CONSOLIDATED STATEMENTS OF CASH FLOWS $ in Thousands	12 Months Ended
	Dec. 31, 2019 USD ($)	Dec. 31, 2018 USD ($)	Dec. 31, 2017 USD ($)
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 18,912	$ 14,845	$ 12,972
Adjustments to reconcile net income to net cash flows from operating activities-
Depreciation, amortization and accretion	3,244	4,073	3,308
Provision for loan losses	207	923	215
Impact of Tax Cuts and Jobs Act on Accumulated Other Comprehensive Income	0	0	486
Deferred income tax provision	419	228	1,478
Increase in cash surrender value of bank owned life insurance	(943)	(738)	(760)
Bank owned life insurance death benefits in excess of cash surrender value	0	0	(107)
Equity Securities, FV-NI, Gain (Loss)	(264)	73	(15)
Net gain on sales of securities	41	8	(218)
Realized (gain) loss from sale of premises and equipment	(1)	575	113
Realized loss from sale and impairment of other real estate owned and repossessed assets	44	14	3
Origination of mortgage loans for sale	(16,418)	(8,924)	(7,513)
Realized gains from sales of loans	(328)	(223)	(166)
Proceeds from sales of loans	16,590	9,033	7,588
Compensation expense related to stock options	0	0	1
Compensation expense related to restricted stock	134	107	75
Changes in:
Accrued income receivable	230	215	(4)
Other assets	(1,373)	(1,811)	(269)
Other liabilities	1,474	1,344	948
TOTAL ADJUSTMENTS	3,056	4,897	5,163
NET CASH FLOWS PROVIDED BY OPERATING ACTIVITIES	21,968	19,742	18,135
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from sales of equity securities	398	127	43
Proceeds from sales of debt securities available-for-sale	84,521	8,545	43,203
Proceeds from maturities and calls of debt securities:
Available-for-sale	28,942	24,249	25,012
Held-to-maturity	10,766	6,281	14,057
Purchases of equity securities	(367)	(1,118)	(80)
Purchases of debt securities:
Available-for-sale	(47,270)	0	(26,932)
Held-to-maturity	(8,570)	(3,431)	(5,625)
Increase (Decrease) in Time Deposits	996	9,354	0
Proceeds from Sale of Federal Reserve Bank Stock	1	0	0
Purchase of Federal Reserve Bank stock	0	(1,921)	0
Net increase in loans	(44,093)	(65,842)	(29,692)
Purchase of bank owned life insurance	(12,000)	0	0
Proceeds from bank owned life insurance mortality benefits	0	0	189
Proceeds from sales of other real estate owned and repossessed assets	19	21	971
Purchases of premises and equipment	(3,934)	(600)	(6,617)
Proceeds from sales of premises and equipment	5	651	272
Net cash received from acquisition of Columbus First Bancorp, Inc.	0	12,896	0
NET CASH FLOWS PROVIDED BY (USED IN) INVESTING ACTIVITIES	9,056	(10,788)	14,801
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in deposits	47,361	(29,332)	(25,084)
Net increase (decrease) in short-term borrowings	(56,230)	(770)	4,960
Proceeds from long-term debt	0	31,000	0
Principal payments on long-term debt	(6,055)	(7,214)	(295)
Proceeds from issuance of common stock	76	65	41
Payments for Repurchase of Common Stock	6,834	348	0
Proceeds from exercise of stock options	41	72	51
Cash dividends paid on common stock	(8,658)	(7,773)	(6,088)
NET CASH FLOWS USED IN FINANCING ACTIVITIES	(30,299)	(14,300)	(26,415)
NET CHANGE IN CASH AND CASH EQUIVALENTS	725	(5,346)	6,521
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR	20,040	25,386	18,865
CASH AND CASH EQUIVALENTS AT END OF YEAR	20,765	20,040	25,386
CASH PAID DURING THE YEAR FOR:
Interest	10,480	5,908	3,577
Income taxes	3,471	1,950	2,185
SUPPLEMENTAL DISCLOSURES OF NON-CASH INVESTING ACTIVITY:
Transfer from loans to other real estate owned and repossessed assets	17	244	974
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability	5,775	0	0
Payments to Acquire Federal Home Loan Bank Stock	(358)	0	$ 0
Columbus First Bancorp, Inc.
SUPPLEMENTAL DISCLOSURES OF NON-CASH INVESTING ACTIVITY:
Fair value of assets acquired		342,256
Less common stock issued	63,598	63,598
Less cash paid for the common stock		783
Liabilities assumed	$ 277,875	$ 277,875