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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2017
Sep. 30, 2016
Operating Activities    
Net income $ 3,137 $ 3,114
Items not requiring (providing) cash:    
Depreciation 337 401
Provision (credit) for loan losses   (85)
Amortization of premiums and discounts on securities 166 233
Amortization of core deposit intangible 53 53
Deferred income taxes 131 214
Stock based compensation 92 63
BOLI Income (132) (133)
Proceeds from sale of mortgage loans held for sale 11,566 13,252
Origination of mortgage loans held for sale (11,408) (12,974)
Gains on sales of available-for-sale securities (48) (126)
Gains on sales of mortgage loans held for sale (235) (278)
Write-downs and losses (gains) on other real estate owned   (11)
Loss (gain) on sale premises and equipment (10) 31
Changes in:    
Accrued interest receivable 117 133
Other assets (226) 56
Accrued interest payable and other liabilities (282) 190
Net cash provided by operating activities 3,258 4,133
Investing Activities    
Loan originations and payments, net (2,819) (12,330)
Increase in interest-bearing deposits in other financial institutions (7,068) (12,883)
Purchase of premises and equipment (64) (92)
Proceeds from maturities of available-for-sale securities 6,831 10,090
Purchase of available-for-sale securities (4,276) (9,494)
Proceeds from sales of available-for-sale securities 6,498 4,358
Proceeds from sales of other real owned   177
Proceeds from sales of premises and equipment 12 197
Purchase of FHLB stock (28)  
Net cash used in investing activities (914) (19,977)
Financing Activities    
Net change in demand deposits, money market, NOW and savings accounts (2,458) (11,506)
Net change in time deposits (5,384) (5,053)
Proceeds from FHLB advances 39,000 30,000
Repayment of FHLB advances (34,000) (5,000)
Repayment of other borrowings   (2,000)
Redemption of preferred stock (192)  
Exercise of stock options   32
Dividends paid on common stock (162) (160)
Dividends paid on preferred stock (238) (371)
Net cash provided by financing activities (3,434) 5,942
Decrease in Cash and Cash Equivalents (1,090) (9,902)
Cash and Cash Equivalents, Beginning of Year 8,542 15,255
Cash and Cash Equivalents, End of Year 7,452 5,353
Supplemental Cash Flows Information    
Interest paid 2,146 1,870
Income taxes paid 1,295 900
Conversion of cumulative preferred stock $ 7,077 398
Loans transferred to other real estate owned   $ 66