CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $) In Thousands, except Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
INTEREST INCOME:
Interest and fees on loans	$ 6,294	$ 6,748	$ 19,289	$ 20,379
Interest on investment securities -
Taxable	1,036	913	2,826	2,725
Non-taxable	619	773	1,966	2,364
Other investments	27	38	124	138
TOTAL INTEREST INCOME	7,976	8,472	24,205	25,606
INTEREST EXPENSE:
Interest on deposits	1,371	1,902	4,454	5,806
Interest on short-term borrowings	6	6	23	19
Interest on long-term debt	160	173	499	523
TOTAL INTEREST EXPENSE	1,537	2,081	4,976	6,348
NET INTEREST INCOME	6,439	6,391	19,229	19,258
PROVISION FOR LOAN LOSSES	588	268	1,476	987
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,851	6,123	17,753	18,271
NON-INTEREST INCOME:
Trust income	553	479	1,572	1,389
Service charges and fees on deposit accounts	957	1,009	2,810	2,940
Net gain on sales of securities	273	48	692	176
Bank owned life insurance income	153	148	447	1,245
Gains from sales of mortgage loans	35	195	92	243
Other operating income	79	49	224	202
TOTAL NON-INTEREST INCOME	2,050	1,928	5,837	6,195
NON-INTEREST EXPENSE:
Salaries and employee benefits	2,983	2,861	8,990	8,400
Equipment expenses	288	222	745	646
Occupancy expense, net	443	456	1,305	1,421
State franchise tax	190	173	582	528
Marketing	145	118	370	320
Intangible amortization	15	15	43	43
FDIC insurance premiums	95	269	563	716
Other non-interest expense	1,294	1,426	3,984	3,891
TOTAL NON-INTEREST EXPENSE	5,453	5,540	16,582	15,965
INCOME BEFORE INCOME TAXES	2,448	2,511	7,008	8,501
PROVISION FOR INCOME TAXES	581	561	1,640	1,725
INCOME FROM CONTINUING OPERATIONS	1,867	1,950	5,368	6,776
INCOME (LOSS) FROM DISCONTINUED OPERATIONS, NET OF TAX	0	39	793	177
NET INCOME	$ 1,867	$ 1,989	$ 6,161	$ 6,953
Dividends declared per common share (in dollars per share)	$ 0.16	$ 0.16	$ 0.48	$ 0.48
Basic earnings per common share:
Continuing operations (in dollars per share)	$ 0.28	$ 0.30	$ 0.80	$ 1.02
Discontinued operations (in dollars per share)	$ 0	$ 0	$ 0.12	$ 0.02
Diluted earnings per common share:
Continuing operations (in dollars per share)	$ 0.28	$ 0.30	$ 0.80	$ 1.02
Discontinued operations (in dollars per share)	$ 0	$ 0	$ 0.12	$ 0.02
Weighted average common shares outstanding:
Basic (in shares)	6,690,963	6,687,232	6,690,157	6,687,232
Diluted (in shares)	6,750,807	6,740,884	6,746,568	6,737,965