Exhibit 99.2

LCNB Corp. and Subsidiaries

Financial Highlights

(Dollars in thousands, except per share amounts)

(Unaudited)

	Three Months Ended															Six Months Ended
	6/30/2025			3/31/2025			12/31/2024			9/30/2024			6/30/2024			6/30/2025			6/30/2024
Condensed Income Statement
Interest income	$	25,939			25,316			26,894			26,398			26,965			51,255			51,723
Interest expense		8,398			9,017			10,181			11,428			11,748			17,415			22,611
Net interest income		17,541			16,299			16,713			14,970			15,217			33,840			29,112
Provision for credit losses		18			197			649			660			528			215			653
Net interest income after provision for credit losses		17,523			16,102			16,064			14,310			14,689			33,625			28,459
Non-interest income		5,248			5,222			5,988			6,407			4,080			10,470			8,009
Non-interest expense		15,567			15,809			14,592			15,387			17,825			31,376			33,297
Income before income taxes		7,204			5,515			7,460			5,330			944			12,719			3,171
Provision for income taxes		1,285			906			1,340			798			19			2,191			331
Net income	$	5,919		$	4,609		$	6,120		$	4,532		$	925		$	10,528		$	2,840
Supplemental Income Statement Information
Accretion income on acquired loans	$	1,174			692			1,271			800			1,248			1,866			2,024
Amortization expenses on acquired interest-bearing liabilities		—			—			119			378			638			—			1,096
Tax-equivalent net interest income		17,584			16,338			16,754			15,013			15,256			33,922			29,189
Pre-provision, pre-tax net income		7,222			5,712			8,109			5,990			1,472			12,934			3,824
Per Share Data
Dividends per share	$	0.22			0.22			0.22			0.22			0.22			0.44			0.44
Basic earnings per common share	$	0.41			0.33			0.44			0.31			0.07			0.74			0.21
Diluted earnings per common share	$	0.41			0.33			0.44			0.31			0.07			0.74			0.21
Book value per share	$	18.59			18.26			17.92			17.95			17.33			18.59			17.33
Tangible book value per share	$	11.69			11.34			10.96			10.97			10.08			11.69			10.08
Weighted average common shares outstanding:
Basic		14,085,764			14,051,310			14,027,043			14,018,765			13,948,671			14,070,417			13,526,261
Diluted		14,085,764			14,051,310			14,027,043			14,018,765			13,948,671			14,070,417			13,526,261
Shares outstanding at period end		14,175,241			14,166,915			14,118,040			14,110,210			14,151,755			14,175,241			14,151,755
Selected Financial Ratios
Return on average assets		1.04	%		0.81	%		1.04	%		0.76	%		0.15	%		0.93	%		0.24	%
Return on average equity		9.09	%		7.33	%		9.60	%		7.23	%		1.53	%		8.22	%		2.38	%
Return on average tangible common equity		14.54	%		11.91	%		15.67	%		12.27	%		2.59	%		13.26	%		3.88	%
Dividend payout ratio		53.66	%		66.67	%		50.00	%		70.97	%		314.29	%		59.46	%		209.52	%
Net interest margin (tax equivalent)		3.47	%		3.25	%		3.22	%		2.84	%		2.86	%		3.36	%		2.80	%
Efficiency ratio (tax equivalent)		68.18	%		73.33	%		64.16	%		71.83	%		92.19	%		70.68	%		89.51	%
Selected Balance Sheet Items
Cash and cash equivalents	$	49,778			37,670			35,744			39,374			34,872
Debt and equity securities		302,935			305,644			306,795			313,545			312,241
Loans:
Commercial and industrial	$	110,528			112,580			118,494			119,079			125,703
Commercial, secured by real estate		1,110,875			1,110,276			1,113,921			1,105,405			1,117,798
Residential real estate		459,473			463,379			456,298			459,740			458,949
Consumer		18,452			19,030			20,474			22,088			22,912
Agricultural		14,413			13,161			13,242			13,113			11,685
Other, including deposit overdrafts		171			133			179			496			233
Deferred net origination fees		(902	)		(929	)		(796	)		(861	)		(533	)
Loans, gross		1,713,010			1,717,630			1,721,812			1,719,060			1,736,747
Less allowance for credit losses		12,108			12,124			12,001			11,867			11,270
Loans, net	$	1,700,902		$	1,705,506		$	1,709,811		$	1,707,193		$	1,725,477
Loans held for sale	$	6,026			6,098			5,556			35,687			44,002

	Three Months Ended															Six Months Ended
	6/30/2025			3/31/2025			12/31/2024			9/30/2024			6/30/2024			6/30/2025			6/30/2024
Selected Balance Sheet Items, continued
Allowance for Credit Losses on Loans:
Allowance for credit losses, beginning of period	$	12,124			12,001			11,867			11,270			10,557
Fair value adjustment for purchased credit deteriorated loans		—			—			—			—			189
Provision for credit losses on loans		63			162			728			681			542
Losses charged off		(95	)		(53	)		(616	)		(122	)		(87	)
Recoveries		16			14			22			38			69
Allowance for credit losses, end of period	$	12,108			12,124			12,001			11,867			11,270
Total earning assets	$	2,034,540			2,038,666			2,044,208			2,044,318			2,058,110
Goodwill		90,310			90,310			90,310			90,209			93,922
Core deposit intangibles		7,408			7,708			8,006			8,309			8,613
Mortgage servicing rights		2,698			2,908			3,098			3,296			3,522
Other non-earning assets		172,844			163,153			161,772			200,776			207,146
Total non-earning assets		273,260			264,079			263,186			302,590			313,203
Total assets		2,307,800			2,302,745			2,307,394			2,346,908			2,371,313
Total deposits		1,919,372			1,921,649			1,878,292			1,917,005			1,943,060
Long-term debt		105,000			104,637			155,153			155,662			162,150
Total shareholders’ equity		263,474			258,651			253,036			253,246			245,214
Equity to assets ratio		11.42	%		11.23	%		10.97	%		10.79	%		10.34	%
Loans to deposits ratio		89.25	%		89.38	%		91.67	%		89.67	%		89.38	%
Tangible common equity (TCE)	$	165,756			160,633			154,721			154,728			142,679
Tangible common assets (TCA)		2,210,082			2,204,727			2,209,079			2,248,390			2,268,778
TCE/TCA		7.50	%		7.29	%		7.00	%		6.88	%		6.29	%
Selected Average Balance Sheet Items
Cash and cash equivalents	$	34,256			36,125			31,648			39,697			39,396			35,063			45,378
Debt and equity securities		302,475			304,033			311,323			314,255			309,668			303,373			310,222
Loans, including loans held for sale	$	1,718,959			1,721,894			1,751,644			1,770,330			1,818,253			1,720,418			1,770,410
Less allowance for credit losses on loans		12,117			11,996			11,856			11,281			11,386			12,057			10,950
Net loans	$	1,706,842			1,709,898			1,739,788			1,759,049			1,806,867			1,708,361			1,759,460
Total earning assets	$	2,031,261			2,036,514			2,072,397			2,099,954			2,142,064			2,033,996			2,099,362
Goodwill		90,310			90,310			90,218			94,006			91,733			90,310			85,630
Core deposit intangibles		7,555			7,854			8,154			8,458			8,302			7,704			6,789
Mortgage servicing rights		2,908			3,099			3,296			3,522			3,746			3,003			3,919
Other non-earning assets		158,251			160,281			158,022			159,736			158,937			159,138			154,075
Total non-earning assets		259,024			261,544			259,690			265,722			262,718			260,155			250,413
Total assets		2,290,285			2,298,058			2,332,087			2,365,676			2,404,782			2,294,151			2,349,775
Total deposits		1,906,305			1,896,443			1,901,442			1,936,601			1,965,987			1,901,402			1,895,268
Short-term borrowings		63			72			11			11			11,291			67			38,171
Long-term debt		104,701			127,289			155,573			158,419			162,555			115,933			156,366
Total shareholders’ equity		261,193			255,120			253,727			249,370			243,927			258,173			239,523
Equity to assets ratio		11.40	%		11.10	%		10.88	%		10.54	%		10.14	%		11.25	%		10.19	%
Loans to deposits ratio		90.17	%		90.80	%		92.12	%		91.41	%		92.49	%		90.48	%		93.41	%
Asset Quality
Net charge-offs	$	79			39			595			84			18			118			63
Other real estate owned		—			—			—			—			—
Non-accrual loans	$	4,500			4,710			4,528			3,001			2,845
Loans past due 90 days or more and still accruing		271			181			90			283			159
Total nonperforming loans	$	4,771		$	4,891		$	4,618		$	3,284		$	3,004
Net charge-offs to average loans		0.02	%		0.01	%		0.14	%		0.02	%		0.00	%		0.01	%		0.01	%
Allowance for credit losses on loans to total loans		0.71	%		0.71	%		0.70	%		0.69	%		0.65	%
Nonperforming loans to total loans		0.28	%		0.28	%		0.27	%		0.19	%		0.17	%
Nonperforming assets to total assets		0.21	%		0.21	%		0.20	%		0.14	%		0.13	%

	Three Months Ended										Six Months Ended
	6/30/2025		3/31/2025		12/31/2024		9/30/2024		6/30/2024		6/30/2025	6/30/2024
Assets Under Management
LCNB Corp. total assets	$	2,307,800		2,302,745		2,307,394		2,346,908		2,371,313
Trust and investments (fair value)		990,699		957,359		942,249		933,341		897,746
Mortgage loans serviced		348,003		354,593		397,625		366,175		422,951
Cash management		62,737		100,830		146,657		165,218		93,842
Investment services (fair value)		466,299		441,621		438,310		435,611		419,646
Total assets managed	$	4,175,538		4,157,148		4,232,235		4,247,253		4,205,498

	Three Months Ended June 30,						Three Months Ended March 31,
	2025			2024			2025
	Average	Interest	Average	Average	Interest	Average	Average	Interest	Average
	Outstanding	Earned/	Yield/	Outstanding	Earned/	Yield/	Outstanding	Earned/	Yield/
	Balance	Paid	Rate	Balance	Paid	Rate	Balance	Paid	Rate
Loans (1)	$ 1,718,959	23,838	5.56%	1,818,253	24,836	5.49%	1,721,894	23,181	5.46%
Interest-bearing demand deposits	9,573	140	5.87%	14,143	215	6.11%	10,337	130	5.10%
Interest-bearing time deposits	254	6	9.47%	—	—	—%	250	—	—%
Federal Reserve Bank stock	6,405	98	6.14%	6,248	180	11.59%	6,405	95	6.02%
Federal Home Loan Bank stock	20,710	447	8.66%	20,152	367	7.32%	20,710	469	9.18%
Investment securities:
Equity securities	5,053	36	2.86%	4,985	39	3.15%	5,043	39	3.14%
Debt securities, taxable	251,920	1,213	1.93%	259,768	1,183	1.83%	254,715	1,256	2.00%
Debt securities, non-taxable (2)	18,387	204	4.45%	18,515	184	4.00%	17,160	185	4.37%
Total earnings assets	2,031,261	25,982	5.13%	2,142,064	27,004	5.07%	2,036,514	25,355	5.05%
Non-earning assets	271,147			274,104			273,545
Allowance for credit losses	(12,123)			(11,386)			(12,001)
Total assets	$ 2,290,285			2,404,782			2,298,058
Interest-bearing demand and money market deposits	$ 603,066	2,374	1.58%	648,772	3,575	2.22%	570,473	2,337	1.66%
Savings deposits	363,679	199	0.22%	372,240	307	0.33%	365,876	195	0.22%
IRA and time certificates	466,065	4,546	3.91%	493,297	5,808	4.74%	497,178	5,027	4.10%
Short-term borrowings	63	1	6.37%	11,291	181	6.45%	72	1	5.63%
Long-term debt	104,701	1,278	4.90%	162,555	1,877	4.64%	127,289	1,457	4.64%
Total interest-bearing liabilities	1,537,574	8,398	2.19%	1,688,155	11,748	2.80%	1,560,888	9,017	2.34%
Demand deposits	473,495			451,678			462,916
Other liabilities	18,023			21,022			19,134
Equity	261,193			243,927			255,120
Total liabilities and equity	$ 2,290,285			2,404,782			2,298,058
Net interest rate spread (3)			2.94%			2.27%			2.71%
Net interest income and net interest margin on a taxable-equivalent basis (4)		17,584	3.47%		15,256	2.86%		16,338	3.25%
Ratio of interest-earning assets to interest-bearing liabilities	132.11%			126.89%			130.47%

(1)	Includes non-accrual loans and loans held for sale
(2)	Income from tax-exempt securities is included in interest income on a taxable-equivalent basis.  Interest income has been divided by a factor comprised of the complement of the incremental tax rate of 21%.
(3)	The net interest spread is the difference between the average rate on total interest-earning assets and interest-bearing liabilities.
(4)	The net interest margin is the taxable-equivalent net interest income divided by average interest-earning assets.

	For the Six Months Ended June 30,
	2025								2024
	Average			Interest		Average			Average			Interest		Average
	Outstanding			Earned/		Yield/			Outstanding			Earned/		Yield/
	Balance			Paid		Rate			Balance			Paid		Rate
Loans (1)	$	1,720,418			47,019		5.51	%		1,770,410			47,518		5.40	%
Interest-bearing demand deposits		9,953			272		5.51	%		18,730			539		5.79	%
Interest-bearing time deposits		252			6		4.80	%		—			—		—	%
Federal Reserve Bank stock		6,405			192		6.05	%		5,879			176		6.02	%
Federal Home Loan Bank stock		20,710			915		8.91	%		18,196			708		7.82	%
Investment securities:
Equity securities		5,048			75		3.00	%		4,990			79		3.18	%
Debt securities, taxable		253,434			2,469		1.96	%		262,467			2,415		1.85	%
Debt securities, non-taxable (2)		17,776			389		4.41	%		18,690			365		3.93	%
Total earnings assets		2,033,996			51,337		5.09	%		2,099,362			51,800		4.96	%
Non-earning assets		272,217								261,367
Allowance for credit losses		(12,062	)							(10,954	)
Total assets	$	2,294,151								2,349,775
Interest-bearing demand and money market deposits	$	586,860			4,711		1.62	%		645,986			7,492		2.33	%
Savings deposits		364,771			394		0.22	%		370,145			513		0.28	%
IRA and time certificates		481,536			9,573		4.01	%		431,714			9,875		4.60	%
Short-term borrowings		67			2		6.02	%		38,171			1,116		5.88	%
Long-term debt		115,933			2,735		4.76	%		156,366			3,615		4.65	%
Total interest-bearing liabilities		1,549,167			17,415		2.27	%		1,642,382			22,611		2.77	%
Demand deposits		468,235								447,423
Other liabilities		18,576								20,447
Equity		258,173								239,523
Total liabilities and equity	$	2,294,151								2,349,775
Net interest rate spread (3)							2.82	%							2.19	%
Net interest income and net interest margin on a taxable-equivalent basis (4)					33,922		3.36	%					29,189		2.80	%
Ratio of interest-earning assets to interest-bearing liabilities		131.30	%							127.82	%

(1)	Includes non-accrual loans and loans held for sale
(2)	Income from tax-exempt securities is included in interest income on a taxable-equivalent basis.  Interest income has been divided by a factor comprised of the complement of the incremental tax rate of 21%.
(3)	The net interest spread is the difference between the average rate on total interest-earning assets and interest-bearing liabilities.
(4)	The net interest margin is the taxable-equivalent net interest income divided by average interest-earning assets.

Exhibit 99.2

LCNB CORP. AND SUBSIDIARIES

CONSOLIDATED CONDENSED BALANCE SHEETS

(Unaudited, dollars in thousands)

	June 30, 2025			December 31, 2024
	Unaudited			Audited
ASSETS:
Cash and due from banks	$	37,465			20,393
Interest-bearing demand deposits		12,313			15,351
Total cash and cash equivalents		49,778			35,744
Interest-bearing time deposits		256			250
Investment securities:
Equity securities with a readily determinable fair value, at fair value		1,405			1,363
Equity securities without a readily determinable fair value, at cost		3,666			3,666
Debt securities, available-for-sale, at fair value		253,320			258,327
Debt securities, held-to-maturity, at cost, net of allowance for credit losses of $5 at June 30, 2025 and December 31, 2024		17,429			16,324
Federal Reserve Bank stock, at cost		6,405			6,405
Federal Home Loan Bank stock, at cost		20,710			20,710
Loans held-for-sale		6,026			5,556
Loans, net of allowance for credit losses of $12,108 and $12,001 at June 30, 2025 and December 31, 2024, respectively		1,700,902			1,709,811
Premises and equipment, net		39,662			41,049
Operating lease right-of-use assets		6,020			5,785
Goodwill		90,310			90,310
Core deposit and other intangibles, net		10,106			11,104
Bank-owned life insurance		54,701			54,002
Interest receivable		8,795			8,701
Other assets, net		38,309			38,287
TOTAL ASSETS	$	2,307,800			2,307,394
LIABILITIES:
Deposits:
Noninterest-bearing	$	463,123			459,619
Interest-bearing		1,456,249			1,418,673
Total deposits		1,919,372			1,878,292
Long-term debt		105,000			155,153
Operating lease liabilities		6,401			6,115
Accrued interest and other liabilities		13,553			14,798
TOTAL LIABILITIES		2,044,326			2,054,358
COMMITMENTS AND CONTINGENT LIABILITIES		—			—
SHAREHOLDERS' EQUITY:
Preferred shares – no par value, authorized 19,000,000 shares, none outstanding		—			—
Common shares – no par value; authorized 19,000,000 shares; issued 17,390,749 and 17,329,423 shares at June 30, 2025 and December 31, 2024, respectively; outstanding 14,175,241 and 14,118,040 shares at June 30, 2025 and December 31, 2024, respectively		187,653			186,937
Retained earnings		145,621			141,290
Treasury shares at cost, 3,215,508 and 3,211,383 shares at June 30, 2025 and December 31, 2024, respectively		(56,071	)		(56,002	)
Accumulated other comprehensive loss, net of taxes		(13,729	)		(19,189	)
TOTAL SHAREHOLDERS' EQUITY		263,474			253,036
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$	2,307,800			2,307,394

Exhibit 99.2

LCNB CORP. AND SUBSIDIARIES

CONSOLIDATED CONDENSED STATEMENTS OF INCOME

(Dollars in thousands, except per share data)

(Unaudited)

	Three Months Ended				Six Months Ended
	June 30,				June 30,
	2025		2024		2025		2024
INTEREST INCOME:
Interest and fees on loans	$	23,838		24,836		47,019		47,518
Dividends on equity securities:
With a readily determinable fair value		11		9		21		18
Without a readily determinable fair value		25		30		54		61
Interest on debt securities:
Taxable		1,213		1,183		2,469		2,415
Non-taxable		161		145		307		288
Other investments		691		762		1,385		1,423
TOTAL INTEREST INCOME		25,939		26,965		51,255		51,723
INTEREST EXPENSE:
Interest on deposits		7,119		9,690		14,678		17,880
Interest on short-term borrowings		1		181		2		1,116
Interest on long-term debt		1,278		1,877		2,735		3,615
TOTAL INTEREST EXPENSE		8,398		11,748		17,415		22,611
NET INTEREST INCOME		17,541		15,217		33,840		29,112
PROVISION FOR CREDIT LOSSES		18		528		215		653
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES		17,523		14,689		33,625		28,459
NON-INTEREST INCOME:
Fiduciary income		2,262		2,067		4,426		4,040
Service charges and fees on deposit accounts		1,884		1,537		3,650		2,921
Net losses from sales of debt securities, available-for-sale		—		—		—		(214	)
Bank-owned life insurance income		353		341		699		659
Net gains from sales of loans		615		50		1,456		572
Net other operating income		134		85		239		31
TOTAL NON-INTEREST INCOME		5,248		4,080		10,470		8,009
NON-INTEREST EXPENSE:
Salaries and employee benefits		8,872		9,006		18,044		17,560
Equipment expenses		371		395		753		785
Occupancy expense, net		1,022		944		2,032		1,949
State financial institutions tax		449		476		902		904
Marketing		281		210		596		384
Amortization of intangibles		301		298		598		534
FDIC insurance premiums, net		380		394		790		898
Contracted services		859		844		1,729		1,628
Merger-related expenses		140		2,320		140		3,095
Other non-interest expense		2,892		2,938		5,792		5,560
TOTAL NON-INTEREST EXPENSE		15,567		17,825		31,376		33,297
INCOME BEFORE INCOME TAXES		7,204		944		12,719		3,171
PROVISION FOR INCOME TAXES		1,285		19		2,191		331
NET INCOME	$	5,919		925		10,528		2,840
Earnings per common share:
Basic		0.41		0.07		0.74		0.21
Diluted		0.41		0.07		0.74		0.21
Weighted average common shares outstanding:
Basic		14,085,764		13,948,671		14,070,417		13,526,261
Diluted		14,085,764		13,948,671		14,070,417		13,526,261