560 479 0
CIMPRESS N V SHS EURO N20146101 8 100 SH   SOLE   100 0 0
CINCINNATI FINL CORP COM 172062101 15 300 SH   SOLE   300 0 0
CINCINNATI FINL CORP COM 172062101 25 500 SH   DFND   500 0 0
CISCO SYS INC COM 17275R102 160 5,810 SH   DFND   5,810 0 0
CITIGROUP INC COM NEW 172967424 15 266 SH   SOLE   266 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG ENH SHT DUR 18383M654 164 3,265 SH   DFND   3,035 230 0
CLAYMORE EXCHANGE TRD FD TR GUGG ENH SHT DUR 18383M654 4,848 96,796 SH   SOLE   94,051 2,745 0
CLOROX CO DEL COM 189054109 104 1,000 SH   SOLE   1,000 0 0
CMS ENERGY CORP COM 125896100 16 500 SH   SOLE   500 0 0
COCA COLA CO COM 191216100 376 9,597 SH   SOLE   9,597 0 0
COCA COLA CO COM 191216100 67 1,700 SH   DFND   1,700 0 0
COLGATE PALMOLIVE CO COM 194162103 85 1,296 SH   SOLE   1,296 0 0
COMCAST CORP NEW CL A 20030N101 484 8,053 SH   SOLE   7,823 230 0
COMCAST CORP NEW CL A 20030N101 94 1,562 SH   DFND   1,487 75 0
COMERICA INC COM 200340107 21 400 SH   SOLE   400 0 0
COMMUNICATIONS SALES&LEAS IN COM 20341J104 10 400 SH   DFND   400 0 0
COMMUNICATIONS SALES&LEAS IN COM 20341J104 13 518 SH   SOLE   518 0 0
CONAGRA FOODS INC COM 205887102 463 10,600 SH   DFND   10,600 0 0
CONOCOPHILLIPS COM 20825C104 12 200 SH   SOLE   200 0 0
CONOCOPHILLIPS COM 20825C104 45 725 SH   DFND   725 0 0
CORE LABORATORIES N V COM N22717107 1,010 8,856 SH   SOLE   8,621 235 0
CORE LABORATORIES N V COM N22717107 66 580 SH   DFND   580 0 0
COSTCO WHSL CORP NEW COM 22160K105 14 100 SH   SOLE   100 0 0
CREDIT SUISSE HIGH YLD BND F SH BEN INT 22544F103 31 11,850 SH   DFND   11,850 0 0
CREDIT SUISSE HIGH YLD BND F SH BEN INT 22544F103 28 10,909 SH   SOLE   10,909 0 0
CUMMINS INC COM 231021106 8 60 SH   SOLE   60 0 0
DANAHER CORP DEL COM 235851102 86 1,010 SH   DFND   885 125 0
DANAHER CORP DEL COM 235851102 1,258 14,699 SH   SOLE   14,204 495 0
DIAGEO P L C SPON ADR NEW 25243Q205 23 200 SH   DFND   200 0 0
DIRECTV COM 25490A309 14 148 SH   SOLE   148 0 0
DISCOVER FINL SVCS COM 254709108 22 390 SH   SOLE   390 0 0
DISNEY WALT CO COM DISNEY 254687106 148 1,300 SH   SOLE   1,300 0 0
DOMINION RES INC VA NEW COM 25746U109 67 1,000 SH   SOLE   1,000 0 0
DOMINION RES INC VA NEW COM 25746U109 53 800 SH   DFND   800 0 0
DOW CHEM CO COM 260543103 89 1,738 SH   DFND   1,738 0 0
DOW CHEM CO COM 260543103 563 11,002 SH   SOLE   11,002 0 0
DTE ENERGY CO COM 233331107 203 2,725 SH   SOLE   2,725 0 0
DTE ENERGY CO COM 233331107 122 1,636 SH   DFND   1,420 216 0
DU PONT E I DE NEMOURS & CO COM 263534109 414 6,480 SH   DFND   6,480 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 601 9,391 SH   SOLE   8,879 512 0
DUKE ENERGY CORP NEW COM NEW 26441c204 172 2,435 SH   DFND   2,435 0 0
DUKE ENERGY CORP NEW COM NEW 26441c204 11 158 SH   SOLE   158 0 0
E M C CORP MASS COM 268648102 8 300 SH   SOLE   300 0 0
EATON CORP PLC SHS G29183103 13 200 SH   SOLE   200 0 0
EMPLOYERS HOLDINGS INC COM 292218104 10 420 SH   SOLE   420 0 0
ENERGEN CORP COM 29265N108 9 125 SH   SOLE   125 0 0
ENERGIZER HLDGS INC COM 29266R108 13 100 SH   SOLE   100 0 0
ENERGY RECOVERY INC COM 29270J100 27 10,000 SH   SOLE   10,000 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 347 6,650 SH   DFND   6,650 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 21 400 SH   SOLE   400 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 54 1,800 SH   DFND   1,800 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 87 2,900 SH   SOLE   2,900 0 0
EXELON CORP COM 30161N101 13 400 SH   DFND   400 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 6 66 SH   DFND   66 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 716 8,052 SH   SOLE   7,569 483 0
EXXON MOBIL CORP COM 30231G102 1,805 21,696 SH   SOLE   21,022 674 0
EXXON MOBIL CORP COM 30231G102 174 2,089 SH   DFND   1,889 200 0
Fairholme Fund Com 304871106 18 524 SH   SOLE   524 0 0
FIFTH THIRD BANCORP COM 316773100 9 450 SH   SOLE   450 0 0
FIRST HORIZON NATL CORP COM 320517105 0 4 SH   SOLE   4 0 0
FIRST TR ENERGY INCOME & GRW COM 33738G104 320 10,180 SH   DFND   9,755 425 0
FIRST TR ENERGY INCOME & GRW COM 33738G104 2,595 82,656 SH   SOLE   78,195 4,461 0
First Trust MLP Closed End Fund Com 30284S458 7 988 SH   DFND   0 988 0
First Trust MLP Closed End Fund Com 30284S458 7 989 SH   SOLE   989 0 0
FIRSTENERGY CORP COM 337932107 26 800 SH   DFND   800 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 75 5,027 SH   DFND   0 5,027 0
FORD MTR CO DEL COM PAR $0.01 345370860 692 46,119 SH   SOLE   41,769 4,350 0
GABELLI DIVD & INCOME TR COM 36242H104 11 530 SH   SOLE   530 0 0
GABELLI EQUITY TR INC COM 362397101 10 1,530 SH   SOLE   1,530 0 0
GABELLI EQUITY TR INC COM 362397101 10 1,530 SH   DFND   0 1,530 0
GENERAL ELECTRIC CO COM 369604103 187 7,037 SH   SOLE   7,037 0 0
GENERAL ELECTRIC CO COM 369604103 278 10,450 SH   DFND   10,450 0 0
GENERAL MLS INC COM 370334104 136 2,445 SH   DFND   2,395 50 0
GENERAL MLS INC COM 370334104 763 13,697 SH   SOLE   13,177 520 0
GENUINE PARTS CO COM 372460105 481 5,375 SH   DFND   5,375 0 0
GENUINE PARTS CO COM 372460105 731 8,163 SH   SOLE   7,960 203 0
GILEAD SCIENCES INC COM 375558103 35 300 SH   SOLE   300 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 62 1,500 SH   DFND   1,500 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 324 1,550 SH   SOLE   1,550 0 0
Goldman Sachs Group Inc Pfd Stk 38144X500 25 1,000 SH   SOLE   1,000 0 0
GOOGLE INC CL A 38259P508 12 22 SH   DFND   7 15 0
GOOGLE INC CL A 38259P508 299 553 SH   SOLE   538 15 0
GOOGLE INC CL C 38259P706 4 7 SH   DFND   7 0 0
GOOGLE INC CL C 38259P706 129 247 SH   SOLE   232 15 0
GRAND CANYON ED INC COM 38526M106 11 250 SH   DFND   250 0 0
GRAND CANYON ED INC COM 38526M106 754 17,785 SH   SOLE   17,400 385 0
GREAT PLAINS ENERGY INC COM 391164100 525 21,750 SH   DFND   21,750 0 0
GREAT PLAINS ENERGY INC COM 391164100 24 1,000 SH   SOLE   1,000 0 0
HALLIBURTON CO COM 406216101 9 200 SH   SOLE   200 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT 41013W108 284 14,625 SH   DFND   14,625 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT 41013W108 163 8,418 SH   SOLE   6,418 2,000 0
HEALTH CARE REIT INC COM 42217K106 125 1,908 SH   DFND   1,908 0 0
HEALTH CARE REIT INC COM 42217K106 116 1,762 SH   SOLE   1,762 0 0
HEALTH NET INC COM 42222G108 16 245 SH   SOLE   245 0 0
HECLA MNG CO COM 422704106 18 7,000 SH   DFND   7,000 0 0
HELMERICH & PAYNE INC COM 423452101 496 7,045 SH   DFND   6,935 110 0
HELMERICH & PAYNE INC COM 423452101 1,490 21,157 SH   SOLE   20,315 842 0
HEXCEL CORP NEW COM 428291108 81 1,629 SH   DFND   1,429 200 0
HEXCEL CORP NEW COM 428291108 1,397 28,079 SH   SOLE   27,213 866 0
HOME DEPOT INC COM 437076102 385 3,465 SH   DFND   3,465 0 0
HONEYWELL INTL INC COM 438516106 25 250 SH   DFND   250 0 0
HONEYWELL INTL INC COM 438516106 31 300 SH   SOLE   300 0 0
HUNTINGTON INGALLS INDS INC COM 446413106 12 110 SH   SOLE   110 0 0
ILLINOIS TOOL WKS INC COM 452308109 28 300 SH   DFND   300 0 0
ILLINOIS TOOL WKS INC COM 452308109 53 572 SH   SOLE   572 0 0
INSIGHT ENTERPRISES INC COM 45765U103 15 505 SH   SOLE   505 0 0
INTEL CORP COM 458140100 493 16,205 SH   DFND   15,955 250 0
INTEL CORP COM 458140100 550 18,086 SH   SOLE   17,555 531 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 22 100 SH   SOLE   100 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 105 645 SH   DFND   605 40 0
INTERNATIONAL BUSINESS MACHS COM 459200101 605 3,719 SH   SOLE   3,554 165 0
ISHARES CORE US CR BD 464288620 227 2,087 SH   SOLE   2,087 0 0
ISHARES CORE US CR BD 464288620 38 350 SH   DFND   350 0 0
ISHARES IBOXX HI YD ETF 464288513 15 170 SH   DFND   150 20 0
ISHARES IBOXX HI YD ETF 464288513 234 2,639 SH   SOLE   2,639 0 0
ISHARES INTL SEL DIV ETF 464288448 1,846 57,101 SH   SOLE   55,636 1,465 0
ISHARES INTL SEL DIV ETF 464288448 494 15,275 SH   DFND   14,855 420 0
ISHARES JP MOR EM MK ETF 464288281 353 3,215 SH   DFND   3,140 75 0
ISHARES JP MOR EM MK ETF 464288281 3,937 35,814 SH   SOLE   34,539 1,275 0
ISHARES MBS ETF 464288588 27 250 SH   DFND   250 0 0
ISHARES MICRO-CAP ETF 464288869 6,707 82,262 SH   SOLE   80,767 1,495 0
ISHARES MICRO-CAP ETF 464288869 476 5,835 SH   DFND   5,125 710 0
ISHARES MSCI CDA ETF 464286509 13 500 SH   SOLE   500 0 0
ISHARES MSCI PAC JP ETF 464286665 13 300 SH   DFND   300 0 0
ISHARES MSCI PAC JP ETF 464286665 98 2,250 SH   SOLE   2,250 0 0
ISHARES NAT AMT FREE BD 464288414 162 1,500 SH   SOLE   1,500 0 0
ISHARES NAT AMT FREE BD 464288414 219 2,025 SH   DFND   525 1,500 0
ISHARES SHT NTLAMTFR ETF 464288158 53 500 SH   SOLE   500 0 0
ISHARES U.S. PFD STK ETF 464288687 996 25,435 SH   DFND   25,330 105 0
ISHARES U.S. PFD STK ETF 464288687 1,994 50,899 SH   SOLE   47,684 3,215 0
ISHARES GOLD TRUST ISHARES 464285105 6 500 SH   SOLE   500 0 0
ISHARES GOLD TRUST ISHARES 464285105 11 1,000 SH   DFND   1,000 0 0
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 3 150 SH   DFND   150 0 0
ISHARES TR COHEN&STEER REIT 464287564 5 60 SH   DFND   60 0 0
ISHARES TR CORE S&P SCP ETF 464287804 59 500 SH   SOLE   500 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,480 31,995 SH   DFND   30,890 1,105 0
ISHARES TR CORE US AGGBD ET 464287226 45,507 418,344 SH   SOLE   405,696 12,648 0
ISHARES TR MSCI EAFE ETF 464287465 312 4,921 SH   DFND   4,236 685 0
ISHARES TR MSCI EAFE ETF 464287465 4,220 66,463 SH   SOLE   64,703 1,760 0
ISHARES TR MSCI EMG MKT ETF 464287234 480 12,104 SH   DFND   11,629 475 0
ISHARES TR MSCI EMG MKT ETF 464287234 6,195 156,349 SH   SOLE   152,019 4,330 0
ISHARES TR RUS 1000 GRW ETF 464287614 10 100 SH   DFND   100 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 14 90 SH   DFND   90 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 363 2,350 SH   SOLE   2,350 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 143 1,400 SH   SOLE   1,400 0 0
ISHARES TR RUS MD CP GR ETF 464287481 213 2,197 SH   DFND   1,707 490 0
ISHARES TR RUS MD CP GR ETF 464287481 4,245 43,830 SH   SOLE   43,390 440 0
ISHARES TR RUS MDCP VAL ETF 464287473 148 2,000 SH   SOLE   2,000 0 0
ISHARES TR RUS MID-CAP ETF 464287499 943 5,535 SH   SOLE   4,865 670 0
ISHARES TR RUS MID-CAP ETF 464287499 143 840 SH   DFND   840 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 10,473 83,880 SH   SOLE   81,581 2,299 0
ISHARES TR RUSSELL 2000 ETF 464287655 888 7,111 SH   DFND   6,576 535 0
ISHARES TR S&P 100 ETF 464287101 143 1,570 SH   SOLE   1,570 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 872 7,656 SH   DFND   6,506 1,150 0
ISHARES TR S&P 500 GRWT ETF 464287309 12,351 108,479 SH   SOLE   105,068 3,411 0
ISHARES TR S&P 500 VAL ETF 464287408 519 5,626 SH   DFND   4,826 800 0
ISHARES TR S&P 500 VAL ETF 464287408 6,033 65,427 SH   SOLE   64,208 1,219 0
ISHARES TR S&P MC 400VL ETF 464287705 77 600 SH   SOLE   600 0 0
ISHARES TR SELECT DIVID ETF 464287168 217 2,890 SH   DFND   2,590 300 0
ISHARES TR SELECT DIVID ETF 464287168 227 3,015 SH   SOLE   2,515 500 0
ISHARES TR TIPS BD ETF 464287176 78 700 SH   SOLE   700 0 0
ISHARES TR U.S. BAS MTL ETF 464287838 40 495 SH   SOLE   495 0 0
ISHARES TR U.S. CNSM GD ETF 464287812 13 125 SH   DFND   0 125 0
ISHARES TR U.S. CNSM GD ETF 464287812 319 3,040 SH   SOLE   3,040 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 229 1,602 SH   SOLE   1,602 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 11 75 SH   DFND   0 75 0
ISHARES TR U.S. ENERGY ETF 464287796 49 1,155 SH   DFND   855 300 0
ISHARES TR U.S. ENERGY ETF 464287796 314 7,420 SH   SOLE   7,420 0 0
ISHARES TR U.S. FINLS ETF 464287788 483 5,380 SH   SOLE   5,380 0 0
ISHARES TR U.S. FINLS ETF 464287788 9 100 SH   DFND   0 100 0
ISHARES TR U.S. INDS ETF 464287754 36 345 SH   DFND   270 75 0
ISHARES TR U.S. INDS ETF 464287754 362 3,441 SH   SOLE   3,441 0 0
ISHARES TR U.S. TECH ETF 464287721 337 3,222 SH   DFND   2,837 385 0
ISHARES TR U.S. TECH ETF 464287721 5,581 53,317 SH   SOLE   52,517 800 0
ISHARES TR U.S. TELECOM ETF 464287713 37 1,262 SH   DFND   1,032 230 0
ISHARES TR U.S. TELECOM ETF 464287713 1,076 36,758 SH   SOLE   36,688 70 0
ISHARES TR U.S. UTILITS ETF 464287697 212 2,045 SH   SOLE   1,745 300 0
ISHARES TR U.S. UTILITS ETF 464287697 13 125 SH   DFND   100 25 0
ISHARES TR US HLTHCARE ETF 464287762 751 4,730 SH   SOLE   4,730 0 0
ISHARES TR US HLTHCARE ETF 464287762 88 555 SH   DFND   455 100 0
JETBLUE AIRWAYS CORP COM 477143101 23 1,090 SH   SOLE   1,090 0 0
JOHNSON & JOHNSON COM 478160104 902 9,260 SH   SOLE   8,885 375 0
JOHNSON & JOHNSON COM 478160104 295 3,022 SH   DFND   2,947 75 0
JPMORGAN CHASE & CO COM 46625H100 1,184 17,476 SH   SOLE   16,681 795 0
JPMORGAN CHASE & CO COM 46625H100 101 1,493 SH   DFND   1,493 0 0
KELLOGG CO COM 487836108 25 400 SH   DFND   400 0 0
KELLY SVCS INC CL A 488152208 941 61,327 SH   SOLE   61,327 0 0
KIMBERLY CLARK CORP COM 494368103 385 3,629 SH   SOLE   3,504 125 0
KIMBERLY CLARK CORP COM 494368103 358 3,383 SH   DFND   3,383 0 0
KINDER MORGAN INC DEL COM 49456B101 68 1,780 SH   DFND   1,780 0 0
KINDER MORGAN INC DEL COM 49456B101 17 445 SH   SOLE   445 0 0
KRAFT FOODS GROUP INC COM 50076Q106 537 6,304 SH   SOLE   6,042 262 0
KRAFT FOODS GROUP INC COM 50076Q106 544 6,385 SH   DFND   6,115 270 0
LA Z BOY INC COM 505336107 4,375 166,096 SH   SOLE   166,096 0 0
LA Z BOY INC COM 505336107 1,570 59,600 SH   DFND   59,600 0 0
LEGGETT & PLATT INC COM 524660107 29 600 SH   DFND   600 0 0
LIFEPOINT HEALTH INC COM 53219L109 16 180 SH   SOLE   180 0 0
LILLY ELI & CO COM 532457108 640 7,660 SH   DFND   7,660 0 0
LILLY ELI & CO COM 532457108 525 6,294 SH   SOLE   5,137 1,157 0
LOCKHEED MARTIN CORP COM 539830109 391 2,105 SH   SOLE   2,040 65 0
LOCKHEED MARTIN CORP COM 539830109 470 2,529 SH   DFND   2,529 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 103 1,400 SH   DFND   1,400 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 191 2,600 SH   SOLE   2,600 0 0
MARATHON OIL CORP COM 565849106 292 11,000 SH   DFND   11,000 0 0
MARATHON PETE CORP COM 56585A102 575 11,000 SH   DFND   11,000 0 0
MARKETAXESS HLDGS INC COM 57060D108 878 9,459 SH   SOLE   8,904 555 0
MARKETAXESS HLDGS INC COM 57060D108 172 1,850 SH   DFND   1,850 0 0
MASTERCARD INC CL A 57636Q104 23 250 SH   SOLE   250 0 0
MBT FINL CORP COM 578877102 3,210 559,270 SH   SOLE   0 0 559,270
MBT FINL CORP COM 578877102 3,955 688,939 SH   DFND   0 0 688,939
MCCORMICK & CO INC COM NON VTG 579780206 65 800 SH   SOLE   800 0 0
MCDONALDS CORP COM 580135101 1,366 14,373 SH   SOLE   13,597 776 0
MCDONALDS CORP COM 580135101 509 5,355 SH   DFND   5,255 100 0
MCKESSON CORP COM 58155Q103 22 100 SH   SOLE   100 0 0
MDU RES GROUP INC COM 552690109 12 600 SH   SOLE   600 0 0
MERCK & CO INC NEW COM 58933Y105 86 1,505 SH   DFND   1,075 430 0
MERCK & CO INC NEW COM 58933Y105 172 3,022 SH   SOLE   2,365 657 0
METHODE ELECTRS INC COM 591520200 8 300 SH   SOLE   300 0 0
METLIFE INC COM 59156R108 75 1,332 SH   SOLE   1,332 0 0
MICROSOFT CORP COM 594918104 511 11,585 SH   DFND   11,410 175 0
MICROSOFT CORP COM 594918104 1,295 29,336 SH   SOLE   28,321 1,015 0
MONSANTO CO NEW COM 61166W101 63 588 SH   SOLE   588 0 0
MORGAN STANLEY COM NEW 617446448 77 1,992 SH   SOLE   1,992 0 0
MURPHY USA INC COM 626755102 12 215 SH   SOLE   215 0 0
MYLAN N V SHS EURO N59465109 117 1,720 SH   DFND   1,720 0 0
MYLAN N V SHS EURO N59465109 1,895 27,931 SH   SOLE   26,491 1,440 0
NAVISTAR INTL CORP NEW COM 63934E108 1 55 SH   SOLE   55 0 0
NCR CORP NEW COM 62886E108 2 55 SH   SOLE   55 0 0
NEWS CORP NEW CL A 65249B109 0 8 SH   SOLE   8 0 0
NEXTERA ENERGY INC COM 65339F101 93 950 SH   SOLE   950 0 0
NEXTERA ENERGY INC COM 65339F101 31 314 SH   DFND   314 0 0
NIKE INC CL B 654106103 243 2,250 SH   SOLE   2,250 0 0
NOBLE CORP PLC SHS USD G65431101 6 400 SH   DFND   400 0 0
NOBLE CORP PLC SHS USD G65431101 8 500 SH   SOLE   500 0 0
NORFOLK SOUTHERN CORP COM 655844108 84 962 SH   SOLE   962 0 0
NORFOLK SOUTHERN CORP COM 655844108 299 3,428 SH   DFND   3,428 0 0
NORTHROP GRUMMAN CORP COM 666807102 346 2,183 SH   DFND   2,183 0 0
NOVARTIS A G SPONSORED ADR 66987V109 20 200 SH   DFND   200 0 0
NOVARTIS A G SPONSORED ADR 66987V109 108 1,100 SH   SOLE   1,100 0 0
NOVO-NORDISK A S ADR 670100205 27 500 SH   SOLE   500 0 0
NUVEEN CR STRATEGIES INCM FD COM SHS 67073D102 15 1,750 SH   SOLE   1,750 0 0
NUVEEN MICH QUALITY INCOME M COM 670979103 24 1,800 SH   SOLE   1,800 0 0
NUVEEN PFD INCOME OPPRTNY FD COM 67073B106 18 2,000 SH   SOLE   2,000 0 0
NVR INC COM 62944T105 13 10 SH   SOLE   10 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 8 100 SH   SOLE   100 0 0
OCEANEERING INTL INC COM 675232102 33 702 SH   DFND   577 125 0
OCEANEERING INTL INC COM 675232102 918 19,706 SH   SOLE   19,161 545 0
OMNICELL INC COM 68213N109 1,422 37,698 SH   SOLE   36,233 1,465 0
OMNICELL INC COM 68213N109 31 830 SH   DFND   755 75 0
ORACLE CORP COM 68389X105 1,222 30,333 SH   SOLE   29,298 1,035 0
ORACLE CORP COM 68389X105 161 3,984 SH   DFND   3,859 125 0
PARAGON OFFSHORE PLC SHS G6S01W108 0 133 SH   DFND   133 0 0
PEPSICO INC COM 713448108 589 6,305 SH   DFND   5,940 365 0
PEPSICO INC COM 713448108 1,416 15,171 SH   SOLE   14,872 299 0
PFIZER INC COM 717081103 493 14,715 SH   DFND   14,515 200 0
PFIZER INC COM 717081103 1,288 38,408 SH   SOLE   37,294 1,114 0
PG&E CORP COM 69331C108 581 11,841 SH   SOLE   11,311 530 0
PG&E CORP COM 69331C108 80 1,620 SH   DFND   1,620 0 0
PHILIP MORRIS INTL INC COM 718172109 657 8,200 SH   DFND   8,200 0 0
PHILIP MORRIS INTL INC COM 718172109 1,366 17,045 SH   SOLE   16,111 934 0
PHILLIPS 66 COM 718546104 17 213 SH   DFND   213 0 0
PILGRIMS PRIDE CORP NEW COM 72147K108 9 375 SH   SOLE   375 0 0
PINNACLE WEST CAP CORP COM 723484101 307 5,400 SH   DFND   5,400 0 0
PLUM CREEK TIMBER CO INC COM 729251108 12 300 SH   DFND   300 0 0
PNC FINL SVCS GROUP INC COM 693475105 12 125 SH   DFND   125 0 0
PNC FINL SVCS GROUP INC COM 693475105 31 327 SH   SOLE   327 0 0
POLARIS INDS INC COM 731068102 1,438 9,707 SH   SOLE   9,392 315 0
POLARIS INDS INC COM 731068102 112 758 SH   DFND   683 75 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 43 400 SH   DFND   400 0 0
PPL CORP COM 69351T106 300 10,165 SH   DFND   10,165 0 0
PRAXAIR INC COM 74005P104 18 150 SH   SOLE   150 0 0
PROCTER & GAMBLE CO COM 742718109 562 7,186 SH   DFND   7,056 130 0
PROCTER & GAMBLE CO COM 742718109 1,362 17,402 SH   SOLE   16,687 715 0
PROGRESSIVE CORP OHIO COM 743315103 13 475 SH   SOLE   475 0 0
PRUDENTIAL FINL INC COM 744320102 35 400 SH   SOLE   400 0 0
QUALCOMM INC COM 747525103 31 494 SH   DFND   394 100 0
QUALCOMM INC COM 747525103 975 15,562 SH   SOLE   15,132 430 0
QUEST DIAGNOSTICS INC COM 74834L100 22 310 SH   SOLE   310 0 0
RAYTHEON CO COM NEW 755111507 10 109 SH   SOLE   109 0 0
REALTY INCOME CORP COM 756109104 40 900 SH   DFND   900 0 0
REPUBLIC SVCS INC COM 760759100 15 375 SH   SOLE   375 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 35 903 SH   SOLE   903 0 0
ROYAL BK SCOTLAND GROUP PLC SP ADR PREF M 780097796 25 1,000 SH   SOLE   1,000 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 27 470 SH   DFND   470 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 370 6,492 SH   SOLE   6,222 270 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 306 5,360 SH   DFND   5,010 350 0
SANMINA CORPORATION COM 801056102 10 490 SH   SOLE   490 0 0
SCHLUMBERGER LTD COM 806857108 50 582 SH   SOLE   577 5 0
SCHWAB CHARLES CORP NEW COM 808513105 7 200 SH   SOLE   200 0 0
SELECT COMFORT CORP COM 81616X103 835 27,770 SH   SOLE   26,685 1,085 0
SELECT COMFORT CORP COM 81616X103 10 330 SH   DFND   330 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 119 1,553 SH   DFND   1,461 92 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,206 15,772 SH   SOLE   15,632 140 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 176 3,699 SH   DFND   3,137 562 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,688 35,455 SH   SOLE   34,688 767 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 245 3,296 SH   DFND   2,795 501 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,500 47,048 SH   SOLE   46,628 420 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 156 2,075 SH   DFND   1,977 98 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 1,815 24,152 SH   SOLE   23,967 185 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 164 6,728 SH   DFND   6,259 469 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,679 68,874 SH   SOLE   67,314 1,560 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 124 2,291 SH   DFND   2,161 130 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,057 19,555 SH   SOLE   19,237 318 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 219 5,288 SH   DFND   4,833 455 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,731 65,860 SH   SOLE   64,860 1,000 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 19 385 SH   DFND   355 30 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 203 4,197 SH   SOLE   4,172 25 0
SELECTIVE INS GROUP INC COM 816300107 12 415 SH   SOLE   415 0 0
SEMPRA ENERGY COM 816851109 69 700 SH   DFND   700 0 0
SMUCKER J M CO COM NEW 832696405 54 500 SH   SOLE   500 0 0
SMUCKER J M CO COM NEW 832696405 22 200 SH   DFND   200 0 0
SNAP ON INC COM 833034101 1,813 11,383 SH   SOLE   11,113 270 0
SNAP ON INC COM 833034101 116 727 SH   DFND   652 75 0
South32 Ltd ADR Com 84473L105 1 80 SH   SOLE   80 0 0
South32 Ltd ADR Com 84473L105 1 140 SH   DFND   140 0 0
SOUTHERN CO COM 842587107 82 1,950 SH   DFND   1,950 0 0
SOUTHERN CO COM 842587107 9 220 SH   SOLE   220 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 25 145 SH   DFND   145 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 11 100 SH   SOLE   0 100 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 5,643 146,835 SH   SOLE   141,745 5,090 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 876 22,805 SH   DFND   22,555 250 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 392 7,531 SH   DFND   7,276 255 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 6,286 120,846 SH   SOLE   117,142 3,704 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 24 1,000 SH   SOLE   0 1,000 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 173 2,275 SH   SOLE   2,275 0 0
SPECTRA ENERGY CORP COM 847560109 90 2,750 SH   DFND   2,750 0 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 5,972 121,275 SH   SOLE   117,066 4,209 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 469 9,530 SH   DFND   9,290 240 0
STRYKER CORP COM 863667101 48 500 SH   DFND   500 0 0
SUNTRUST BKS INC COM 867914103 9 200 SH   SOLE   200 0 0
Superior Dev Group Inc Com 868148206 0 376 SH   SOLE   376 0 0
SUPERVALU INC COM 868536103 10 1,260 SH   SOLE   1,260 0 0
SYSCO CORP COM 871829107 34 950 SH   DFND   950 0 0
TALEN ENERGY CORP COM 87422J105 22 1,269 SH   DFND   1,269 0 0
TCW STRATEGIC INCOME FUND IN COM 872340104 28 5,400 SH   DFND   5,400 0 0
TECO ENERGY INC COM 872375100 177 10,000 SH   DFND   10,000 0 0
TEMPLETON DRAGON FD INC COM 88018T101 61 2,479 SH   SOLE   2,479 0 0
TENNECO INC COM 880349105 9 150 SH   SOLE   150 0 0
TESORO CORP COM 881609101 7 80 SH   SOLE   80 0 0
TESSERA TECHNOLOGIES INC COM 88164L100 12 325 SH   SOLE   325 0 0
TEXTRON INC COM 883203101 14 315 SH   SOLE   315 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 19 150 SH   SOLE   150 0 0
TIME INC NEW COM 887228104 1 41 SH   SOLE   41 0 0
TIME WARNER CABLE INC COM 88732J207 15 83 SH   SOLE   83 0 0
TIME WARNER INC COM NEW 887317303 29 333 SH   SOLE   333 0 0
TJX COS INC NEW COM 872540109 40 600 SH   DFND   600 0 0
U S SILICA HLDGS INC COM 90346E103 63 2,132 SH   DFND   1,932 200 0
U S SILICA HLDGS INC COM 90346E103 761 25,912 SH   SOLE   24,852 1,060 0
UNDER ARMOUR INC CL A 904311107 17 200 SH   DFND   200 0 0
UNION PAC CORP COM 907818108 269 2,820 SH   DFND   2,820 0 0
UNITED PARCEL SERVICE INC CL B 911312106 374 3,859 SH   SOLE   3,755 104 0
UNITED PARCEL SERVICE INC CL B 911312106 316 3,260 SH   DFND   3,260 0 0
UNITED TECHNOLOGIES CORP COM 913017109 131 1,185 SH   DFND   1,120 65 0
UNITED TECHNOLOGIES CORP COM 913017109 1,193 10,755 SH   SOLE   10,510 245 0
UNITEDHEALTH GROUP INC COM 91324P102 172 1,406 SH   SOLE   1,406 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100 15 105 SH   SOLE   105 0 0
US BANCORP DEL COM NEW 902973304 39 900 SH   DFND   900 0 0
VALERO ENERGY CORP NEW COM 91913Y100 31 500 SH   DFND   500 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 10,875 129,667 SH   SOLE   125,944 3,723 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 673 8,022 SH   DFND   7,697 325 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 38 462 SH   SOLE   462 0 0
VANGUARD INDEX FDS REIT ETF 922908553 602 8,055 SH   DFND   7,705 350 0
VANGUARD INDEX FDS REIT ETF 922908553 2,700 36,150 SH   SOLE   35,300 850 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 12 250 SH   SOLE   250 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 77 1,875 SH   DFND   1,875 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 20 500 SH   SOLE   500 0 0
Vanguard Mid-Cap Index Admiral Com 922908645 71 448 SH   DFND   239 208 0
Vanguard Mid-Cap Index Admiral Com 922908645 2,920 18,524 SH   SOLE   17,975 549 0
Vanguard Wellington Adm Com 921935201 20 306 SH   SOLE   306 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 6,643 98,680 SH   SOLE   95,560 3,120 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 840 12,475 SH   DFND   11,825 650 0
VERIZON COMMUNICATIONS INC COM 92343V104 701 15,041 SH   DFND   14,966 75 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,169 25,083 SH   SOLE   23,916 1,167 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 14 381 SH   DFND   381 0 0
WAL-MART STORES INC COM 931142103 9 127 SH   SOLE   127 0 0
WAL-MART STORES INC COM 931142103 32 450 SH   DFND   225 225 0
WASTE MGMT INC DEL COM 94106L109 375 8,096 SH   DFND   7,736 360 0
WASTE MGMT INC DEL COM 94106L109 597 12,891 SH   SOLE   11,761 1,130 0
WELLS FARGO & CO NEW COM 949746101 49 878 SH   DFND   638 240 0
WELLS FARGO & CO NEW COM 949746101 1,177 20,935 SH   SOLE   20,135 800 0
WELLS FARGO ADVANTAGE UTILS COM 94987E109 24 2,150 SH   SOLE   2,150 0 0
WELLS FARGO ADVANTAGE UTILS COM 94987E109 86 7,655 SH   DFND   7,655 0 0
WENDYS CO COM 95058W100 40 3,536 SH   SOLE   3,536 0 0
WESTAR ENERGY INC COM 95709T100 43 1,250 SH   DFND   1,250 0 0
WESTERN REFNG INC COM 959319104 12 270 SH   SOLE   270 0 0
WINDSTREAM HLDGS INC COM NEW 97382A200 2 333 SH   DFND   333 0 0
WINDSTREAM HLDGS INC COM NEW 97382A200 3 432 SH   SOLE   432 0 0
WORLD ACCEP CORP DEL COM 981419104 10 165 SH   SOLE   165 0 0
XL GROUP PLC SHS G98290102 20 550 SH   SOLE   550 0 0
ZIONS BANCORPORATION COM 989701107 13 400 SH   SOLE   400 0 0