BORROWINGS (Tables)

12 Months Ended

Dec. 31, 2019

Debt Disclosure [Abstract]

Summary of funds borrowed from Federal Home Loan Bank

Funds borrowed from the FHLB at December 31 by year of maturity were as follows (dollars in thousands):

	2019				2018
	Outstanding Balance		Average Rate		Outstanding Balance		Average Rate
Maturing within one year	18,998		2.40	%	6,052		1.74	%
Maturing one year through two years	11,996		2.42	%	18,988		2.40	%
Maturing two years through three years	5,000		2.97	%	11,992		2.42	%
Maturing three years through four years	5,000		3.02	%	5,000		2.97	%
Maturing four years through five years	—		—	%	5,000		3.02	%
Total	$	40,994	2.55	%	$	47,032	2.45	%

Short-term borrowings

Short-term borrowings at December 31 were as follows (dollars in thousands):

	2019				2018
	Amount		Rate		Amount		Rate
Line of credit	$	—	—	%	$	4,230	3.00	%
FHLB short-term advance	—		—	%	52,000		2.48	%
	$	—	—	%	$	56,230	2.52	%