CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 4,264,000	$ 4,294,000
Adjustments to reconcile net income to net cash flows from operating activities:
Depreciation, amortization and accretion	1,558,000	1,351,000
Provision for loan losses	306,000	888,000
Curtailment charge for nonqualified defined benefit retirement plan	0	191,000
Increase in cash surrender value of bank owned life insurance	(287,000)	(294,000)
Realized (gain) loss from sales of securities available-for-sale	(459,000)	(419,000)
Realized (gain) loss from sales of premises and equipment	0	(5,000)
Realized gain from sale of insurance agency	0	(1,503,000)
Realized (gain) loss from sales and write-downs of other real estate owned and repossessed assets	80,000	(31,000)
Origination of mortgage loans for sale	(11,394,000)	(2,698,000)
Realized gains from sales of mortgage loans	(209,000)	(57,000)
Proceeds from sales of mortgage loans	11,486,000	2,726,000
Compensation expense related to stock options	20,000	22,000
Changes in:
Accrued income receivable	(122,000)	21,000
Other assets	22,000	57,000
Other liabilities	(218,000)	(335,000)
TOTAL ADJUSTMENTS	783,000	(86,000)
NET CASH FLOWS FROM OPERATING ACTIVITIES	5,047,000	4,208,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from sales of investment securities available-for-sale	31,484,000	18,982,000
Proceeds from maturities and calls of investment securities:
Available-for-sale	16,680,000	15,729,000
Held-to-maturity	1,442,000	2,628,000
Purchases of investment securities:
Available-for-sale	(79,400,000)	(48,203,000)
Held-to-maturity	(2,182,000)	(1,730,000)
Purchase of Federal Reserve Bank stock	(8,000)	(2,000)
Net (increase) decrease in loans	(1,212,000)	(3,281,000)
Proceeds from sale of other real estate owned and repossessed assets	20,000	148,000
Purchases of premises and equipment	(212,000)	(1,692,000)
Additions to other real owned	(16,000)	0
Proceeds from sale of premises and equipment	0	13,000
Proceeds from sale of insurance agency, net of cash disposed	0	1,523,000
NET CASH FLOWS FROM INVESTING ACTIVITIES	(33,404,000)	(15,885,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in deposits	47,094,000	40,212,000
Net increase (decrease) in short-term borrowings	(8,454,000)	(9,493,000)
Proceeds from long-term debt	0	5,000,000
Principal payments on long-term debt	(982,000)	(6,059,000)
Proceeds from issuance of common stock	30,000	0
Proceeds from exercise of stock options	28,000	0
Cash dividends paid on common stock	(1,998,000)	(2,141,000)
NET CASH FLOWS FROM FINANCING ACTIVITIES	35,718,000	27,519,000
NET CHANGE IN CASH AND CASH EQUIVALENTS	7,361,000	15,842,000
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	19,535,000	10,999,000
CASH AND CASH EQUIVALENTS AT END OF PERIOD	26,896,000	26,841,000
CASH PAID DURING THE YEAR FOR:
Interest	2,655,000	3,514,000
Income taxes	1,125,000	1,714,000
SUPPLEMENTAL DISCLOSURES OF NON-CASH INVESTING ACTIVITY:
Transfer from loans to other real estate owned and repossessed assets	$ 564,000	$ 229,000