The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/3 Int. Mineral Rights Ward Com 999006498 0 1 SH   SOLE   1 0 0
3M CO COM 88579Y101 1,161 8,276 SH   SOLE   6,977 1,299 0
3M CO COM 88579Y101 126 900 SH   DFND   900 0 0
ABBOTT LABS COM 002824100 10 250 SH   DFND   250 0 0
ABBOTT LABS COM 002824100 8 200 SH   SOLE   200 0 0
ABBVIE INC COM 00287Y109 13 250 SH   DFND   250 0 0
ABBVIE INC COM 00287Y109 11 200 SH   SOLE   200 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 249 3,025 SH   SOLE   1,275 1,750 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 53 650 SH   DFND   650 0 0
AIR PRODS & CHEMS INC COM 009158106 34 300 SH   DFND   300 0 0
Alliance Bernstein Income Fd Com 188100000 29 4,000 SH   DFND   4,000 0 0
ALLSTATE CORP COM 020002101 33 610 SH   SOLE   610 0 0
ALTRIA GROUP INC COM 02209S103 974 25,382 SH   SOLE   19,134 6,248 0
ALTRIA GROUP INC COM 02209S103 120 3,128 SH   DFND   3,128 0 0
AMAZON COM INC COM 023135106 70 175 SH   DFND   175 0 0
AMAZON COM INC COM 023135106 60 150 SH   SOLE   150 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 38 1,608 SH   SOLE   1,608 0 0
AMERICAN ELEC PWR INC COM 025537101 128 2,735 SH   DFND   2,735 0 0
AMERICAN ELEC PWR INC COM 025537101 589 12,607 SH   SOLE   11,901 706 0
AMERICAN EXPRESS CO COM 025816109 36 395 SH   DFND   395 0 0
AMERICAN EXPRESS CO COM 025816109 587 6,475 SH   SOLE   5,895 580 0
AMERICAN WTR WKS CO INC NEW COM 030420103 8 200 SH   SOLE   200 0 0
AMERIGAS PARTNERS L P UNIT L P INT 030975106 36 800 SH   DFND   800 0 0
ANADARKO PETE CORP COM 032511107 32 400 SH   SOLE   400 0 0
Anworth Mtg Asset Corp Pfd Stk 037347200 7 300 SH   SOLE   300 0 0
APACHE CORP COM 037411105 34 400 SH   DFND   400 0 0
APACHE CORP COM 037411105 159 1,850 SH   SOLE   850 1,000 0
APPLE INC COM 037833100 121 215 SH   DFND   215 0 0
APPLE INC COM 037833100 2,139 3,813 SH   SOLE   3,352 461 0
ARLINGTON ASSET INVT CORP CL A NEW 041356205 2 58 SH   SOLE   58 0 0
AT&T INC COM 00206R102 1,374 39,078 SH   SOLE   33,042 6,036 0
AT&T INC COM 00206R102 168 4,791 SH   DFND   4,791 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 120 1,485 SH   DFND   1,485 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 396 4,899 SH   SOLE   4,634 265 0
BANK MONTREAL QUE COM 063671101 13 200 SH   SOLE   200 0 0
BANK OF AMERICA CORPORATION COM 060505104 7 450 SH   SOLE   450 0 0
BANK OF THE OZARKS INC COM 063904106 1,819 32,136 SH   SOLE   27,037 5,099 0
BANK OF THE OZARKS INC COM 063904106 11 186 SH   DFND   186 0 0
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 67 1,816 SH   DFND   1,706 110 0
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 1,276 34,727 SH   SOLE   34,162 565 0
BARD C R INC COM 067383109 79 590 SH   SOLE   590 0 0
BAXTER INTL INC COM 071813109 59 853 SH   SOLE   853 0 0
BECTON DICKINSON & CO COM 075887109 72 650 SH   DFND   650 0 0
BECTON DICKINSON & CO COM 075887109 50 450 SH   SOLE   450 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5 40 SH   DFND   40 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 391 3,297 SH   SOLE   3,268 29 0
BHP BILLITON LTD SPONSORED ADR 088606108 24 350 SH   DFND   350 0 0
BHP BILLITON LTD SPONSORED ADR 088606108 34 500 SH   SOLE   500 0 0
BLACK HILLS CORP COM 092113109 24 450 SH   SOLE   450 0 0
BLACKROCK INC COM 09247X101 370 1,170 SH   SOLE   67 0 0
BP PLC SPONSORED ADR 055622104 44 900 SH   DFND   900 0 0
BP PRUDHOE BAY RTY TR UNIT BEN INT 055630107 12 150 SH   SOLE   150 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 362 6,820 SH   SOLE   6,820 0 0
BROCADE COMMUNICATIONS SYS I COM NEW 111621306 11 1,275 SH   SOLE   1,275 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 57 800 SH   DFND   800 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 11 150 SH   SOLE   150 0 0
CABELAS INC COM 126804301 117 1,758 SH   DFND   1,593 165 0
CABELAS INC COM 126804301 1,484 22,256 SH   SOLE   17,391 4,865 0
CELGENE CORP COM 151020104 25 150 SH   SOLE   150 0 0
CENTERPOINT ENERGY INC COM 15189T107 182 7,865 SH   DFND   6,865 1,000 0
CENTERPOINT ENERGY INC COM 15189T107 566 24,429 SH   SOLE   23,091 1,338 0
CENTURYLINK INC COM 156700106 65 2,040 SH   DFND   2,040 0 0
CHENIERE ENERGY INC COM NEW 16411R208 13 300 SH   SOLE   300 0 0
CHEVRON CORP NEW COM 166764100 313 2,507 SH   DFND   2,507 0 0
CHEVRON CORP NEW COM 166764100 1,908 15,273 SH   SOLE   12,899 2,374 0
CINCINNATI FINL CORP COM 172062101 26 500 SH   DFND   500 0 0
CINCINNATI FINL CORP COM 172062101 16 300 SH   SOLE   300 0 0
CISCO SYS INC COM 17275R102 130 5,810 SH   DFND   5,810 0 0
CITIGROUP INC COM NEW 172967424 14 275 SH   SOLE   200 75 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2013 18383M589 30 1,460 SH   SOLE   1,460 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG ENH SHT DUR 18383M654 71 1,415 SH   DFND   1,265 150 0
CLAYMORE EXCHANGE TRD FD TR GUGG ENH SHT DUR 18383M654 2,113 42,120 SH   SOLE   39,115 3,005 0
CLOROX CO DEL COM 189054109 167 1,800 SH   SOLE   200 1,600 0
CMS ENERGY CORP COM 125896100 13 500 SH   SOLE   500 0 0
COCA COLA CO COM 191216100 135 3,265 SH   DFND   3,265 0 0
COCA COLA CO COM 191216100 539 13,047 SH   SOLE   9,047 4,000 0
COHEN & STEERS QUALITY RLTY COM 19247L106 9 934 SH   SOLE   934 0 0
COHEN & STEERS TOTAL RETURN COM 19247R103 7 580 SH   DFND   580 0 0
COLGATE PALMOLIVE CO COM 194162103 85 1,296 SH   SOLE   1,296 0 0
COMCAST CORP NEW CL A 20030N101 76 1,467 SH   DFND   1,467 0 0
COMCAST CORP NEW CL A 20030N101 333 6,413 SH   SOLE   6,359 54 0
COMERICA INC COM 200340107 154 3,230 SH   SOLE   3,230 0 0
CONOCOPHILLIPS COM 20825C104 51 725 SH   DFND   725 0 0
CONOCOPHILLIPS COM 20825C104 14 200 SH   SOLE   200 0 0
CORE LABORATORIES N V COM N22717107 1,845 9,664 SH   SOLE   7,956 1,708 0
CORE LABORATORIES N V COM N22717107 122 637 SH   DFND   545 92 0
COSTCO WHSL CORP NEW COM 22160K105 12 100 SH   SOLE   100 0 0
CREDIT SUISSE HIGH YLD BND F SH BEN INT 22544F103 70 22,759 SH   DFND   22,759 0 0
CUMMINS INC COM 231021106 8 60 SH   SOLE   60 0 0
DANAHER CORP DEL COM 235851102 65 840 SH   DFND   840 0 0
DANAHER CORP DEL COM 235851102 1,309 16,952 SH   SOLE   16,129 823 0
DEVON ENERGY CORP NEW COM 25179M103 11 175 SH   SOLE   175 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 26 200 SH   DFND   200 0 0
DISNEY WALT CO COM DISNEY 254687106 23 300 SH   SOLE   300 0 0
DOMINION RES INC VA NEW COM 25746U109 65 1,000 SH   SOLE   1,000 0 0
DOMINION RES INC VA NEW COM 25746U109 52 800 SH   DFND   800 0 0
DOW CHEM CO COM 260543103 77 1,737 SH   SOLE   1,737 0 0
DREYFUS HIGH YIELD STRATEGIE SH BEN INT 26200S101 33 8,000 SH   DFND   8,000 0 0
DTE ENERGY CO COM 233331107 207 3,112 SH   SOLE   3,112 0 0
DTE ENERGY CO COM 233331107 137 2,066 SH   DFND   1,850 216 0
DU PONT E I DE NEMOURS & CO COM 263534109 132 2,027 SH   DFND   2,027 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 755 11,615 SH   SOLE   8,868 2,747 0
DUKE ENERGY CORP NEW COM NEW 26441c204 185 2,680 SH   DFND   2,680 0 0
DUKE ENERGY CORP NEW COM NEW 26441c204 24 348 SH   SOLE   348 0 0
E M C CORP MASS COM 268648102 8 300 SH   SOLE   300 0 0
EATON CORP PLC SHS G29183103 15 200 SH   SOLE   200 0 0
EATON VANCE TAX ADVT DIV INC COM 27828G107 19 1,000 SH   DFND   1,000 0 0
EATON VANCE TAX ADVT DIV INC COM 27828G107 57 3,000 SH   SOLE   0 3,000 0
EATON VANCE TX MNG BY WRT OP COM 27828Y108 36 2,555 SH   DFND   0 2,555 0
EMERSON ELEC CO COM 291011104 218 3,100 SH   SOLE   600 2,500 0
EMERSON ELEC CO COM 291011104 119 1,700 SH   DFND   1,700 0 0
ENBRIDGE ENERGY PARTNERS L P COM 29250R106 15 500 SH   SOLE   500 0 0
ENERGEN CORP COM 29265N108 9 125 SH   SOLE   125 0 0
ENERGIZER HLDGS INC COM 29266R108 11 100 SH   SOLE   100 0 0
ENERGY RECOVERY INC COM 29270J100 56 10,000 SH   SOLE   10,000 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 14 250 SH   DFND   250 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 37 650 SH   SOLE   650 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 60 900 SH   DFND   900 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 491 7,400 SH   SOLE   4,900 2,500 0
EXELON CORP COM 30161N101 11 400 SH   DFND   400 0 0
Exide Technologies Com 302051206 1 2,282 SH   DFND   2,282 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 58 830 SH   DFND   830 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 737 10,492 SH   SOLE   8,378 2,114 0
EXXON MOBIL CORP COM 30231G102 204 2,017 SH   DFND   2,017 0 0
EXXON MOBIL CORP COM 30231G102 2,825 27,916 SH   SOLE   25,428 2,488 0
FIFTH THIRD BANCORP COM 316773100 9 450 SH   SOLE   450 0 0
FIRST HORIZON NATL CORP COM 320517105 0 4 SH   SOLE   4 0 0
FIRST TR ENERGY INCOME & GRW COM 33738G104 391 12,128 SH   DFND   9,985 2,143 0
FIRST TR ENERGY INCOME & GRW COM 33738G104 2,932 90,822 SH   SOLE   73,716 17,106 0
FIRSTENERGY CORP COM 337932107 26 800 SH   DFND   800 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 78 5,027 SH   DFND   0 5,027 0
FORD MTR CO DEL COM PAR $0.01 345370860 536 34,763 SH   SOLE   30,413 4,350 0
GENERAL ELECTRIC CO COM 369604103 405 14,450 SH   DFND   14,450 0 0
GENERAL ELECTRIC CO COM 369604103 319 11,387 SH   SOLE   6,387 5,000 0
GENERAL MLS INC COM 370334104 936 18,762 SH   SOLE   13,217 5,545 0
GENERAL MLS INC COM 370334104 118 2,355 SH   DFND   2,355 0 0
GENUINE PARTS CO COM 372460105 234 2,808 SH   DFND   2,808 0 0
GENUINE PARTS CO COM 372460105 775 9,316 SH   SOLE   6,463 2,853 0
GILEAD SCIENCES INC COM 375558103 23 300 SH   SOLE   300 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 48 900 SH   DFND   900 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 2 13 SH   DFND   13 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 671 3,783 SH   SOLE   3,223 560 0
GOOGLE INC CL A 38259P508 2 2 SH   DFND   2 0 0
GOOGLE INC CL A 38259P508 286 255 SH   SOLE   253 2 0
GREAT PLAINS ENERGY INC COM 391164100 133 5,504 SH   DFND   5,504 0 0
GREAT PLAINS ENERGY INC COM 391164100 109 4,500 SH   SOLE   4,500 0 0
GULF RESOURCES INC COM PAR $0.0005 40251W309 2 1,000 SH   SOLE   1,000 0 0
HALLIBURTON CO COM 406216101 10 200 SH   SOLE   200 0 0
HANCOCK JOHN FINL OPPTYS FD SH BEN INT NEW 409735206 35 1,493 SH   SOLE   1,493 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT 41013W108 276 15,455 SH   DFND   15,455 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT 41013W108 261 14,608 SH   SOLE   12,608 2,000 0
HANCOCK JOHN PREMUIM DIV FD COM SH BEN INT 41013T105 30 2,600 SH   SOLE   2,600 0 0
HEALTH CARE REIT INC COM 42217K106 102 1,908 SH   DFND   1,908 0 0
HEALTH CARE REIT INC COM 42217K106 339 6,320 SH   SOLE   2,795 3,525 0
HECLA MNG CO COM 422704106 12 4,000 SH   DFND   4,000 0 0
HELMERICH & PAYNE INC COM 423452101 95 1,127 SH   DFND   897 230 0
HELMERICH & PAYNE INC COM 423452101 2,177 25,895 SH   SOLE   22,088 3,807 0
HEXCEL CORP NEW COM 428291108 47 1,059 SH   DFND   1,059 0 0
HEXCEL CORP NEW COM 428291108 1,467 32,831 SH   SOLE   26,815 6,016 0
HONEYWELL INTL INC COM 438516106 57 625 SH   SOLE   625 0 0
HONEYWELL INTL INC COM 438516106 23 250 SH   DFND   250 0 0
ILLINOIS TOOL WKS INC COM 452308109 76 900 SH   DFND   900 0 0
ILLINOIS TOOL WKS INC COM 452308109 48 572 SH   SOLE   572 0 0
IMMUNOGEN INC COM 45253H101 2 145 SH   SOLE   145 0 0
INGREDION INC COM 457187102 12 174 SH   SOLE   0 174 0
INTEL CORP COM 458140100 204 7,850 SH   DFND   7,390 460 0
INTEL CORP COM 458140100 439 16,898 SH   SOLE   16,777 121 0
INTERCONTINENTALEXCHANGE GRO COM 45866F104 22 100 SH   SOLE   100 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 163 870 SH   DFND   870 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 711 3,790 SH   SOLE   2,623 1,167 0
ISHARES 1-3 YR TR BD ETF 464287457 51 600 SH   DFND   600 0 0
ISHARES COHEN&STEER REIT 464287564 664 8,882 SH   SOLE   7,382 1,500 0
ISHARES COHEN&STEER REIT 464287564 70 935 SH   DFND   870 65 0
ISHARES CORE S&P SCP ETF 464287804 55 500 SH   SOLE   500 0 0
ISHARES CORE TOTUSBD ETF 464287226 1,582 14,865 SH   DFND   13,790 1,075 0
ISHARES CORE TOTUSBD ETF 464287226 31,314 294,224 SH   SOLE   269,894 24,330 0
ISHARES CREDIT BD ETF 464288620 37 350 SH   DFND   350 0 0
ISHARES CREDIT BD ETF 464288620 456 4,268 SH   SOLE   3,543 725 0
ISHARES IBOXX HI YD ETF 464288513 4,621 49,751 SH   SOLE   45,846 3,905 0
ISHARES IBOXX HI YD ETF 464288513 510 5,492 SH   DFND   4,709 783 0
ISHARES IBOXX INV CP ETF 464287242 121 1,060 SH   SOLE   1,060 0 0
ISHARES INTL SEL DIV ETF 464288448 142 3,732 SH   DFND   2,205 1,527 0
ISHARES INTL SEL DIV ETF 464288448 2,371 62,483 SH   SOLE   60,183 2,300 0
ISHARES JP MOR EM MK ETF 464288281 238 2,205 SH   DFND   2,125 80 0
ISHARES JP MOR EM MK ETF 464288281 3,166 29,267 SH   SOLE   27,162 2,105 0
ISHARES MBS ETF 464288588 26 250 SH   DFND   250 0 0
ISHARES MICRO-CAP ETF 464288869 6,565 87,396 SH   SOLE   81,046 6,350 0
ISHARES MICRO-CAP ETF 464288869 372 4,958 SH   DFND   4,708 250 0
ISHARES MSCI CDA ETF 464286509 15 500 SH   SOLE   500 0 0
ISHARES MSCI EAFE ETF 464287465 4,623 68,902 SH   SOLE   62,837 6,065 0
ISHARES MSCI EAFE ETF 464287465 270 4,031 SH   DFND   3,731 300 0
ISHARES MSCI EMG MKT ETF 464287234 8,058 192,795 SH   SOLE   166,375 26,420 0
ISHARES MSCI EMG MKT ETF 464287234 490 11,733 SH   DFND   11,193 540 0
ISHARES MSCI PAC JP ETF 464286665 14 300 SH   DFND   300 0 0
ISHARES MSCI PAC JP ETF 464286665 210 4,500 SH   SOLE   0 4,500 0
ISHARES NAT AMT FREE BD 464288414 156 1,500 SH   SOLE   1,500 0 0
ISHARES NAT AMT FREE BD 464288414 210 2,025 SH   DFND   525 1,500 0
ISHARES RUS 1000 GRW ETF 464287614 9 100 SH   DFND   100 0 0
ISHARES RUS 2000 GRW ETF 464287648 16 115 SH   DFND   115 0 0
ISHARES RUS 2000 GRW ETF 464287648 495 3,650 SH   SOLE   1,650 2,000 0
ISHARES RUS 2000 VAL ETF 464287630 189 1,900 SH   SOLE   900 1,000 0
ISHARES RUS MD CP GR ETF 464287481 4,547 53,897 SH   SOLE   49,767 4,130 0
ISHARES RUS MD CP GR ETF 464287481 155 1,843 SH   DFND   1,578 265 0
ISHARES RUS MDCP VAL ETF 464287473 230 3,500 SH   SOLE   500 3,000 0
ISHARES RUS MID-CAP ETF 464287499 1,345 8,970 SH   SOLE   8,195 775 0
ISHARES RUS MID-CAP ETF 464287499 127 850 SH   DFND   850 0 0
ISHARES RUSSELL 2000 ETF 464287655 755 6,541 SH   DFND   6,156 385 0
ISHARES RUSSELL 2000 ETF 464287655 9,934 86,110 SH   SOLE   78,820 7,290 0
ISHARES S&P 500 GRWT ETF 464287309 8,276 83,810 SH   SOLE   80,935 2,875 0
ISHARES S&P 500 GRWT ETF 464287309 518 5,250 SH   DFND   4,700 550 0
ISHARES S&P 500 VAL ETF 464287408 311 3,635 SH   DFND   3,270 365 0
ISHARES S&P 500 VAL ETF 464287408 5,010 58,622 SH   SOLE   57,702 920 0
ISHARES S&P MC 400VL ETF 464287705 70 600 SH   SOLE   600 0 0
ISHARES SELECT DIVID ETF 464287168 246 3,450 SH   DFND   2,840 610 0
ISHARES SELECT DIVID ETF 464287168 397 5,567 SH   SOLE   2,067 3,500 0
ISHARES SHRT TRS BD ETF 464288679 24 215 SH   SOLE   215 0 0
ISHARES SHT NTLAMTFR ETF 464288158 53 500 SH   SOLE   500 0 0
ISHARES TIPS BD ETF 464287176 291 2,652 SH   DFND   2,627 25 0
ISHARES TIPS BD ETF 464287176 1,706 15,524 SH   SOLE   13,987 1,537 0
ISHARES U.S. BAS MTL ETF 464287838 525 6,445 SH   SOLE   3,550 2,895 0
ISHARES U.S. BAS MTL ETF 464287838 20 250 SH   DFND   250 0 0
ISHARES U.S. CNSM GD ETF 464287812 12 130 SH   DFND   0 130 0
ISHARES U.S. CNSM GD ETF 464287812 408 4,258 SH   SOLE   3,908 350 0
ISHARES U.S. CNSM SV ETF 464287580 318 2,620 SH   SOLE   2,420 200 0
ISHARES U.S. CNSM SV ETF 464287580 10 85 SH   DFND   0 85 0
ISHARES U.S. ENERGY ETF 464287796 58 1,155 SH   DFND   855 300 0
ISHARES U.S. ENERGY ETF 464287796 502 9,950 SH   SOLE   9,135 815 0
ISHARES U.S. FINLS ETF 464287788 8 100 SH   DFND   0 100 0
ISHARES U.S. FINLS ETF 464287788 589 7,354 SH   SOLE   7,079 275 0
ISHARES U.S. INDS ETF 464287754 562 5,543 SH   SOLE   4,883 660 0
ISHARES U.S. INDS ETF 464287754 35 345 SH   DFND   270 75 0
ISHARES U.S. PFD STK ETF 464288687 125 3,405 SH   DFND   2,835 570 0
ISHARES U.S. PFD STK ETF 464288687 1,828 49,620 SH   SOLE   39,505 10,115 0
ISHARES U.S. TECH ETF 464287721 4,921 55,642 SH   SOLE   47,772 7,870 0
ISHARES U.S. TECH ETF 464287721 254 2,871 SH   DFND   2,546 325 0
ISHARES U.S. TELECOM ETF 464287713 1,330 44,724 SH   SOLE   44,284 440 0
ISHARES U.S. TELECOM ETF 464287713 37 1,247 SH   DFND   1,002 245 0
ISHARES U.S. UTILITS ETF 464287697 240 2,505 SH   SOLE   2,505 0 0
ISHARES U.S. UTILITS ETF 464287697 12 125 SH   DFND   100 25 0
ISHARES US HLTHCARE ETF 464287762 768 6,596 SH   SOLE   6,246 350 0
ISHARES US HLTHCARE ETF 464287762 65 555 SH   DFND   455 100 0
ISHARES GOLD TRUST ISHARES 464285105 6 500 SH   SOLE   500 0 0
ISHARES GOLD TRUST ISHARES 464285105 12 1,000 SH   DFND   1,000 0 0
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 5 150 SH   DFND   150 0 0
JOHNSON & JOHNSON COM 478160104 257 2,807 SH   DFND   2,807 0 0
JOHNSON & JOHNSON COM 478160104 1,262 13,784 SH   SOLE   12,264 1,520 0
JOHNSON CTLS INC COM 478366107 26 499 SH   SOLE   499 0 0
JPMORGAN CHASE & CO COM 46625H100 87 1,493 SH   DFND   1,493 0 0
JPMORGAN CHASE & CO COM 46625H100 1,035 17,701 SH   SOLE   14,846 2,855 0
KELLOGG CO COM 487836108 24 400 SH   DFND   400 0 0
KELLOGG CO COM 487836108 12 200 SH   SOLE   200 0 0
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 863 10,700 SH   SOLE   9,200 1,500 0
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 274 3,400 SH   DFND   3,400 0 0
KKR FINL HLDGS LLC COM 48248A306 29 2,340 SH   DFND   0 2,340 0
KOHLS CORP COM 500255104 68 1,202 SH   SOLE   1,202 0 0
KOHLS CORP COM 500255104 6 100 SH   DFND   100 0 0
KRAFT FOODS GROUP INC COM 50076Q106 376 6,966 SH   SOLE   6,609 357 0
KRAFT FOODS GROUP INC COM 50076Q106 45 829 SH   DFND   559 270 0
LA Z BOY INC COM 505336107 5,859 189,000 SH   DFND   189,000 0 0
LA Z BOY INC COM 505336107 1,196 38,596 SH   SOLE   28,596 10,000 0
LEGGETT & PLATT INC COM 524660107 19 600 SH   DFND   600 0 0
LILLY ELI & CO COM 532457108 127 2,490 SH   DFND   2,490 0 0
LILLY ELI & CO COM 532457108 379 7,428 SH   SOLE   5,981 1,447 0
LINN ENERGY LLC UNIT LTD LIAB 536020100 62 2,000 SH   DFND   2,000 0 0
LOCKHEED MARTIN CORP COM 539830109 110 737 SH   DFND   737 0 0
LOCKHEED MARTIN CORP COM 539830109 348 2,344 SH   SOLE   2,219 125 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 152 2,400 SH   DFND   2,400 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 291 4,600 SH   SOLE   600 4,000 0
MARKET VECTORS ETF TR AGRIBUS ETF 57060U605 11 200 SH   SOLE   200 0 0
MASTERCARD INC CL A 57636Q104 21 25 SH   SOLE   25 0 0
MATTEL INC COM 577081102 424 8,912 SH   SOLE   8,462 450 0
MATTEL INC COM 577081102 14 289 SH   DFND   289 0 0
MBT FINL CORP COM 578877102 6,427 1,508,881 SH   OTR   0 0 1,508,881
MCCORMICK & CO INC COM NON VTG 579780206 55 800 SH   SOLE   800 0 0
MCDONALDS CORP COM 580135101 1,796 18,513 SH   SOLE   16,452 2,061 0
MCDONALDS CORP COM 580135101 238 2,449 SH   DFND   2,294 155 0
MCKESSON CORP COM 58155Q103 16 100 SH   SOLE   100 0 0
MDU RES GROUP INC COM 552690109 59 1,928 SH   SOLE   1,928 0 0
MERCK & CO INC NEW COM 58933Y105 544 10,866 SH   SOLE   10,054 812 0
MERCK & CO INC NEW COM 58933Y105 145 2,897 SH   DFND   2,467 430 0
METLIFE INC COM 59156R108 72 1,332 SH   SOLE   1,332 0 0
MICROSOFT CORP COM 594918104 198 5,305 SH   DFND   5,305 0 0
MICROSOFT CORP COM 594918104 1,248 33,356 SH   SOLE   28,936 4,420 0
MORGAN STANLEY COM NEW 617446448 38 1,212 SH   SOLE   1,212 0 0
MOSAIC CO NEW COM 61945C103 14 300 SH   SOLE   300 0 0
MYLAN INC COM 628530107 1,579 36,371 SH   SOLE   29,689 6,682 0
MYLAN INC COM 628530107 74 1,695 SH   DFND   1,695 0 0
Navistar Intl Corp New Com 639340000 2 55 SH   SOLE   55 0 0
NEXTERA ENERGY INC COM 65339F101 163 1,900 SH   SOLE   400 1,500 0
NEXTERA ENERGY INC COM 65339F101 77 900 SH   DFND   900 0 0
NIKE INC CL B 654106103 315 4,000 SH   SOLE   1,000 3,000 0
NOBLE CORP PLC SHS USD g65431101 39 1,050 SH   SOLE   1,050 0 0
NOBLE CORP PLC SHS USD g65431101 71 1,900 SH   DFND   1,900 0 0
NORFOLK SOUTHERN CORP COM 655844108 50 540 SH   DFND   540 0 0
NORFOLK SOUTHERN CORP COM 655844108 151 1,628 SH   SOLE   1,628 0 0
NOVARTIS A G SPONSORED ADR 66987V109 32 403 SH   DFND   403 0 0
NOVARTIS A G SPONSORED ADR 66987V109 235 2,924 SH   SOLE   1,424 1,500 0
NOVO-NORDISK A S ADR 670100205 18 100 SH   SOLE   100 0 0
NUSTAR ENERGY LP UNIT COM 67058H102 82 1,600 SH   DFND   1,600 0 0
NUVEEN AMT-FREE MUN INCOME F COM 670657105 36 3,015 SH   SOLE   3,015 0 0
NUVEEN DIVID ADVANTAGE MUN I COM 67071L106 13 1,000 SH   SOLE   1,000 0 0
NUVEEN GBL INCOME OPPORTUN F COM 67073C104 3 290 SH   SOLE   290 0 0
NUVEEN MUN OPPORTUNITY FD IN COM 670984103 13 1,000 SH   SOLE   1,000 0 0
NUVEEN QUALITY MUN FD INC COM 67062N103 12 1,000 SH   SOLE   1,000 0 0
NUVEEN QUALITY PFD INC FD 3 COM 67072W101 25 3,200 SH   SOLE   3,200 0 0
NUVEEN QUALITY PFD INCOME FD COM 67071S101 24 3,175 SH   SOLE   3,175 0 0
NUVEEN QUALITY PFD INCOME FD COM 67072C105 24 3,000 SH   SOLE   3,000 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 10 100 SH   SOLE   100 0 0
OCEANEERING INTL INC COM 675232102 40 507 SH   DFND   507 0 0
OCEANEERING INTL INC COM 675232102 1,562 19,800 SH   SOLE   16,205 3,595 0
ORACLE CORP COM 68389X105 146 3,809 SH   DFND   3,809 0 0
ORACLE CORP COM 68389X105 1,351 35,316 SH   SOLE   29,736 5,580 0
People's Jewelry Company Com 993002211 0 1,384 SH   SOLE   1,384 0 0
PEPSICO INC COM 713448108 266 3,204 SH   DFND   2,839 365 0
PEPSICO INC COM 713448108 1,689 20,368 SH   SOLE   18,486 1,882 0
PFIZER INC COM 717081103 79 2,589 SH   DFND   2,589 0 0
PFIZER INC COM 717081103 1,230 40,157 SH   SOLE   34,047 6,110 0
PG&E CORP COM 69331C108 41 1,015 SH   DFND   1,015 0 0
PG&E CORP COM 69331C108 316 7,838 SH   SOLE   7,838 0 0
PHILIP MORRIS INTL INC COM 718172109 231 2,651 SH   DFND   2,651 0 0
PHILIP MORRIS INTL INC COM 718172109 1,557 17,873 SH   SOLE   14,046 3,827 0
PHILLIPS 66 COM 718546104 16 213 SH   DFND   213 0 0
PHILLIPS 66 COM 718546104 15 200 SH   SOLE   200 0 0
PIMCO CORPORATE & INCOME OPP COM 72201B101 35 2,000 SH   DFND   2,000 0 0
PIMCO HIGH INCOME FD COM SHS 722014107 47 4,000 SH   DFND   4,000 0 0
PLUM CREEK TIMBER CO INC COM 729251108 14 300 SH   DFND   300 0 0
PNC FINL SVCS GROUP INC COM 693475105 10 125 SH   DFND   125 0 0
PNC FINL SVCS GROUP INC COM 693475105 76 975 SH   SOLE   975 0 0
POLARIS INDS INC COM 731068102 119 816 SH   DFND   663 153 0
POLARIS INDS INC COM 731068102 1,806 12,403 SH   SOLE   10,516 1,887 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 72 2,910 SH   DFND   2,910 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 963 38,692 SH   SOLE   26,272 12,420 0
POWERSHARES GLOBAL ETF TRUST AGG PFD PORT 73936T565 42 3,125 SH   SOLE   3,125 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 35 400 SH   DFND   400 0 0
PPL CORP COM 69351T106 30 1,000 SH   DFND   1,000 0 0
PRAXAIR INC COM 74005P104 150 1,150 SH   SOLE   150 1,000 0
PRICE T ROWE GROUP INC COM 74144T108 17 200 SH   SOLE   200 0 0
PRICELINE COM INC COM NEW 741503403 58 50 SH   SOLE   50 0 0
PROCTER & GAMBLE CO COM 742718109 190 2,336 SH   DFND   2,206 130 0
PROCTER & GAMBLE CO COM 742718109 1,448 17,786 SH   SOLE   15,059 2,727 0
PRUDENTIAL FINL INC COM 744320102 37 400 SH   SOLE   400 0 0
QUALCOMM INC COM 747525103 1,236 16,648 SH   SOLE   14,093 2,555 0
QUALCOMM INC COM 747525103 27 369 SH   DFND   369 0 0
REALTY INCOME CORP COM 756109104 34 900 SH   DFND   900 0 0
REPUBLIC SVCS INC COM 760759100 12 375 SH   SOLE   375 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 38 500 SH   DFND   500 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 113 1,579 SH   DFND   1,229 350 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 383 5,368 SH   SOLE   5,253 115 0
SCHEIN HENRY INC COM 806407102 11 100 SH   SOLE   100 0 0
SCHLUMBERGER LTD COM 806857108 1 10 SH   DFND   10 0 0
SCHLUMBERGER LTD COM 806857108 254 2,817 SH   SOLE   2,412 405 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,158 17,331 SH   SOLE   16,981 350 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 130 1,938 SH   DFND   1,846 92 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,482 34,483 SH   SOLE   33,773 710 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 161 3,739 SH   DFND   3,577 162 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,431 43,844 SH   SOLE   40,794 3,050 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 164 2,967 SH   DFND   2,586 381 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 2,589 29,256 SH   SOLE   25,271 3,985 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 171 1,931 SH   DFND   1,818 113 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 149 6,803 SH   DFND   6,224 579 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,914 87,563 SH   SOLE   76,158 11,405 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 86 1,639 SH   DFND   1,549 90 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 943 18,047 SH   SOLE   16,612 1,435 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,653 69,884 SH   SOLE   68,469 1,415 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 192 5,061 SH   DFND   4,261 800 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 5 110 SH   DFND   110 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 378 8,173 SH   SOLE   8,173 0 0
SEMPRA ENERGY COM 816851109 103 1,150 SH   DFND   1,150 0 0
SIGNET JEWELERS LIMITED SHS G81276100 88 1,124 SH   DFND   769 355 0
SIGNET JEWELERS LIMITED SHS G81276100 2,091 26,570 SH   SOLE   20,706 5,864 0
SMUCKER J M CO COM NEW 832696405 21 200 SH   DFND   200 0 0
SMUCKER J M CO COM NEW 832696405 52 500 SH   SOLE   500 0 0
SNAP ON INC COM 833034101 64 582 SH   DFND   582 0 0
SNAP ON INC COM 833034101 2,162 19,744 SH   SOLE   15,794 3,950 0
SOUTHERN CO COM 842587107 144 3,503 SH   SOLE   3,503 0 0
SOUTHERN CO COM 842587107 82 2,000 SH   DFND   2,000 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 24 145 SH   DFND   145 5 0
SPDR GOLD TRUST GOLD SHS 78463V107 12 100 SH   SOLE   0 100 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 251 4,340 SH   DFND   4,225 115 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 2,941 50,929 SH   SOLE   50,084 845 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 24 1,000 SH   SOLE   0 1,000 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 243 10,000 SH   DFND   10,000 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 290 3,995 SH   SOLE   3,995 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 87 1,200 SH   DFND   1,200 0 0
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 1,118 33,584 SH   SOLE   26,245 7,339 0
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 72 2,161 SH   DFND   1,991 170 0
SPECTRA ENERGY CORP COM 847560109 102 2,850 SH   DFND   2,850 0 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 3,814 76,240 SH   SOLE   67,715 8,525 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 198 3,965 SH   DFND   3,790 175 0
STARBUCKS CORP COM 855244109 20 250 SH   SOLE   250 0 0
Starvox Communications Inc Com 85570Y106 0 33 SH   SOLE   33 0 0
STRYKER CORP COM 863667101 38 500 SH   DFND   500 0 0
STRYKER CORP COM 863667101 26 350 SH   SOLE   350 0 0
SUNTRUST BKS INC COM 867914103 7 200 SH   SOLE   200 0 0
Superior Dev Group Inc Com 868148206 0 376 SH   SOLE   376 0 0
SYSCO CORP COM 871829107 34 950 SH   DFND   950 0 0
TCW STRATEGIC INCOME FUND IN COM 872340104 29 5,400 SH   DFND   5,400 0 0
TECO ENERGY INC COM 872375100 86 5,000 SH   SOLE   5,000 0 0
TELEFONICA S A SPONSORED ADR 879382208 67 4,105 SH   DFND   4,105 0 0
Telenetics Corp Com 87943P408 0 2,000 SH   SOLE   2,000 0 0
TEMPLETON EMERG MKTS INCOME COM 880192109 14 1,000 SH   SOLE   1,000 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 17 150 SH   SOLE   150 0 0
TIME WARNER CABLE INC COM 88732J207 2 16 SH   SOLE   16 0 0
TIME WARNER INC COM NEW 887317303 5 66 SH   SOLE   66 0 0
TJX COS INC NEW COM 872540109 38 600 SH   DFND   600 0 0
UNDER ARMOUR INC CL A 904311107 9 100 SH   DFND   100 0 0
UNITED PARCEL SERVICE INC CL B 911312106 447 4,253 SH   SOLE   4,094 159 0
UNITED PARCEL SERVICE INC CL B 911312106 64 607 SH   DFND   607 0 0
UNITED TECHNOLOGIES CORP COM 913017109 200 1,760 SH   DFND   1,760 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,754 15,416 SH   SOLE   12,936 2,480 0
US BANCORP DEL COM NEW 902973304 36 900 SH   DFND   900 0 0
VALERO ENERGY CORP NEW COM 91913Y100 25 500 SH   DFND   500 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 5,135 62,857 SH   SOLE   61,447 1,410 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 220 26,955 SH   DFND   2,485 21 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 37 462 SH   SOLE   462 0 0
Vanguard High Yeild Corporate Com 922031208 46 7,630 SH   SOLE   7,630 0 0
VANGUARD INDEX FDS REIT ETF 922908553 1,618 25,061 SH   SOLE   24,436 625 0
VANGUARD INDEX FDS REIT ETF 922908553 125 1,930 SH   DFND   1,835 95 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 14 275 SH   SOLE   275 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 77 1,875 SH   DFND   1,875 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 23 550 SH   SOLE   550 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 858 17,390 SH   SOLE   16,100 1,290 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 63 1,275 SH   DFND   1,215 60 0
Vanguard S/T Inflation Protect Com 922020706 35 1,409 SH   DFND   1,020 389 0
Vanguard S/T Inflation Protect Com 922020706 1,209 48,954 SH   SOLE   47,251 1,702 0
Vanguard Wellington Adm Com 921935201 92 1,403 SH   SOLE   1,403 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 8,078 129,614 SH   SOLE   116,574 13,040 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 393 6,305 SH   DFND   5,365 940 0
VERIZON COMMUNICATIONS INC COM 92343V104 221 4,501 SH   DFND   4,501 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,326 26,990 SH   SOLE   22,957 4,033 0
VODAFONE GROUP PLC NEW SPONS ADR NEW 92857W209 28 700 SH   DFND   700 0 0
VODAFONE GROUP PLC NEW SPONS ADR NEW 92857W209 35 900 SH   SOLE   900 0 0
WAL-MART STORES INC COM 931142103 10 127 SH   SOLE   127 0 0
WAL-MART STORES INC COM 931142103 35 450 SH   DFND   225 225 0
WASTE MGMT INC DEL COM 94106L109 151 3,356 SH   DFND   2,996 360 0
WASTE MGMT INC DEL COM 94106L109 722 16,100 SH   SOLE   12,360 3,740 0
WELLS FARGO & CO NEW COM 949746101 35 768 SH   DFND   528 240 0
WELLS FARGO & CO NEW COM 949746101 558 12,289 SH   SOLE   11,948 341 0
WESTAR ENERGY INC COM 95709T100 40 1,250 SH   DFND   1,250 0 0
WF Adv. Utilities and High Com 949870000 116 9,805 SH   DFND   9,805 0 0
WINDSTREAM HLDGS INC COM 97382A101 18 2,292 SH   SOLE   2,292 0 0
WINDSTREAM HLDGS INC COM 97382A101 33 4,100 SH   DFND   4,100 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 15 300 SH   SOLE   300 0 0
WISDOMTREE TR INTL DIV EX FINL 97717W786 24 500 SH   SOLE   500 0 0
XL GROUP PLC SHS G98290102 18 550 SH   SOLE   550 0 0
ZIONS BANCORPORATION COM 989701107 12 400 SH   SOLE   400 0 0