Borrowings (Tables)

3 Months Ended

Mar. 31, 2013

Borrowings [Abstract]

Summary of Funds Borrowed from Federal Home Loan Bank

Funds borrowed from the Federal Home Loan Bank of Cincinnati at March 31, 2013 and December 31, 2012 are as follows (dollars in thousands):

	Current
	Interest			March 31,		December 31,
	Rate			2013		2012
Fixed Rate Advances, due at maturity:
Advance due January 2015		2.00	%	$	5,000		5,000
Advance due March 2017		5.25	%		5,000		5,000
Fixed Rate Advances, with monthly   principal and interest payments:
Advance due March 2014		2.45	%		1,050		1,308
Advance due March 2019		2.82	%		2,078		2,397
				$	13,128		13,705

Short-term Borrowings

Short-term borrowings at March 31, 2013 and December 31, 2012 are as follows (dollars in thousands):

	March 31, 2013					December 31, 2012
	Amount		Rate			Amount		Rate
Line of credit	$	-		-	%	$	2,661		0.75	%
Repurchase agreements		11,609		0.10	%		11,095		0.10	%
	$	11,609		0.10	%	$	13,756		0.23	%