CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 6,161	$ 6,953
Adjustments to reconcile net income to net cash flows from operating activities:
Depreciation, amortization, and accretion	2,137	2,007
Provision for loan losses	1,476	987
Curtailment charge for nonqualified defined benefit retirement plan	191	0
Increase in cash surrender value of bank owned life insurance	(447)	(453)
Bank owned life insurance death benefits in excess of cash surrender value	0	(792)
Realized (gain) loss on sales of securities available-for-sale	(692)	(176)
Realized (gain) loss on sales of premises and equipment	(6)	16
Realized gain from sale of insurance agency	(1,503)	0
Realized gain from sale of repossessed assets	(48)	(18)
Origination of mortgage loans for sale	(4,871)	(12,512)
Realized gains from sales of mortgage loans	(92)	(243)
Proceeds from sales of mortgage loans	4,911	12,624
Compensation expense related to stock options	35	30
Partial charge-off of other real estate owned	0	389
Changes in:
Accrued income receivable	(458)	(366)
Other assets	31	(63)
Other liabilities	(119)	111
NET CASH FLOWS FROM OPERATING ACTIVITIES	6,706	8,494
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from sales of investment securities available-for-sale	28,470	12,591
Proceeds from maturities and calls of investment securities:
Available-for-sale	43,123	46,839
Held-to-maturity	3,658	3,989
Purchases of investment securities:
Available-for-sale	(98,750)	(77,025)
Held-to-maturity	(2,650)	(3,435)
Purchase of Federal Reserve Bank stock	(2)	0
Proceeds from redemption of Federal Reserve Bank stock	0	1
Net (increase) decrease in loans	4,255	1
Proceeds from bank owned life insurance death benefits	0	1,269
Proceeds from sale of repossessed assets	295	137
Purchases of premises and equipment	(2,323)	(919)
Proceeds from sales of premises and equipment	16	16
Proceeds from sale of insurance agency, net of cash disposed	1,523	0
NET CASH FLOWS FROM INVESTING ACTIVITIES	(22,385)	(16,536)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in deposits	51,158	48,216
Net increase (decrease) in short-term borrowings	(9,305)	(7,468)
Proceeds from long-term debt	5,000	0
Principal payments on long-term debt	(6,402)	(1,493)
Issuance of common stock	97	0
Cash dividends paid on common stock	(3,211)	(3,210)
NET CASH FLOWS FROM FINANCING ACTIVITIES	37,337	36,045
NET CHANGE IN CASH AND CASH EQUIVALENTS	21,658	28,003
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	10,999	12,626
CASH AND CASH EQUIVALENTS AT END OF PERIOD	32,657	40,629
CASH PAID DURING THE YEAR FOR:
Interest	5,096	6,385
Income taxes	2,844	2,331
SUPPLEMENTAL DISCLOSURE OF NONCASH INVESTING ACTIVITIES:
Transfer from loans to other real estate owned and repossessed assets	$ 229	$ 170