COMMITMENTS AND CONTINGENT LIABILITIES (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012 Letter_of_Credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, liability	$ 85,320,000	$ 82,806,000
Standby letter of credit to related party		80,000
Outstanding guarantees of standby letters of credits issued to developers and contractors	365,000	346,000
Total participation amounts of standby letters of credit		4,800,000
Number of standby letters of credit securing payment of principal and interest on bond issue		4
Commercial Loan [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, liability	9,316,000	13,625,000
Other Loans [Member] | Fixed Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, liability	852,000	4,602,000
Other Loans [Member] | Adjustable Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, liability	1,653,000	1,238,000
Unused lines of Credit [Member] | Fixed Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, liability	3,404,000	3,368,000
Unused lines of Credit [Member] | Adjustable Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, liability	60,236,000	45,199,000
Unused Overdraft Protection Amounts on Demand and NOW Accounts [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, liability	9,494,000	9,665,000
Standby Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, liability	$ 365,000	$ 5,109,000