COMMITMENTS AND CONTINGENT LIABILITIES (Tables)

12 Months Ended

Dec. 31, 2014

Commitments and Contingencies Disclosure [Abstract]

Financial Instruments Whose Contract Amounts Represent Off-Balance-Sheet Credit Risk

Financial instruments whose contract amounts represent off-balance-sheet credit risk at December 31 were as follows (in thousands):

	2014		2013
Commitments to extend credit:
Commercial loans	$	5,152	9,316
Other loans:
Fixed rate	877		852
Adjustable rate	2,011		1,653
Unused lines of credit:
Fixed rate	6,496		3,404
Adjustable rate	67,981		60,236
Unused overdraft protection amounts on demand and NOW accounts	10,206		9,494
Standby letters of credit	563		365
	$	93,286	85,320