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CONSOLIDATED CONDENSED STATEMENTS OF INCOME - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
INTEREST INCOME:    
Interest and fees on loans $ 14,538 $ 9,413
With a readily determinable fair value 17 15
Without a readily determinable fair value 16 7
Taxable 869 931
Non-taxable 544 704
Interest Income, Other Domestic Deposits 5 0
Other investments 124 72
TOTAL INTEREST INCOME 16,113 11,142
INTEREST EXPENSE:    
Interest on deposits 2,286 871
Interest on short-term borrowings 219 69
Interest on long-term debt 217 14
TOTAL INTEREST EXPENSE 2,722 954
NET INTEREST INCOME 13,391 10,188
(CREDIT) PROVISION FOR LOAN LOSSES (105) 79
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 13,496 10,109
NON-INTEREST INCOME:    
Fiduciary income 1,034 964
Service charges and fees on deposit accounts 1,308 1,305
Net loss from sales of debt securities, available-for-sale 18 0
Bank owned life insurance income 182 186
Gains from sales of loans 29 22
Other operating income 237 159
TOTAL NON-INTEREST INCOME 2,790 2,636
NON-INTEREST EXPENSE:    
Salaries and employee benefits 6,162 4,977
Equipment expenses 266 253
Occupancy expense, net 763 727
State franchise tax 438 303
Marketing 302 132
Amortization of intangibles 257 185
FDIC insurance premiums 126 99
Contracted services 464 315
Other real estate owned 3 2
Merger-related expenses 67 758
Other non-interest expense 1,852 1,798
TOTAL NON-INTEREST EXPENSE 10,718 9,549
INCOME BEFORE INCOME TAXES 5,568 3,196
PROVISION FOR INCOME TAXES 941 483
NET INCOME $ 4,627 $ 2,713
Dividends declared per common share (usd per share) $ 0.17 $ 0.16
Earnings per common share:    
Basic (usd per share) 0.35 0.27
Diluted (usd per share) $ 0.35 $ 0.27
Weighted average common shares outstanding:    
Basic (in shares) 13,283,634 10,020,611
Diluted (in shares) 13,287,338 10,028,588