COMMITMENTS AND CONTINGENT LIABILITIES (Tables)

12 Months Ended

Dec. 31, 2018

Commitments and Contingencies Disclosure [Abstract]

Financial Instruments Whose Contract Amounts Represent Off-Balance-Sheet Credit Risk

Financial instruments whose contract amounts represent off-balance-sheet credit risk at December 31 were as follows (in thousands):

	2018		2017
Commitments to extend credit:
Commercial loans	$	23,978	18,964
Other loans:
Fixed rate	2,961		2,747
Adjustable rate	1,077		1,150
Unused lines of credit:
Fixed rate	31,446		20,984
Adjustable rate	169,031		90,147
Unused overdraft protection amounts on demand and NOW accounts	16,249		16,441
Standby letters of credit	1,080		294
	$	245,822	150,727