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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 1,728 $ 2,277
Adjustments to reconcile net income to net cash flows from operating activities:    
Depreciation, amortization and accretion 740 775
Provision for loan losses 149 215
Increase in cash surrender value of bank owned life insurance (172) (148)
Realized gain from sales of securities available-for-sale (587) (380)
Realized (gain) loss from sales and write-downs of other real estate owned and repossessed assets (230) 81
Origination of mortgage loans for sale (7,175) (5,866)
Realized gains from sales of mortgage loans (129) (107)
Proceeds from sales of mortgage loans 7,241 5,914
Compensation expense related to stock options 9 9
(Increase) decrease due to changes in assets and liabilities:    
Accrued income receivable (671) (578)
Other assets (53) 144
Other liabilities (928) (178)
TOTAL ADJUSTMENTS (1,806) (119)
NET CASH FLOWS FROM OPERATING ACTIVITIES (78) 2,158
CASH FLOWS FROM INVESTING ACTIVITIES:    
Proceeds from sales of investment securities available-for-sale 23,337 29,944
Proceeds from maturities and calls of investment securities:    
Available-for-sale 5,059 5,514
Held-to-maturity 1,353 413
Purchases of investment securities:    
Available-for-sale (26,725) (34,944)
Held-to-maturity (8,376) (131)
Purchase of Federal Reserve Bank stock 0 (8)
Net decrease in loans 2,865 3,458
Proceeds from sale of other real estate owned and repossessed assets 865 14
Purchases of premises and equipment (204) (47)
Net cash acquired from acquisition 9,771 0
NET CASH FLOWS FROM INVESTING ACTIVITIES 7,945 4,213
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase in deposits 12,626 12,004
Net decrease in short-term borrowings (2,147) (11,006)
Principal payments on long-term debt (2,369) (642)
Proceeds from issuance of common stock 11 15
Cash dividends paid on common stock (1,150) (999)
NET CASH FLOWS FROM FINANCING ACTIVITIES 6,971 (628)
NET CHANGE IN CASH AND CASH EQUIVALENTS 14,838 5,743
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 13,475 19,535
CASH AND CASH EQUIVALENTS AT END OF PERIOD 28,313 25,278
CASH PAID DURING THE YEAR FOR:    
Interest 1,171 1,361
Income taxes 440 0
SUPPLEMENTAL DISCLOSURE OF NONCASH INVESTING ACTIVITIES:    
Transfer from loans to other real estate owned and repossessed assets $ 6 $ 543