CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
ASSETS:
Cash and due from banks	$ 14,155	$ 14,235
Interest-bearing demand deposits	832	1,610
Total cash and cash equivalents	14,987	15,845
Investment securities:
Available-for-sale, at fair value	377,978	285,365
Held-to-maturity, at cost	22,633	22,725
Federal Reserve Bank stock, at cost	2,732	2,346
Federal Home Loan Bank stock, at cost	3,638	3,638
Loans, net	767,809	695,835
Premises and equipment, net	22,100	20,733
Goodwill	30,183	27,638
Core deposit and other intangibles	5,396	4,780
Bank owned life insurance	22,561	21,936
Other assets	10,514	7,225
TOTAL ASSETS	1,280,531	1,108,066
Deposits:
Noninterest-bearing	250,306	213,303
Interest-bearing	836,854	732,902
Total deposits	1,087,160	946,205
Short-term borrowings	37,387	16,645
Long-term debt	5,947	11,357
Accrued interest and other liabilities	9,929	8,164
TOTAL LIABILITIES	$ 1,140,423	$ 982,371
Commitments and Contingencies
SHAREHOLDERS' EQUITY:
Preferred shares - no par value, authorized 1,000,000 shares, none outstanding	$ 0	$ 0
Common shares - no par value, authorized 12,000,000 shares, issued 10,679,174 and 10,064,945 shares at December 31, 2015 and 2014, respectively	76,908	67,181
Retained earnings	74,629	69,394
Treasury shares at cost, 753,627 shares at December 31, 2015 and 2014	(11,665)	(11,665)
Accumulated other comprehensive income (loss), net of taxes	236	785
TOTAL SHAREHOLDERS' EQUITY	140,108	125,695
TOTAL LIABILITES AND SHAREHOLDERS' EQUITY	$ 1,280,531	$ 1,108,066