Regulatory Capital Matters (Tables)

3 Months Ended

Mar. 31, 2019

Regulatory Capital Matters

Schedule of the Company's and the Bank's actual capital amounts and ratios

	(Dollars in Thousands)
									To Be Well Capitalized
					For CapitalAdequacy				Under Prompt Corrective
	Actual				Purposes (1)				Action Provisions
March 31, 2019	Amount		Ratio		Amount		Ratio		Amount		Ratio
Total Capital (to risk-weighted assets)		56,359	14.21	%		31,731	8.00	%	$	39,664	10.00	%
Tier I Capital (to risk-weighted assets)		51,960	13.10	%		23,798	6.00	%		31,731	8.00	%
Common Equity Tier I Capital (to risk-weighted assets)		51,960	13.10	%		17,849	4.50	%		25,781	6.50	%
Tier I Leverage Capital (to average assets)		51,960	11.17	%		18,606	4.00	%		23,257	5.0	%

	(Dollars in Thousands)
									To Be Well Capitalized
					For Capital Adequacy				Under Prompt Corrective
	Actual				Purposes (1)				Action Provisions
December 31, 2018	Amount		Ratio		Amount		Ratio		Amount		Ratio
Total Capital (to risk-weighted assets)		55,115	14.03	%		31,424	8.00	%	$	39,280	10.00	%
Tier I Capital (to risk-weighted assets)		50,742	12.92	%		23,568	6.00	%		31,424	8.00	%
Common Equity Tier I Capital (to risk-weighted assets)		50,742	12.92	%		17,676	4.50	%		25,532	6.50	%
Tier I Leverage Capital (to average assets)		50,742	10.82	%		18,764	4.00	%		23,455	5.0	%

With the capital conservation rules fully phased-in as of January 1, 2019, Basel III Capital Rules require banking organizations to maintain: a minimum ratio of common equity Tier 1 capital to risk-weighted assets of at least 4.5%, plus a 2.5% “capital conservation buffer”; a minimum ratio of Tier 1 capital to risk-weighted assets of at least 6.0%, plus the 2.5% capital conservation buffer; a minimum ratio of total capital to risk-weighted assets of at least 8.0%, plus the 2.5% capital conservation buffer; and a minimum ratio of Tier 1 capital to adjusted average consolidated assets of at least 4.0%.