COMMITMENTS AND CONTINGENT LIABILITIES (Tables)

12 Months Ended

Dec. 31, 2015

Commitments and Contingencies Disclosure [Abstract]

Financial Instruments Whose Contract Amounts Represent Off-Balance-Sheet Credit Risk

Financial instruments whose contract amounts represent off-balance-sheet credit risk at December 31 were as follows (in thousands):

	2015		2014
Commitments to extend credit:
Commercial loans	$	8,160	5,152
Other loans:
Fixed rate	2,293		877
Adjustable rate	1,362		2,011
Unused lines of credit:
Fixed rate	6,378		6,496
Adjustable rate	90,153		67,981
Unused overdraft protection amounts on demand and NOW accounts	10,057		10,206
Standby letters of credit	457		563
	$	118,860	93,286