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CONSOLIDATED CONDENSED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2023
Dec. 31, 2022
ASSETS:    
Cash and due from banks $ 23,124 $ 20,244
Interest-bearing demand deposits 20,298 2,457
Total cash and cash equivalents 43,422 22,701
Investment securities:    
Equity securities with a readily determinable fair value, at fair value 1,254 2,273
Equity securities without a readily determinable fair value, at cost 2,099 2,099
Debt securities, available-for-sale, at fair value 274,500 289,850
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss 19,006 19,878
Federal Reserve Bank stock, at cost 4,652 4,652
Federal Home Loan Bank stock, at cost 7,583 4,415
Loans, net 1,450,472 1,395,632
Premises and equipment, net 33,288 33,042
Operating Lease, Right-of-Use Asset 6,093 6,525
Goodwill 59,221 59,221
Core deposit and other intangibles, net 1,351 1,827
Bank-owned life insurance 45,128 44,298
Other assets, net 25,512 25,503
TOTAL ASSETS 1,981,668 1,919,398
Deposits:    
Noninterest-bearing 453,146 505,824
Interest-bearing 1,163,744 1,099,146
Total deposits 1,616,890 1,604,970
Short-term Debt 30,000 71,455
Debt, Long-term and Short-term, Combined Amount 112,641 19,072
Operating lease liabilities 6,317 6,647
Accrued interest and other liabilities 14,471 16,579
TOTAL LIABILITIES 1,780,319 1,718,723
COMMITMENTS AND CONTINGENT LIABILITIES $ 0 $ 0
Preferred stock, shares authorized 1,000,000 1,000,000
SHAREHOLDERS' EQUITY:    
Preferred shares – no par value, authorized 1,000,000 shares, none outstanding $ 0 $ 0
Common Stock, Value, Issued 144,865 144,069
Retained earnings 143,211 139,249
Treasury Stock, Value (56,015) (52,689)
Accumulated other comprehensive loss, net of taxes (30,712) (29,954)
TOTAL SHAREHOLDERS' EQUITY 201,349 200,675
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY 1,981,668 1,919,398
Accrued interest receivable $ 8,087 $ 7,482
Common shares, no par value (in dollars per share) $ 0 $ 0
Common stock, shares, issued 14,334,765 14,270,550
Preferred stock, shares outstanding 0 0
Preferred shares, no par value (in dollars per share) $ 0 $ 0
Common stock, shares, outstanding (in shares) 11,123,382 11,259,080
Common stock, shares authorized 19,000,000 19,000,000
Treasury stock, shares 3,211,383 3,011,470