The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/3 Int. Mineral Rights Ward Com 999006498 0 1 SH   SOLE   1 0 0
3M CO COM 88579Y101 110 925 SH   DFND   925 0 0
3M CO COM 88579Y101 1,050 8,796 SH   SOLE   7,497 1,299 0
ABBOTT LABS COM 002824100 8 250 SH   DFND   250 0 0
ABBOTT LABS COM 002824100 10 300 SH   SOLE   300 0 0
ABBVIE INC COM 00287Y109 11 250 SH   DFND   250 0 0
ABBVIE INC COM 00287Y109 13 300 SH   SOLE   300 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 260 3,525 SH   SOLE   1,275 2,250 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 48 650 SH   DFND   650 0 0
AIR PRODS & CHEMS INC COM 009158106 32 300 SH   DFND   300 0 0
ALLIANCEBERNSTEIN INCOME FUN COM 01881E101 28 4,000 SH   DFND   4,000 0 0
ALLSTATE CORP COM 020002101 31 610 SH   SOLE   610 0 0
ALTRIA GROUP INC COM 02209S103 99 2,878 SH   DFND   2,878 0 0
ALTRIA GROUP INC COM 02209S103 885 25,767 SH   SOLE   19,519 6,248 0
AMAZON COM INC COM 023135106 47 150 SH   SOLE   150 0 0
AMAZON COM INC COM 023135106 55 175 SH   DFND   175 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 32 1,608 SH   SOLE   1,608 0 0
AMERICAN ELEC PWR INC COM 025537101 117 2,710 SH   DFND   2,710 0 0
AMERICAN ELEC PWR INC COM 025537101 585 13,504 SH   SOLE   12,798 706 0
AMERICAN EXPRESS CO COM 025816109 30 395 SH   DFND   395 0 0
AMERICAN EXPRESS CO COM 025816109 446 5,905 SH   SOLE   5,325 580 0
AMERICAN WTR WKS CO INC NEW COM 030420103 8 200 SH   SOLE   200 0 0
ANADARKO PETE CORP COM 032511107 37 400 SH   SOLE   400 0 0
APACHE CORP COM 037411105 34 400 SH   DFND   400 0 0
APACHE CORP COM 037411105 158 1,850 SH   SOLE   850 1,000 0
APPLE INC COM 037833100 103 215 SH   DFND   215 0 0
APPLE INC COM 037833100 1,837 3,854 SH   SOLE   3,393 461 0
AT&T INC COM 00206R102 1,358 40,160 SH   SOLE   34,124 6,036 0
AT&T INC COM 00206R102 153 4,511 SH   DFND   4,511 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 107 1,475 SH   DFND   1,475 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 387 5,348 SH   SOLE   5,083 265 0
BANK MONTREAL QUE COM 063671101 13 200 SH   SOLE   200 0 0
BANK OF AMERICA CORPORATION COM 060505104 6 450 SH   SOLE   450 0 0
BANK OF THE OZARKS INC COM 063904106 9 186 SH   DFND   186 0 0
BANK OF THE OZARKS INC COM 063904106 1,538 32,076 SH   SOLE   26,977 5,099 0
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 77 2,076 SH   DFND   1,966 110 0
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 1,609 43,180 SH   SOLE   39,315 3,865 0
BARD C R INC COM 067383109 68 590 SH   SOLE   590 0 0
BAXTER INTL INC COM 071813109 56 853 SH   SOLE   853 0 0
BEAM INC COM 073730103 8 125 SH   SOLE   125 0 0
BECTON DICKINSON & CO COM 075887109 45 450 SH   SOLE   450 0 0
BECTON DICKINSON & CO COM 075887109 65 650 SH   DFND   650 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5 40 SH   DFND   40 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 328 2,894 SH   SOLE   2,865 29 0
BHP BILLITON LTD SPONSORED ADR 088606108 23 350 SH   DFND   350 0 0
BHP BILLITON LTD SPONSORED ADR 088606108 123 1,850 SH   SOLE   600 1,250 0
BLACK HILLS CORP COM 092113109 22 450 SH   SOLE   450 0 0
BLACKROCK INC COM 09247X101 357 1,320 SH   SOLE   820 500 0
BP PLC SPONSORED ADR 055622104 38 900 SH   DFND   900 0 0
BP PRUDHOE BAY RTY TR UNIT BEN INT 055630107 13 150 SH   SOLE   150 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 341 7,370 SH   SOLE   7,370 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 33 500 SH   DFND   500 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 10 150 SH   SOLE   150 0 0
CABELAS INC COM 126804301 111 1,758 SH   DFND   1,593 165 0
CABELAS INC COM 126804301 1,249 19,823 SH   SOLE   14,958 4,865 0
CATERPILLAR INC DEL COM 149123101 4 45 SH   SOLE   45 0 0
CELGENE CORP COM 151020104 23 150 SH   SOLE   150 0 0
CENTERPOINT ENERGY INC COM 15189T107 630 26,272 SH   SOLE   24,934 1,338 0
CENTERPOINT ENERGY INC COM 15189T107 187 7,815 SH   DFND   6,815 1,000 0
CENTURYLINK INC COM 156700106 454 14,470 SH   SOLE   13,724 746 0
CENTURYLINK INC COM 156700106 83 2,658 SH   DFND   2,658 0 0
CHEVRON CORP NEW COM 166764100 311 2,557 SH   DFND   2,557 0 0
CHEVRON CORP NEW COM 166764100 1,912 15,735 SH   SOLE   13,361 2,374 0
CINCINNATI FINL CORP COM 172062101 24 500 SH   DFND   500 0 0
CINCINNATI FINL CORP COM 172062101 14 300 SH   SOLE   300 0 0
CISCO SYS INC COM 17275R102 136 5,810 SH   DFND   5,810 0 0
CITIGROUP INC COM NEW 172967424 4 75 SH   SOLE   0 75 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2013 18383M589 76 3,640 SH   SOLE   2,395 1,245 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2013 18383M589 1 60 SH   DFND   60 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG ENH SHT DUR 18383M654 58 1,165 SH   DFND   1,015 150 0
CLAYMORE EXCHANGE TRD FD TR GUGG ENH SHT DUR 18383M654 1,596 31,798 SH   SOLE   30,068 1,730 0
CLOROX CO DEL COM 189054109 147 1,800 SH   SOLE   200 1,600 0
CME GROUP INC COM 12572Q105 15 200 SH   SOLE   200 0 0
CMS ENERGY CORP COM 125896100 13 500 SH   SOLE   500 0 0
COCA COLA CO COM 191216100 546 14,422 SH   SOLE   9,722 4,700 0
COCA COLA CO COM 191216100 124 3,265 SH   DFND   3,265 0 0
COHEN & STEERS TOTAL RETURN COM 19247R103 7 580 SH   DFND   580 0 0
COLGATE PALMOLIVE CO COM 194162103 77 1,296 SH   SOLE   1,296 0 0
COMCAST CORP NEW CL A 20030N101 288 6,393 SH   SOLE   6,339 54 0
COMCAST CORP NEW CL A 20030N101 66 1,467 SH   DFND   1,467 0 0
COMERICA INC COM 200340107 151 3,850 SH   SOLE   3,850 0 0
CONOCOPHILLIPS COM 20825C104 50 725 SH   DFND   725 0 0
CONOCOPHILLIPS COM 20825C104 34 496 SH   SOLE   496 0 0
CORE LABORATORIES N V COM N22717107 109 645 SH   DFND   545 100 0
CORE LABORATORIES N V COM N22717107 1,647 9,733 SH   SOLE   8,025 1,708 0
COSTCO WHSL CORP NEW COM 22160K105 12 100 SH   SOLE   100 0 0
CREDIT SUISSE HIGH YLD BND F SH BEN INT 22544F103 69 22,759 SH   DFND   22,759 0 0
CSX CORP COM 126408103 13 500 SH   SOLE   500 0 0
CUMMINS INC COM 231021106 8 60 SH   SOLE   60 0 0
DANAHER CORP DEL COM 235851102 58 840 SH   DFND   840 0 0
DANAHER CORP DEL COM 235851102 1,174 16,939 SH   SOLE   16,116 823 0
Den-Wood Partners LP LIQ Com 993002500 0 4 SH   SOLE   4 0 0
DEVON ENERGY CORP NEW COM 25179M103 10 175 SH   SOLE   175 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 25 200 SH   DFND   200 0 0
DIGITAL RLTY TR INC COM 253868103 5 100 SH   SOLE   100 0 0
DISNEY WALT CO COM DISNEY 254687106 19 300 SH   SOLE   300 0 0
DOMINION RES INC VA NEW COM 25746U109 50 800 SH   DFND   800 0 0
DOMINION RES INC VA NEW COM 25746U109 62 1,000 SH   SOLE   1,000 0 0
DOW CHEM CO COM 260543103 67 1,737 SH   SOLE   1,737 0 0
DREYFUS HIGH YIELD STRATEGIE SH BEN INT 26200S101 32 8,000 SH   DFND   8,000 0 0
DTE ENERGY CO COM 233331107 136 2,066 SH   DFND   1,850 216 0
DTE ENERGY CO COM 233331107 205 3,112 SH   SOLE   3,112 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 118 2,012 SH   DFND   2,012 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 707 12,080 SH   SOLE   9,333 2,747 0
DUKE ENERGY CORP NEW COM NEW 26441c204 23 348 SH   SOLE   348 0 0
DUKE ENERGY CORP NEW COM NEW 26441c204 179 2,680 SH   DFND   2,680 0 0
E M C CORP MASS COM 268648102 8 300 SH   SOLE   300 0 0
EATON CORP PLC SHS G29183103 14 200 SH   SOLE   200 0 0
EATON VANCE TAX ADVT DIV INC COM 27828G107 18 1,000 SH   DFND   1,000 0 0
EATON VANCE TAX ADVT DIV INC COM 27828G107 54 3,000 SH   SOLE   0 3,000 0
EATON VANCE TX MNG BY WRT OP COM 27828Y108 33 2,555 SH   DFND   0 2,555 0
EMERSON ELEC CO COM 291011104 110 1,700 SH   DFND   1,700 0 0
EMERSON ELEC CO COM 291011104 201 3,100 SH   SOLE   600 2,500 0
ENBRIDGE ENERGY PARTNERS L P COM 29250R106 15 500 SH   SOLE   500 0 0
ENERGEN CORP COM 29265N108 10 125 SH   SOLE   125 0 0
ENERGIZER HLDGS INC COM 29266R108 9 100 SH   SOLE   100 0 0
ENERGY RECOVERY INC COM 29270J100 72 10,000 SH   SOLE   10,000 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 34 650 SH   SOLE   650 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 13 250 SH   DFND   250 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 238 3,900 SH   DFND   3,900 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 177 2,900 SH   SOLE   400 2,500 0
EXELON CORP COM 30161N101 12 400 SH   DFND   400 0 0
Exide Technologies Com 302051206 1 2,282 SH   DFND   2,282 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 51 830 SH   DFND   830 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 647 10,472 SH   SOLE   8,358 2,114 0
EXXON MOBIL CORP COM 30231G102 174 2,017 SH   DFND   2,017 0 0
EXXON MOBIL CORP COM 30231G102 2,407 27,981 SH   SOLE   25,493 2,488 0
FIFTH THIRD BANCORP COM 316773100 8 450 SH   SOLE   450 0 0
FIRST HORIZON NATL CORP COM 320517105 0 4 SH   SOLE   4 0 0
FIRST TR ENERGY INCOME & GRW COM 33738G104 3,072 96,006 SH   SOLE   78,900 17,106 0
FIRST TR ENERGY INCOME & GRW COM 33738G104 384 12,010 SH   DFND   9,985 2,025 0
FIRSTENERGY CORP COM 337932107 29 800 SH   DFND   800 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 85 5,027 SH   DFND   0 5,027 0
FORD MTR CO DEL COM PAR $0.01 345370860 578 34,263 SH   SOLE   29,913 4,350 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 4 100 SH   SOLE   100 0 0
GENERAL ELECTRIC CO COM 369604103 345 14,450 SH   DFND   14,450 0 0
GENERAL ELECTRIC CO COM 369604103 272 11,387 SH   SOLE   6,387 5,000 0
GENERAL MLS INC COM 370334104 113 2,355 SH   DFND   2,355 0 0
GENERAL MLS INC COM 370334104 902 18,829 SH   SOLE   13,284 5,545 0
GENUINE PARTS CO COM 372460105 214 2,648 SH   DFND   2,648 0 0
GENUINE PARTS CO COM 372460105 788 9,741 SH   SOLE   6,888 2,853 0
GILEAD SCIENCES INC COM 375558103 19 300 SH   SOLE   300 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 45 900 SH   DFND   900 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 2 13 SH   DFND   13 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 600 3,792 SH   SOLE   3,232 560 0
GOOGLE INC CL A 38259P508 2 2 SH   DFND   2 0 0
GOOGLE INC CL A 38259P508 222 254 SH   SOLE   252 2 0
GREAT PLAINS ENERGY INC COM 391164100 122 5,504 SH   DFND   5,504 0 0
GREAT PLAINS ENERGY INC COM 391164100 100 4,500 SH   SOLE   4,500 0 0
HALLIBURTON CO COM 406216101 10 200 SH   SOLE   200 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT 41013W108 462 23,943 SH   SOLE   20,943 3,000 0
HANCOCK JOHN PFD INCOME FD SH BEN INT 41013W108 298 15,455 SH   DFND   15,455 0 0
HEALTH CARE REIT INC COM 42217K106 131 2,096 SH   DFND   2,096 0 0
HEALTH CARE REIT INC COM 42217K106 674 10,805 SH   SOLE   7,280 3,525 0
HECLA MNG CO COM 422704106 13 4,000 SH   DFND   4,000 0 0
HELMERICH & PAYNE INC COM 423452101 76 1,104 SH   DFND   867 237 0
HELMERICH & PAYNE INC COM 423452101 1,778 25,788 SH   SOLE   21,981 3,807 0
HONEYWELL INTL INC COM 438516106 21 250 SH   DFND   250 0 0
HONEYWELL INTL INC COM 438516106 60 725 SH   SOLE   725 0 0
ILLINOIS TOOL WKS INC COM 452308109 69 900 SH   DFND   900 0 0
ILLINOIS TOOL WKS INC COM 452308109 44 572 SH   SOLE   572 0 0
IMMUNOGEN INC COM 45253H101 2 145 SH   SOLE   145 0 0
INGREDION INC COM 457187102 12 174 SH   SOLE   0 174 0
INTEL CORP COM 458140100 489 21,339 SH   SOLE   20,548 791 0
INTEL CORP COM 458140100 179 7,825 SH   DFND   7,365 460 0
INTERCONTINENTALEXCHANGE INC COM 45865V100 18 100 SH   SOLE   100 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 161 870 SH   DFND   870 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 687 3,710 SH   SOLE   2,543 1,167 0
ISHARES 1-3 YR TR BD ETF 464287457 51 600 SH   DFND   600 0 0
ISHARES 1-3 YR TR BD ETF 464287457 58 690 SH   SOLE   690 0 0
ISHARES COHEN&STEER REIT 464287564 74 958 SH   DFND   893 65 0
ISHARES COHEN&STEER REIT 464287564 1,285 16,717 SH   SOLE   14,612 2,105 0
ISHARES CORE S&P MCP ETF 464287507 20 160 SH   SOLE   160 0 0
ISHARES CORE S&P SCP ETF 464287804 63 630 SH   SOLE   630 0 0
ISHARES CORE TOTUSBD ETF 464287226 33,203 309,728 SH   SOLE   279,193 30,535 0
ISHARES CORE TOTUSBD ETF 464287226 2,087 19,465 SH   DFND   18,390 1,075 0
ISHARES CREDIT BD ETF 464288620 463 4,325 SH   SOLE   3,600 725 0
ISHARES CREDIT BD ETF 464288620 38 350 SH   DFND   350 0 0
ISHARES IBOXX HI YD ETF 464288513 505 5,514 SH   DFND   4,749 765 0
ISHARES IBOXX HI YD ETF 464288513 4,076 44,506 SH   SOLE   40,616 3,890 0
ISHARES IBOXX INV CP ETF 464287242 120 1,060 SH   DFND   1,060 0 0
ISHARES INTL SEL DIV ETF 464288448 130 3,587 SH   DFND   2,180 1,407 0
ISHARES INTL SEL DIV ETF 464288448 2,365 65,230 SH   SOLE   62,930 2,300 0
ISHARES JP MOR EM MK ETF 464288281 3,201 29,355 SH   SOLE   27,180 2,175 0
ISHARES JP MOR EM MK ETF 464288281 282 2,585 SH   DFND   2,505 80 0
ISHARES MBS ETF 464288588 26 250 SH   DFND   250 0 0
ISHARES MICRO-CAP ETF 464288869 5,821 84,995 SH   SOLE   80,500 4,495 0
ISHARES MICRO-CAP ETF 464288869 345 5,037 SH   DFND   4,787 250 0
ISHARES MSCI CDA ETF 464286509 14 500 SH   SOLE   500 0 0
ISHARES MSCI EAFE ETF 464287465 4,908 76,922 SH   SOLE   70,107 6,815 0
ISHARES MSCI EAFE ETF 464287465 323 5,064 SH   DFND   4,764 300 0
ISHARES MSCI EMG MKT ETF 464287234 490 12,029 SH   DFND   11,489 540 0
ISHARES MSCI EMG MKT ETF 464287234 7,970 195,547 SH   SOLE   166,492 29,055 0
ISHARES MSCI PAC JP ETF 464286665 214 4,500 SH   SOLE   0 4,500 0
ISHARES MSCI PAC JP ETF 464286665 14 300 SH   DFND   300 0 0
ISHARES NA NAT RES 464287374 15 350 SH   SOLE   350 0 0
ISHARES NAT AMT FREE BD 464288414 217 2,075 SH   DFND   575 1,500 0
ISHARES NAT AMT FREE BD 464288414 157 1,500 SH   SOLE   1,500 0 0
ISHARES RUS 1000 GRW ETF 464287614 8 100 SH   DFND   100 0 0
ISHARES RUS 2000 GRW ETF 464287648 16 125 SH   DFND   125 0 0
ISHARES RUS 2000 GRW ETF 464287648 525 4,175 SH   SOLE   2,175 2,000 0
ISHARES RUS 2000 VAL ETF 464287630 174 1,900 SH   SOLE   900 1,000 0
ISHARES RUS MD CP GR ETF 464287481 4,306 55,064 SH   SOLE   50,879 4,185 0
ISHARES RUS MD CP GR ETF 464287481 148 1,896 SH   DFND   1,631 265 0
ISHARES RUS MDCP VAL ETF 464287473 213 3,500 SH   SOLE   500 3,000 0
ISHARES RUS MID-CAP ETF 464287499 118 850 SH   DFND   850 0 0
ISHARES RUS MID-CAP ETF 464287499 1,294 9,305 SH   SOLE   8,530 775 0
ISHARES RUSSELL 2000 ETF 464287655 680 6,375 SH   DFND   5,990 385 0
ISHARES RUSSELL 2000 ETF 464287655 8,970 84,137 SH   SOLE   78,502 5,635 0
ISHARES S&P 500 GRWT ETF 464287309 7,083 79,267 SH   SOLE   77,172 2,095 0
ISHARES S&P 500 GRWT ETF 464287309 484 5,420 SH   DFND   4,870 550 0
ISHARES S&P 500 VAL ETF 464287408 294 3,750 SH   DFND   3,385 365 0
ISHARES S&P 500 VAL ETF 464287408 4,406 56,256 SH   SOLE   55,336 920 0
ISHARES S&P MC 400VL ETF 464287705 65 600 SH   SOLE   600 0 0
ISHARES SELECT DIVID ETF 464287168 229 3,450 SH   DFND   2,840 610 0
ISHARES SELECT DIVID ETF 464287168 382 5,757 SH   SOLE   2,257 3,500 0
ISHARES SHRT TRS BD ETF 464288679 1 5 SH   DFND   5 0 0
ISHARES SHRT TRS BD ETF 464288679 46 420 SH   SOLE   300 120 0
ISHARES SHT NTLAMTFR ETF 464288158 53 500 SH   SOLE   500 0 0
ISHARES TIPS BD ETF 464287176 1,801 16,000 SH   SOLE   14,238 1,762 0
ISHARES TIPS BD ETF 464287176 345 3,065 SH   DFND   3,040 25 0
ISHARES U.S. BAS MTL ETF 464287838 607 8,200 SH   SOLE   5,300 2,900 0
ISHARES U.S. BAS MTL ETF 464287838 30 400 SH   DFND   400 0 0
ISHARES U.S. CNSM GD ETF 464287812 388 4,340 SH   SOLE   3,990 350 0
ISHARES U.S. CNSM GD ETF 464287812 12 130 SH   DFND   0 130 0
ISHARES U.S. CNSM SV ETF 464287580 298 2,707 SH   SOLE   2,507 200 0
ISHARES U.S. CNSM SV ETF 464287580 9 85 SH   DFND   0 85 0
ISHARES U.S. ENERGY ETF 464287796 467 9,905 SH   SOLE   9,090 815 0
ISHARES U.S. ENERGY ETF 464287796 54 1,155 SH   DFND   855 300 0
ISHARES U.S. FINLS ETF 464287788 545 7,444 SH   SOLE   7,169 275 0
ISHARES U.S. FINLS ETF 464287788 7 100 SH   DFND   0 100 0
ISHARES U.S. INDS ETF 464287754 821 9,070 SH   SOLE   6,835 2,235 0
ISHARES U.S. INDS ETF 464287754 48 525 SH   DFND   450 75 0
ISHARES U.S. PFD STK ETF 464288687 2,374 62,476 SH   SOLE   50,596 11,880 0
ISHARES U.S. PFD STK ETF 464288687 125 3,300 SH   DFND   2,835 465 0
ISHARES U.S. TECH ETF 464287721 3,956 50,198 SH   SOLE   46,128 4,070 0
ISHARES U.S. TECH ETF 464287721 233 2,963 SH   DFND   2,638 325 0
ISHARES U.S. TELECOM ETF 464287713 31 1,119 SH   DFND   1,019 100 0
ISHARES U.S. TELECOM ETF 464287713 1,251 45,350 SH   SOLE   44,910 440 0
ISHARES U.S. UTILITS ETF 464287697 12 125 SH   DFND   100 25 0
ISHARES U.S. UTILITS ETF 464287697 235 2,505 SH   SOLE   2,005 500 0
ISHARES US HLTHCARE ETF 464287762 65 610 SH   DFND   510 100 0
ISHARES US HLTHCARE ETF 464287762 683 6,390 SH   SOLE   6,040 350 0
ISHARES GOLD TRUST ISHARES 464285105 13 1,000 SH   DFND   1,000 0 0
ISHARES GOLD TRUST ISHARES 464285105 6 500 SH   SOLE   500 0 0
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 5 150 SH   DFND   150 0 0
JOHNSON & JOHNSON COM 478160104 916 10,565 SH   SOLE   9,045 1,520 0
JOHNSON & JOHNSON COM 478160104 505 5,827 SH   DFND   5,827 0 0
JOHNSON CTLS INC COM 478366107 21 499 SH   SOLE   499 0 0
JPMORGAN CHASE & CO COM 46625H100 909 17,586 SH   SOLE   14,731 2,855 0
JPMORGAN CHASE & CO COM 46625H100 89 1,718 SH   DFND   1,493 225 0
KELLOGG CO COM 487836108 12 200 SH   SOLE   200 0 0
KELLOGG CO COM 487836108 23 400 SH   DFND   400 0 0
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 591 7,400 SH   DFND   7,400 0 0
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 535 6,700 SH   SOLE   5,200 1,500 0
KKR FINL HLDGS LLC COM 48248A306 24 2,340 SH   DFND   0 2,340 0
KOHLS CORP COM 500255104 198 3,825 SH   SOLE   3,450 375 0
KOHLS CORP COM 500255104 5 100 SH   DFND   100 0 0
KRAFT FOODS GROUP INC COM 50076Q106 418 7,956 SH   SOLE   7,599 357 0
KRAFT FOODS GROUP INC COM 50076Q106 42 792 SH   DFND   522 270 0
LA Z BOY INC COM 505336107 2,943 129,596 SH   OTR   0 0 129,596
LEGGETT & PLATT INC COM 524660107 18 600 SH   DFND   600 0 0
LENNAR CORP CL A 526057104 11 320 SH   SOLE   320 0 0
LILLY ELI & CO COM 532457108 431 8,573 SH   SOLE   7,126 1,447 0
LILLY ELI & CO COM 532457108 124 2,465 SH   DFND   2,465 0 0
LINN ENERGY LLC UNIT LTD LIAB 536020100 52 2,000 SH   DFND   2,000 0 0
LOCKHEED MARTIN CORP COM 539830109 32 247 SH   DFND   247 0 0
LOCKHEED MARTIN CORP COM 539830109 298 2,334 SH   SOLE   2,209 125 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 260 4,600 SH   SOLE   600 4,000 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 135 2,400 SH   DFND   2,400 0 0
MASTERCARD INC CL A 57636Q104 17 25 SH   SOLE   25 0 0
MBT FINL CORP COM 578877102 5,925 1,547,114 SH   OTR   0 0 1,547,114
MCCORMICK & CO INC COM NON VTG 579780206 52 800 SH   SOLE   800 0 0
MCDONALDS CORP COM 580135101 1,583 16,454 SH   SOLE   14,393 2,061 0
MCDONALDS CORP COM 580135101 479 4,979 SH   DFND   4,824 155 0
MCKESSON CORP COM 58155Q103 13 100 SH   SOLE   100 0 0
MDU RES GROUP INC COM 552690109 54 1,928 SH   SOLE   1,928 0 0
MERCK & CO INC NEW COM 58933Y105 134 2,817 SH   DFND   2,492 325 0
MERCK & CO INC NEW COM 58933Y105 527 11,073 SH   SOLE   10,261 812 0
METLIFE INC COM 59156R108 63 1,332 SH   SOLE   1,332 0 0
MICROSOFT CORP COM 594918104 1,123 33,742 SH   SOLE   29,322 4,420 0
MICROSOFT CORP COM 594918104 177 5,305 SH   DFND   5,305 0 0
MONDELEZ INTL INC CL A 609207105 14 440 SH   SOLE   440 0 0
Mon-Tex Associates LP LIQ Com 993002518 0 1 SH   SOLE   1 0 0
MORGAN STANLEY COM NEW 617446448 33 1,212 SH   SOLE   1,212 0 0
MYLAN INC COM 628530107 72 1,895 SH   DFND   1,895 0 0
MYLAN INC COM 628530107 1,398 36,636 SH   SOLE   29,954 6,682 0
NAVISTAR INTL CORP NEW COM 63934E108 2 55 SH   SOLE   55 0 0
NEWMONT MINING CORP COM 651639106 6 200 SH   SOLE   200 0 0
NEXTERA ENERGY INC COM 65339F101 72 900 SH   DFND   900 0 0
NEXTERA ENERGY INC COM 65339F101 152 1,900 SH   SOLE   400 1,500 0
NIKE INC CL B 654106103 291 4,000 SH   SOLE   1,000 3,000 0
NOBLE CORPORATION BAAR NAMEN -AKT H5833N103 72 1,900 SH   DFND   1,900 0 0
NOBLE CORPORATION BAAR NAMEN -AKT H5833N103 40 1,050 SH   SOLE   1,050 0 0
NORFOLK SOUTHERN CORP COM 655844108 42 540 SH   DFND   540 0 0
NORFOLK SOUTHERN CORP COM 655844108 126 1,628 SH   SOLE   1,628 0 0
NOVARTIS A G SPONSORED ADR 66987V109 31 403 SH   DFND   403 0 0
NOVARTIS A G SPONSORED ADR 66987V109 241 3,144 SH   SOLE   1,644 1,500 0
NOVO-NORDISK A S ADR 670100205 17 100 SH   SOLE   100 0 0
NUSTAR ENERGY LP UNIT COM 67058H102 64 1,600 SH   DFND   1,600 0 0
NUVEEN GBL INCOME OPPORTUN F COM 67073C104 3 290 SH   SOLE   290 0 0
NUVEEN MUN VALUE FD INC COM 670928100 49 5,333 SH   SOLE   5,333 0 0
NUVEEN QUALITY PFD INC FD 3 COM 67072W101 25 3,200 SH   SOLE   3,200 0 0
NUVEEN QUALITY PFD INCOME FD COM 67071S101 24 3,175 SH   SOLE   3,175 0 0
NUVEEN QUALITY PFD INCOME FD COM 67072C105 24 3,000 SH   SOLE   3,000 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 9 100 SH   SOLE   100 0 0
OCEANEERING INTL INC COM 675232102 41 507 SH   DFND   507 0 0
OCEANEERING INTL INC COM 675232102 1,591 19,578 SH   SOLE   15,983 3,595 0
ORACLE CORP COM 68389X105 126 3,809 SH   DFND   3,809 0 0
ORACLE CORP COM 68389X105 1,170 35,271 SH   SOLE   29,691 5,580 0
People's Jewelry Company Com 993002211 0 1,384 SH   SOLE   1,384 0 0
PEPSICO INC COM 713448108 1,406 17,685 SH   SOLE   15,803 1,882 0
PEPSICO INC COM 713448108 487 6,129 SH   DFND   5,829 300 0
PFIZER INC COM 717081103 76 2,639 SH   DFND   2,639 0 0
PFIZER INC COM 717081103 1,116 38,837 SH   SOLE   32,727 6,110 0
PG&E CORP COM 69331C108 40 985 SH   DFND   985 0 0
PG&E CORP COM 69331C108 519 12,694 SH   SOLE   11,982 712 0
PHILIP MORRIS INTL INC COM 718172109 232 2,676 SH   DFND   2,676 0 0
PHILIP MORRIS INTL INC COM 718172109 1,570 18,131 SH   SOLE   14,304 3,827 0
PHILLIPS 66 COM 718546104 16 285 SH   SOLE   285 0 0
PHILLIPS 66 COM 718546104 12 213 SH   DFND   213 0 0
Pickwick Shopping Center LLC Com 993002526 495 1 SH   SOLE   1 0 0
PIMCO CORPORATE & INCOME OPP COM 72201B101 36 2,000 SH   DFND   2,000 0 0
PIMCO HIGH INCOME FD COM SHS 722014107 48 4,000 SH   DFND   4,000 0 0
PLUM CREEK TIMBER CO INC COM 729251108 14 300 SH   DFND   300 0 0
PNC FINL SVCS GROUP INC COM 693475105 9 125 SH   DFND   125 0 0
PNC FINL SVCS GROUP INC COM 693475105 12 171 SH   SOLE   171 0 0
POLARIS INDS INC COM 731068102 107 828 SH   DFND   663 165 0
POLARIS INDS INC COM 731068102 1,586 12,274 SH   SOLE   10,387 1,887 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 79 3,200 SH   DFND   3,200 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 1,534 62,140 SH   SOLE   41,125 21,015 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 32 400 SH   DFND   400 0 0
PPL CORP COM 69351T106 30 1,000 SH   DFND   1,000 0 0
PRAXAIR INC COM 74005P104 138 1,150 SH   SOLE   150 1,000 0
PRICE T ROWE GROUP INC COM 74144T108 14 200 SH   SOLE   200 0 0
PRICELINE COM INC COM NEW 741503403 51 50 SH   SOLE   50 0 0
PROCTER & GAMBLE CO COM 742718109 164 2,171 SH   DFND   2,171 0 0
PROCTER & GAMBLE CO COM 742718109 1,326 17,548 SH   SOLE   14,821 2,727 0
PRUDENTIAL FINL INC COM 744320102 31 400 SH   SOLE   400 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 15 450 SH   SOLE   450 0 0
QUALCOMM INC COM 747525103 1,098 16,313 SH   SOLE   13,758 2,555 0
QUALCOMM INC COM 747525103 25 369 SH   DFND   369 0 0
REALTY INCOME CORP COM 756109104 36 900 SH   DFND   900 0 0
REPUBLIC SVCS INC COM 760759100 13 375 SH   SOLE   375 0 0
REVOLUTION LIGHTING TECHNOLO COM 76155G107 2 700 SH   SOLE   700 0 0
Rose-Tex Associates LP Com 993002534 56 3 SH   SOLE   3 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 34 500 SH   DFND   500 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 403 6,137 SH   SOLE   5,772 365 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 135 2,059 SH   DFND   1,709 350 0
SCHEIN HENRY INC COM 806407102 10 100 SH   SOLE   100 0 0
SCHLUMBERGER LTD COM 806857108 244 2,762 SH   SOLE   2,357 405 0
SCHLUMBERGER LTD COM 806857108 1 10 SH   DFND   10 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,061 17,496 SH   SOLE   17,126 370 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 120 1,981 SH   DFND   1,889 92 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,378 34,626 SH   SOLE   33,901 725 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 159 3,984 SH   DFND   3,857 127 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 154 3,038 SH   DFND   2,657 381 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,990 39,341 SH   SOLE   38,756 585 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 1,976 23,836 SH   SOLE   23,581 255 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 165 1,985 SH   DFND   1,872 113 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 138 6,945 SH   DFND   6,366 579 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,410 70,822 SH   SOLE   68,987 1,835 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,243 26,781 SH   SOLE   26,276 505 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 80 1,731 SH   DFND   1,641 90 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,719 72,774 SH   SOLE   71,359 1,415 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 181 4,851 SH   DFND   4,281 570 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 483 11,498 SH   SOLE   11,498 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 5 110 SH   DFND   110 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 22 690 SH   SOLE   690 0 0
SEMPRA ENERGY COM 816851109 98 1,150 SH   DFND   1,150 0 0
SIGNET JEWELERS LIMITED SHS G81276100 1,689 23,578 SH   SOLE   19,174 4,404 0
SIGNET JEWELERS LIMITED SHS G81276100 71 984 SH   DFND   769 215 0
SMUCKER J M CO COM NEW 832696405 53 500 SH   SOLE   500 0 0
SMUCKER J M CO COM NEW 832696405 21 200 SH   DFND   200 0 0
SNAP ON INC COM 833034101 49 488 SH   DFND   488 0 0
SNAP ON INC COM 833034101 1,749 17,578 SH   SOLE   14,663 2,915 0
SOUTHERN CO COM 842587107 93 2,249 SH   DFND   2,249 0 0
SOUTHERN CO COM 842587107 287 6,970 SH   SOLE   6,970 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 22 145 SH   DFND   145 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 13 100 SH   SOLE   0 100 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 13 300 SH   SOLE   300 0 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 285 4,890 SH   DFND   4,775 115 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 2,887 49,459 SH   SOLE   48,624 835 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 242 10,000 SH   DFND   10,000 0 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 24 1,000 SH   SOLE   0 1,000 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 280 4,065 SH   SOLE   4,065 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 83 1,200 SH   DFND   1,200 0 0
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 1,115 36,434 SH   SOLE   29,095 7,339 0
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 67 2,188 SH   DFND   2,018 170 0
SPECTRA ENERGY CORP COM 847560109 98 2,850 SH   DFND   2,850 0 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 178 3,565 SH   DFND   3,390 175 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 2,806 56,322 SH   SOLE   53,567 2,755 0
STARBUCKS CORP COM 855244109 19 250 SH   SOLE   250 0 0
STRYKER CORP COM 863667101 34 500 SH   DFND   500 0 0
STRYKER CORP COM 863667101 24 350 SH   SOLE   350 0 0
SUNTRUST BKS INC COM 867914103 6 200 SH   SOLE   200 0 0
Superior Dev Group Inc Com 868148206 0 376 SH   SOLE   376 0 0
SYSCO CORP COM 871829107 30 950 SH   DFND   950 0 0
TAC Associates Com 993002542 24 1 SH   SOLE   1 0 0
TECO ENERGY INC COM 872375100 83 5,000 SH   SOLE   5,000 0 0
TELEFONICA S A SPONSORED ADR 879382208 64 4,105 SH   DFND   4,105 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 14 150 SH   SOLE   150 0 0
TJX COS INC NEW COM 872540109 34 600 SH   DFND   600 0 0
UNDER ARMOUR INC CL A 904311107 8 100 SH   DFND   100 0 0
UNITED PARCEL SERVICE INC CL B 911312106 55 607 SH   DFND   607 0 0
UNITED PARCEL SERVICE INC CL B 911312106 407 4,452 SH   SOLE   4,293 159 0
UNITED TECHNOLOGIES CORP COM 913017109 459 4,260 SH   DFND   4,260 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,398 12,968 SH   SOLE   10,488 2,480 0
US BANCORP DEL COM NEW 902973304 33 900 SH   DFND   900 0 0
VALERO ENERGY CORP NEW COM 91913Y100 17 500 SH   DFND   500 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 5,383 64,465 SH   SOLE   62,495 1,970 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 310 3,710 SH   DFND   3,500 210 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 72 900 SH   SOLE   900 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 37 462 SH   SOLE   462 0 0
VANGUARD INDEX FDS REIT ETF 922908553 112 1,695 SH   DFND   1,635 60 0
VANGUARD INDEX FDS REIT ETF 922908553 1,536 23,220 SH   SOLE   22,690 530 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 13 275 SH   SOLE   275 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 75 1,875 SH   DFND   1,875 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 22 550 SH   SOLE   550 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 750 15,165 SH   SOLE   14,200 965 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 36 720 SH   DFND   660 60 0
Vanguard S/T Inflation Protect Com 922020706 35 1,409 SH   DFND   1,020 389 0
Vanguard S/T Inflation Protect dCom 922020706 1,192 48,128 SH   SOLE   46,408 1,720 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 345 6,005 SH   DFND   5,365 640 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 7,339 127,654 SH   SOLE   116,074 11,580 0
VERIZON COMMUNICATIONS INC COM 92343V104 209 4,481 SH   DFND   4,481 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,312 28,099 SH   SOLE   24,066 4,033 0
VODAFONE GROUP PLC NEW SPONS ADR NEW 92857W209 44 1,250 SH   SOLE   1,250 0 0
VODAFONE GROUP PLC NEW SPONS ADR NEW 92857W209 25 700 SH   DFND   700 0 0
WAL-MART STORES INC COM 931142103 9 127 SH   SOLE   127 0 0
WAL-MART STORES INC COM 931142103 134 1,810 SH   DFND   1,725 85 0
WASTE MGMT INC DEL COM 94106L109 138 3,356 SH   DFND   2,996 360 0
WASTE MGMT INC DEL COM 94106L109 689 16,713 SH   SOLE   12,973 3,740 0
WELLS FARGO & CO NEW COM 949746101 466 11,277 SH   SOLE   10,936 341 0
WELLS FARGO & CO NEW COM 949746101 22 528 SH   DFND   528 0 0
WELLS FARGO ADVANTAGE UTILS COM 94987E109 117 9,805 SH   DFND   9,805 0 0
WESTAR ENERGY INC COM 95709T100 38 1,250 SH   DFND   1,250 0 0
WINDSTREAM HLDGS INC COM 97382A101 4 492 SH   SOLE   492 0 0
WINDSTREAM HLDGS INC COM 97382A101 73 9,100 SH   DFND   9,100 0 0
XL GROUP PLC SHS G98290102 17 550 SH   SOLE   550 0 0
ZIONS BANCORPORATION COM 989701107 11 400 SH   SOLE   400 0 0