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CONSOLIDATED CONDENSED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2019
Dec. 31, 2018
ASSETS:    
Cash and due from banks $ 14,358 $ 18,310
Interest-bearing demand deposits 5,169 1,730
Total cash and cash equivalents 19,527 20,040
Certificates of Deposit, at Carrying Value 747 996
Investment securities:    
Equity securities with a readily determinable fair value, at fair value 2,185 2,078
Equity securities without a readily determinable fair value, at cost 2,099 2,099
Debt securities, available-for-sale, at fair value 217,668 238,421
Debt securities, held-to-maturity, at cost 32,363 29,721
Federal Reserve Bank stock, at cost 4,652 4,653
Federal Home Loan Bank stock, at cost 4,845 4,845
Loans, net 1,203,008 1,194,577
Premises and equipment, net 32,548 32,627
Operating Lease, Right-of-Use Asset 5,348 0
Goodwill 59,221 59,221
Core deposit and other intangibles 4,760 5,042
Bank owned life insurance 28,905 28,723
Other assets 14,511 13,884
TOTAL ASSETS 1,632,387 1,636,927
Deposits:    
Noninterest-bearing 330,324 322,571
Interest-bearing 1,017,533 978,348
Total deposits 1,347,857 1,300,919
Short-term borrowings 0 56,230
Long-term debt 42,982 47,032
Operating Lease, Liability 5,289 0
Accrued interest and other liabilities 12,241 13,761
TOTAL LIABILITIES 1,408,369 1,417,942
COMMITMENTS AND CONTINGENT LIABILITIES 0 0
SHAREHOLDERS' EQUITY:    
Preferred shares – no par value, authorized 1,000,000 shares, none outstanding 0 0
Common shares – no par value; authorized 19,000,000 shares; issued 14,089,175 and 14,070,303 shares at March 31, 2019 and December 31, 2018, respectively 141,349 141,170
Retained earnings 96,912 94,547
Treasury shares at cost, 775,027 shares at March 31, 2019 and December 31, 2018 (12,013) (12,013)
Accumulated other comprehensive loss, net of taxes (2,230) (4,719)
TOTAL SHAREHOLDERS' EQUITY 224,018 218,985
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 1,632,387 $ 1,636,927