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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net income $ 12,482,000 $ 11,474,000 $ 9,869,000
Adjustments to reconcile net income to net cash flows from operating activities-      
Depreciation, amortization and accretion 2,557,000 2,997,000 2,991,000
Provision for loan losses 913,000 1,366,000 930,000
Deferred income tax provision (benefit) 928,000 (58,000) 192,000
Increase in cash surrender value of bank owned life insurance (746,000) (625,000) (671,000)
Realized gain on sales of securities available-for-sale (1,082,000) (495,000) (149,000)
Realized loss (gain) on sale of premises and equipment 33,000 (1,000) (128,000)
Realized loss from sale and write-downs of other real estate owned and repossessed assets 534,000 378,000 85,000
Origination of mortgage loans for sale (11,217,000) (7,725,000) (7,480,000)
Realized gains from sales of loans (244,000) (343,000) (147,000)
Proceeds from sales of loans 11,353,000 7,809,000 7,552,000
Penalty for prepayment of long-term debt 251,000 0 0
Compensation expense related to stock options 5,000 19,000 24,000
Compensation expense related to restricted stock 90,000 90,000 0
Changes in:      
Income receivable (216,000) (160,000) 414,000
Other assets (791,000) (3,302,000) 1,898,000
Other liabilities 634,000 1,815,000 560,000
TOTAL ADJUSTMENTS 3,002,000 1,765,000 6,071,000
NET CASH FLOWS FROM OPERATING ACTIVITIES 15,484,000 13,239,000 15,940,000
CASH FLOWS FROM INVESTING ACTIVITIES:      
Proceeds from sales of investment securities available-for-sale 92,455,000 97,981,000 67,296,000
Proceeds from maturities and calls of investment securities:      
Available-for-sale 84,529,000 29,700,000 36,716,000
Held-to-maturity 6,640,000 3,515,000 4,688,000
Purchases of investment securities:      
Available-for-sale (124,934,000) (163,859,000) (92,180,000)
Held-to-maturity (25,010,000) (3,413,000) (11,090,000)
Proceeds from redemption of Federal Reserve Bank stock 0 0 41,000
Purchase of Federal Reserve Bank stock 0 (256,000) (743,000)
Proceeds from sale of impaired loans 0 4,559,000 0
Net increase in loans (48,153,000) (42,530,000) (10,081,000)
Purchase of bank owned life insurance (4,000,000) 0 0
Proceeds from redemption of bank owned life insurance 0 0 3,633,000
Proceeds from sales of other real estate owned and repossessed assets 526,000 245,000 750,000
Additions to other real estate owned (182,000) (20,000) (45,000)
Purchases of premises and equipment (9,450,000) (504,000) (1,052,000)
Proceeds from sales of premises and equipment 63,000 22,000 179,000
Net cash acquired from (paid for) acquisition 0 8,993,000 (9,114,000)
NET CASH FLOWS USED IN INVESTING ACTIVITIES (27,516,000) (65,567,000) (11,002,000)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Net increase (decrease) in deposits 23,745,000 41,822,000 (4,797,000)
Net increase in short-term borrowings 4,653,000 20,742,000 7,339,000
Principal payments on long-term debt (5,349,000) (5,410,000) (745,000)
Penalty for prepayment of long-term debt (251,000) 0 0
Proceeds from issuance of common stock 52,000 66,000 58,000
Repurchase of stock warrants (1,545,000) 0 0
Proceeds from exercise of stock options 592,000 152,000 0
Excess tax benefit from exercise of stock options and vesting of restricted common stock 61,000 13,000 0
Cash dividends paid on common stock (6,048,000) (5,915,000) (5,636,000)
NET CASH FLOWS PROVIDED BY (USED IN) FINANCING ACTIVITIES 15,910,000 51,470,000 (3,781,000)
NET CHANGE IN CASH AND CASH EQUIVALENTS 3,878,000 (858,000) 1,157,000
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 14,987,000 15,845,000 14,688,000
CASH AND CASH EQUIVALENTS AT END OF YEAR 18,865,000 14,987,000 15,845,000
CASH PAID DURING THE YEAR FOR:      
Interest 3,542,000 3,396,000 3,502,000
Income taxes 4,420,000 4,820,000 2,610,000
SUPPLEMENTAL DISCLOSURES OF NON-CASH INVESTING ACTIVITY:      
Transfer from loans to other real estate owned and repossessed assets $ 32,000 $ 79,000 $ 435,000