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Loans (Tables)
 6 Months Ended
Jun. 30, 2022
Receivables [Abstract]  
Information About Loans Modified During Period That Were Determined To Be Troubled Debt Restructurings [Table Text Block] nformation concerning loans that were modified during the six months ended June 30, 2022 and 2021 and that were determined to be troubled debt restructurings follows (in thousands):
20222021
Impaired loans without a valuation allowance$— 48 
Impaired loans with a valuation allowance— — 
Financing Receivable, Troubled Debt Restructuring [Table Text Block]
Loan modifications that were classified as TDRs during the three and six months ended June 30, 2022 and 2021 were as follows (dollars in thousands):
 20222021
 Number
of
Loans		Pre-Modification Recorded BalancePost-Modification Recorded BalanceNumber of LoansPre-Modification Recorded BalancePost-Modification Recorded Balance
Three Months Ended June 30,
Commercial and industrial— $— — — $— — 
Commercial, secured by real estate— — — — — — 
Residential real estate— — — 1 27 31 
Consumer— — — — — — 
Total— $— — 1 $27 31 
Six Months Ended June 30,    
Commercial & industrial— $— $— — $— $— 
Commercial, secured by real estate— — — — — — 
Residential real estate— — — 2 48 52 
Consumer— — — — — — 
Total— $— $— 2 $48 $52 
Major Classifications of Loans
Major classifications of loans at June 30, 2022 and December 31, 2021 were as follows (in thousands):
June 30, 2022December 31, 2021
Commercial & industrial$115,041 101,598 
Commercial, secured by real estate903,995 887,679 
Residential real estate316,518 335,106 
Consumer30,411 34,291 
Agricultural7,431 10,649 
Other loans, including deposit overdrafts81 122 
  Loans, gross1,373,477 1,369,445 
Less allowance for loan losses5,833 5,506 
Loans, net$1,367,644 1,363,939 
Loans in the above table are shown net of deferred origination fees and costs. Deferred origination fees, net of related costs, were $928,000 and $961,000 at June 30, 2022 and December 31, 2021, respectively.
Non-accrual, Past Due, and Accruing Restructured Loans
Non-accrual, past-due, and accruing restructured loans as of June 30, 2022 and December 31, 2021 were as follows (in thousands):
June 30, 2022December 31, 2021
Non-accrual loans:
Commercial, secured by real estate$378 1,182 
Residential real estate222 299 
Total non-accrual loans600 1,481 
Past-due 90 days or more and still accruing— 56 
Total non-accrual and past-due 90 days or more and still accruing600 1,537 
Accruing troubled debt restructured loans1,316 2,622 
Total$1,916 4,159 
Allowance for Loan Losses and Recorded Investments in Loans
The allowance for loan losses for the three and six months ended June 30, 2022 and 2021 were as follows (in thousands):
 Commercial
& Industrial		Commercial, Secured by
Real Estate		Residential
Real Estate		ConsumerAgriculturalOtherTotal
Three Months Ended June 30, 2022
Balance, beginning of period$1,297 3,494 639 73 18 9 5,530 
Provision (credit) charged to expenses(10)398 (32)(6)— 27 377 
Losses charged off— (67)— — — (49)(116)
Recoveries— — 18 — — 24 42 
Balance, end of period$1,287 3,825 625 67 18 11 5,833 
Six Months Ended June 30, 2022
Balance, beginning of year$1,095 3,607 665 105 30 4 5,506 
Provision (credit) charged to expenses192 285 (54)(33)(12)48 426 
Losses charged off— (67)(5)(5)— (76)(153)
Recoveries— — 19 — — 35 54 
Balance, end of period$1,287 3,825 625 67 18 11 5,833 
Three Months Ended June 30, 2021
Balance, beginning of period$957 3,634 919 131 39 (1)5,679 
Provision (credit) charged to expenses86 109 (223)(8)(2)23 (15)
Losses charged off— — — (2)— (22)(24)
Recoveries— — 1 1 — 10 12 
Balance, end of period$1,043 3,743 697 122 37 10 5,652 
Six Months Ended June 30, 2021
Balance, beginning of year$816 3,903 837 153 28 (9)5,728 
Provision (credit) charged to expenses227 (158)(152)(28)9 35 (67)
Losses charged off— (2)(16)(5)— (43)(66)
Recoveries— — 28 2 — 27 57 
Balance, end of period$1,043 3,743 697 122 37 10 5,652 
A breakdown of the allowance for loan losses and the loan portfolio by loan segment at June 30, 2022 and December 31, 2021 were as follows (in thousands):
 Commercial
& Industrial		Commercial, Secured by
Real Estate		Residential
Real Estate		ConsumerAgriculturalOtherTotal
June 30, 2022
Allowance for loan losses:
Individually evaluated for impairment$5 11 9 — — — 25 
Collectively evaluated for impairment1,282 3,814 616 67 18 11 5,808 
Acquired credit impaired loans— — — — — — — 
Balance, end of period$1,287 3,825 625 67 18 11 5,833 
Loans:
Individually evaluated for impairment$135 1,027 467 — — — 1,629 
Collectively evaluated for impairment114,429 901,466 315,080 30,411 7,431 81 1,368,898 
Acquired credit impaired loans477 1,502 971 — — — 2,950 
Balance, end of period$115,041 903,995 316,518 30,411 7,431 81 1,373,477 
December 31, 2021
Allowance for loan losses:
Individually evaluated for impairment$5 11 9 — — — 25 
Collectively evaluated for impairment1,090 3,596 656 105 30 4 5,481 
Acquired credit impaired loans— — — — — — — 
Balance, end of period$1,095 3,607 665 105 30 4 5,506 
Loans:
Individually evaluated for impairment$155 2,945 559 — — — 3,659 
Collectively evaluated for impairment101,355 883,122 333,384 34,291 10,649 122 1,362,923 
Acquired credit impaired loans88 1,612 1,163 — — — 2,863 
Balance, end of period$101,598 887,679 335,106 34,291 10,649 122 1,369,445 
Analysis of the Company's Loan Portfolio by Credit Quality Indicators
A breakdown of the loan portfolio by credit quality indicators at June 30, 2022 and December 31, 2021 is as follows (in thousands):
 PassOAEMSubstandardDoubtfulTotal
June 30, 2022
Commercial & industrial$112,752 2,154 135 — 115,041 
Commercial, secured by real estate874,986 20,890 8,119 — 903,995 
Residential real estate314,140 — 2,378 — 316,518 
Consumer30,410 — 1 — 30,411 
Agricultural7,431 — — — 7,431 
Other81 — — — 81 
Total$1,339,800 23,044 10,633 — 1,373,477 
December 31, 2021     
Commercial & industrial$98,694 2,757 147 — 101,598 
Commercial, secured by real estate851,709 22,336 13,634 — 887,679 
Residential real estate332,962 — 2,144 — 335,106 
Consumer34,281 — 10 — 34,291 
Agricultural10,649 — — — 10,649 
Other122 — — — 122 
Total$1,328,417 25,093 15,935 — 1,369,445 
Loan Portfolio Aging Analysis
A loan portfolio aging analysis at June 30, 2022 and December 31, 2021 is as follows (in thousands):
 30-59 Days
Past Due		60-89 Days
Past Due		Greater Than
90 Days
Past Due		Total
Past Due		CurrentTotal Loans
Receivable		Total Loans Greater Than
90 Days and
Accruing
June 30, 2022
Commercial & industrial$16 — — 16 115,025 115,041 — 
Commercial, secured by real estate— 14 — 14 903,981 903,995 — 
Residential real estate34 767 — 801 315,717 316,518 — 
Consumer14 — — 14 30,397 30,411 — 
Agricultural— — — — 7,431 7,431 — 
Other81 — — 81 — 81 — 
Total$145 781 — 926 1,372,551 1,373,477 — 
December 31, 2021       
Commercial & industrial$— — — — 101,598 101,598 — 
Commercial, secured by real estate181 — 784 965 886,714 887,679 — 
Residential real estate1,130 1 109 1,240 333,866 335,106 51 
Consumer22 5 5 32 34,259 34,291 5 
Agricultural— — — — 10,649 10,649 — 
Other122 — — 122 — 122 — 
Total$1,455 6 898 2,359 1,367,086 1,369,445 56 
Impaired Loans
Impaired loans, including acquired credit impaired loans, at June 30, 2022 and December 31, 2021 were as follows (in thousands):
June 30, 2022December 31, 2021
 Recorded InvestmentUnpaid Principal BalanceRelated AllowanceRecorded InvestmentUnpaid Principal BalanceRelated Allowance
With no related allowance recorded:
Commercial & industrial$477 686 — 88 316 — 
Commercial, secured by real estate1,879 2,240 — 3,897 4,736 — 
Residential real estate1,228 1,547 — 1,501 1,857 — 
Consumer— — — — — — 
Agricultural— — — — — — 
Other— — — — — — 
Total$3,584 4,473 — 5,486 6,909 — 
With an allowance recorded:   
Commercial & industrial$135 141 5 155 160 5 
Commercial, secured by real estate650 650 11 660 660 11 
Residential real estate210 210 9 221 221 9 
Consumer— — — — — — 
Agricultural— — — — — — 
Other— — — — — — 
Total$995 1,001 25 1,036 1,041 25 
Total:   
Commercial & industrial$612 827 5 243 476 5 
Commercial, secured by real estate2,529 2,890 11 4,557 5,396 11 
Residential real estate1,438 1,757 9 1,722 2,078 9 
Consumer— — — — — — 
Agricultural— — — — — — 
Other— — — — — — 
Total$4,579 5,474 25 6,522 7,950 25 
The following presents information related to the average recorded investment and interest income recognized on impaired loans, including acquired credit impaired loans, for the three and six months ended June 30, 2022 and 2021 (in thousands):
20222021
 Average Recorded InvestmentInterest Income RecognizedAverage Recorded InvestmentInterest Income Recognized
Three Months Ended June 30,
With no related allowance recorded:
Commercial & industrial$278 14 267 19 
Commercial, secured by real estate2,649 45 6,406 76 
Residential real estate1,356 54 2,909 70 
Consumer— — — — 
Agricultural— — — — 
Other— — 181 16 
Total$4,283 113 9,763 181 
With an allowance recorded:
Commercial & industrial$140 2 180 2 
Commercial, secured by real estate652 8 677 8 
Residential real estate213 3 251 4 
Consumer— — — — 
Agricultural— — — — 
Other— — — — 
Total$1,005 13 1,108 14 
Total:
Commercial & industrial$418 16 447 21 
Commercial, secured by real estate3,301 53 7,083 84 
Residential real estate1,569 57 3,160 74 
Consumer— — — — 
Agricultural— — — — 
Other— — 181 16 
Total$5,288 126 10,871 195 
Six Months Ended June 30,
With no related allowance recorded:
Commercial & industrial$215 28 299 44 
Commercial, secured by real estate3,130 124 7,061 201 
Residential real estate1,404 82 3,180 136 
Consumer— — 2 — 
Agricultural— — — — 
Other— — 182 30 
Total$4,749 234 10,724 411 
With an allowance recorded:    
Commercial & industrial$145 4 184 5 
Commercial, secured by real estate655 17 680 19 
Residential real estate215 6 254 8 
Consumer— — — — 
Agricultural— — — — 
Other— — — — 
Total$1,015 27 1,118 32 
Total:    
Commercial & industrial$360 32 483 49 
Commercial, secured by real estate3,785 141 7,741 220 
Residential real estate1,619 88 3,434 144 
Consumer— — 2 — 
Agricultural— — — — 
Other— — 182 30 
Total$5,764 261 11,842 443 
Schedule of Troubled Debt Restructurings, Modification Type [Table Text Block]