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CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2012
Dec. 31, 2011
ASSETS:    
Cash and due from banks $ 17,429 $ 12,449
Interest-bearing demand deposits 7,849 7,086
Total cash and cash equivalents 25,278 19,535
Investment securities:    
Available-for-sale, at fair value 252,338 254,006
Held-to-maturity, at cost 10,451 10,734
Federal Reserve Bank stock, at cost 949 940
Federal Home Loan Bank stock, at cost 2,091 2,091
Loans, net 454,091 458,331
Premises and equipment, net 17,094 17,346
Goodwill 5,915 5,915
Bank owned life insurance 14,985 14,837
Other assets 8,713 7,835
TOTAL ASSETS 791,905 791,570
Deposits:    
Noninterest-bearing 112,872 106,793
Interest-bearing 562,694 556,769
Total deposits 675,566 663,562
Short-term borrowings 10,590 21,596
Long-term debt 20,731 21,373
Accrued interest and other liabilities 6,505 7,079
TOTAL LIABILITIES 713,392 713,610
SHAREHOLDERS' EQUITY:    
Preferred shares - no par value, authorized 1,000,000 shares, none outstanding 0 0
Common shares - no par value, authorized 12,000,000 shares, issued 7,467,462 and 7,460,494 shares at March 31, 2012 and December 31, 2011, respectively 26,851 26,753
Retained earnings 59,081 57,877
Treasury shares at cost, 755,771 shares at March 31, 2012 and December 31, 2011 (11,698) (11,698)
Accumulated other comprehensive income, net of taxes 4,279 5,028
TOTAL SHAREHOLDERS' EQUITY 78,513 77,960
TOTAL LIABILITES AND SHAREHOLDERS' EQUITY $ 791,905 $ 791,570