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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
INTEREST INCOME:    
Interest and fees on loans $ 6,580 $ 6,208
Interest on investment securities:    
Taxable 834 887
Non-taxable 623 606
Other investments 39 30
TOTAL INTEREST INCOME 8,076 7,731
INTEREST EXPENSE:    
Interest on deposits 983 1,165
Interest on short-term borrowings 3 3
Interest on long-term debt 112 154
TOTAL INTEREST EXPENSE 1,098 1,322
NET INTEREST INCOME 6,978 6,409
PROVISION FOR LOAN LOSSES 149 215
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 6,829 6,194
NON-INTEREST INCOME:    
Trust income 575 766
Service charges and fees on deposit accounts 979 878
Net gain on sales of securities 587 380
Bank owned life insurance income 172 148
Gains from sales of mortgage loans 129 107
Other operating income 65 57
TOTAL NON-INTEREST INCOME 2,507 2,336
NON-INTEREST EXPENSE:    
Salaries and employee benefits 3,294 2,982
Equipment expenses 292 262
Occupancy expense, net 506 407
State franchise tax 216 206
Marketing 144 111
FDIC premiums 128 111
Other non-interest expense 2,511 1,369
TOTAL NON-INTEREST EXPENSE 7,091 5,448
INCOME BEFORE INCOME TAXES 2,245 3,082
PROVISION FOR INCOME TAXES 517 805
NET INCOME $ 1,728 $ 2,277
Dividends declared per common share (in dollars per share) $ 0.16 $ 0.16
Earnings per common share:    
Basic (in dollars per share) $ 0.23 $ 0.34
Diluted (in dollars per share) $ 0.23 $ 0.34
Weighted average common shares outstanding:    
Basic (in shares) 7,513,101 6,706,295
Diluted (in shares) 7,610,626 6,773,451