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OTHER REAL ESTATE OWNED
12 Months Ended
Dec. 31, 2016
Real Estate [Abstract]  
OTHER REAL ESTATE OWNED
OTHER REAL ESTATE OWNED

Other real estate owned includes property acquired through foreclosure or deed-in-lieu of foreclosure and are included in other assets in the consolidated balance sheets.  Changes in other real estate owned were as follows (in thousands):
 
2016
 
2015
Balance, beginning of year
$
846

 
1,370

Additions
214

 
99

Reductions due to sales
(484
)
 
(205
)
Reductions due to valuation write downs
(576
)
 
(418
)
Balance, end of year
$

 
846



Other real estate owned at December 31 consisted of (in thousands):
 
2016
 
2015
Commercial real estate
$

 
846



The total recorded investment in residential consumer mortgage loans secured by residential real estate that was in the process of foreclosure at December 31, 2016 was $456,000.