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INCOME TAXES, EFFECTIVE INCOME TAX RATE RECONCILIATION (Details)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Reconciliation between the statutory income tax and effective tax rate [Abstract]      
Statutory tax rate 34.00% 34.00% 34.00%
Increase (decrease) resulting from [Abstract]      
Tax exempt interest (7.20%) (7.20%) (7.70%)
Tax exempt income on bank owned life insurance (2.00%) (1.80%) (1.90%)
Other, net 0.30% 0.30% (1.20%)
Effective tax rate 25.10% 25.30% 23.20%